ZIFL – Volume 25, Issue 24 Read the full article at https://www.linkedin.com/pulse/zalmas-insurance-fraud-letter-barry-zalma-esq-cfe-6876880293496803328 and See the full video at https://rumble.com/vqtrru-a-video-of-zalmas-insurance-fraud-letter-12-15-2021.html and at https://youtu.be/MvUluttI7Os and at https://zalma.com/blog plus more than 4000 posts. A Christmas Fable of Fraud ZIFL publishes this Story at Christmas Time Every Year. I Hope You like it Again. Editorial – Anti-Fraud Resolutions In 2009 ZIFL posted an editorial with New Year’s Resolutions for every person involved in the business of insurance. I repeat it again in this issue and add some thoughts for 2022. Insurance fraud of all types continues to grow to epidemic levels. It is perpetrated by people of every race, religion, national origin, financial situation, sexual orientation, age, or physical condition. As the US economy tanks and the value of the dollar drops people turn to insurance fraud as a “safe” crime where their financial problems can be cured. Arson for profit, fake thefts, fake injuries all grow logarithmically as it becomes more difficult to earn an honest living. Even when convicted the fraud perpetrators receive as little as probation or one day in jail and rarely are sentenced to multiple years in jail regardless of the extent of the fraud. It often seems that everyone is involved in fraud. Governmental agencies designed to protect consumers, prosecutors, and judges all add to the problem because they have no empathy for insurers, investors, or Wall Street brokers, as victims. Fraudster Cannot Obtain Cash Under the California Unclaimed Property Law Money Held by the State Can’t be Given to a Fraud ClaimSchool, Inc. – Insurance Education Insurance Education from Barry Zalma Defendants Claimed Their Fraud Was Obvious so Insurer was not Damaged GEICO Proactively Fights Fraud By Suing Providers For Damages The Coalition Hall of Shame Health Insurance Fraud Convictions Other Insurance Fraud Convictions © 2021 – Barry Zalma Barry Zalma, Esq., CFE, now limits his practice to service as an insurance consultant specializing in insurance coverage, insurance claims handling, insurance bad faith and insurance fraud almost equally for insurers and policyholders. He also serves as an arbitrator or mediator for insurance related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims handling lawyer and more than 54 years in the insurance business. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome.