Declaring a Policy Void When a Policy Is Void For Subscribers to Excellence in Claims Handling You can Subscribe for only $5 a month to Excellence in Claims Handling at https://barryzalma.substack.com/subscribe A small portion of what was provided to subscribers. In almost every policy of insurance, there is a clause declaring the policy void if the insured misrepresents or conceals material facts or commits fraud. For example: We do not pay for bodily injury or property damage which is expected by, directed by, or intended by an insured. This exclusion does not apply to bodily injury that arises out of the use of reasonable force to protect people or property. (AAIS Form BP-200, (c) 1987 AAIS). or: This Coverage Form is void in any case of fraud by you at any time as it relates to this Coverage Form. It is also void if you or any other “insured,” at any time, intentionally conceal or misrepresent a material fact concerning: a. This Coverage Form; b. The covered “auto”; c. Your interest in the covered “auto”; or d. A claim under this Coverage Form. (Insurance Services Office form CA 00 01 01 87). The policy wording requires that the insurer prove, not only that the insured misrepresented or concealed a material fact but must also prove that the insured did so with the intent to deceive. Absent the rare confession it is often difficult to prove intentional deceit. The insured will usually claim that he or she was mistaken and had no intent to deceive. In more than 50 years of investigation of fraudulent insurance claims I only once received from an insured an under oath statement that the insured intentionally deceived the insurer and then, not in person, but by correcting false testimony in the transcript of an examination under oath. If fraud or mutual mistake is an issue, insurers and insureds doing business in Oklahoma must resort to courts of general jurisdiction for a determination of contractual rights.[1] In Oklahoma, the Workers’ Compensation court does not have the right to rescind or declare a policy of Workers’ Compensation insurance void. However, where there is a misrepresentation with intent to deceive and the putative insured recognized the materiality of the misrepresentation the insurance policy is void from its inception.[2] In Florida, Florida Statutes (2006), state in pertinent part: any insurance fraud shall void all coverage arising from the claim related to such fraud under the personal injury protection coverage of the insured person who committed the fraud. In harmony with this statutory provision, the fraud provision in an insurance policy set forth: “any insurance fraud shall void all personal injury protection coverage arising from the claim with respect to the insured who committed the fraud” is appropriate and enforceable. [Bosem v. Commerce & Indus. Ins. Co., 35 So.3d 944 (Fla. App., 2010)]

CommieHoe flips the script from “the border is secure” to the border has been insecure for a long time, and it started with Trump. Bret Baier then reminds her that there were “90-plus executive orders that were rescinded in the first days. Many of those were Trump border policies.” (1 min, 16 sec) https://t.me/davidavocadowolfe/142871

TUCKER CARLSON TONIGHT JANUARY 07, 2021 While this is an old "report" from a mainstream "reporter" like Tucker.... It does serve as a reminder of what has been going on in YOUR country! It also demonstrates that the "Politics" everyone is suckered into is a joke! The United States is a foreign owned, for-profit, #Corporation #Republicans AND #Democrats are ALL controlled by the corporation, which is the ENEMY of every American! If you believe that ANY of these people give a rat's ass about YOU or your family then you are blind, deaf, and stupid! "Voting" is nothing more than a scam designed to make you THINK you took part in "choosing" your next #Slave Master! The people of this country must WAKE UP to the fact that they have been DECEIVED into supposedly "consenting" to be WILLING SLAVES of this corporation! Your driver's license, birth certificate, fishing license, business & building permits.... These are ALL Contracts, which obligate YOU to be a SLAVE of the state! You must rescind ALL CONTRACTS with the Corporation of the United States! Americans MUST UNITE and rid our communities of this criminal CORPORATION That means ridding ourselves of their "Maritime Admiralty Law" #Courts! Taking back OUR BUILDINGS and restoring COMMON LAW to the land! Then marching every corporation controlled scumbag to the gallows and ridding the world of them permanently. YOU don't have control over ANYTHING this criminal corporation does! "Voting" is nothing more than you saying "YES, I'm a consenting SLAVE of the corporation" So STOP IT! And do something that actually makes a difference! https://www.bitchute.com/video/uRZeaqt9r96h/

This Will Change Policing In America While this is a great idea, especially for "citizens" of the United States Corporation... What you REALLY NEED TO DO is rescind ALL CONTRACTS with the Corporation, and then REMOVE YOURSELF from their Maritime Admiralty Law #Jurisdiction! When you hire an "attorney" to represent you in #Court, their Maritime Admiralty Law court, YOU are declaring yourself "incompetent" According to our "Legal System" a lawyer can ONLY represent MINORS & "MENTALLY INCOMPETENT" PEOPLE! EVERYTHING within the Maritime Admiralty Law Court system is designed to financially extort you for money, while robbing your Cestui Que Vie Trust! It's nothing more than #OrganizedCrime being committed against every American! YOU need to learn how to remove yourself from the JURISDICTION of these criminals You need to remain in the jurisdiction of COMMON LAW where you belong! It is where ALL FREE MEN and WOMEN belong! The entire "Maritime Admiralty Law" system was created to defraud and enslave you! It is literally a #Criminal operation! Learn your rights, and learn the actual LAW! (NOT "Statutes and Codes" of the Corporation https://youtu.be/p6tBMHB-Lcw

