• JUST IN: Parents at @WestoshaCHS in Wisconsin are outraged after learning that a boy identifying as a girl was reportedly using the girls' locker room to change, often exposing his p*nis and test*cles to girls. He also allegedly assaulted a girl when she told him to "put his d*ck away."

    After complaints, the boy was allegedly told not to enter the girls' locker room but he has since ignored that directive.

    This comes after Kenosha Unified School District voted to allow boys in girls' locker rooms.
    JUST IN: Parents at @WestoshaCHS in Wisconsin are outraged after learning that a boy identifying as a girl was reportedly using the girls' locker room to change, often exposing his p*nis and test*cles to girls. He also allegedly assaulted a girl when she told him to "put his d*ck away." After complaints, the boy was allegedly told not to enter the girls' locker room but he has since ignored that directive. This comes after Kenosha Unified School District voted to allow boys in girls' locker rooms.
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  • Oh The Horror!!! Imagine Children Learning Gun Safety & How To Defend Themselves!!
    Schoolchildren in Poland are preparing for potential invasion with mandates for firearm lessons. Minister of Education and Science Przemyslaw Czarnek signed off on the new requirement and is considering expanding studies to include preparation for rescue operations and cyber attacks.
    Children in primary schools will learn weapons safety and theoretical principles. Secondary school children, girls and boys, will learn how to properly shoot a firearm. Lessons may begin by using ball guns, air guns, or virtual laser shooting ranges before introducing live ammunition.
    https://www.armstrongeconomics.com/world-news/war/poland-mandates-firearm-lessons-in-schools/
    Oh The Horror!!! Imagine Children Learning Gun Safety & How To Defend Themselves!! Schoolchildren in Poland are preparing for potential invasion with mandates for firearm lessons. Minister of Education and Science Przemyslaw Czarnek signed off on the new requirement and is considering expanding studies to include preparation for rescue operations and cyber attacks. Children in primary schools will learn weapons safety and theoretical principles. Secondary school children, girls and boys, will learn how to properly shoot a firearm. Lessons may begin by using ball guns, air guns, or virtual laser shooting ranges before introducing live ammunition. https://www.armstrongeconomics.com/world-news/war/poland-mandates-firearm-lessons-in-schools/
    WWW.ARMSTRONGECONOMICS.COM
    Poland Mandates Firearm Lessons in Schools
    Schoolchildren in Poland are preparing for potential invasion with mandates for firearm lessons. Minister of Education and Science Przemyslaw Czarnek signed
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  • https://t.me/proudboysusa/9369
    https://t.me/proudboysusa/9369
    T.ME
    Proud Boys
    This lady really knows how to pretend she is a lady who has taken 2 bars of Xanax and a 5th of vodka and wants to be President.
    0 Comments 0 Shares 37 Views
  • https://www.christianity.com/church/church-history/timeline/1901-2000/father-flanagan-opened-home-for-poor-boys-11630716.html
    https://www.christianity.com/church/church-history/timeline/1901-2000/father-flanagan-opened-home-for-poor-boys-11630716.html
    WWW.CHRISTIANITY.COM
    Father Flanagan Opened Home for Poor Boys - 1901-2000 Church History
    Father Flanagan Opened Home for Poor Boys from the 1901-2000 Church history timeline. Learn about historical christian events within church history!
    0 Comments 0 Shares 135 Views
  • https://medforth.biz/the-most-popular-boys-name-in-england-and-wales-sounds-the-uks-death-knell/
    https://medforth.biz/the-most-popular-boys-name-in-england-and-wales-sounds-the-uks-death-knell/
    0 Comments 0 Shares 118 Views
  • #ClimateChange and #GlobaklWarming is a #HOAX!
    You have mentally ill people around the world claiming that CO2 is causing this BS "Climate Change" yet these same people generally have NO IDEA how much CO2 is even in our atmosphere! It's a mere 0.04% by the way, very little

    CO2 is a gas of LIFE!
    It is what humans exhale after breathing in oxygen...
    And in PERFECT BALANCE the plants BREATHE IN CO2 AND EXHALE OXYGEN!

    It's a perfect system. Yet, we have zealots bent on #Eugenics who want to kill us all...
    and if not KILL, they definitely want to CONTROL everyone! Their fictional
    "Climate Change" narrative is designed to give them
    FULL CONTROL OVER THE EARTH AND EVERYONE IN IT!

    These #Criminals will do whatever it takes to gain control over all of mankind!
    And that includes spraying TOXINS into our skies, poisoning the entire agricultural system, all men and women, and even the water!

    These lunatics have been trying to accomplish this #Evil plan for over 150 years!
    And it is time they are STOPPED!

    These morons have no more rights to this earth than we do....
    And there are BILLIONS OF US opposed to poisoning our earth and ourselves!

    It's about time that we start acting like it!
    These people belong in PRISON

    Here's the short list of LIES we have been told about how
    "Climate is going to kill us all" PURELY FICTION AND LIES!

    Scientists seeking funding and journalists seeking an audience agree: panic sells.

    “Global cooling is going to kills us all!” “No, wait: global warming is going to kill us all!”

    Here's the list - an amazing chronology of the last 120 years of scare-mongering on climate

    1895 - Geologists Think theWorld May Be Frozen Up Again – New York Times, February 1895

    1902 - “Disappearing Glaciers…deteriorating slowly, with a persistency that means their final annihilation…scientific fact…surely disappearing.” – Los Angeles Times

    1912 - Prof. Schmidt Warns Us of an Encroaching Ice Age – New York Times, October 1912

    1923 - “Scientist says Arctic ice will wipe out Canada” – Professor Gregory of Yale University, American representative to the Pan-Pacific Science Congress, – Chicago Tribune

    1923 - “The discoveries of changes in the sun’s heat and the southward advance of glaciers in recent years have given rise to conjectures of the possible advent of a new ice age” – Washington Post

    1924 - MacMillan Reports Signs of New Ice Age – New York Times, Sept 18, 1924

    1929 - “Most geologists think the world is growing warmer, and that it will continue to get warmer” – Los Angeles Times, in Is another ice age coming?

    1932 - “If these things be true, it is evident, therefore that we must be just teetering on an ice age” – The Atlantic magazine, This Cold, Cold World

    1933 - America in Longest Warm Spell Since 1776; Temperature Line Records a 25-Year Rise – New York Times, March 27th, 1933

    1933 – “…wide-spread and persistent tendency toward warmer weather…Is our climate changing?” – Federal Weather Bureau “Monthly Weather Review.”

    1938 - Global warming, caused by man heating the planet with carbon dioxide, “is likely to prove beneficial to mankind in several ways, besides the provision of heat and power.”– Quarterly Journal of the Royal Meteorological Society

    1938 - “Experts puzzle over 20 year mercury rise…Chicago is in the front rank of thousands of cities thuout the world which have been affected by a mysterious trend toward warmer climate in the last two decades” – Chicago Tribune

    1939 - “Gaffers who claim that winters were harder when they were boys are quite right… weather men have no doubt that the world at least for the time being is growing warmer” – Washington Post

    1952 - “…we have learned that the world has been getting warmer in the last half century” – New York Times, August 10th, 1962

    1954 - “…winters are getting milder, summers drier. Glaciers are receding, deserts growing” – U.S. News and World Report

    1954 - Climate – the Heat May Be Off – Fortune Magazine

    1959 - “Arctic Findings in Particular Support Theory of Rising Global Temperatures” – New York Times

    1969 - “…the Arctic pack ice is thinning and that the ocean at the North Pole may become an open sea within a decade or two” – New York Times, February 20th, 1969

    1969 – “If I were a gambler, I would take even money that England will not exist in the year 2000″ — Paul Ehrlich (while he now predicts doom from global warming, this quote only gets honorable mention, as he was talking about his crazy fear of overpopulation)

    1970 - “…get a good grip on your long johns, cold weather haters – the worst may be yet to come…there’s no relief in sight” – Washington Post

    1974 - Global cooling for the past forty years – Time Magazine

    1974 - “Climatological Cassandras are becoming increasingly apprehensive, for the weather aberrations they are studying may be the harbinger of another ice age” –Washington Post

    1974 - “As for the present cooling trend a number of leading climatologists have concluded that it is very bad news indeed” – Fortune magazine, who won a Science Writing Award from the American Institute of Physics for its analysis of the danger

    1974 - “…the facts of the present climate change are such that the most optimistic experts would assign near certainty to major crop failure…mass deaths by starvation, and probably anarchy and violence” – New York Times

    Cassandras are becoming increasingly apprehensive, for the weather aberrations they are studying may be the harbinger of another ice age

    1975 - Scientists Ponder Why World’s Climate is Changing; A Major Cooling Widely Considered to Be Inevitable – New York Times, May 21st, 1975

    1975 - “The threat of a new ice age must now stand alongside nuclear war as a likely source of wholesale death and misery for mankind” Nigel Calder, editor, New Scientist magazine, in an article in International Wildlife Magazine

    1976 - “Even U.S. farms may be hit by cooling trend” – U.S. News and World Report

    1981 - Global Warming – “of an almost unprecedented magnitude” – New York Times

    1988 - I would like to draw three main conclusions. Number one, the earth is warmer in 1988 than at any time in the history of instrumental measurements. Number two, the global warming is now large enough that we can ascribe with a high degree of confidence a cause and effect relationship to the greenhouse effect. And number three, our computer climate simulations indicate that thegreenhouse effect is already large enough to begin to effect the probability of extreme events such as summer heat waves. – Jim Hansen, June 1988 testimony before Congress, see His later quote andHis superior’s objection for context

    1989 -“On the one hand, as scientists we are ethically bound to the scientific method, in effect promising to tell the truth, the whole truth, and nothing but – which means that we must include all doubts, the caveats, the ifs, ands and buts. On the other hand, we are not just scientists but human beings as well. And like most people we’d like to see the world a better place, which in this context translates into our working to reduce the risk of potentially disastrous climate change. To do that we need to get some broad based support, to capture the public’s imagination. That, of course, means getting loads of media coverage. So we have to offer up scary scenarios, make simplified, dramatic statements, and make little mention of any doubts we might have. This “double ethical bind” we frequently find ourselves in cannot be solved by any formula. Each of us has to decide what the right balance is between being effective and being honest. I hope that means being both.” – Stephen Schneider, lead author of the Intergovernmental Panel on Climate Change,Discover magazine, October 1989

    1990 - “We’ve got to ride the global warming issue. Even if the theory of global warming is wrong, we will be doing the right thing – in terms of economic policy and environmental policy” – Senator Timothy Wirth

    1993 - “Global climate change may alter temperature and rainfall patterns, many scientists fear, with uncertain consequences for agriculture.” – U.S. News and World Report

    1998 - No matter if the science [of global warming] is all phony . . . climate change [provides] the greatest opportunity to bring about justice and equality in the world.” —Christine Stewart, Canadian Minister of the Environment, Calgary Herald, 1998

    2001 - “Scientists no longer doubt that global warming is happening, and almost nobody questions the fact that humans are at least partly responsible.” – Time Magazine, Monday, Apr. 09, 2001

