Inadequate Litigant’s Cases Dismissed Plaintiff, by her Litigation Appears to Establish the Report for a Mental Health Evaluation Was Appropriate Read the full article at https://lnkd.in/gECRyZ-f, see the full video at https://lnkd.in/gs_4Bby9 and at https://lnkd.in/g67dDK8q, and https://zalma.com/blog plus more than 4950 posts. Post 4950 In Samreen Riaz v. State Of California, et al., F087504, California Court of Appeals, Fifth District (December 2, 2024) the California Court of Appeals found itself asked to resolve suits against an individual and the state of California from an inadequate but excessively litigious plaintiff. FACTS Samreen Riaz was a licensed dentist – she lost her license to practice because of the facts underlying this case. According to her, there is an elaborate conspiracy to harass, stalk, threaten, and ultimately prevent her from testifying in a separate “whistleblower” case involving “OSHA and HIPPA Violations” at a medical facility. Riaz sued raising numerous claims against numerous individuals and government entities. The opposing parties challenged the complaint’s viability through demurrer and anti-SLAPP proceedings. The trial court sustained the demurrers and granted the anti-SLAPP motion, leaving Riaz with no viable claim. Riaz appealed. BACKGROUND The facts underlying this case involve four discrete events. First: Riaz sued a medical facility and suffered an alleged eye injury while attempting to testify in that case. Second: She sought treatment for that eye injury but was refused service and then sued that doctor in small claims court. Third: That doctor reported Riaz to the Dental Board of California which, in turn, initiated mental health competence proceedings against Riaz. Fourth: Riaz’s license to practice dentistry was revoked, and she filed the complaint at issue in this case. Initial Lawsuit Against Medical Facility Acting as a “whistleblower,” Riaz “disclosed … OSHA, Hippa, recruited patient, potential insurance fraud and anti-competent activities in the market” at a medical facility. After filing a lawsuit on that basis, Riaz claimed she suffered “organized harassment,” culminating in “permanent eye damage” after a sheriff-department employee pointed a finger in her face while attempting to enter the courthouse in her “whistleblower” case. Visiting Doctor for Eye Injury Riaz visited Dr. Cantrell to treat an eye injury. She claimed Cantrell became combative, refused to answer Riaz’s questions, and declined to treat Riaz. The next day, Riaz filed a complaint with the Medical Board of California. Several days later, she filed a small claims case against Cantrell, essentially alleging discrimination, negligence, and retaliation. A small claims judgment was eventually entered in Cantrell’s favor. Report to Dental Board Cantrell reported Riaz to the Dental Board. The Dental Board issued an order to Riaz to comply with a mental health examination “to evaluate her fitness to practice safely ….” (See Bus. &Prof. Code, § 820.) Riaz failed to comply with the order. Since Riaz continued to disobey the order, her license to practice dentistry was ultimately revoked. Instant Complaint and Judgment Riaz sued Cantrell, various government entities, and several individuals working for those entities (collectively, the State). The complaint alleged an elaborate conspiracy among all the defendants to injure Riaz, to intimidate her to prevent her from testifying, and to retaliate against her for the “whistleblower” case. The trial court sustained the demurrers and granted the anti-SLAPP motion resulting in total dismissal. DISCUSSION Did the trial court err in granting the anti-SLAPP motion? Did it err in sustaining the demurrers? The California Court of Appeals concluded the trial court did not err. Anti-SLAPP Motion In the anti-SLAPP motion, Cantrell argued his furnishing information to the Dental Board was protected activity and defeated claims “for discrimination, fraud, defamation, retaliation[,] and intentional infliction of emotional distress[.]” In opposition to the anti-SLAPP motion, Riaz claimed again Cantrell “made inaccurate, knowingly misleading statements to the [D]ental [B]oard to defame and harm [Riaz] based on disclosing patient information.” The trial court concluded furnishing those documents to the board constituted protected activity. ANALYSIS Litigation of an anti-SLAPP motion involves a two-step process. First, the moving defendant bears the burden of establishing that the challenged allegations or claims that arise from protected activity in which the defendant has engaged. Second, for each claim that does arise from protected activity, the plaintiff must show the claim has at least minimal merit. If the plaintiff cannot make this showing, the court will, and did, strike the claim. If there is no merit, the claim is stricken. The Court of Appeals noted that Riaz failed to adduce any evidence-including exhibits, declarations, judicial notice, and testimony-to substantiate her allegation Cantrell reported her to the Dental Board for retribution. She failed to adduce admissible evidence on the point. DEMURRERS Both Cantrell and the State filed demurrers to Riaz’s complaint.. Additional Background A small claims plaintiff is collaterally estopped from relitigating the same issue in superior court where the record is sufficiently clear to determine that the issue was litigated and decided against plaintiff in the small claims action. Governmental immunity is an affirmative defense properly raised by demurrer. Government Code section 821.6 immunizes public employees from liability for ‘instituting or prosecuting any judicial or administrative proceeding’ within the scope of their employment, even if the employees act ‘maliciously and without