Construction Defects That Need Insurance to Respond

Read the full article at https://www.linkedin.com/pulse/video-explaining-some-construction-defects-result-zalma-esq-cfe and see the full video at https://youtu.be/j1l_9yn8-us and at https://zalma.com/blog plus more than 3400 posts. 

Construction defects are any deficiencies in the performance or completion of the design, planning, supervision, inspection, or construction for any new building or structure that has been remodeled or undergone repairs.

Understanding what a construction defect is has become so complex that states have begun to define them by statute. For example, construction defects are defined as a “violation of statutory performance standards for every building component in a dwelling” for any new residential construction sold after January 1, 2003, in California.

Under Illinois law, it is well-established that a construction defect is not an “occurrence” or “accident”; rather, it is the natural and ordinary consequence of poor workmanship.