Domicile or Residence of Insured or Insurer

Read the full article at https://www.linkedin.com/pulse/video-relating-domicile-v-residence-insurance-claims-barry and see the full video at https://youtu.be/X94jiAiWabA and at https://zalma.com/blog plus more than 3550 posts. 

Insurance companies often see disputes relating to the terms “domicile” and “residence.” It is important, therefore, that everyone in the business of insurance must understand the meaning, and application, of the terms to insurance claims and how they relate to individuals and corporations that are insured or insurers.

Definition of Domicile

Although a person may have more than one residence, he or she may only have one domicile at any one time. [Nat’l Artists Mgmt. Co. v. Weaving, 769 F. Supp. 1224, 1227 (S.D.N.Y. 1991)]. Domicile is established initially at birth and is presumed to continue in the same place, absent sufficient evidence of a change. To effect a change of domicile, two things are indispensable: First, residence in a new domicile; and, second, the intention to remain there.

If a person is domiciled in a particular location, that location remains his domicile whenever he is absent so long as he has the intention of returning.