• Kash Patel's Enemies of the Republic List
    Michael Atkinson – Former inspector general of the intelligence community
    Lloyd Austin – Secretary of Defense under President Joe Biden
    Brian Auten – Supervisory intelligence analyst, FBI
    James Baker – Former general counsel for the FBI and Twitter executive
    Bill Barr – Former attorney general under Trump
    John Bolton – Former national security adviser under Trump
    Stephen Boyd – Former chief of legislative affairs, FBI
    Joe Biden – President of the United States
    John Brennan – Former CIA director under President Obama
    John Carlin – Former DOJ national security division head under Trump
    Eric Ciaramella – Former National Security Council staffer
    Pat Cipollone – Former White House counsel under Trump
    James Clapper – Former director of national intelligence under Obama
    Hillary Clinton – Former Secretary of State and presidential candidate
    James Comey – Former FBI director
    Elizabeth Dibble – Former deputy chief of mission, U.S. embassy, London
    Mark Esper – Former Secretary of Defense under Trump
    Alyssa Farah – Former strategic communications director under Trump
    Evelyn Farkas – Former Pentagon official under Obama
    Sarah Isgur Flores – Former DOJ communications head under Trump
    Merrick Garland – Attorney General under Biden
    Stephanie Grisham – Former White House press secretary under Trump
    Kamala Harris – Vice President and former presidential candidate
    Gina Haspel – Former CIA director under Trump
    Fiona Hill – Former National Security Council staffer
    Curtis Heide – FBI agent
    Eric Holder – Former attorney general under Obama
    Robert Hur – Special counsel for Biden document investigation
    Cassidy Hutchinson – Former assistant to Trump Chief of Staff Mark Meadows
    Nina Jankowicz – Former head of Biden’s Disinformation Governance Board
    Lois Lerner – Former IRS official under Obama
    Loretta Lynch – Former attorney general under Obama
    Charles Kupperman – Former deputy national security adviser under Trump
    Gen. Kenneth McKenzie (Ret.) – Former CENTCOM commander
    Andrew McCabe – Former FBI deputy director
    Ryan McCarthy – Former Secretary of the Army under Trump
    Mary McCord – Former DOJ national security division head
    Denis McDonough – Former Obama chief of staff, current VA secretary
    Gen. Mark Milley (Ret.) – Former chairman of the Joint Chiefs of Staff
    Lisa Monaco – Deputy attorney general under Biden
    Robert Mueller – Former FBI director and Russiagate special counsel
    Bruce Ohr – Former DOJ official under Obama and Trump
    Nellie Ohr – Former CIA employee
    Lisa Page – Former FBI counsel
    Pat Philbin – Former deputy White House counsel under Trump
    John Podesta – Former Obama adviser, current Biden climate adviser
    Samantha Power – Former U.N. ambassador under Obama, current USAID administrator
    Bill Priestap – Former FBI counterintelligence chief
    Susan Rice – Former Obama national security adviser
    Rod Rosenstein – Former deputy attorney general under Trump
    Peter Strzok – Former FBI counterintelligence agent
    Jake Sullivan – National Security Adviser under Biden
    Michael Sussman – Former DNC lawyer
    Miles Taylor – Former DHS official under Trump
    Timothy Thibault – Former FBI agent
    Andrew Weissman – Mueller’s Russiagate deputy
    Alexander Vindman – Former National Security Council official
    Christopher Wray – Current FBI director under Trump and Biden
    Sally Yates – Former deputy attorney general under Obama
    Adam Schiff – Senator-elect and former House Intelligence Committee chairman
    https://imgflip.com/i/9cb4km
    Kash Patel's Enemies of the Republic List Michael Atkinson – Former inspector general of the intelligence community Lloyd Austin – Secretary of Defense under President Joe Biden Brian Auten – Supervisory intelligence analyst, FBI James Baker – Former general counsel for the FBI and Twitter executive Bill Barr – Former attorney general under Trump John Bolton – Former national security adviser under Trump Stephen Boyd – Former chief of legislative affairs, FBI Joe Biden – President of the United States John Brennan – Former CIA director under President Obama John Carlin – Former DOJ national security division head under Trump Eric Ciaramella – Former National Security Council staffer Pat Cipollone – Former White House counsel under Trump James Clapper – Former director of national intelligence under Obama Hillary Clinton – Former Secretary of State and presidential candidate James Comey – Former FBI director Elizabeth Dibble – Former deputy chief of mission, U.S. embassy, London Mark Esper – Former Secretary of Defense under Trump Alyssa Farah – Former strategic communications director under Trump Evelyn Farkas – Former Pentagon official under Obama Sarah Isgur Flores – Former DOJ communications head under Trump Merrick Garland – Attorney General under Biden Stephanie Grisham – Former White House press secretary under Trump Kamala Harris – Vice President and former presidential candidate Gina Haspel – Former CIA director under Trump Fiona Hill – Former National Security Council staffer Curtis Heide – FBI agent Eric Holder – Former attorney general under Obama Robert Hur – Special counsel for Biden document investigation Cassidy Hutchinson – Former assistant to Trump Chief of Staff Mark Meadows Nina Jankowicz – Former head of Biden’s Disinformation Governance Board Lois Lerner – Former IRS official under Obama Loretta Lynch – Former attorney general under Obama Charles Kupperman – Former deputy national security adviser under Trump Gen. Kenneth McKenzie (Ret.) – Former CENTCOM commander Andrew McCabe – Former FBI deputy director Ryan McCarthy – Former Secretary of the Army under Trump Mary McCord – Former DOJ national security division head Denis McDonough – Former Obama chief of staff, current VA secretary Gen. Mark Milley (Ret.) – Former chairman of the Joint Chiefs of Staff Lisa Monaco – Deputy attorney general under Biden Robert Mueller – Former FBI director and Russiagate special counsel Bruce Ohr – Former DOJ official under Obama and Trump Nellie Ohr – Former CIA employee Lisa Page – Former FBI counsel Pat Philbin – Former deputy White House counsel under Trump John Podesta – Former Obama adviser, current Biden climate adviser Samantha Power – Former U.N. ambassador under Obama, current USAID administrator Bill Priestap – Former FBI counterintelligence chief Susan Rice – Former Obama national security adviser Rod Rosenstein – Former deputy attorney general under Trump Peter Strzok – Former FBI counterintelligence agent Jake Sullivan – National Security Adviser under Biden Michael Sussman – Former DNC lawyer Miles Taylor – Former DHS official under Trump Timothy Thibault – Former FBI agent Andrew Weissman – Mueller’s Russiagate deputy Alexander Vindman – Former National Security Council official Christopher Wray – Current FBI director under Trump and Biden Sally Yates – Former deputy attorney general under Obama Adam Schiff – Senator-elect and former House Intelligence Committee chairman https://imgflip.com/i/9cb4km
    IMGFLIP.COM
    Who's your daddy now, bitches?
    An image tagged billy's fbi agent,why is the fbi here,kash patel,who's your daddy,crying liberals,sjw triggered
    0 Commentarios 0 Acciones 11 Views
  • No, The Bible Doesn’t Command We “Stand With Israel”

