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Barry Zalma

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2021-02-24 13:26:46 -

A Video Explaining the Standard Mortgage Clause in a Property Insurance Policy
The Mortgage Clause to a Property Insurance Policy Read the full article at https://www.linkedin.com/pulse/video-explaining-union-standard-mortgage-clause-zalma-esq-cfe and see the video at https://rumble.com/ve4q5t-a-video-explaining-the-union-or-standard-mortgage-clause.html and at https://youtu.be/dARSoxRLl4E and at https://zalma.com/blog, plus more than 3600 posts. Contract...

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Barry Zalma

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2024-09-17 12:53:05 -

For Want of a Union Mortgage Clause Lender Gets Nothing
Loss Payable Clause Limits Recovery Only if Insured Can RecoverPost 4892 Read the full article at https://lnkd.in/gEGkSsDZ, see the full video at https://lnkd.in/gE_4qtbJ and at https://lnkd.in/gTF-dpW7, and at https://zalma.com/blog plus more than 4850 posts. Following a fire that damaged a malt beverage store owned by A Maxon Company, LLC (AMC), Acuity Insurance Company asked the...

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Barry Zalma

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2022-03-09 13:54:50 -

Tort Victim Not a Beneficiary to a Mortgage Contract
Mortgage Insurance Requirements Are Solely for the Benefit of the Lender Read the full article at https://www.linkedin.com/pulse/tort-victim-beneficiary-mortgage-requiring-borrower-zalma-esq-cfe and at https://zalma.com/blog plus more than 4100 posts. The district court awarded Christopher Bookter damages in a civil action against Jeromy Brooks, the owner of Chicks Pool Hall (Chicks), and a...

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Barry Zalma

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2022-01-11 14:06:56 -

Borrower not a Beneficiary of a Forced Placed Policy
Forced Placed Insurance only Insured the Risk Faced by the Lender Barry Zalma just now Subscribe now Leave a comment Share Share Excellence in Claims Handling Read the full article at https://www.linkedin.com/pulse/forced-placed-insurance-only-insured-risk-faced-zalma-esq-cfe and at https://zalma.com/blog plus more than 4050...

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Barry Zalma

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2020-12-29 13:23:43 -

Don't Rely on Force Placed Insurance from your Bank
Forced Placed Insurance Only Protects the Lender Read the full article at https://www.linkedin.com/pulse/reason-right-property-owner-rely-forced-placed-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3500 posts. Mortgage lenders include within the terms and conditions of the deed of trust allows the lender to unilaterally select insurance to protect its interest in case the...

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Barry Zalma

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2021-10-28 12:35:09 -

Lender Owes a Duty of Good Faith to Borrower re Insurance Proceeds
Lender Must Treat Mortgagee With Utmost Good Faith Read the full article at https://www.linkedin.com/pulse/lender-owes-duty-good-faith-borrower-regarding-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3950 posts. When a mortgaged residence is damaged by a storm and the homeowners’ property or flood insurer pays benefits for the storm damages, how should the mortgage...

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Barry Zalma

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2023-03-30 12:44:07 -

Mortgagee has no Right to Insurance Proceeds After Debt Paid
Mortgagee has no Right to Insurance Proceeds After Debt Paid Read the full article at https://lnkd.in/gC5-p3Jh and see the full video at https://lnkd.in/giH_CgRe and at https://lnkd.in/gxiHtVKQ and at https://zalma.com/blog plus more than 4450 posts. Satisfaction of Mortgage Eliminates Right of Mortgagee to Recover from Homeowners Policy In Thomas P. Williams, Sr. v. Nationwide Insurance a/k/a...

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Barry Zalma

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2024-05-16 13:05:49 -

Overcharge of Force Placed Insurance Defense to Foreclosure
Overcharge of Force Placed Insurance Defense to Foreclosure Force Placed Insurance Charges Allow Special Defense to Foreclosure Read the full article at https://lnkd.in/dZSesj2Q, see the full video at https://lnkd.in/dCYDuKxw and at https://lnkd.in/dUbx5bf8 and at https://zalma.com/blog plus more than 4800 posts. Post 4802 In an action to foreclose a mortgage the trial court granted...

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Barry Zalma

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2021-11-11 14:05:29 -

The Rights of Mortgagees
A Video Explaining the Union or Standard Mortgage Clause Read the full article at https://www.linkedin.com/pulse/rights-mortgagees-barry-zalma-esq-cfe and see the full video at https://youtu.be/fnta0i2LMYQ and at https://rumble.com/vp0rmu-the-rights-of-mortgagees.html and at https://zalma.com/blog plus more than 3950 posts. Since properties are frequently encumbered by mortgages, most...

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