    2003 - Emphasis on extreme scenarios may have been appropriate at one time, when the public and decision-makers were relatively unaware of the global warming issue, and energy sources such as “synfuels,” shale oil and tar sands were receiving strong consideration” – Jim Hansen, NASA Global Warming activist, Can we defuse The Global Warming Time Bomb?, 2003

    2006 - “I believe it is appropriate to have an over-representation of factual presentations on how dangerous it is, as a predicate for opening up the audience to listen to what the solutions are, and how hopeful it is that we are going to solve this crisis.” — Al Gore, Grist magazine, May 2006

    2006 – “It is not a debate over whether the earth has been warming over the past century. The earth is always warming or cooling, at least a few tenths of a degree…” —Richard S. Lindzen, the Alfred P. Sloan professor of meteorology at MIT

    2006 – “What we have fundamentally forgotten is simple primary school science. Climate always changes. It is always…warming or cooling, it’s never stable. And if it were stable, it would actually be interesting scientifically because it would be the first time for four and a half billion years.” —Philip Stott, emeritus professor of bio-geography at the University of London

    2006 - “Since 1895, the media has alternated between global cooling and warming scares during four separate and sometimes overlapping time periods. From 1895 until the 1930’s the media peddled a coming ice age. From the late 1920’s until the 1960’s they warned of global warming. From the 1950’s until the 1970’s they warned us again of a coming ice age. This makes modern global warming the fourth estate’s fourth attempt to promote opposing climate change fears during the last 100 years.” –Senator James Inhofe, Monday, September 25, 2006

    2007- “I gave a talk recently (on fallacies of global warming) and three members of the Canadian government, the environmental cabinet, came up afterwards and said, ‘We agree with you, but it’s not worth our jobs to say anything.’ So what’s being created is a huge industry with billions of dollars of government money and people’s jobs dependent on it.” – Dr. Tim Ball, Coast-to-Coast, Feb 6, 2007

    2008 – “Hansen was never muzzled even though he violated NASA’s official agency position on climate forecasting (i.e., we did not know enough to forecast climate change or mankind’s effect on it). Hansen thus embarrassed NASA by coming out with his claims of global warming in 1988 in his testimony before Congress” – Dr. John S. Theon, retired Chief of the Climate Processes Research Program at NASA, see above for Hansen quotes

    You can find this article by searching : American Thinker August 4, 2014
    "120 years of climate scares"

    It's time to tell these liars and eugenicists that the jig is up!
    And their little HOAX is over!

    Just look at the lunacy these people are printing!




    It’s Time to Engineer the Sky

    Global warming is so rampant that some scientists say we should begin altering the stratosphere to block incoming sunlight, even if it jeopardizes rain and crops

