Zalma’s Insurance Fraud Letter – October 1, 2023 Read the full article at https://lnkd.in/gSwZcFtw, see the full video at https://lnkd.in/geXk8tvN and at https://lnkd.in/gyWx2-zm, Read the full article and the full 22 pages of ZIFL at https://lnkd.in/gY5fRg9E and at https://zalma.com/blog plus more than 4650 posts. Volume 27, Issue 19, October 1, 2023 See the full video at https://rumble.com/v3ltkfq-zalmas-insurance-fraud-letter-october-1-2023.html and at...

 You Only Get What You Pay For Read the full article at https://lnkd.in/gHganPZT and see the full video at https://lnkd.in/gH_FQVyZ and at https://lnkd.in/geWvCzk6 and https://zalma.com/blog plus more than 4600 posts. Refusal to Buy Coverage Defeats Suit In Texas Windstorm Insurance Association v. Kevin Kelly and Tiffany Kelly, No. 09-22-00173-CV, Court of Appeals of Texas (September 21, 2023) the Texas Windstorm Insurance Association’s (TWIA)  appealed from an order...

The Burning Bed   Read the full article at https://lnkd.in/gAkGBCRe, see the full video at https://lnkd.in/gjvHmTRb and at https://lnkd.in/g3R-Wbmc and at https://zalma.com/blog plus more than 4650 posts. When an Obvious Arson is Just an Accident This is a Fictionalized True Crime Story of Suspected Insurance Fraud from an Expert who explains why Insurance Fraud is a “Heads I Win, Tails You Lose” situation for Insurers. The stories help to Understand...

Louisiana v. North Carolina Insurance Read the full article at https://lnkd.in/g5QAa5ut and see the full video at https://lnkd.in/gNKZXcfu and at https://lnkd.in/gekGsCfU and at https://zalma.com/blog plus more than 4600 posts. Jurisdiction Chosen by Contract of Insurance Must be Followed Government Employees Insurance Company (hereinafter “GEICO”) sought review of the trial court’s July 12, 2023 judgment denying its motion for partial summary judgment. In Washington Dos...

Sexual Assault Excluded Read the full article at https://lnkd.in/gY7pfC2Y and see the full video at https://lnkd.in/gAuWxV_z  and at https://lnkd.in/gaK2SkhQ and at https://zalma.com/blog plus more than 4600 posts. Situs of Assault Does not Create Coverage A coverage dispute arose from the sexual assault of a special needs student aboard her school bus. National Liability and Fire Company sought a declaration that it had no duty to defend or indemnify the bus company or its school...

Sovereign Immunity Defeats Claim Read the full article at https://lnkd.in/gR8FJf2Y and see the full video at https://lnkd.in/gQgfFPGD and at https://lnkd.in/g3jsRwKQ and at https://zalma.com/blog plus more than 4600 posts. Indian Tribe’s Sovereign Immunity Limits Waived by Insurance Only if Claimant Complies with Waiver Requirements The Seminole Tribe of Florida (“the Tribe”) appealed an order denying its motion to dismiss based on sovereign immunity. The trial court...

You Win Some, You Lose Some Read the full article at https://lnkd.in/gXR3-NGT and see the full video at https://lnkd.in/gHR5beMK and at https://lnkd.in/gi3w5DGC and at https://zalma.com/blog plus more than 4600 posts. Statute of Limitations Bars Bad Faith Claim Loann T. Phan-Kramer and Jonerik Kramer sued American States Insurance Company for underinsured motorist coverage, won, and collected. Then, they sued American States again asserting statutory bad faith, breach of contract/good...

No Duty to Accept Offer Five Times Policy Limit Read the full article at https://lnkd.in/grFd6ZjY and see the full video at https://lnkd.in/gDjUUgRp and at https://lnkd.in/g8tPs8mC and at https://zalma.com/blog plus more than 4600 posts. Insurer Not Obligated to Commit Insurance Claims Suicide Benjamin D. Markuson, Erik Saterbo, and Stephen Saterbo v. State Farm Mutual Automobile Insurance Company, an Illinois corporation; Crawford Law Group, P.A., a Florida corporation; and Larry Walker,...

Imperfect Investigation Not Bad Faith Read the full article at https://lnkd.in/g-pQU7pr and see the full video at https://lnkd.in/gV8Yt-F2  and at https://lnkd.in/gjaR-PCv and at https://zalma.com/blog plus more than 4600 posts. Insurer that Pays Limit of Policy After Appraisal Did not Breach The Covenant of Good Faith & Fair Dealing Washington Street, LLC (“Washington Street”) appealed a District Court order granting summary judgment to Nationwide Property and...

Parties to Insurance Contract Alone Can Commit Bad Faith   Read the full article at https://lnkd.in/grdrF8Rq, see the full video at https://lnkd.in/g5dH3SFc and at https://lnkd.in/g8hbd4Ce and at https://zalma.com/blog plus more than 4600 posts.   Attorneys May Not Be Sued for the Tort of Bad Faith   For many years lawyers for policyholders have sued insurer’s lawyers for the tort of bad faith to avoid federal court. I was sued dozens of times...

Do the Tort – Pay the Damages Read the full article at https://lnkd.in/g9hwY9aB and see the full video at https://lnkd.in/g3PXWgE4   and at https://lnkd.in/geFe8U-B and at https://zalma.com/blog plus more than 4600 posts. No Indemnity for City’s Sole Negligence The City of Kansas City sought contractual indemnity against Occupational Health Centers of the Southwest, P.C. doing business as Concentra Medical Centers in the Circuit Court of Jackson County only to be refused...

Lies on Application & Insurance Never Existed Read the full article at https://lnkd.in/gh46Evtz and see the full video at https://lnkd.in/gxJVuVFJ and at https://lnkd.in/gT3CcwA8 and https://zalma.com/blog plus more than 4600 posts. Rescission Results in Policy Void From its Inception Lies on Application & Insurance Never Existed Read the full article at https://lnkd.in/gh46Evtz and see the full video at https://lnkd.in/gxJVuVFJ and at https://lnkd.in/gT3CcwA8 and...