A Hous is Not A Home

0
6كيلو بايت


Give Me a Break: A Mobile Home that Can’t Be Used or Moved is a Total Loss


Read the whole article at https://www.linkedin.com/pulse/house-home-cant-lived-humans-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3500 posts. 


In Patricia Crisco, et al. v. Foremost Insurance Company Grand Rapids, Michigan, et al., No. C 19-07320 WHA, USDC (December 4, 2020) victims of a wild fire sued their insurer claiming a total loss to their mobile homes because the park infrastructure was destroyed by the fire and the homes were not liveable even if their walls were intact.


ZALMA OPINION


Catastrophes, like the wild fire that destroyed the mobile home park where Plaintiffs’ homes sat, result in strange decisions by insurers and courts. In this case, the mobile homes in question were not destroyed by fire but they were destroyed by the wild fire that eliminated the infrastructure necessary to make them a home. Standing on a technicality, and even trying to use a California Supreme Court decision, Hughes v. Potomac Ins. Co. of District of Columbia, 199 Cal. App. 2d 239, 248-49 (1962) which supported the plaintiffs, not Foremost, because it held a house on the edge of a cliff still intact was totally destroyed, was unwise.

إعلان مُمول

We are 100% funded for October.

Thanks to everyone who helped out. 🥰

Xephula monthly operating expenses for 2024 - Server: $143/month - Backup Software: $6/month - Object Storage: $6/month - SMTP Service: $10/month - Stripe Processing Fees: ~$10/month - Total: $175/month

Xephula Funding Meter

Please Donate Here

البحث
الأقسام
إقرأ المزيد
True Crime
True Crime of Insurance Fraud Video Number 74
Someone Stole My Rolls RoyceRead the full article at https://lnkd.in/g5Sp3sxm and see the full...
بواسطة Barry Zalma 2022-05-17 13:33:47 0 3كيلو بايت
Politically Incorrect
Not the Bees!
https://archive.ph/cfDKm Can’t anything good come out of Asia this year? As if local bee...
بواسطة Scathing Take 2020-05-11 02:50:18 1 6كيلو بايت
Politics
George Conway Makes Maximum Donation to Joe Biden
Attorney George Conway, husband to White House counselor Kellyanne Conway, announced a...
بواسطة Wym Creator 2020-03-04 17:59:46 0 5كيلو بايت
أخرى
A Video About Foundations and Shear Walls
Inadequate Foundations & Shear Walls Read the full article at...
بواسطة Barry Zalma 2021-07-26 13:03:47 0 6كيلو بايت
أخرى
Give Yourself and to Anyone Interested in Insurance the Gift of Insurance Books
Give Yourself a Gift of Insurance Advice for The New Year from the Insurance Claims Library Read...
بواسطة Barry Zalma 2020-12-15 16:32:57 0 4كيلو بايت