Hawaii Supreme Court: No state 2A rights because state constitution supersedes US Constitution You MUST understand that these black robed priests of the #BAR Association have NO AUTHORITY OVER FREE MEN & WOMEN! "The STATE OF Hawaii" is a #Corporation folks! And these scumbags only interpret "Statutes and Codes" of that corporation! YOU need to rescind all contracts with the "State of" all state Corporations! YOU have been duped into believing that you ARE your all caps "Legal Fiction" And you are NOT! YOU are a flesh and blood human being! You are NOT a "Strawman" or a Corporation or a "Legal Fiction"! So these black robed priests of the BAR Association have ZERO AUTHORITY over you But in order to FREE YOURSELF you need to know these things! If the CORPORATION gets it's way, YOU are going extinct! We ALL know that these enemies of the American People should be sent to prison! We ALL know that they are corporate #Criminals pretending to be "your government" But the FACT remains that they are nothing more than a corporation trying to deceive YOU! https://www.buckeyefirearms.org/hawaii-supreme-court-no-state-2a-rights-state-statute-supersedes-us-constitution

Door Dasher CAUGHT in Fishing Expedition How long will Americans tolerate a roving band of #Corporate Criminals on American streets? I want you to watch this pathetic "traffic stop" which was nothing more than a fishing expedition from the very beginning! I want to know WHO FEELS SAFER because of the actions of these #Criminals? I want to know WHO SUPPORTS THE HARASSING OF YOUR NEIGHBORS such as this? I want to know WHO THINKS THIS MAKES ANYONE SAFER??? This is nothing more than an ILLEGITIMATE CORPORATION pretending to be your "government" but they are NOT! This is a CORPORATION, located offshore, that has DECEIVED YOU into "consenting" to live under their CORPORATE POLICIES, under Maritime Admiralty Law, earning profits off the backs of Americans, and Police are FOREIGN TROOPS on American soil This is ALL done in the name of PROFITS for the Corporation! Ruining lives for profits! PURE #Evil You are being treated as PROPERTY of this corporation! The ONLY legitimate "Law" in America is COMMON LAW! This corporation needs to be arrested and Prosecuted for their crimes! REAL CRIMES, not the BS "Statutes and Codes" of the CORPORATION! You see..... YOU MUST VOLUNTEER ( Consent ) to live under these CORPORATE POLICIES! You need to understand that these criminals work for a CORPORATION, the COURTS are Maritime Admiralty Law Courts, which have ZERO LEGITIMATE AUTHORITY over MEN and WOMEN! You need to rescind any and ALL CONTRACTS with these criminals Then you need to take control over your LOCAL "government" and then BAN MARITIME ADMIRALTY LAW in your LOCAL COURTS! YOU must stop "consenting" to being ruled over by this PRIVATE SOCIETY known as the #BAR Association, and ALL of their CORPORATE COURTS and POLICE! You have been DECEIVED into living as a #Slave..... And it's time to remedy that BS! By BULLET OR BALLOT, this BS must change! (The ballots are RIGGED) I cannot watch any more of this Criminal behavior It's f*cking crime IN YOUR NAME (Supposedly) But the truth is YOU ARE A SLAVE because you were deceived into CONSENTING to be a slave, through the illegitimate, corrupt, unlawful BS Maritime Admiralty Law system these scumbags have brought onto THE LAND! And the ONLY ONE who can free YOU, is YOU! Seek to destroy this BS, Illegitimate "Maritime Admiralty Law" system that has been implemented THROUGH DECEPTION & FRAUD, in order to steal everything YOU OWN! And they'll succeed if YOU don't stop them! People who work for this corporation are CRIMINALS They are NOT your "government" they are a CORPORATION! https://youtu.be/4PC6J-Qm5F4

THIS IS NOT OK. CRAZY HOSPITAL SH!T. DHS Where you f*cked up was LETTING DHS INTO YOUR HOME! Don't ever do that! If #DHS has a warrant, then they'll bring corrupt #Police, and force their way into your home.... But you don't EVER let them into your hiome! You tell them to GET OFF YOUR PROPERTY! Of course if you had rescinded all contracts with the corporation we call "government" you would not have an issue with DHS! Because the state would not already own your children! https://www.bitchute.com/video/K3DW6Xvpmp04/