probable cause. Riaz alleged her claims arose in July 2022. Her written government claim was submitted in April 2023, more than six months later. Accordingly, the claims were barred, at least insofar as they stemmed from the section 820 order. CONCLUSION AND SUMMARY Riaz failed to allege colorable claims against either Cantrell or the State. The potential claims against Cantrell were either tried and resolved against her in small claims court or dismissed pursuant to the anti-SLAPP statute. The potential claims against the State were either barred for failure to timely present them under the Government Claims Act, or the State was immune under Government Code sections 821.6, 818.4, and 821.2. ZALMA OPINION It is axiomatic that a person who represents himself has a fool for a client. The litigation history, the multiple actions, and the lack of consistency and evidence, establish that Dr. Cantrell was correct when he advised the Dental Board that a mental health examination to evaluate her fitness to practice safely…” was correct. She refused to fulfill her obligation to the Dental Board to be evaluated because she was concerned she would not pass. This case is an abuse of Doctor Cantrell and the state and should have resulted in serious sanctions. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

https://medforth.biz/israel-decides-to-shut-down-its-embassy-in-ireland-citing-extreme-anti-israel-policy-of-the-irish-government/

Are We in the Midst of a Noah Redux? –An Intro https://tinyurl.com/4ptnttzy SUMMARY: I ran into an interesting post on the Christian website Rapture Ready entitled, “The Days of Noah Redux”. The premise is that the days prior to Noah’s Flood was an Earth culture so corrupt and deviant from the Creator’s Design, that the Almighty decided to wash it all away and start a do-over with Noah’s family. The “Redux” being that world-wide culture has again been overtaken by corruption and deviancy displeasing to the Creator….MORE TO READ! #NoahRedux #JesusArk #RemnantAwareness

The new strategy is known as "chucking" which involves placing massive sums of GP on a 1v1 duel typically requiring an intermediary to pay the winnings padded to the person who won the duel. In recent times there have cases where one person will fight for another to get a share of the prize pool which is overinflated. "As you're aware the primary reason behind the removal of the Duel Arena was to stop an activity that we considered to be incompatible to our regulations," said Jagex. "However we've observed that since the advent of the PvP Arena the rule-breaking activities have been adapted to. They are essentially akin to 'commission stakestaking' and are becoming more common in previous inhabitants within Duel Arena." Duel Arena." "We need to be explicit: community chucking regardless of whether you are hosting or taking part it is not permitted and is in violation of rules of the Games of Chance section of our Game Rules," warned the studio. "This is the case regardless of whether the host gets tips or not. Also, any staking, or dueling that is done with the help of a middleman is prohibited. We will pursue people and accounts who are involved in staking or throwing." Another form of activity Jagex warns of is against the game's terms of service are giveaways that re-roll. "A Re-roll giveaway is an event where participants are invited to participate, usually for cost, to have the chance of winning some prize. After a certain number of participants have registered and the host has decided to select an unlucky winner out of the pool of entries," the studio explained. "After the winner is selected the viewers are occasionally encouraged to make the host a donation or tip, usually in the form real-world money - in order to roll the results of the "giveaway'. It can be repeated any number of times as well as a potential infinite number of replays." "These kinds of giveaways are not permitted because they are in violation of the rules laid out under the Real World Trading section. The hosts of these kinds of giveaways will continue to face disciplinary action against them. Giveaways can only be accepted when they are managed with good intentions, with basic mechanics, and are accessible to all," the studio maintained. One of the changes that are coming into RuneScape in the coming year will be the death mechanic that has been promised modification that will drastically cut down the costs of dying within the traditional MMORPG. Traditionally dying in Gielinor meant you lost everything you owned, with the exception of those that you were protected from dying. It was extremely frustrating and expensive, however it also helped to keep the economy stable and costs in the right place. Fast forward nearly a decade and the gold sink that is caused due to the loss of objects upon death isn't as important as it was in the past. This led to the conclusion that it was time to alter the death mechanics so that it makes it more lenient, particularly for those with the right equipment, who are more likely to lose important items. After the updated death system is in place all items that are added to the death system will be charged a minimum mortality cost, which is 0.1 percent. This change will reduce the cost of reclaiming some items by as much as 80 percent, and for others by as high as 96.7 percent. Parties will no longer be required to sell their possessions to retrieve the items left behind by their fallen friends. To counteract the massive decrease in the cost of death and its impact on the game's econometrics, Jagex will be adding 2 percent tax to all transactions that exceed 50 coins. Rsorder.com: The most professional site to Buy OSRS Gold/RS3 Gold, items, accounts, power leveling, and questing services.

