Evidence Establishing Arson by Insured

0
3KB

No Bad Faith if Preponderance of Evidence Exists That Insured Was an Arsonist

Read the full article at https://www.linkedin.com/pulse/evidence-establishing-probability-insured-set-fire-zalma-esq-cfe and at https://zalma.com/blog plus more than 3750 posts.

A fire at the home of Plaintiff Leo Ly caused extensive property damage. Defendant Universal Property and Casualty Insurance Company denied Plaintiff’s claim under his homeowner’s insurance policy, citing to an exclusion for loss caused intentionally by the insured. Defendant believes that Plaintiff started the fire himself to recover insurance proceeds to aid with his financial distress. In Leo Ly v. Universal Property & Casualty Insurance Company, Civil Action No. 19-1239, United States District Court For The Eastern District Of Pennsylvania (May 7, 2021) Mr. Ly sued for bad faith denial of his claim. The insurer asserted a counterclaim for insurance fraud against Plaintiff.

ZALMA OPINION

Arson-for-Profit is usually proved by circumstantial evidence. Although there existed substantial circumstantial evidence that Ly set the fire because he had a motive, opportunity and ability to set the fire and because there was no accidental cause for the fire. An attempt to defraud an insurer and obtain a few hundred thousand dollars for a fire at a house that cost the insured $1; that he mortgaged for $180,000; coupled with the circumstantial evidence outlined by the court defeated the suit. Mr. Ly should try to find a way to avoid a trial and consider himself lucky that no one has charged him with the crime of arson or insurance fraud.

Commandité

We are 100% funded for October.

Thanks to everyone who helped out. 🥰

Xephula monthly operating expenses for 2024 - Server: $143/month - Backup Software: $6/month - Object Storage: $6/month - SMTP Service: $10/month - Stripe Processing Fees: ~$10/month - Total: $175/month

Xephula Funding Meter

Please Donate Here

Rechercher
Catégories
Lire la suite
Autre
A look at how America began... Graduate school scribble.
Also posted here: http://bthomaspainerevisited.runboard.com/t32   United States history is,...
Par Thomas Revisited 2020-05-28 19:54:42 0 14KB
Politics
Is Biden Commander In Chief ? Evidence SAYS NO!!
75 Million people watched in disbelief as Joe Biden and Kamala Harris were inaugurated on Janaury...
Par Wym Creator 2021-02-05 04:10:01 6 7KB
Politics
2 Members of NFAC Black Militia Injured After One Shoots Himself Accidentally
2 Members of NFAC Black Militia Injured After One Shoots Himself Accidentally (I can just about...
Par Rogue Nation Eternal Militia 2020-07-26 02:16:30 1 10KB
Politics
Judge tosses last election lawsuit in Arizona
An Arizona judge on Friday dismissed a lawsuit from two voters alleging mishandled ballots, the...
Par Meme King 2020-11-21 17:30:40 0 5KB
Autre
Auto Insurance Only Available for Drivers Listed in Policy
Auto Insurance only Available for Drivers Listed in Policy Scheduled Driver Endorsement...
Par Barry Zalma 2024-06-18 12:54:51 0 1KB