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Barry Zalma

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2024-07-15 13:06:52 -

Present as Real a Free and Imaginary Oral Estimate as Proof of Claim is Fraud
False Swearing & Fraud in Claim Presentation Voids Policy Read the full article at https://lnkd.in/gXTmBN9m, See the full video at https://lnkd.in/gt8Qd6hB and at https://lnkd.in/gzuf8PWP, and at https://zalma.com/blog. NEVER LIE TO YOUR INSURER ABOUT THE EXTENT OF DAMAGE Post 4833 An insurance coverage dispute that arose from a pipe burst in the historic Pittsfield Building in...

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Barry Zalma

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2021-10-28 13:09:07 -

Proof of Materiality & Rescission
A Video About an Essential Element of the Rescission Remedy Read the full article at https://www.linkedin.com/pulse/proof-materiality-barry-zalma-esq-cfe and see the full video at https://rumble.com/vobcam-proof-of-materiality.html and at https://youtu.be/dJtl3ImVjLU and at https://zalma.com/blog plus more than 3950 posts. Every rescission requires proof that the facts misrepresented or...

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Barry Zalma

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2021-01-11 14:00:51 -

Proof of Policy terms and Conditions
Need to Prove the Policy Read the full article at https://lnkd.in/gCx2J23 and at the video at https://www.linkedin.com/pulse/video-explaining-need-prove-existence-terms-policy-zalma-esq-cfe plus more than 3550 posts. The first obligation of an insured suing an insurance company is to prove the existence and the terms of the insurance policy on which the claim and suit are based. The party...

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Barry Zalma

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2021-06-23 12:29:32 -

Proof of Staged Auto Accident Voided Coverage
No Coverage for Failure to Testify at EUO Read the full article at https://www.linkedin.com/pulse/proof-staged-auto-accident-requires-default-judgment-barry and at https://zalma.com/blog plus more than 3800 posts. In State Farm Mutual Automobile Insurance Company v. Surgicore of Jersey City, LLC, et al., Wellmart RX, Inc., 2021 NY Slip Op 03536, Index No. 161692/18, Appeal No. 13992-13992A,...

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Barry Zalma

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2021-08-06 12:36:16 -

A Court Will Not Rewrite a Policy to Provide Coverage not Purchased
The Insured Failed to Prove that Covid Infected Employee Contaminated Food Served Read the full article at https://www.linkedin.com/pulse/court-rewrite-policy-provide-coverage-insured-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3850 posts. RESTAURANTS SHUT DOWN FOR COVID-19 MUST PROVE CONTAMINATION OF FOOD TO RECOVER ON POLICY New Orleans Equity, L.L.C. (“New Orleans...

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Barry Zalma

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2021-11-30 14:16:00 -

A Video About the Voluntary Payments Clause
The Notice Prejudice Rule & Voluntary Payments Read the full articles at https://www.linkedin.com/pulse/video-voluntary-payments-clause-barry-zalma-esq-cfe and see the full video at https://rumble.com/vpyva4-a-video-about-the-voluntary-payments-clause.html and at https://youtu.be/Yy9jg2Gq2Ag and at https://zalma.com/blog plus more than 4000 posts. The Colorado Supreme Court refused to apply...

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Barry Zalma

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2021-04-02 12:54:48 -

A Video Explaining the Burden Imposed on a First Party Property Insurance Insured
Posted on April 2, 2021 by Barry Zalma Burden of Proof & Exclusions See the full video at https://rumble.com/vf9fpl-a-video-explaining-the-burden-imposed-on-a-first-party-property-insurance-i.html?mref=6zof&mrefc=2 and at https://youtu.be/EO-8PL3veps It is the obligation of the insured to prove that property has been physically damaged. The loss of marketability is not a peril insured...

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Barry Zalma

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2021-02-18 13:29:32 -

A Video Explaining the Failure to Prove an Accident Defeats Liability Claim
Failure to Prove an Accident Defeats Liability Insurance Claims Read the full article at https://www.linkedin.com/pulse/video-explaining-need-defend-bad-case-barry-zalma-esq-cfe and see the full video at https://rumble.com/vdx1jr-a-video-explaining-the-need-to-defend-the-bad-case.html and https://youtu.be/iLYMdvHxIZU and at https://zalma.com/blog plus more than 3600 posts. The duty to defend is...

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Barry Zalma

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2024-02-09 13:27:37 -

Arson and Restitution
Arson and Restitution Read the full article at https://lnkd.in/gzzUfUGN and see the full video at https://lnkd.in/geMcWHvZ and at https://lnkd.in/gMMPBxAw and at https://zalma.com/blog plus more than 4700 posts. Convicted Arsonist Must Pay Restitution A fire at a residential property destroyed several structures and made nearly all of the owner’s personal property unsalvageable. M.W....

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Barry Zalma

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2021-11-02 12:24:06 -

Insured Obligated to Prove Exception to Exclusion
The Insured has the Duty to Prove Coverage for Defense Read the full article at https://www.linkedin.com/pulse/insured-obligated-prove-exception-exclusion-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3950 posts. In Zurich American Insurance Company v. Ironshore Specialty Insurance Company, 137 Nev.Adv.Op. 66, No. 81428, Supreme Court of Nevada, En Banc (October 28, 2021) the...

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Barry Zalma

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2022-11-10 15:20:52 -

Mandamus Required
Proof Required of Liability and Underinsured Nature of Defendant Before Suit Against Insurer Read the full article at https://lnkd.in/ghgzNM4i and see the full video at https://lnkd.in/gUfhxfpx and at https://lnkd.in/gKNxhXVc and at https://zalma.com/blog plus more than 4350 posts. In the case In Re United Financial Casualty Company, Relator, No. 14-22-00502-CV the Court of Appeals of Texas,...

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Barry Zalma

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2023-03-30 12:44:07 -

Mortgagee has no Right to Insurance Proceeds After Debt Paid
Mortgagee has no Right to Insurance Proceeds After Debt Paid Read the full article at https://lnkd.in/gC5-p3Jh and see the full video at https://lnkd.in/giH_CgRe and at https://lnkd.in/gxiHtVKQ and at https://zalma.com/blog plus more than 4450 posts. Satisfaction of Mortgage Eliminates Right of Mortgagee to Recover from Homeowners Policy In Thomas P. Williams, Sr. v. Nationwide Insurance a/k/a...

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Barry Zalma

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2021-01-11 13:39:03 -

The Need to Prove a Policy and Compliance with its Conditions
Need to Prove the Policy The first obligation of an insured suing an insurance company is to prove the existence and the terms of the insurance policy on which the claim and suit are based. The party seeking coverage bears the burden of proving the existence of the policy as well as its material terms. Lost or Destroyed Policy of Insurance Insurance claims often arise long after the expiration...

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