#ClimateChange and #GlobaklWarming is a #HOAX! You have mentally ill people around the world claiming that CO2 is causing this BS "Climate Change" yet these same people generally have NO IDEA how much CO2 is even in our atmosphere! It's a mere 0.04% by the way, very little CO2 is a gas of LIFE! It is what humans exhale after breathing in oxygen... And in PERFECT BALANCE the plants BREATHE IN CO2 AND EXHALE OXYGEN! It's a perfect system. Yet, we have zealots bent on #Eugenics who want to kill us all... and if not KILL, they definitely want to CONTROL everyone! Their fictional "Climate Change" narrative is designed to give them FULL CONTROL OVER THE EARTH AND EVERYONE IN IT! These #Criminals will do whatever it takes to gain control over all of mankind! And that includes spraying TOXINS into our skies, poisoning the entire agricultural system, all men and women, and even the water! These lunatics have been trying to accomplish this #Evil plan for over 150 years! And it is time they are STOPPED! These morons have no more rights to this earth than we do.... And there are BILLIONS OF US opposed to poisoning our earth and ourselves! It's about time that we start acting like it! These people belong in PRISON Here's the short list of LIES we have been told about how "Climate is going to kill us all" PURELY FICTION AND LIES! Scientists seeking funding and journalists seeking an audience agree: panic sells. “Global cooling is going to kills us all!” “No, wait: global warming is going to kill us all!” Here's the list - an amazing chronology of the last 120 years of scare-mongering on climate 1895 - Geologists Think theWorld May Be Frozen Up Again – New York Times, February 1895 1902 - “Disappearing Glaciers…deteriorating slowly, with a persistency that means their final annihilation…scientific fact…surely disappearing.” – Los Angeles Times 1912 - Prof. Schmidt Warns Us of an Encroaching Ice Age – New York Times, October 1912 1923 - “Scientist says Arctic ice will wipe out Canada” – Professor Gregory of Yale University, American representative to the Pan-Pacific Science Congress, – Chicago Tribune 1923 - “The discoveries of changes in the sun’s heat and the southward advance of glaciers in recent years have given rise to conjectures of the possible advent of a new ice age” – Washington Post 1924 - MacMillan Reports Signs of New Ice Age – New York Times, Sept 18, 1924 1929 - “Most geologists think the world is growing warmer, and that it will continue to get warmer” – Los Angeles Times, in Is another ice age coming? 1932 - “If these things be true, it is evident, therefore that we must be just teetering on an ice age” – The Atlantic magazine, This Cold, Cold World 1933 - America in Longest Warm Spell Since 1776; Temperature Line Records a 25-Year Rise – New York Times, March 27th, 1933 1933 – “…wide-spread and persistent tendency toward warmer weather…Is our climate changing?” – Federal Weather Bureau “Monthly Weather Review.” 1938 - Global warming, caused by man heating the planet with carbon dioxide, “is likely to prove beneficial to mankind in several ways, besides the provision of heat and power.”– Quarterly Journal of the Royal Meteorological Society 1938 - “Experts puzzle over 20 year mercury rise…Chicago is in the front rank of thousands of cities thuout the world which have been affected by a mysterious trend toward warmer climate in the last two decades” – Chicago Tribune 1939 - “Gaffers who claim that winters were harder when they were boys are quite right… weather men have no doubt that the world at least for the time being is growing warmer” – Washington Post 1952 - “…we have learned that the world has been getting warmer in the last half century” – New York Times, August 10th, 1962 1954 - “…winters are getting milder, summers drier. Glaciers are receding, deserts growing” – U.S. News and World Report 1954 - Climate – the Heat May Be Off – Fortune Magazine 1959 - “Arctic Findings in Particular Support Theory of Rising Global Temperatures” – New York Times 1969 - “…the Arctic pack ice is thinning and that the