No Indemnity for Old Damage
    Minnesota Statute Does not Require Insurer to Pay to Bring Church Property up to Code From Damage Predating Loss Read the full article at https://lnkd.in/gCg-xeCi and see the full video at https://lnkd.in/gWDAee5m and at https://lnkd.in/gXvrZxyM and at https://zalma.com/blog plus more than 4350 posts. St. Matthews Church of God and Christ (St. Matthews) is located in St. Paul, Minnesota sued State Farm Fire and Casualty Company (State Farm) who insured St. Matthews. The policy provided...
    By Barry Zalma 2022-12-02 13:55:58 0 1
    COVID Ruined Ski Trip
    INSURANCE POLICY TERMINATED BEFORE LOSSES Read the full article at https://lnkd.in/gPWS4xhk and see the full video at https://lnkd.in/gvi36qE4 and at https://lnkd.in/gPd6SMED and at https://zalma.com/blog plus more than 4350 posts. COVID Ruined Ski Trip In re: United Specialty Insurance Company Ski Pass Insurance Litigation, Ann C. Hoak; et al. v. United Specialty Insurance Company, and American Claims Management; Beecher Carlson Insurance, LLC, No. 21-16986, United States Court of Appeals,...
    By Barry Zalma 2022-11-30 13:53:35 0 2
    Zing Zing's Owner Barbecued
    No Coverage for Theft by Persons Entrusted Read the full article at https://lnkd.in/gebMQTZ8 and see the full video at https://lnkd.in/gWAREVQA and at https://lnkd.in/grcvX3Nk and at https://zalma.com/blog plus more than 4350 posts. Zing Zing’s Owner Barbecued When the plaintiff turned her restaurant over to two restaurateurs when she became ill they took out all of the equipment of the restaurant and converted it to their possession. The restaurateurs  claimed they purchased the...
    By Barry Zalma 2022-11-29 13:49:25 0 2
    Only Sue The Insurer
    No Right to Sue Insurer for Fraud in Claims Handling Read the full article at https://lnkd.in/gAFMdUy6 and see the full video at https://lnkd.in/gSgbx8hW and at https://lnkd.in/gnAB2qVD and at https://zalma.com/blog plus more than 4350 posts. Impossible to Sue Insurers who are Part of the Same Group of Insurers John R. Parrish sued alleging claims for breach of contract, breach of the duty of good faith and fair dealing, and fraud against the three defendant insurance companies. The claims...
    By Barry Zalma 2022-11-28 13:46:01 0 3
    No Insurance Policy Covers Every Risk of Loss
    Court Refuses to Strain to Find Ambiguity That Did Not Exist Read the full article at https://lnkd.in/gmi-2uDQ and see the full video at https://lnkd.in/gJ-B9qVK and at https://lnkd.in/gTJRSEqr and at https://zalma.com/blog plus more than 4350 posts. In ERIE INSURANCE EXCHANGE v. DRAGANA PETROVIC, No. 1-21-0628, 2022 IL App (1st) 210628-U, Court of Appeals of Illinois, First District, Second Division (November 15, 2022) the issue was resolved. In ERIE INSURANCE EXCHANGE v. DRAGANA PETROVIC,...
    By Barry Zalma 2022-11-25 13:25:27 0 18
    Why I Am Thankful
    Read the full article at https://lnkd.in/gCGDBRGW and see the full video at https://lnkd.in/gRe5gnbG and at https://lnkd.in/g7Mcra7y and at https://zalma.com/blog. A Blog and Video Blog Explaining Why I am Thankful My family and I have much to be thankful for this year, not the least of which are the care provided by Dr. Wright, the cardiologist who cares for me and my wife, Thea. I am personally in good health, walking four to five miles a day, and in retirement from the practice of law,...
    By Barry Zalma 2022-11-23 15:08:42 0 20
    False Invoices Defeat Claim
    IT DOESN’T PAY TO TRY TO CHEAT YOUR INSURANCE COMPANY Read the full article at https://lnkd.in/gmrWXc2T and see the full video at https://lnkd.in/gKQZE4aq and at https://lnkd.in/gTXX_aCS and at https://zalma.com/blog plus more than 4350 posts. Legitimate Claim Destroyed by Creating Fake Invoices Sigismondi Foreign Car Specialists, Inc. appealed the U. S. District Court's summary judgment in favor of State Auto Property and Casualty Insurance Company on State Auto's declaratory judgment...
    By Barry Zalma 2022-11-22 13:50:08 0 20
    Rust is an act of Nature
    Read the full article at https://lnkd.in/g3gc66aS and see the full video at https://lnkd.in/g5Jkmv9G and at https://lnkd.in/gsnDdaGR and at https://zalma.com/blog plus more than 4350 posts. CAST IRON PIPES RUST & LEAK Acts of Nature are Excluded Marisol Rosa (“Rosa”) appealed a final summary judgment entered in favor of Safepoint Insurance Company (“Safepoint”). In Marisol Rosa v. Safepoint Insurance Company, No. 5D21-3005, Florida Court of Appeals, Fifth District...
    By Barry Zalma 2022-11-21 13:53:06 0 38
    Claims Commandments
    Claims Commandments - Claims Commandment XIRead the full article at https://lnkd.in/grtpX8uu, see the full video at https://lnkd.in/gTUcu7T3 and at https://lnkd.in/gGsVqzjs and at https://zalma.com/blog plus more than 4350 posts.Thou Shall Empathize With the ClaimantEveryone in a claim situation is unhappy, disturbed, shocked, injured either in body or emotionally and needs help. The adjuster must recognize the difference between sympathy and empathy.Empathy is identification with and...
    By Barry Zalma 2022-11-17 14:28:01 0 29
    Liars Never Prosper
    LIARS NEVER PROSPER Read the full article at https://lnkd.in/giMUs_UK and see the full video at https://lnkd.in/g-fXuSXA and at https://lnkd.in/gRUV7MuU and at https://zalma.com/blog plus more than 4350 posts. MATERIAL MISREPRESENTATION RESCINDS POLICY Never Lie on an Application for Insurance Plaintiff Security National Insurance Company’s moved for Summary Judgment on its suit for declaratory relief that the insured Salient Landscaping, Inc. misrepresented material facts sufficient to...
    By Barry Zalma 2022-11-17 13:48:54 0 35
    Sleep With Dogs You'll Wake With Fleas
    Read the full article at https://lnkd.in/gguiH2Vp, see the full video at https://lnkd.in/g94g9jNP and at https://lnkd.in/g6uFdmei and at https://zalma.com/blog plus more than 4350 posts. No PIP Benefits for Staged Collision In National General Insurance Online, Inc., et al. v. Franklin Blasco, et al., AB Medical Supply, Inc., et al., 2022 NY Slip Op 06252, No. 2019-13906, Index No. 605852/18, Supreme Court of New York, Second Department  (November 9, 2022) the New York appellate court...
    By Barry Zalma 2022-11-16 13:47:42 0 35
    Claims Commandments
    Claims Commandment IX - Thou Shall Document the Claim File Read the full article at https://lnkd.in/gXB5ExE9 and see the full video at https://lnkd.in/gPgP-TGd and at https://lnkd.in/gtuJGdEb and at https://zalma.com/blog plus more than 4350 posts. Insurance claims handling is a person to person business where the claims handler, the insured and the claimant (if there is one) interact with each other. Because the interaction is not always perfect it is essential to document the interaction in...
    By Barry Zalma 2022-11-14 14:06:33 0 47
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