    When reporting or lamenting over the gross human rights violations and genocide by the modern state of Israel against the Palestinian people, many Christians immediately freak the heck out.

    In fact, I am often told that I am “not a Christian” because I dare criticize the state of Israel’s behavior, as if blind support of a modern nation state were an obligation of being a True Christian™.

    Upon being stripped of my membership card in Christianity, many of these “internet Bible scholars” quickly remind me: God commands us to stand with Israel! But is that even true?

    I mean, for those of us who grow up in EvangelFundamentalism we’re taught that from day one– but just because our childhood pastor taught us this, and just because Grandma believed it, doesn’t make it true.

    There has been a resurgence of voices claiming God commands us to stand with Israel since President Trump unveiled his “peace plan” for Israel and Palestine, which isn’t a plan for peace at all and is something that Christians and people of good will should overwhelmingly oppose.

    As your Bible Explainer in Chief, let me quickly break it down for you– because no, the Bible doesn’t command we stand with Israel.

    1. The entire “stand with Israel” theology is based on one verse, and the verse had nothing to do with any modern nation state born a few thousand years later.

    The bottom line is that if you believe that the STATE OF ISRAEL IS YHWH'S CHOSEN...
    Then YOU really need too actually READ YOUR BIBLE!

    The Most High does NOT care about a genocidal nation founded in 1947, that worships #Lucifer and murders His people without consequence!

    The nation of Israel, at best, is a Satanic group of impersonators...
    with a violent history of theft and deception, who are known for stealing other people's history and identity as well

    So just STOP IT!
    Israel is NOT the people of the bible...
    And if you think they are you have clearly not read the bible!

    https://www.benjaminlcorey.com/no-bible-doesnt-command-stand-israel/
    No, The Bible Doesn’t Command We “Stand With Israel” When reporting or lamenting over the gross human rights violations and genocide by the modern state of Israel against the Palestinian people, many Christians immediately freak the heck out. In fact, I am often told that I am “not a Christian” because I dare criticize the state of Israel’s behavior, as if blind support of a modern nation state were an obligation of being a True Christian™. Upon being stripped of my membership card in Christianity, many of these “internet Bible scholars” quickly remind me: God commands us to stand with Israel! But is that even true? I mean, for those of us who grow up in EvangelFundamentalism we’re taught that from day one– but just because our childhood pastor taught us this, and just because Grandma believed it, doesn’t make it true. There has been a resurgence of voices claiming God commands us to stand with Israel since President Trump unveiled his “peace plan” for Israel and Palestine, which isn’t a plan for peace at all and is something that Christians and people of good will should overwhelmingly oppose. As your Bible Explainer in Chief, let me quickly break it down for you– because no, the Bible doesn’t command we stand with Israel. 1. The entire “stand with Israel” theology is based on one verse, and the verse had nothing to do with any modern nation state born a few thousand years later. The bottom line is that if you believe that the STATE OF ISRAEL IS YHWH'S CHOSEN... Then YOU really need too actually READ YOUR BIBLE! The Most High does NOT care about a genocidal nation founded in 1947, that worships #Lucifer and murders His people without consequence! The nation of Israel, at best, is a Satanic group of impersonators... with a violent history of theft and deception, who are known for stealing other people's history and identity as well So just STOP IT! Israel is NOT the people of the bible... And if you think they are you have clearly not read the bible! https://www.benjaminlcorey.com/no-bible-doesnt-command-stand-israel/
    WWW.BENJAMINLCOREY.COM
    No, The Bible Doesn't Command We "Stand With Israel" - Benjamin L. Corey
    When reporting or lamenting over the gross human rights violations and genocide by the modern state of Israel against the Palestinian people, many Christians immediately freak the heck out. In fact, I am often told that I am “not a Christian” because I dare criticize the state of Israel’s behavior, as if blind support of […]
    0 Commentarios 0 Acciones 85 Views
  • ‘You'll not erase us’:
    Palestinian activist Susan Abulhawa’s speech at Oxford Union debate

    Tuesday, 03 December 2024 10:05 AM
    [ Last Update: Tuesday, 03 December 2024 11:51 AM ]

    A Powerful statement against #Israel's #Genocide
    A #Crime spree that has went on for far too long!

    I have far more in common with the Palestinian People
    than I have with the lying murderers of Israel

    Everyone must comprehend that first of all, the #Jews of Israel have absolutely NOTHING TO DO WITH THE PEOPLE OF THE BIBLE!

    This is a people who hijacked a religion AND a people's history!
    A nation of liars, thieve, #Pedophiles, and murderers!
    Having ZERO RELATION to the Israelites!

    A people who are TRYING TO ERASE YOU as well as the Palestinians!
    This is the people who CREATED the "vaccine" weapon of Genocide with the DOD

    Satan's Spawn
    A people capable of Evil most people cannot even imagine!

    And they use LIES, TRICKERY, and DECEPTION
    to get you to help in your own extermination!

    It's time to stop being played like a funky piano by these demons!

    https://www.presstv.ir/Detail/2024/12/03/738403/you-wont-erase-us-palestinian-activist-speech-oxford-union-debate
    ‘You'll not erase us’: Palestinian activist Susan Abulhawa’s speech at Oxford Union debate Tuesday, 03 December 2024 10:05 AM [ Last Update: Tuesday, 03 December 2024 11:51 AM ] A Powerful statement against #Israel's #Genocide A #Crime spree that has went on for far too long! I have far more in common with the Palestinian People than I have with the lying murderers of Israel Everyone must comprehend that first of all, the #Jews of Israel have absolutely NOTHING TO DO WITH THE PEOPLE OF THE BIBLE! This is a people who hijacked a religion AND a people's history! A nation of liars, thieve, #Pedophiles, and murderers! Having ZERO RELATION to the Israelites! A people who are TRYING TO ERASE YOU as well as the Palestinians! This is the people who CREATED the "vaccine" weapon of Genocide with the DOD Satan's Spawn A people capable of Evil most people cannot even imagine! And they use LIES, TRICKERY, and DECEPTION to get you to help in your own extermination! It's time to stop being played like a funky piano by these demons! https://www.presstv.ir/Detail/2024/12/03/738403/you-wont-erase-us-palestinian-activist-speech-oxford-union-debate
    WWW.PRESSTV.IR
    ‘Youll not erase us’: Palestinian activist Susan Abulhawa’s speech at Oxford Union debate
    The full text of remarks delivered by Susan Abulhawa, a noted Palestinian-American writer and human rights activist, at a historic Oxford Union debate on November 28.
    0 Commentarios 0 Acciones 61 Views
  • This Is The Most Blistering Takedown Of Zionism You Will Ever Hear

    SHUT UP AND LISTEN AMERICA (And the world)

    This was written by Palestinian author and human rights activist Susan Abulhawa,
    my sister, who possesses a much sharper vocabulary than my own, and a much better personal understanding of the #Evil committed by the #Jewish State of #Israel

    I stand in awe of her words, and the sentiment behind them!
    This WILL be mirrored on my channel without a doubt!

    I detest the #Zionist murderers as much as she does,
    her sentiments could easily be my own
    SHARE THIS FAR AND WIDE!

    86,381 views Dec 1, 2024 UNITED KINGDOM
    The Oxford Union debate over Israel hosted the most standout takedown of Israel and Zionism you will have ever heard. It is brilliant.

    Right, so sometimes you come across a piece of writing or an oratory so profound and so exacting that it literally stops you in your tracks. That is how this particular speech I’ve come across today has left me and I make no apologies for this video being a little longer than usual as a result. It was breathtaking.

    To be able to write a speech that is so quietly and calmly eviscerating, I think is more powerful than a 100 news articles or political commentaries covering atrocity and I absolutely had to share this with you, shared on social media as it was today by Electronic Intifada’s Asa Winstanley.

    This has come from Palestinian author and human rights activist Susan Abulhawa, the author of Mornings in Jenin, a story of life set in the aftermath of the 1967 6 day war and a book I now plan on getting as a matter of essential reading.

    This speech was made at the recent Oxford Union debate, a debate which actually descended into chaos as many students sought to leave the moment they became aware that a former IDF spy was present to speak on behalf of Israel in a debate where the motion presented was
    ‘This House believes Israel is an apartheid state responsible for genocide’ Zionists were apoplectic with rage when the vote came through, passing by 278 to 59 in favour and despite many people speaking in favour of the motion eloquently, emotionally and forcefully, Abulhawa’s contribution is one everyone has to hear.

    Right, so Susan Abulhawa’s speech to the Oxford Union, speaking in favour of their motion which passed by 278 votes to 59 in favour of believing Israel is an apartheid state responsible for genocide I think is probably the most powerful statement I’ve ever read in response not just to the events of the last 15 months but long before that too, the daughter of Palestinians expelled by Israel following the 1967 war, this is her history, her heritage and is the founder of Playgrounds for Palestine, an NGO that builds playgrounds for children in Palestine, as well as UN refugee camps in Lebanon.

    She was invited to speak in this debate at the Oxford Union and she absolutely did just that and frankly after hearing this only the hardest hearted of Zionists could possibly have voted against the motion.

    ‘Addressing the challenge of what to do about the indigenous inhabitants of the land Chaim Weizman, a Russian Jew, said to the World Zionist Congress in 1921 that Palestinians were akin to “the rocks of Judea, obstacles that had to be cleared on a difficult path."

    David Gruen, a Polish Jew, who changed his name to David Ben Gurion to sound relevant to the region, said. "We must expel Arabs and take their places”
    There are thousands of such conversations among the early zionists who plotted and implemented the violent colonization of Palestine and the annihilation of her native people.

    But they were only partially successful, murdering or ethnically cleansing 80% of Palestinians, which meant that 20% of us remained, an enduring obstacle to their colonial fantasies, which became the subject of their obsessions in the decades that followed, especially after conquering what remained of Palestine in 1967.

    https://youtu.be/m4snHu0SOm0
    This Is The Most Blistering Takedown Of Zionism You Will Ever Hear SHUT UP AND LISTEN AMERICA (And the world) This was written by Palestinian author and human rights activist Susan Abulhawa, my sister, who possesses a much sharper vocabulary than my own, and a much better personal understanding of the #Evil committed by the #Jewish State of #Israel I stand in awe of her words, and the sentiment behind them! This WILL be mirrored on my channel without a doubt! I detest the #Zionist murderers as much as she does, her sentiments could easily be my own SHARE THIS FAR AND WIDE! 86,381 views Dec 1, 2024 UNITED KINGDOM The Oxford Union debate over Israel hosted the most standout takedown of Israel and Zionism you will have ever heard. It is brilliant. Right, so sometimes you come across a piece of writing or an oratory so profound and so exacting that it literally stops you in your tracks. That is how this particular speech I’ve come across today has left me and I make no apologies for this video being a little longer than usual as a result. It was breathtaking. To be able to write a speech that is so quietly and calmly eviscerating, I think is more powerful than a 100 news articles or political commentaries covering atrocity and I absolutely had to share this with you, shared on social media as it was today by Electronic Intifada’s Asa Winstanley. This has come from Palestinian author and human rights activist Susan Abulhawa, the author of Mornings in Jenin, a story of life set in the aftermath of the 1967 6 day war and a book I now plan on getting as a matter of essential reading. This speech was made at the recent Oxford Union debate, a debate which actually descended into chaos as many students sought to leave the moment they became aware that a former IDF spy was present to speak on behalf of Israel in a debate where the motion presented was ‘This House believes Israel is an apartheid state responsible for genocide’ Zionists were apoplectic with rage when the vote came through, passing by 278 to 59 in favour and despite many people speaking in favour of the motion eloquently, emotionally and forcefully, Abulhawa’s contribution is one everyone has to hear. Right, so Susan Abulhawa’s speech to the Oxford Union, speaking in favour of their motion which passed by 278 votes to 59 in favour of believing Israel is an apartheid state responsible for genocide I think is probably the most powerful statement I’ve ever read in response not just to the events of the last 15 months but long before that too, the daughter of Palestinians expelled by Israel following the 1967 war, this is her history, her heritage and is the founder of Playgrounds for Palestine, an NGO that builds playgrounds for children in Palestine, as well as UN refugee camps in Lebanon. She was invited to speak in this debate at the Oxford Union and she absolutely did just that and frankly after hearing this only the hardest hearted of Zionists could possibly have voted against the motion. ‘Addressing the challenge of what to do about the indigenous inhabitants of the land Chaim Weizman, a Russian Jew, said to the World Zionist Congress in 1921 that Palestinians were akin to “the rocks of Judea, obstacles that had to be cleared on a difficult path." David Gruen, a Polish Jew, who changed his name to David Ben Gurion to sound relevant to the region, said. "We must expel Arabs and take their places” There are thousands of such conversations among the early zionists who plotted and implemented the violent colonization of Palestine and the annihilation of her native people. But they were only partially successful, murdering or ethnically cleansing 80% of Palestinians, which meant that 20% of us remained, an enduring obstacle to their colonial fantasies, which became the subject of their obsessions in the decades that followed, especially after conquering what remained of Palestine in 1967. https://youtu.be/m4snHu0SOm0
    0 Commentarios 0 Acciones 87 Views
  • "But, then, that’s why Dickie Durbin, the twit political hack from the glow-in-the-dark cobalt blue state of Illinois, stands against Patel’s nomination..."

    ORIGINAL CONTENT:
    https://www.undergroundusa.com/p/oh-little-dickiepun-intended

    #DickDurbin #KashPatel #Trump #DeepState #FBI #DCSwamp #Election #Bureaucracy #MAGA #Disinformation #Media #GOP #Podcast #Constitution #USA #Woke #Democrats #Politics #News #Truth
    "But, then, that’s why Dickie Durbin, the twit political hack from the glow-in-the-dark cobalt blue state of Illinois, stands against Patel’s nomination..." ORIGINAL CONTENT: https://www.undergroundusa.com/p/oh-little-dickiepun-intended #DickDurbin #KashPatel #Trump #DeepState #FBI #DCSwamp #Election #Bureaucracy #MAGA #Disinformation #Media #GOP #Podcast #Constitution #USA #Woke #Democrats #Politics #News #Truth
    WWW.UNDERGROUNDUSA.COM
    Oh, Little Dickie…(Pun Intended)
    LISTEN NOW | It never, ever fails, ever. Democrat Deep Staters always, always, always telegraph their deeds, transposing them onto their opposition. It’s been happening since the days of Woodrow Wilson and it continues to this day. Today’s uniparty Deep State tool is a frequent flier: Dick Durbin
    0 Commentarios 0 Acciones 157 Views
  • "But, then, that’s why Dickie Durbin, the twit political hack from the glow-in-the-dark cobalt blue state of Illinois, stands against Patel’s nomination..."