ocean at the North Pole may become an open sea within a decade or two” – New York Times, February 20th, 1969 1969 – “If I were a gambler, I would take even money that England will not exist in the year 2000″ — Paul Ehrlich (while he now predicts doom from global warming, this quote only gets honorable mention, as he was talking about his crazy fear of overpopulation) 1970 - “…get a good grip on your long johns, cold weather haters – the worst may be yet to come…there’s no relief in sight” – Washington Post 1974 - Global cooling for the past forty years – Time Magazine 1974 - “Climatological Cassandras are becoming increasingly apprehensive, for the weather aberrations they are studying may be the harbinger of another ice age” –Washington Post 1974 - “As for the present cooling trend a number of leading climatologists have concluded that it is very bad news indeed” – Fortune magazine, who won a Science Writing Award from the American Institute of Physics for its analysis of the danger 1974 - “…the facts of the present climate change are such that the most optimistic experts would assign near certainty to major crop failure…mass deaths by starvation, and probably anarchy and violence” – New York Times Cassandras are becoming increasingly apprehensive, for the weather aberrations they are studying may be the harbinger of another ice age 1975 - Scientists Ponder Why World’s Climate is Changing; A Major Cooling Widely Considered to Be Inevitable – New York Times, May 21st, 1975 1975 - “The threat of a new ice age must now stand alongside nuclear war as a likely source of wholesale death and misery for mankind” Nigel Calder, editor, New Scientist magazine, in an article in International Wildlife Magazine 1976 - “Even U.S. farms may be hit by cooling trend” – U.S. News and World Report 1981 - Global Warming – “of an almost unprecedented magnitude” – New York Times 1988 - I would like to draw three main conclusions. Number one, the earth is warmer in 1988 than at any time in the history of instrumental measurements. Number two, the global warming is now large enough that we can ascribe with a high degree of confidence a cause and effect relationship to the greenhouse effect. And number three, our computer climate simulations indicate that thegreenhouse effect is already large enough to begin to effect the probability of extreme events such as summer heat waves. – Jim Hansen, June 1988 testimony before Congress, see His later quote andHis superior’s objection for context 1989 -“On the one hand, as scientists we are ethically bound to the scientific method, in effect promising to tell the truth, the whole truth, and nothing but – which means that we must include all doubts, the caveats, the ifs, ands and buts. On the other hand, we are not just scientists but human beings as well. And like most people we’d like to see the world a better place, which in this context translates into our working to reduce the risk of potentially disastrous climate change. To do that we need to get some broad based support, to capture the public’s imagination. That, of course, means getting loads of media coverage. So we have to offer up scary scenarios, make simplified, dramatic statements, and make little mention of any doubts we might have. This “double ethical bind” we frequently find ourselves in cannot be solved by any formula. Each of us has to decide what the right balance is between being effective and being honest. I hope that means being both.” – Stephen Schneider, lead author of the Intergovernmental Panel on Climate Change,Discover magazine, October 1989 1990 - “We’ve got to ride the global warming issue. Even if the theory of global warming is wrong, we will be doing the right thing – in terms of economic policy and environmental policy” – Senator Timothy Wirth 1993 - “Global climate change may alter temperature and rainfall patterns, many scientists fear, with uncertain consequences for agriculture.” – U.S. News and World Report 1998 - No matter if the science [of global warming] is all phony . . . climate change [provides] the