STEW PETERS - VINCENT JAMES EVERYONE must go to #Israel and suck the Devil's d*ck at the wailing wall if they want to run for public office! Israel is NOT "Yah's People" Israel is the Devil's Children! #Satan worshipers every last one of them! Israel runs our illegitimate corporate "government" It's time to rid ourselves BOTH of Israel, AND the political parasites of this country! These people are NOT your "government! They are a #Corporation which deceived you by naming their Corporation "The United States of America" They have no more authority over you than McDonald's does! Unfortunately... these scumbags have set up a "Private Society" which you were tricked into CONSENTING to join through #Fraud and lies! Declaring yourself a "US Citizen" is CONSENTING to live under their corporate policies. You put yourself in their #Jurisdiction by declaring yourself a citizen AND by entering contracts with them! (Like licenses, permits, fees) You must rescind all contracts with these Criminals and return to the Jurisdiction OF THE LAND.... Because right now, you are under the Jurisdiction of Maritime Admiralty Law And you must EXIT their jurisdiction! YOU are the only one who can correct your status! STOP operating as an "artificial person" and start operating as a LIVING MAN OR WOMAN... A natural MAN or Woman, under the jurisdiction of the LAND which is where you belong! You wonder how they bypass the Constitution??? YOU are not protected by the Constitution! Because it is the LAW OF THE LAND! YOU are operating as an "artificial person," a strawman, that exists only on paper.... And their Corporation OWNS YOU because they patented your "Surname" the day your mother delivered you! And you THINK this is your "Birth Day" But it's NOT! It's the birthday of your STRAW-MAN! YOUR BIRTHDAY is the other date listed on your birth certificate..... The day the instrument was FILED / REGISTERED WITH THE REGISTRAR! Go look at your birth certificate! Your STRAW-MAN's birthday is the one you THINK is yours! Your actual birthday is the date the instrument was filed at the registrar's office, some 3 weeks or a month later! And YOUR NAME is your FIRST and MIDDLE name, of the (Last name Family) So Billy Bad Azz's real name is Billy Bad, of the Azz Family! As long as you REPRESENT YOUR STRAWMAN they own you! They created the strawman, therefore own it! https://www.bitchute.com/video/yMU8dg9c39Cl/

Judge, Are You Under The Influence? CASE DISMISSED! BODY CAMERAS should be required by law for every #Police Officer while they are on duty the cameras should not be turned off for ANY REASON! The body camera footage should be LIVE STREAMED to the internet for all Americans to view at will, A area specific citizens oversight committee, and to the PD It is PUBLIC INFORMATION required by law to be disseminated upon request to "We the People" but it's NOT! You have to sue half the time to get it, and half the time they censor the body cameras before handing it over! Live Streaming it to the internet SOLVES THESE CRIMES and give the people the TRANSPARENCY that "government" claims to provide, but don't! Secondly, EVERY COURTROOM should be REQUIRED BY LAW to have multiple activated cameras, also LIVE STREAMED to the internet for all Americans to see! The bottom line is that the people you call "government" are actually a for-profit #Corporation located offshore, which has DECEIVED the entire country into believing that they "work for the people" when their true mission is to rob you, steal your money, take your property, and enslave you like an animal! The gold fringe surrounds the American Flag in their "Courts" because they are practicing MARITIME ADMIRALTY LAW ( The law of the SEA, UCC, Contract Law ) FLESH AND BLOOD HUMAN BEINGS ARE NOT WITHING THEIR JURISDICTION! So they deceive you into representing a "Legal Fiction" You need to rescind all contracts with the Corporation of the United States and ALL of it's subsidiaries! Then you need to push to have the people operating this unlawful system PROSECUTED under COMMON LAW! These people are a pathetic JOKE! And not a single one of them has authority over ME! https://youtu.be/DlWcmTUht3s

Cops arrested him in his driveway for a traffic violation— then they crossed the line | PAR The largest #Criminal organization in the world is the #DepartmentOfJustice But don't forget the #Police and #Courts that operate beneath them! These ARE criminal organization which need to be abolished, and those involved with them put in prison. I would not p*ss on these people if they were on fire! There is no lower form of life than a "Policy Enforcer" except for the criminals they work for! But until people WAKE UP and remove themselves from the #Jurisdiction of these scumbags, it will continue It requires YOUR CONSENT to enter the jurisdiction of this PRIVATE SOCIETY Although you have NEVER consented to it.... They have ASSUMED that you consent because YOU have not challenged their claim! Rescind ALL CONTRACTS with these criminals And try to wake up your neighbors to their Fraud https://youtu.be/3_W7wOAwlAo