    ORIGINAL CONTENT:
    https://www.undergroundusa.com/p/oh-little-dickiepun-intended

    #DickDurbin #KashPatel #Trump #DeepState #FBI #DCSwamp #Election #Bureaucracy #MAGA #Disinformation #Media #GOP #Podcast #Constitution #USA #Woke #Democrats #Politics #News #Truth
    "But, then, that’s why Dickie Durbin, the twit political hack from the glow-in-the-dark cobalt blue state of Illinois, stands against Patel’s nomination..." ORIGINAL CONTENT: https://www.undergroundusa.com/p/oh-little-dickiepun-intended #DickDurbin #KashPatel #Trump #DeepState #FBI #DCSwamp #Election #Bureaucracy #MAGA #Disinformation #Media #GOP #Podcast #Constitution #USA #Woke #Democrats #Politics #News #Truth
    WWW.UNDERGROUNDUSA.COM
    Oh, Little Dickie…(Pun Intended)
    LISTEN NOW | It never, ever fails, ever. Democrat Deep Staters always, always, always telegraph their deeds, transposing them onto their opposition. It’s been happening since the days of Woodrow Wilson and it continues to this day. Today’s uniparty Deep State tool is a frequent flier: Dick Durbin
    0 Commentarios 0 Acciones 149 Views

  • Zalma's Insurance Fraud Letter - December 1, 2024

    ZIFL Volume 28 No. 22

    Post 4939

    Read the full article at Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdfand at https://zalma.com/blog.

    Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D

    The Source for the Insurance Fraud Professional https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud:

    The EUO is a Material Condition Precedent
    A Key Tool in the Effort to Reduce Fraud
    Claim Properly Denied for Refusal to Testify at EUO

    I spoke recently at the Conference of the Southern California Fraud Investigators Association on the Examination Under Oath as a tool to help insureds prove their losses and what happens when an insured fails or refuses to testify. This case emphasizes the purpose of my talk.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Thanksgiving Wishes from the Zalma Family

    My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children.

    After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    More McClenny Moseley & Associates Issues

    This is ZIFL’s thirty eighth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges may be criminal to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Ethical Behavior & Insurance

    Insurance, from the time of its first agreement to the present day has always been a business requiring ethical behavior between the insurer and the insured and between the insured and the insurer.

    The concept of ethical behavior refers to well-founded standards of right and wrong that prescribe what humans ought to do, usually in terms of rights, obligations, benefits to society, fairness, or specific virtues, all of which are essential to the lawyer.

    Ethics refers to those standards that impose the reasonable obligations to refrain from murder, rape, theft, assault, slander, and fraud. Ethical standards also include those that imply virtues of honesty, compassion, and loyalty.

    There are rights presumed to exist such as those described in the Declaration of Independence submitted to King George of England in 1776 that held:

    We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of happiness.

    The unalienable rights also include the right to life, the right to freedom from injury, and the right to liberty. Such standards are adequate standards of ethics because they are supported by consistent and well-founded reasons.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Health Insurance Fraud Convictions

    Michigan Woman Convicted of $1.4M Health Care Kickback Scheme

    Mary Smettler-Bolton, 71, of Oakland County, Michigan was convicted November 22, 2024 for her role in a conspiracy to defraud the United States and receive illegal health care kickbacks.

    According to court documents and evidence presented at trial, Mary referred Medicare beneficiaries to several Metro Detroit home health companies in exchange for hundreds of thousands of dollars in kickbacks paid by the owners and operators of the home health companies. Over the course of four years, she and her co-conspirators caused over $1.4 million of loss to Medicare.

    Smettler-Bolton was convicted of one count of conspiracy to defraud the United States and receive illegal health care kickbacks and one count of violating the federal Anti-Kickback Statute. She is scheduled to be sentenced on March 3, 2025, and faces a maximum penalty of five years in prison on the conspiracy count and a maximum penalty of 10 years in prison on the kickback count. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Read the full article about dozens more convictions at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Convictions of Other Than Health Insurance Fraud

    Creative Fraudster Guilty of $229K Insurance Fraud Schemes

    Justin Mack, a native of Buffalo, New York, and a resident of Cleveland, Ohio, was sentenced on November 25, 2024 in the Cuyahoga County Court of Common Pleas. Mack, an Ohio man was sentenced to five years in prison and ordered to pay restitution for filing 24 fraudulent claims with multiple insurance companies, totaling more than $229,000.