    https://www.scientificamerican.com/article/its-time-to-engineer-the-sky/
    #ClimateChange and #GlobaklWarming is a #HOAX! You have mentally ill people around the world claiming that CO2 is causing this BS "Climate Change" yet these same people generally have NO IDEA how much CO2 is even in our atmosphere! It's a mere 0.04% by the way, very little CO2 is a gas of LIFE! It is what humans exhale after breathing in oxygen... And in PERFECT BALANCE the plants BREATHE IN CO2 AND EXHALE OXYGEN! It's a perfect system. Yet, we have zealots bent on #Eugenics who want to kill us all... and if not KILL, they definitely want to CONTROL everyone! Their fictional "Climate Change" narrative is designed to give them FULL CONTROL OVER THE EARTH AND EVERYONE IN IT! These #Criminals will do whatever it takes to gain control over all of mankind! And that includes spraying TOXINS into our skies, poisoning the entire agricultural system, all men and women, and even the water! These lunatics have been trying to accomplish this #Evil plan for over 150 years! And it is time they are STOPPED! These morons have no more rights to this earth than we do.... And there are BILLIONS OF US opposed to poisoning our earth and ourselves! It's about time that we start acting like it! These people belong in PRISON Here's the short list of LIES we have been told about how "Climate is going to kill us all" PURELY FICTION AND LIES! Scientists seeking funding and journalists seeking an audience agree: panic sells. “Global cooling is going to kills us all!” “No, wait: global warming is going to kill us all!” Here's the list - an amazing chronology of the last 120 years of scare-mongering on climate 1895 - Geologists Think theWorld May Be Frozen Up Again – New York Times, February 1895 1902 - “Disappearing Glaciers…deteriorating slowly, with a persistency that means their final annihilation…scientific fact…surely disappearing.” – Los Angeles Times 1912 - Prof. Schmidt Warns Us of an Encroaching Ice Age – New York Times, October 1912 1923 - “Scientist says Arctic ice will wipe out Canada” – Professor Gregory of Yale University, American representative to the Pan-Pacific Science Congress, – Chicago Tribune 1923 - “The discoveries of changes in the sun’s heat and the southward advance of glaciers in recent years have given rise to conjectures of the possible advent of a new ice age” – Washington Post 1924 - MacMillan Reports Signs of New Ice Age – New York Times, Sept 18, 1924 1929 - “Most geologists think the world is growing warmer, and that it will continue to get warmer” – Los Angeles Times, in Is another ice age coming? 1932 - “If these things be true, it is evident, therefore that we must be just teetering on an ice age” – The Atlantic magazine, This Cold, Cold World 1933 - America in Longest Warm Spell Since 1776; Temperature Line Records a 25-Year Rise – New York Times, March 27th, 1933 1933 – “…wide-spread and persistent tendency toward warmer weather…Is our climate changing?” – Federal Weather Bureau “Monthly Weather Review.” 1938 - Global warming, caused by man heating the planet with carbon dioxide, “is likely to prove beneficial to mankind in several ways, besides the provision of heat and power.”– Quarterly Journal of the Royal Meteorological Society 1938 - “Experts puzzle over 20 year mercury rise…Chicago is in the front rank of thousands of cities thuout the world which have been affected by a mysterious trend toward warmer climate in the last two decades” – Chicago Tribune 1939 - “Gaffers who claim that winters were harder when they were boys are quite right… weather men have no doubt that the world at least for the time being is growing warmer” – Washington Post 1952 - “…we have learned that the world has been getting warmer in the last half century” – New York Times, August 10th, 1962 1954 - “…winters are getting milder, summers drier. Glaciers are receding, deserts growing” – U.S. News and World Report 1954 - Climate – the Heat May Be Off – Fortune Magazine 1959 - “Arctic Findings in Particular Support Theory of Rising Global Temperatures” – New York Times 1969 - “…the Arctic pack ice is thinning and that the ocean at the North Pole may become an open sea within a decade or two” – New York Times, February 20th, 1969 1969 – “If I were a gambler, I would take even money that England will not exist in the year 2000″ — Paul Ehrlich (while he now predicts doom from global warming, this quote only gets honorable mention, as he was talking about his crazy fear of overpopulation) 1970 - “…get a good grip on your long johns, cold weather haters – the worst may be yet to come…there’s no relief in sight” – Washington Post 1974 - Global cooling for the past forty years – Time Magazine 1974 - “Climatological Cassandras are becoming increasingly apprehensive, for the weather aberrations they are studying may be the harbinger of another ice age” –Washington Post 1974 - “As for the present cooling trend a number of leading climatologists have concluded that it is very bad news indeed” – Fortune magazine, who won a Science Writing Award from the American Institute of Physics for its analysis of the danger 1974 - “…the facts of the present climate change are such that the most optimistic experts would assign near certainty to major crop failure…mass deaths by starvation, and probably anarchy and violence” – New York Times Cassandras are becoming increasingly apprehensive, for the weather aberrations they are studying may be the harbinger of another ice age 1975 - Scientists Ponder Why World’s Climate is Changing; A Major Cooling Widely Considered to Be Inevitable – New York Times, May 21st, 1975 1975 - “The threat of a new ice age must now stand alongside nuclear war as a likely source of wholesale death and misery for mankind” Nigel Calder, editor, New Scientist magazine, in an article in International Wildlife Magazine 1976 - “Even U.S. farms may be hit by cooling trend” – U.S. News and World Report 1981 - Global Warming – “of an almost unprecedented magnitude” – New York Times 1988 - I would like to draw three main conclusions. Number one, the earth is warmer in 1988 than at any time in the history of instrumental measurements. Number two, the global warming is now large enough that we can ascribe with a high degree of confidence a cause and effect relationship to the greenhouse effect. And number three, our computer climate simulations indicate that thegreenhouse effect is already large enough to begin to effect the probability of extreme events such as summer heat waves. – Jim Hansen, June 1988 testimony before Congress, see His later quote andHis superior’s objection for context 1989 -“On the one hand, as scientists we are ethically bound to the scientific method, in effect promising to tell the truth, the whole truth, and nothing but – which means that we must include all doubts, the caveats, the ifs, ands and buts. On the other hand, we are not just scientists but human beings as well. And like most people we’d like to see the world a better place, which in this context translates into our working to reduce the risk of potentially disastrous climate change. To do that we need to get some broad based support, to capture the public’s imagination. That, of course, means getting loads of media coverage. So we have to offer up scary scenarios, make simplified, dramatic statements, and make little mention of any doubts we might have. This “double ethical bind” we frequently find ourselves in cannot be solved by any formula. Each of us has to decide what the right balance is between being effective and being honest. I hope that means being both.” – Stephen Schneider, lead author of the Intergovernmental Panel on Climate Change,Discover magazine, October 1989 1990 - “We’ve got to ride the global warming issue. Even if the theory of global warming is wrong, we will be doing the right thing – in terms of economic policy and environmental policy” – Senator Timothy Wirth 1993 - “Global climate change may alter temperature and rainfall patterns, many scientists fear, with uncertain consequences for agriculture.” – U.S. News and World Report 1998 - No matter if the science [of global warming] is all phony . . . climate change [provides] the greatest opportunity to bring about justice and equality in the world.” —Christine Stewart, Canadian Minister of the Environment, Calgary Herald, 1998 2001 - “Scientists no longer doubt that global warming is happening, and almost nobody questions the fact that humans are at least partly responsible.” – Time Magazine, Monday, Apr. 09, 2001 2003 - Emphasis on extreme scenarios may have been appropriate at one time, when the public and decision-makers were relatively unaware of the global warming issue, and energy sources such as “synfuels,” shale oil and tar sands were receiving strong consideration” – Jim Hansen, NASA Global Warming activist, Can we defuse The Global Warming Time Bomb?, 2003 2006 - “I believe it is appropriate to have an over-representation of factual presentations on how dangerous it is, as a predicate for opening up the audience to listen to what the solutions are, and how hopeful it is that we are going to solve this crisis.” — Al Gore, Grist magazine, May 2006 2006 – “It is not a debate over whether the earth has been warming over the past century. The earth is always warming or cooling, at least a few tenths of a degree…” —Richard S. Lindzen, the Alfred P. Sloan professor of meteorology at MIT 2006 – “What we have fundamentally forgotten is simple primary school science. Climate always changes. It is always…warming or cooling, it’s never stable. And if it were stable, it would actually be interesting scientifically because it would be the first time for four and a half billion years.” —Philip Stott, emeritus professor of bio-geography at the University of London 2006 - “Since 1895, the media has alternated between global cooling and warming scares during four separate and sometimes overlapping time periods. From 1895 until the 1930’s the media peddled a coming ice age. From the late 1920’s until the 1960’s they warned of global warming. From the 1950’s until the 1970’s they warned us again of a coming ice age. This makes modern global warming the fourth estate’s fourth attempt to promote opposing climate change fears during the last 100 years.” –Senator James Inhofe, Monday, September 25, 2006 2007- “I gave a talk recently (on fallacies of global warming) and three members of the Canadian government, the environmental cabinet, came up afterwards and said, ‘We agree with you, but it’s not worth our jobs to say anything.’ So what’s being created is a huge industry with billions of dollars of government money and people’s jobs dependent on it.” – Dr. Tim Ball, Coast-to-Coast, Feb 6, 2007 2008 – “Hansen was never muzzled even though he violated NASA’s official agency position on climate forecasting (i.e., we did not know enough to forecast climate change or mankind’s effect on it). Hansen thus embarrassed NASA by coming out with his claims of global warming in 1988 in his testimony before Congress” – Dr. John S. Theon, retired Chief of the Climate Processes Research Program at NASA, see above for Hansen quotes You can find this article by searching : American Thinker August 4, 2014 "120 years of climate scares" It's time to tell these liars and eugenicists that the jig is up! And their little HOAX is over! Just look at the lunacy these people are printing! It’s Time to Engineer the Sky Global warming is so rampant that some scientists say we should begin altering the stratosphere to block incoming sunlight, even if it jeopardizes rain and crops https://www.scientificamerican.com/article/its-time-to-engineer-the-sky/
    WWW.SCIENTIFICAMERICAN.COM
    It's Time to Engineer the Sky
    Global warming is so rampant that some scientists say we should begin altering the stratosphere to block incoming sunlight, even if it jeopardizes rain and crops
    1 Comments 0 Shares 3K Views

  • I am Thankful

    Thanksgiving Wishes from the Zalma Family

    Post 4938

    Posted on November 27, 2024 by Barry Zalma

    See the full video at and at hope, on this Thanksgiving weekend, that you can join my family and me remembering that it is more important to think about our blessings and those things that we have to be thankful for than to get in line for “Black Friday” to buy an inexpensive flat screen t.v. or tablet. Enjoy the holiday and your family as I will.

    My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children.

    After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual, mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness.

    To me, I am thankful for you, my friends, clients and readers of “Zalma’s Insurance Fraud Letter,” my blog “Zalma on Insurance,” and my books and other writing including the third Edition of the ten volumes of my treatise, “Zalma on Insurance Claims” and the Fourteenth Edition of “Property Investigation Checklists.”

    As a first generation American I am honored to join with all Americans the ability to celebrate Thanksgiving that started when the United States was a dream and just a colony of Great Britain, to give thanks for the good things in life at least once a year. It took Abraham Lincoln, our greatest President to make it an official holiday. The Thanksgiving holiday gives me and my family the opportunity to consider the blessings we have received and to thank all who have made it possible.

    Please allow me this opportunity to explain to you all the things I, and my family, can continue to give thanks for:

    1. I have loved my wife of almost 57 years since we first met when she was nine and I was twelve.
    2. I am thankful that she still loves me and lets me make clear every day that I love her more now than I did when she ignored me when I was 12.
    3. My three adult children who are successes in their own right.
    4. That my three children who put up with my wife and I, and are healthy, successful, and mostly happy in what they do.
    5. My almost eight-year-old granddaughter and my 22 year-old grandson live nearby, my grandson is now a successful college graduate from Puget Sound University in Washington state and working full time in I.T.
    6. My clients who, for the more than 57 years have allowed me to earn a living doing what I love. I practiced law until I let my license go inactive, acting as a consultant, testifying as an expert witness and writing materials to help others provide excellence in claims services as members of the insurance profession.
    7. My publishers the American Bar Association, Full Court Press, Fastcase.com, Thomson Reuters and Amazon.com.
    8. My dearly departed parents and grandparents for having the good sense to leave the Ottoman Empire at the beginning of the 20th Century so we could avoid the Holocaust and I could be born American.
    9. My country for giving me a place to live and work in peace and complain about it without fear.
    10. The state of California, where I was born, and have lived for 82 years, for allowing me to have my home and grow my family, and the ability to pay California’s high taxes for the privilege.
    11. Those of you who read what I write and gain something from it.
    12. Eighty two years of mostly good health, but for a small heart attack,clogged arteries, a failed Aortic heart valve, ant the surgeons that gave me the ability to continue to work – albeit at a reduced rate.
    13. Allowing me the health and ambition to avoid my cardiologist by walking every day and working on my garden and bonsai with one of my Chinese Elms in a pot for more than 49 years.
    14. The hundreds of friends I have never met but with whom the Internet has allowed me to communicate in parts of the world I have never visited.
    15. The wonder of the Internet that allows me to publish E-books, ZIFL and my blog instantly on line.
    16. That my family can get together to express our thanks for each other and our happiness this year again without a need for anything but enjoying each other’s company and some good food.
    17. That most of you who I know only by my publications can also gather with your families to express your thanks.

    When I enlisted in the U.S. Army in 1964, I volunteered ostensibly to avoid the draft and volunteered to serve anywhere in the world. Fortunately, the Army made assignments in alphabetical order and I was sent by the U.S. Army Intelligence Corps to Peoria, Illinois where I became a Special Agent in Charge of an office investigating people who sought security clearances. I was trained to be an investigator and enjoyed every minute of the job.

