Zalma’s Insurance Fraud Letter – November 1, 2024 ZIFL – Volume 28 Number 21 Posted on November 1, 2024 by Barry Zalma Post 4924 See the full video at and at Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D The Source for the Insurance Fraud Professional Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud: Pill Mill Doctor’s Conviction Affirmed HEALTH CARE FRAUD CONVICTION AFFIRMED ACTING AS A DR. FEEL GOOD IS A FEDERAL CRIME According to the Sixth Circuit Dr. David Jankowski’s medical clinics relied on several unusual billing and prescription practices, many of which were illegal and Jankowski fraudulently billed Medicare for services he did not provide and prescribed controlled substances to patients whose conditions did not call for such treatment, with some patients unlawfully trafficking their prescribed drugs. In United States Of America v. David Jankowski, M.D., No. 23-1404, United States Court of Appeals, Sixth Circuit (October 23, 2024) the Sixth Circuit disposed of the fraudsters claims on appeal. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf More McClenny Moseley & Associates Issues This is ZIFL’s thirty sixth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges indicate may be criminal conduct to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana. 10/24/2024 MMA BANKRUPTCY HEARING TO DECIDE WHETHER TRUSTEE WILL BE APPOINTED Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Injured While Drunk on the Job Gets Workers’ Compensation Benefits An appellate court in New York has upheld a decision of the Workers’ Compensation Board in favor of an injured employee of an electrical contractor company because intoxication was not the sole cause of the accident. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Man Bites Dog Story: Fraudsters Arbitration Attempts Stopped Arbitration Stayed for Suspected Chiropractors’ Fraudulent No Fault Medical Claims Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf In Government Employees Insurance Company, (“GEICO”) v. Didier Demesmin, M.D., et al, No. 23-CV-6191 (ARR) (MMH), United States District Court, E.D. New York (October 23, 2024) GEICO sought to enjoin defendants Manuel A. Mendoza, D.C. and Mendoza Chiropractic Office PC (collectively the “Mendoza Defendants”) from pursuing certain “no-fault” insurance collection arbitrations or initiating new collections proceedings during the pendency of this lawsuit. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Health Insurance Fraud Convictions Louisiana Nursing Home Owner to Pay $8.2M for Misusing Assets During Ida Bob Dean Jr a Louisiana nursing home owner and several companies he operated have agreed to an $8.2 million consent judgment to resolve allegations that they misappropriated and misused the assets and income of four nursing homes in Louisiana before and after Hurricane Ida’s landfall in August 2021. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Officer Caught Aiding Criminals for Cash Police Officer who took Bribes from Insurance Fraudster Convicted Demarkco Johnson (“Johnson”), appealed his convictions for taking bribes about insurance fraud. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Convictions of Other Than Health Insurance Fraud Former Lake Forest Agent Convicted On 90 Counts Of Insurance Fraud After Stealing Nearly $200,000 In Premium Payments Karen Marie Dondanville, 56, of Mission Viejo, California, a former Lake Forest insurance agent was convicted on 90 counts of insurance fraud after stealing nearly $200,000 in premium payments. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf The Need to Understand the Mutability of Memory Investigators and lawyers believe what they are told by eye witnesses who describe what he or she says with conviction. However, every professional investigator or litigator must know that memory is not necessarily accurate because very few people have a perfect eidetic (photographic) memory. Memory is a fluid and often unreliable human function. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Go to the podcast Zalma On Insurance at https://podcasters.spotify.com/pod/show/barry-zalma/support; Write to Mr. Zalma at [email protected]; http://www.zalma.com; http://zalma.com/blog. Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf

OUR DAILY OLDIES: THIS INSTRUMENTAL BY CHUCK MANGIONE, WAS VERY POPULAR IN THE 1970. IF MY MEMORY IS STILL GOOD, I THINK IT WAS RELATED TO SOME OLIMPIC GAMES BUT I DIDN'T FOLLOW SPORTS BACK THEN AND STILL DON'T DO. I REMEMBER IT AS A MUSIC RADIO LISTENER I WAS.

"Water Has Memory"....... https://www.youtube.com/watch?v=FMrQme-DEas&t=84s

#TRUMP AND #RFK PLANNING 'SHOCK AND AWE' ARRESTS OF GATES AND FAUCI ON JANUARY 20 Trump, the "Father of the #Genocide JAB" claims to have a plan to arrest Bill Gates and Anthony Fauci on January 20th.... KINDA LIKE HE CLAIMED HE'D ARREST #Hillary! Refresh my memory... IS HILLARY CLINTON IN JAIL??? This is all BS designed to get you to "vote," which is YOUR CONSENT to be ruled by psychopathic murdering scum! The same ones responsible for getting you where you are today! WHO WAS IT AGAIN, THAT "LOCKED DOWN" AMERICA IN VIOLATION OF THE CONSTITUTION? They ALL need to be perp walked to prison! PERMANENTLY! More BS, more LIES, more FALSE CAMPAIGN PROMISES, more BS! EVERYONE at the #DOD should be arrested, since it was them who produced the genocide jab, in a covert depopulation exercise. They are #Criminals ALL https://old.bitchute.com/video/7glRVTIeSYWn/

Minnesota v. We the People | Full Documentary NEW must-see documentary made in memory of five first responders who were murdered in the line of duty over a span of 13 months in Minnesota (and exposing those who are complicit, ie "leaders" and media). https://youtu.be/xLiR0TE5H5U?si=j2QySvhHIvW34Iv-