    An extensive investigation uncovered Mack’s pattern of submitting altered documentation, falsified claims, and using other people’s identities to fraudulently secure payouts from multiple insurance companies.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    The Examination Under Oath Is Not Part of a Judicial Process

    Although the EUO is a formal proceeding it is not part of a judicial process nor is it subject to the rules set out by codes of civil procedure. There is no right to object to questions and never a judge present to rule on the objections. The testimony at the EUO is required to be presented in accordance with the obligation imposed on an insured to deal fairly and in good faith with the insurer.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Barry Zalma

    Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Write to Mr. Zalma at [email protected]; https://www.zalma.com; https://zalma.com/blog. He publishes daily articles at https://zalma.substack.com, Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ to consider more than 50 volumes written by Barry Zalma on insurance and insurance claims handling.

    Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma
    Zalma's Insurance Fraud Letter - December 1, 2024 ZIFL Volume 28 No. 22 Post 4939 Read the full article at Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdfand at https://zalma.com/blog. Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D The Source for the Insurance Fraud Professional https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud: The EUO is a Material Condition Precedent A Key Tool in the Effort to Reduce Fraud Claim Properly Denied for Refusal to Testify at EUO I spoke recently at the Conference of the Southern California Fraud Investigators Association on the Examination Under Oath as a tool to help insureds prove their losses and what happens when an insured fails or refuses to testify. This case emphasizes the purpose of my talk. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Thanksgiving Wishes from the Zalma Family My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children. After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf More McClenny Moseley & Associates Issues This is ZIFL’s thirty eighth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges may be criminal to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Ethical Behavior & Insurance Insurance, from the time of its first agreement to the present day has always been a business requiring ethical behavior between the insurer and the insured and between the insured and the insurer. The concept of ethical behavior refers to well-founded standards of right and wrong that prescribe what humans ought to do, usually in terms of rights, obligations, benefits to society, fairness, or specific virtues, all of which are essential to the lawyer. Ethics refers to those standards that impose the reasonable obligations to refrain from murder, rape, theft, assault, slander, and fraud. Ethical standards also include those that imply virtues of honesty, compassion, and loyalty. There are rights presumed to exist such as those described in the Declaration of Independence submitted to King George of England in 1776 that held: We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of happiness. The unalienable rights also include the right to life, the right to freedom from injury, and the right to liberty. Such standards are adequate standards of ethics because they are supported by consistent and well-founded reasons. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Health Insurance Fraud Convictions Michigan Woman Convicted of $1.4M Health Care Kickback Scheme Mary Smettler-Bolton, 71, of Oakland County, Michigan was convicted November 22, 2024 for her role in a conspiracy to defraud the United States and receive illegal health care kickbacks. According to court documents and evidence presented at trial, Mary referred Medicare beneficiaries to several Metro Detroit home health companies in exchange for hundreds of thousands of dollars in kickbacks paid by the owners and operators of the home health companies. Over the course of four years, she and her co-conspirators caused over $1.4 million of loss to Medicare. Smettler-Bolton was convicted of one count of conspiracy to defraud the United States and receive illegal health care kickbacks and one count of violating the federal Anti-Kickback Statute. She is scheduled to be sentenced on March 3, 2025, and faces a maximum penalty of five years in prison on the conspiracy count and a maximum penalty of 10 years in prison on the kickback count. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors. Read the full article about dozens more convictions at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Convictions of Other Than Health Insurance Fraud Creative Fraudster Guilty of $229K Insurance Fraud Schemes Justin Mack, a native of Buffalo, New York, and a resident of Cleveland, Ohio, was sentenced on November 25, 2024 in the Cuyahoga County Court of Common Pleas. Mack, an Ohio man was sentenced to five years in prison and ordered to pay restitution for filing 24 fraudulent claims with multiple insurance companies, totaling more than $229,000. An extensive investigation uncovered Mack’s pattern of submitting altered documentation, falsified claims, and using other people’s identities to fraudulently secure payouts from multiple insurance companies. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf The Examination Under Oath Is Not Part of a Judicial Process Although the EUO is a formal proceeding it is not part of a judicial process nor is it subject to the rules set out by codes of civil procedure. There is no right to object to questions and never a judge present to rule on the objections. The testimony at the EUO is required to be presented in accordance with the obligation imposed on an insured to deal fairly and in good faith with the insurer. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Barry Zalma Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Write to Mr. Zalma at [email protected]; https://www.zalma.com; https://zalma.com/blog. He publishes daily articles at https://zalma.substack.com, Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ to consider more than 50 volumes written by Barry Zalma on insurance and insurance claims handling. Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma
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    #KarlRove #Republicans #Agenda #SenateGOP #HouseGOP #DeepState #Election2024 #Bureaucracy #DCSwamp #SusanCollins #LisaMurkowski #Trump #MAGA #Disinformation #Media #GOP #Podcast #Constitution #USA #Woke #Democrats #Politics #News #Truth
    https://rumble.com/v5uoxbw-tone-deaf-republicans-and-the-man-the-far-left-calls-hitler.html LIKE & COMMENT PROTECT FREE SPEECH #KarlRove #Republicans #Agenda #SenateGOP #HouseGOP #DeepState #Election2024 #Bureaucracy #DCSwamp #SusanCollins #LisaMurkowski #Trump #MAGA #Disinformation #Media #GOP #Podcast #Constitution #USA #Woke #Democrats #Politics #News #Truth
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  • PUTIN: TRUMP IS SMART, EXPERIENCED... AND STILL IN DANGER
    https://x.com/MarioNawfal/status/1862151897752166516?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1862151897752166516%7Ctwgr%5Ec5aa1a098ecdf4d28b212f1493c70196cb07f28e%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fwww.zerohedge.com%2Fgeopolitical%2Fputin-says-trump-not-safe-after-assassination-attempts-slams-mudslinging-against-his
    “Not only Trump was subjected to humiliating court procedures, accusations, and so on, but his family was attacked as well. His children were attacked. Gangsters don't do this in Russia. When criminal gangs fight, they don't touch children and women. It's men who fight among themselves. This reconfirms how low the political system of the United States has fallen.” Source: Sputnik
    PUTIN: TRUMP IS SMART, EXPERIENCED... AND STILL IN DANGER https://x.com/MarioNawfal/status/1862151897752166516?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1862151897752166516%7Ctwgr%5Ec5aa1a098ecdf4d28b212f1493c70196cb07f28e%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fwww.zerohedge.com%2Fgeopolitical%2Fputin-says-trump-not-safe-after-assassination-attempts-slams-mudslinging-against-his “Not only Trump was subjected to humiliating court procedures, accusations, and so on, but his family was attacked as well. His children were attacked. Gangsters don't do this in Russia. When criminal gangs fight, they don't touch children and women. It's men who fight among themselves. This reconfirms how low the political system of the United States has fallen.” Source: Sputnik
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  • PUTIN: TRUMP IS SMART, EXPERIENCED... AND STILL IN DANGER
    https://x.com/MarioNawfal/status/1862151897752166516?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1862151897752166516%7Ctwgr%5Ec5aa1a098ecdf4d28b212f1493c70196cb07f28e%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fwww.zerohedge.com%2Fgeopolitical%2Fputin-says-trump-not-safe-after-assassination-attempts-slams-mudslinging-against-his
    “Not only Trump was subjected to humiliating court procedures, accusations, and so on, but his family was attacked as well. His children were attacked. Gangsters don't do this in Russia. When criminal gangs fight, they don't touch children and women. It's men who fight among themselves. This reconfirms how low the political system of the United States has fallen.” Source: Sputnik
    PUTIN: TRUMP IS SMART, EXPERIENCED... AND STILL IN DANGER https://x.com/MarioNawfal/status/1862151897752166516?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1862151897752166516%7Ctwgr%5Ec5aa1a098ecdf4d28b212f1493c70196cb07f28e%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fwww.zerohedge.com%2Fgeopolitical%2Fputin-says-trump-not-safe-after-assassination-attempts-slams-mudslinging-against-his “Not only Trump was subjected to humiliating court procedures, accusations, and so on, but his family was attacked as well. His children were attacked. Gangsters don't do this in Russia. When criminal gangs fight, they don't touch children and women. It's men who fight among themselves. This reconfirms how low the political system of the United States has fallen.” Source: Sputnik
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