    Until the Army I had never seen a river without a concrete bottom only to see the mighty Mississippi as my first real river. I had never seen snow other than in the distance on mountains only to find myself shoveling the snow off the driveway in the small half-of-a-house I rented from an old couple who could not do it themselves.

    My investigative assignments required me to travel throughout Central Illinois from the Iowa to the Indiana borders. I stopped at court houses along the way, all of which had signs that Abraham Lincoln practiced law there. Those experiences with the courts, law enforcement officers, and court personnel probably gave me the incentive to become a lawyer.

    When I finished my three year enlistment I returned home, proposed marriage to the love of my life, who fortunately for me, accepted. I began the study of law at night and found my first real job where I could use the skills I learned in the Army. I was hired as a claims trainee at the Fireman’s Fund American Insurance Company who spent the time to train me to be a claims adjuster. The training was, unlike modern insurers, thorough. I was required to read a treatise on insurance and insurance claims handling. I was sent out with experienced adjusters in all types of insurance Fireman’s Fund wrote to learn as they adjusted claims, and eventually allowed to deal with the public under close supervision.

    Contrary to the requirements of the insurance industry at the time, Fireman’s Fund allowed me to study law at night while I worked as a full-time insurance adjuster. I was fortunate enough to work for a claims manager – Coleman T. Mobley – who did not require me to go out of state to adjust major storm claims if it interfered with my law school studies. Since I was in law school 50 weeks a year the only catastrophe storm duty I was required to work was a fire storm that burned from the San Fernando Valley to the ocean at Malibu. Because of Mr. Mobley and the Fireman’s Fund I was able to complete my studies and pass the California Bar in 1971 and be admitted to the California Bar on January 2, 1972.

    I took a cut in pay to get my first job as an Associate Attorney with a law firm that was willing to teach me to be a lawyer handling every kind of problem a new lawyer could face from wills, tort claims, divorce, drunk driving, trials, depositions, and dozens of orders to show cause in multiple courts around the Inland Empire of California. By doing so, when I started practicing law in 1972, I became a lawyer who could deal with any issue brought to me. I was fortunate enough to be able to move to an insurance law firm in Century City where I was assigned to a coverage lawyer who was trying to deal with over 500 active matters and, who, when I arrived, assigned 250 of the matters to me and pointed me to the firm’s library to learn what to do.

    At the time new technology was an IBM Selectric typewriter that could erase errors from the keyboard without the need to use white-out paint. I did legal research in the firm’s large library which, when it was inadequate for the task, I drove to the County Law Library in downtown Los Angeles to adequately research legal questions .

    Research in a large library took days to find support for an issue. I needed three professional legal secretaries to keep up with my dictation. Now, using modern technology, I can do the same legal research in 30 minutes on Fastcase.com, need no secretary, and can operate my consulting, writing, training and publishing businesses with no employees.

    In 1979 I decided it was time to be my own boss. I started a law firm called Barry Zalma, Inc. with a secretary who came from my last firm and brought an IBM Selectric typewriter with her into a small windowless office. I had obtained a line of credit from a bank that I hoped would carry us until the practice started since the only case I was sure of when I moved into my new office, was my sister’s rear-ender from which I could not, and did not, take a fee.

    The office was furnished with a file cabinet from my father-in-law’s dental practice and a dining room table from my wife’s grandmother who had passed away. I received my first call at 8:10 a.m. on the first day, October 1, 1979, from Alan Worboys, a claims person speaking for Certain Underwriters at Lloyd’s, London and my practice began. Alan became, and still is, a long time friend. I had nothing to do on October 3, 1979 so I wrote an article for publication. After that, I had no peace and the firm quickly grew to 9 lawyers and a staff to serve them all defending people who were insured and acting as coverage counsel for insurers who needed advice and counsel concerning interpretation of insurance contracts and how to deal with attempted fraud. I, and the lawyers who joined the firm also provided defense to insureds of our clients and defense of suits against the insurers for tort, including the tort of bad faith.

    I was more successful than I ever expected. I, whose experience was limited to Los Angeles County and Central Illinois, found a need to travel to Taipei, Taiwan and London, England on behalf of my clients. I worked, as I had learned from my father who survived the Depression, 16 hours a day, six or seven days a week. When I became 75 years old my firm had been reduced back to a sole practice and I decided it was time to stop practicing law and become a consultant and fulfill my childhood dream to be an author.

    I am a very lucky and happy man. I do work that I love. I fulfilled my childhood dreams. I Live in a home I have owned for more than 49 years that my wife and I adapted and increased as children were born to meet our needs. I have the love of my life with me and look forward to celebrating our 57th wedding anniversary next month. I am honored that my eldest daughter has come back to live with us and care for my wife and I who are not able to do everything we used to do.

    I have three wonderful children, two grandchildren and all live close. My son, and his business shares my office building and has time to visit with me as allowed by his busy schedule.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk

    This is a long article so go to https://www.linkedin.com/pulse/i-am-thankful-barry-zalma-esq-cfe-bzysc, to read the full article.
    I am Thankful Thanksgiving Wishes from the Zalma Family Post 4938 Posted on November 27, 2024 by Barry Zalma See the full video at and at hope, on this Thanksgiving weekend, that you can join my family and me remembering that it is more important to think about our blessings and those things that we have to be thankful for than to get in line for “Black Friday” to buy an inexpensive flat screen t.v. or tablet. Enjoy the holiday and your family as I will. My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children. After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual, mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness. To me, I am thankful for you, my friends, clients and readers of “Zalma’s Insurance Fraud Letter,” my blog “Zalma on Insurance,” and my books and other writing including the third Edition of the ten volumes of my treatise, “Zalma on Insurance Claims” and the Fourteenth Edition of “Property Investigation Checklists.” As a first generation American I am honored to join with all Americans the ability to celebrate Thanksgiving that started when the United States was a dream and just a colony of Great Britain, to give thanks for the good things in life at least once a year. It took Abraham Lincoln, our greatest President to make it an official holiday. The Thanksgiving holiday gives me and my family the opportunity to consider the blessings we have received and to thank all who have made it possible. Please allow me this opportunity to explain to you all the things I, and my family, can continue to give thanks for: 1. I have loved my wife of almost 57 years since we first met when she was nine and I was twelve. 2. I am thankful that she still loves me and lets me make clear every day that I love her more now than I did when she ignored me when I was 12. 3. My three adult children who are successes in their own right. 4. That my three children who put up with my wife and I, and are healthy, successful, and mostly happy in what they do. 5. My almost eight-year-old granddaughter and my 22 year-old grandson live nearby, my grandson is now a successful college graduate from Puget Sound University in Washington state and working full time in I.T. 6. My clients who, for the more than 57 years have allowed me to earn a living doing what I love. I practiced law until I let my license go inactive, acting as a consultant, testifying as an expert witness and writing materials to help others provide excellence in claims services as members of the insurance profession. 7. My publishers the American Bar Association, Full Court Press, Fastcase.com, Thomson Reuters and Amazon.com. 8. My dearly departed parents and grandparents for having the good sense to leave the Ottoman Empire at the beginning of the 20th Century so we could avoid the Holocaust and I could be born American. 9. My country for giving me a place to live and work in peace and complain about it without fear. 10. The state of California, where I was born, and have lived for 82 years, for allowing me to have my home and grow my family, and the ability to pay California’s high taxes for the privilege. 11. Those of you who read what I write and gain something from it. 12. Eighty two years of mostly good health, but for a small heart attack,clogged arteries, a failed Aortic heart valve, ant the surgeons that gave me the ability to continue to work – albeit at a reduced rate. 13. Allowing me the health and ambition to avoid my cardiologist by walking every day and working on my garden and bonsai with one of my Chinese Elms in a pot for more than 49 years. 14. The hundreds of friends I have never met but with whom the Internet has allowed me to communicate in parts of the world I have never visited. 15. The wonder of the Internet that allows me to publish E-books, ZIFL and my blog instantly on line. 16. That my family can get together to express our thanks for each other and our happiness this year again without a need for anything but enjoying each other’s company and some good food. 17. That most of you who I know only by my publications can also gather with your families to express your thanks. When I enlisted in the U.S. Army in 1964, I volunteered ostensibly to avoid the draft and volunteered to serve anywhere in the world. Fortunately, the Army made assignments in alphabetical order and I was sent by the U.S. Army Intelligence Corps to Peoria, Illinois where I became a Special Agent in Charge of an office investigating people who sought security clearances. I was trained to be an investigator and enjoyed every minute of the job. Until the Army I had never seen a river without a concrete bottom only to see the mighty Mississippi as my first real river. I had never seen snow other than in the distance on mountains only to find myself shoveling the snow off the driveway in the small half-of-a-house I rented from an old couple who could not do it themselves. My investigative assignments required me to travel throughout Central Illinois from the Iowa to the Indiana borders. I stopped at court houses along the way, all of which had signs that Abraham Lincoln practiced law there. Those experiences with the courts, law enforcement officers, and court personnel probably gave me the incentive to become a lawyer. When I finished my three year enlistment I returned home, proposed marriage to the love of my life, who fortunately for me, accepted. I began the study of law at night and found my first real job where I could use the skills I learned in the Army. I was hired as a claims trainee at the Fireman’s Fund American Insurance Company who spent the time to train me to be a claims adjuster. The training was, unlike modern insurers, thorough. I was required to read a treatise on insurance and insurance claims handling. I was sent out with experienced adjusters in all types of insurance Fireman’s Fund wrote to learn as they adjusted claims, and eventually allowed to deal with the public under close supervision. Contrary to the requirements of the insurance industry at the time, Fireman’s Fund allowed me to study law at night while I worked as a full-time insurance adjuster. I was fortunate enough to work for a claims manager – Coleman T. Mobley – who did not require me to go out of state to adjust major storm claims if it interfered with my law school studies. Since I was in law school 50 weeks a year the only catastrophe storm duty I was required to work was a fire storm that burned from the San Fernando Valley to the ocean at Malibu. Because of Mr. Mobley and the Fireman’s Fund I was able to complete my studies and pass the California Bar in 1971 and be admitted to the California Bar on January 2, 1972. I took a cut in pay to get my first job as an Associate Attorney with a law firm that was willing to teach me to be a lawyer handling every kind of problem a new lawyer could face from wills, tort claims, divorce, drunk driving, trials, depositions, and dozens of orders to show cause in multiple courts around the Inland Empire of California. By doing so, when I started practicing law in 1972, I became a lawyer who could deal with any issue brought to me. I was fortunate enough to be able to move to an insurance law firm in Century City where I was assigned to a coverage lawyer who was trying to deal with over 500 active matters and, who, when I arrived, assigned 250 of the matters to me and pointed me to the firm’s library to learn what to do. At the time new technology was an IBM Selectric typewriter that could erase errors from the keyboard without the need to use white-out paint. I did legal research in the firm’s large library which, when it was inadequate for the task, I drove to the County Law Library in downtown Los Angeles to adequately research legal questions . Research in a large library took days to find support for an issue. I needed three professional legal secretaries to keep up with my dictation. Now, using modern technology, I can do the same legal research in 30 minutes on Fastcase.com, need no secretary, and can operate my consulting, writing, training and publishing businesses with no employees. In 1979 I decided it was time to be my own boss. I started a law firm called Barry Zalma, Inc. with a secretary who came from my last firm and brought an IBM Selectric typewriter with her into a small windowless office. I had obtained a line of credit from a bank that I hoped would carry us until the practice started since the only case I was sure of when I moved into my new office, was my sister’s rear-ender from which I could not, and did not, take a fee. The office was furnished with a file cabinet from my father-in-law’s dental practice and a dining room table from my wife’s grandmother who had passed away. I received my first call at 8:10 a.m. on the first day, October 1, 1979, from Alan Worboys, a claims person speaking for Certain Underwriters at Lloyd’s, London and my practice began. Alan became, and still is, a long time friend. I had nothing to do on October 3, 1979 so I wrote an article for publication. After that, I had no peace and the firm quickly grew to 9 lawyers and a staff to serve them all defending people who were insured and acting as coverage counsel for insurers who needed advice and counsel concerning interpretation of insurance contracts and how to deal with attempted fraud. I, and the lawyers who joined the firm also provided defense to insureds of our clients and defense of suits against the insurers for tort, including the tort of bad faith. I was more successful than I ever expected. I, whose experience was limited to Los Angeles County and Central Illinois, found a need to travel to Taipei, Taiwan and London, England on behalf of my clients. I worked, as I had learned from my father who survived the Depression, 16 hours a day, six or seven days a week. When I became 75 years old my firm had been reduced back to a sole practice and I decided it was time to stop practicing law and become a consultant and fulfill my childhood dream to be an author. I am a very lucky and happy man. I do work that I love. I fulfilled my childhood dreams. I Live in a home I have owned for more than 49 years that my wife and I adapted and increased as children were born to meet our needs. I have the love of my life with me and look forward to celebrating our 57th wedding anniversary next month. I am honored that my eldest daughter has come back to live with us and care for my wife and I who are not able to do everything we used to do. I have three wonderful children, two grandchildren and all live close. My son, and his business shares my office building and has time to visit with me as allowed by his busy schedule. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk This is a long article so go to https://www.linkedin.com/pulse/i-am-thankful-barry-zalma-esq-cfe-bzysc, to read the full article.
    BARRYZALMA.SUBSTACK.COM
    Subscribe to Excellence in Claims Handling
    A series of writings and/or videos to help understand insurance, insurance claims, and becoming an insurance claims professional and who need to provide or receive competent and Excellence in Claims Handling. Click to read Excellence in Claims Handling, by Barry Zalma, a Substack publication with thousands of subscribers.
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  • WARNING!! TO ALL WOMEN!!! RE: DATING COPS