VIDEOS: Medical Tyranny Memory Lane PT TWO https://oneway2day.com/2024/10/17/videos-medical-tyranny-memory-lane-pt-two/ SUMMARY: … Why is a “Memory Lane” important when Medical Tyranny seems to be a COVID past? Because Tyranny tends to repeat. AND when FEARMONGERING was used so effectively used to sway compliance by Americans, I have no doubt some form of Tyranny will be forced down the throat of Americans AGAIN! … It would behoove the American Citizen who believes in American Exceptionalism, Constitutional Originalism and the American Christian Heritage – TO REMEMBER…TAKE A LOOK! #MedicalTyranny #ResistTyranny

Rheumatology by Oxford University Press Release: Caffeine is proven to boost health in many people highlights a potential benefit of caffeine that goes beyond its well-known effects on alertness and metabolism with are mainly concentration and memory enhancement and physical performance. The effect of caffeine on these key regulators attenuated inflammatory infiltration, reduced oxidative stress.

VIDEOS: Medical Tyranny Memory Lane PT 1 https://johnhouk.substack.com/p/videos-medical-tyranny-memory-lane SUMMARY: For many COVID Tyranny is a recent history that was so distasteful, one would just as soon forget Americans were forced into Medical decisions based on fear or control-mandated government edicts. … I’ve noticed the ad-LIES still promoting the “Safe and Effective” mRNA Jab. For that hocus pocus to exist it means people have failed to get the information that COVID deaths were inflated to instill fear and the mRNA Jab has promoted so many side-effect Medical Injuries (with way too many SUDDEN DEATHS), that in the days before COVID hysteria, such a drug would have been pulled from the market. …MORE TO READ & DEFINITELY VIDEOS TO WATCH! #RememberMedicalTyranny

BY AMERICAN LAW, 8 YEARS IS THE MAXIMUM PERIOD OF TIME A PERSON CAN SERVE AS PRESIDENT BUT IN AN INTERVIEW OBAMA SAID (I'M QUOTING FROM MEMORY) "IT WOULD BE NICE TO HAVE SOMEONE AS PRESIDENT WITH AN EARPIECE LISTENING TO ME TELLING HIM WHAT TO DO". THOSE WERE NOT THE EXACT WORDS BUT IT IS THE MEANING OF WHAT HE SAID. IT WAS THE COMMON PERCEPTION THAT THE BIDEN REGIME WAS OBAMA'S THIRD TERM. BEFORE THE 2020 ELECTIONS, THERE WERE DEMOCRAT PRIMARIES WITH MANY CANDIDATES. OBAMA'S PREFERRED CANDIDATE WAS KAMALA: A WOMAN, NOT TOTALLY BLACK, (LIKE HIM) AND ALSO A COMMUNIST (LIKE HIM). BUT KAMALA NEVER REACHED OVER 1% OF PREFERENCE AMONG DEMONCRAP VOTERS. KAMALA NEVER GOT ONE SINGLE VOTE, SHE QUIT BEFORE THE IOWA CAUCUSES. BIDEN BECAME THE NOMINEE. DUE TO THE FAKE "PANDEMIC", BIDEN DIDN'T HAVE TO CAMPAIGN MUCH. OBAMA KNEW HIM VERY WELL AND EVEN TOLD BIDEN "JOE, YOU DIDN'T HAVE TO DO THIS". BIDEN IS AN OLD WHITE GUY, A LIFE LONG CAREER POLITICIAN, CORRUPT AND A RACIST. WE ALL REMEMBER WHEN BIDEN SAID ABOUT OBAMA THAT OBAMA WAS "A CLEAN AND ARTICULATED BLACK MAN", MEANING OBAMA WAS AN EXCEPTION AMONG BLACK MEN. BIDEN DIDN'T WIN BUT WAS INSTALLED BY MASSIVE FRAUD AND CHOSE KAMALA AS VICE PRESIDENT, PROBABLY SUGGESTED OR ORDERED BY OBAMA. BIDEN WAS SENILE AND PROBABLY IN THE EARLY STAGES OF ALZHEIMER, NOT A GOOD CANDIDATE FOR RE-ELECTION, STILL, BIDEN GOT 14 MILLION PRIMARY VOTES AND KAMALA ZERO VOTES. THEY HAD TO GET RID OF BIDEN, BUT THE 25th AMENDMENT WAS A COMPLICATED PROCESS, SO OBAMA AND THE DEMOCRAT MACHINE DID AN INTERNAL "COUP", LEAVING BIDEN AS "PRESIDENT" (KIND OF A MEANINGLESS GHOST IN THE OVAL OFFICE) AND NOMINATING KAMALA AS OFFICIAL CANDIDATE. BASICALLY, KAMALA WOULD BE ANOTHER OBAMA'S PUPPET, OBAMA'S 4th TERM. NOW, OBAMA IS DIRECTLY INVOLVED IN EVERY DETAIL OF KAMALA'S CAMPAIGN AND CAMPAIGNING TOGETHER WITH HER. THERE WERE RUMORS BEFORE ABOUT REPLACING BIDEN WITH HILLARY OR MICHELLE (MICHAEL?) BUT HILLARY IS DAMAGED GOODS AND MICHELLE WOULD BE TROUBLESOME FOR THE REPUTATION OF BEING REALLY A MAN. SO THEY ARE STUCK WITH KAMALA. THE NEXT VIDEO IS KAMALA, EXPLAINED BY HERSELF IN 70 SECONDS.

DON'T LET THIS GET MEMORY-HOLED...FEMA: HURRICANE HELENE RELIEF EFFORTS https://old.bitchute.com/video/PQR8PxPGl0k/