greatest opportunity to bring about justice and equality in the world.” —Christine Stewart, Canadian Minister of the Environment, Calgary Herald, 1998 2001 - “Scientists no longer doubt that global warming is happening, and almost nobody questions the fact that humans are at least partly responsible.” – Time Magazine, Monday, Apr. 09, 2001 2003 - Emphasis on extreme scenarios may have been appropriate at one time, when the public and decision-makers were relatively unaware of the global warming issue, and energy sources such as “synfuels,” shale oil and tar sands were receiving strong consideration” – Jim Hansen, NASA Global Warming activist, Can we defuse The Global Warming Time Bomb?, 2003 2006 - “I believe it is appropriate to have an over-representation of factual presentations on how dangerous it is, as a predicate for opening up the audience to listen to what the solutions are, and how hopeful it is that we are going to solve this crisis.” — Al Gore, Grist magazine, May 2006 2006 – “It is not a debate over whether the earth has been warming over the past century. The earth is always warming or cooling, at least a few tenths of a degree…” —Richard S. Lindzen, the Alfred P. Sloan professor of meteorology at MIT 2006 – “What we have fundamentally forgotten is simple primary school science. Climate always changes. It is always…warming or cooling, it’s never stable. And if it were stable, it would actually be interesting scientifically because it would be the first time for four and a half billion years.” —Philip Stott, emeritus professor of bio-geography at the University of London 2006 - “Since 1895, the media has alternated between global cooling and warming scares during four separate and sometimes overlapping time periods. From 1895 until the 1930’s the media peddled a coming ice age. From the late 1920’s until the 1960’s they warned of global warming. From the 1950’s until the 1970’s they warned us again of a coming ice age. This makes modern global warming the fourth estate’s fourth attempt to promote opposing climate change fears during the last 100 years.” –Senator James Inhofe, Monday, September 25, 2006 2007- “I gave a talk recently (on fallacies of global warming) and three members of the Canadian government, the environmental cabinet, came up afterwards and said, ‘We agree with you, but it’s not worth our jobs to say anything.’ So what’s being created is a huge industry with billions of dollars of government money and people’s jobs dependent on it.” – Dr. Tim Ball, Coast-to-Coast, Feb 6, 2007 2008 – “Hansen was never muzzled even though he violated NASA’s official agency position on climate forecasting (i.e., we did not know enough to forecast climate change or mankind’s effect on it). Hansen thus embarrassed NASA by coming out with his claims of global warming in 1988 in his testimony before Congress” – Dr. John S. Theon, retired Chief of the Climate Processes Research Program at NASA, see above for Hansen quotes You can find this article by searching : American Thinker August 4, 2014 "120 years of climate scares" It's time to tell these liars and eugenicists that the jig is up! And their little HOAX is over! Just look at the lunacy these people are printing! It’s Time to Engineer the Sky Global warming is so rampant that some scientists say we should begin altering the stratosphere to block incoming sunlight, even if it jeopardizes rain and crops https://www.scientificamerican.com/article/its-time-to-engineer-the-sky/

Op-ed: Fixing America's Public Schools By: Diane Sori / The Patriot Factor / Right Side Patriots / Right Side Patriots Radio https://thepatriotfactor.blogspot.com/2024/12/op-ed-fixing-americas-public-schools-by.html ...the act of teaching...has morphed into indoctrination of a decidedly political one-sided nature. Basics like English, math, science, and history have been corrupted by a by a curriculum... loaded down with political ideologies based not upon proven facts and tangible realities, but upon the agendas of whichever political party is in power at any given time...