    Typical narcissistic psychopath disorder!
    Not to mention a good number of the boys in blue are #Freemason scum!

    Worshiping #Lucifer and performing the occasional human sacrifice!
    Look it up!

    Almost every PD in the country has a Masonic version of their patch available
    These guys undergo a bit of Satanic Ritual Abuse, a little brainwashing....

    And told that if they got to kill 60 innocent Americans...
    THEY GO HOME SAFE!

    Their job description is supposed to be "Public Safety"
    but "Officer Safety" is all that matters!

    People with this affliction seek out positions
    in the #Police Department, #Sheriff, or #Government!

    https://old.bitchute.com/video/6qvflRZ-MZM/
    WARNING!! TO ALL WOMEN!!! RE: DATING COPS Typical narcissistic psychopath disorder! Not to mention a good number of the boys in blue are #Freemason scum! Worshiping #Lucifer and performing the occasional human sacrifice! Look it up! Almost every PD in the country has a Masonic version of their patch available These guys undergo a bit of Satanic Ritual Abuse, a little brainwashing.... And told that if they got to kill 60 innocent Americans... THEY GO HOME SAFE! Their job description is supposed to be "Public Safety" but "Officer Safety" is all that matters! People with this affliction seek out positions in the #Police Department, #Sheriff, or #Government! https://old.bitchute.com/video/6qvflRZ-MZM/
    0 Comments 0 Shares 1K Views
  • My Heroes Have Always Been Cowboys (Free Full Movie) Western, Rodeo, Drama | Scott Glenn, Gary Busey
    A rodeo rider decides to quit his line of work after a serious injury, but when he visits his family and finds out that his dad is not well, he'll have to risk it one more time. Check out this star-packed cast in a first-rate contemporary Western. Rated PG
    My Heroes Have Always Been Cowboys (Free Full Movie) Western, Rodeo, Drama | Scott Glenn, Gary Busey A rodeo rider decides to quit his line of work after a serious injury, but when he visits his family and finds out that his dad is not well, he'll have to risk it one more time. Check out this star-packed cast in a first-rate contemporary Western. Rated PG
    0 Comments 1 Shares 1K Views
  • the guy who wrote the Proud Boys 1776 'manifesto' is an Israeli intelligence asset https://old.bitchute.com/video/1nRxZcNf5mSQ/ #Israel #the_proud_boys #intelligence
    the guy who wrote the Proud Boys 1776 'manifesto' is an Israeli intelligence asset https://old.bitchute.com/video/1nRxZcNf5mSQ/ #Israel #the_proud_boys #intelligence
    OLD.BITCHUTE.COM
    the guy who wrote the Proud Boys 1776 'manifesto' is an Israeli intelligence asset
    We will divide society so that 1/3 are spies and informers that will keep the rest under observation - https://www.bitchute.com/video/fWwofFr9uQsG/ --- you don't believe in government run stalking program watch this stalker admitting is getting pa…
    Haha
    1
    0 Comments 0 Shares 365 Views
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