VIDEO - SEEMS LIKE OLD HISTORY BUT THE MAN MADE PANDEMIC TYRANNY IS STILL WITH US IN MANY WAYS. WE CAN STILL SEE PEOPLE WEARING MASKS EVERYWHERE, RULES HAVE CHANGED, HABITS AND CUSTOMS HAVE CHANGED, PEOPLE ARE STILL DYING FROM THE "VAXX"... TODAY, I DECIDED TO REVISIT THE PART 4 YEARS (CLICK ON THE LINK, NOT ON THE PHOTO)-----> https://wimkin.com/video/play/440309

Israel need to be careful over what is currently going on in Syria right now,Islamic Jihadis terrorist around the World have decided to cycle in Syria,their target is Israel,they want to make Syria a save heaven for all Jihadis terrorist,with an excuse that they’re fighting Assad

https://thewashingtonstandard.com/russian-forces-are-gobbling-up-territory-in-ukraine-at-a-rapid-pace-and-so-the-western-tyrants-have-decided-to-gamble-with-all-of-our-lives/

I am Thankful Thanksgiving Wishes from the Zalma Family Post 4938 Posted on November 27, 2024 by Barry Zalma See the full video at and at hope, on this Thanksgiving weekend, that you can join my family and me remembering that it is more important to think about our blessings and those things that we have to be thankful for than to get in line for “Black Friday” to buy an inexpensive flat screen t.v. or tablet. Enjoy the holiday and your family as I will. My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children. After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual, mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness. To me, I am thankful for you, my friends, clients and readers of “Zalma’s Insurance Fraud Letter,” my blog “Zalma on Insurance,” and my books and other writing including the third Edition of the ten volumes of my treatise, “Zalma on Insurance Claims” and the Fourteenth Edition of “Property Investigation Checklists.” As a first generation American I am honored to join with all Americans the ability to celebrate Thanksgiving that started when the United States was a dream and just a colony of Great Britain, to give thanks for the good things in life at least once a year. It took Abraham Lincoln, our greatest President to make it an official holiday. The Thanksgiving holiday gives me and my family the opportunity to consider the blessings we have received and to thank all who have made it possible. Please allow me this opportunity to explain to you all the things I, and my family, can continue to give thanks for: 1. I have loved my wife of almost 57 years since we first met when she was nine and I was twelve. 2. I am thankful that she still loves me and lets me make clear every day that I love her more now than I did when she ignored me when I was 12. 3. My three adult children who are successes in their own right. 4. That my three children who put up with my wife and I, and are healthy, successful, and mostly happy in what they do. 5. My almost eight-year-old granddaughter and my 22 year-old grandson live nearby, my grandson is now a successful college graduate from Puget Sound University in Washington state and working full time in I.T. 6. My clients who, for the more than 57 years have allowed me to earn a living doing what I love. I practiced law until I let my license go inactive, acting as a consultant, testifying as an expert witness and writing materials to help others provide excellence in claims services as members of the insurance profession. 7. My publishers the American Bar Association, Full Court Press, Fastcase.com, Thomson Reuters and Amazon.com. 8. My dearly departed parents and grandparents for having the good sense to leave the Ottoman Empire at the beginning of the 20th Century so we could avoid the Holocaust and I could be born American. 9. My country for giving me a place to live and work in peace and complain about it without fear. 10. The state of California, where I was born, and have lived for 82 years, for allowing me to have my home and grow my family, and the ability to pay California’s high taxes for the privilege. 11. Those of you who read what I write and gain something from it. 12. Eighty two years of mostly good health, but for a small heart attack,clogged arteries, a failed Aortic heart valve, ant the surgeons that gave me the ability to continue to work – albeit at a reduced rate. 13. Allowing me the health and ambition to avoid my cardiologist by walking every day and working on my garden and bonsai with one of my Chinese Elms in a pot for more than 49 years. 14. The hundreds of friends I have never met but with whom the Internet has allowed me to communicate in parts of the world I have never visited. 15. The wonder of the Internet that allows me to publish E-books, ZIFL and my blog instantly on line. 16. That my family can get together to express our thanks for each other and our happiness this year again without a need for anything but enjoying each other’s company and some good food. 17. That most of you who I know only by my publications can also gather with your families to express your thanks. When I enlisted in the U.S. Army in 1964, I volunteered ostensibly to avoid the draft and volunteered to serve anywhere in the world. Fortunately, the Army made assignments in alphabetical order and I was sent by the U.S. Army Intelligence Corps to Peoria, Illinois where I became a Special Agent in Charge of an office investigating people who sought security clearances. I was trained to be an investigator and enjoyed every minute of the job. Until the Army I had never seen a river without a concrete bottom only to see the mighty Mississippi as my first real river. I had never seen snow other than in the distance on mountains only to find myself shoveling the snow off the driveway in the small half-of-a-house I rented from an old couple who could not do it themselves. My investigative assignments required me to travel throughout Central Illinois from the Iowa to the Indiana borders. I stopped at court houses along the way, all of which had signs that Abraham Lincoln practiced law there. Those experiences with the courts, law enforcement officers, and court personnel probably gave me the incentive to become a lawyer. When I finished my three year enlistment I returned home, proposed marriage to the love of my life, who fortunately for me, accepted. I began the study of law at night and found my first real job where I could use the skills I learned in the Army. I was hired as a claims trainee at the Fireman’s Fund American Insurance Company who spent the time to train me to be a claims adjuster. The training was, unlike modern insurers, thorough. I was required to read a treatise on insurance and insurance claims handling. I was sent out with experienced adjusters in all types of insurance Fireman’s Fund wrote to learn as they adjusted claims, and eventually allowed to deal with the public under close supervision. Contrary to the requirements of the insurance industry at the time, Fireman’s Fund allowed me to study law at night while I worked as a full-time insurance adjuster. I was fortunate enough to work for a claims manager – Coleman T. Mobley – who did not require me to go out of state to adjust major storm claims if it interfered with my law school studies. Since I was in law school 50 weeks a year the only catastrophe storm duty I was required to work was a fire storm that burned from the San Fernando Valley to the ocean at Malibu. Because of Mr. Mobley and the Fireman’s Fund I was able to complete my studies and pass the California Bar in 1971 and be admitted to the California Bar on January 2, 1972. I took a cut in pay to get my first job as an Associate Attorney with a law firm that was willing to teach me to be a lawyer handling every kind of problem a new lawyer could face from wills, tort claims, divorce, drunk driving, trials, depositions, and dozens of orders to show cause in multiple courts around the Inland Empire of California. By doing so, when I started practicing law in 1972, I became a lawyer who could deal with any issue brought to me. I was fortunate enough to be able to move to an insurance law firm in Century City where I was assigned to a coverage lawyer who was trying to deal with over 500 active matters and, who, when I arrived, assigned 250 of the matters to me and pointed me to the firm’s library to learn what to do. At the time new technology was an IBM Selectric typewriter that could erase errors from the keyboard without the need to use white-out paint. I did legal research in the firm’s large library which, when it was inadequate for the task, I drove to the County Law Library in downtown Los Angeles to adequately research legal questions . Research in a large library took days to find support for an issue. I needed three professional legal secretaries to keep up with my dictation. Now, using modern technology, I can do the same legal research in 30 minutes on Fastcase.com, need no secretary, and can operate my consulting, writing, training and publishing businesses with no employees. In 1979 I decided it was time to be my own boss. I started a law firm called Barry Zalma, Inc. with a secretary who came from my last firm and brought an IBM Selectric typewriter with her into a small windowless office. I had obtained a line of credit from a bank that I hoped would carry us until the practice started since the only case I was sure of when I moved into my new office, was my sister’s rear-ender from which I could not, and did not, take a fee. The office was furnished with a file cabinet from my father-in-law’s dental practice and a dining room table from my wife’s grandmother who had passed away. I received my first call at 8:10 a.m. on the first day, October 1, 1979, from Alan Worboys, a claims person speaking for Certain Underwriters at Lloyd’s, London and my practice began. Alan became, and still is, a long time friend. I had nothing to do on October 3, 1979 so I wrote an article for publication. After that, I had no peace and the firm quickly grew to 9 lawyers and a staff to serve them all defending people who were insured and acting as coverage counsel for insurers who needed advice and counsel concerning interpretation of insurance contracts and how to deal with attempted fraud. I, and the lawyers who joined the firm also provided defense to insureds of our clients and defense of suits against the insurers for tort, including the tort of bad faith. I was more successful than I ever expected. I, whose experience was limited to Los Angeles County and Central Illinois, found a need to travel to Taipei, Taiwan and London, England on behalf of my clients. I worked, as I had learned from my father who survived the Depression, 16 hours a day, six or seven days a week. When I became 75 years old my firm had been reduced back to a sole practice and I decided it was time to stop practicing law and become a consultant and fulfill my childhood dream to be an author. I am a very lucky and happy man. I do work that I love. I fulfilled my childhood dreams. I Live in a home I have owned for more than 49 years that my wife and I adapted and increased as children were born to meet our needs. I have the love of my life with me and look forward to celebrating our 57th wedding anniversary next month. I am honored that my eldest daughter has come back to live with us and care for my wife and I who are not able to do everything we used to do. I have three wonderful children, two grandchildren and all live close. My son, and his business shares my office building and has time to visit with me as allowed by his busy schedule. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk This is a long article so go to https://www.linkedin.com/pulse/i-am-thankful-barry-zalma-esq-cfe-bzysc, to read the full article.