• At one time the Left successfully employed Saul Alinsky's Rules for Radicals against us, but now we've turned the tables on them. Alinsky's fifth rule states that ridicule is man’s most potent weapon and the sixth rule declares that a good tactic is one your people enjoy.
    Conservatives are getting a great deal of enjoyment out of using man’s most potent weapon to mock some of the worst people in the country.
    https://www.americanthinker.com/blog/2024/12/leftist_laughingstocks.html
    At one time the Left successfully employed Saul Alinsky's Rules for Radicals against us, but now we've turned the tables on them. Alinsky's fifth rule states that ridicule is man’s most potent weapon and the sixth rule declares that a good tactic is one your people enjoy. Conservatives are getting a great deal of enjoyment out of using man’s most potent weapon to mock some of the worst people in the country. https://www.americanthinker.com/blog/2024/12/leftist_laughingstocks.html
    WWW.AMERICANTHINKER.COM
    Leftist laughingstocks
    One thing that never gets old is watching leftists go after each other like the Kilkenny cats. Dan Bongino frequently reminds us that leftism is cannibalistic. Their modus operandi is to divide society into groups and turn them against one another. A...
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  • IT CANNOT BE REMOVE FROM THE BODY -
    YOUR TEMPLE HAS SUCCESSFULLY BEEN HACKED.

    NOT MINE!

    https://old.bitchute.com/video/rX7TYDufYTWc/
    IT CANNOT BE REMOVE FROM THE BODY - YOUR TEMPLE HAS SUCCESSFULLY BEEN HACKED. 💉 NOT MINE! https://old.bitchute.com/video/rX7TYDufYTWc/
    OLD.BITCHUTE.COM
    IT CANNOT BE REMOVE FROM THE BODY - YOUR TEMPLE HAS SUCCESSFULLY BEEN HACKED. 💉
    DON'T TAKE ANY VACCINE, THEY'RE ALL BIOWEAPONS. DO YOU FEEL LIKE YOU CAN'T HEAR GOD'S VOICE ANYMORE? MANY SAY THIS HAPPENED AFTER THEY GOT THIS BIOWEAPON. I THINK I FEAR THAT THE MOST. I CAN'T IMAGINE NOT BEING ABLE TO TALK TO MY FATHER EVERYDAY. T…
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  • The Specter of the “Woke Right”
    There is an aspect of the “woke Right” accusation that is inherently parasitic. With the Right having successfully stigmatized “wokeness”—most voters now realize it’s insane and dangerous—liberals are now attempting to apply that term to the Right, claiming that its critique of the Left has gone too far. Indeed, we must say to the disaffected liberals who denigrate the “woke Right”—liberals who were mugged by reality, but evidently not brutally enough for them to become fully sensible—that they are not allowed to police us in either tone or substance, They are welcome to join us as allies on the issues we agree on. But liberals do not get to define actual conservatism as the so-called “woke Right,” nor do they get to contain it to suit their own fundamentally liberal pieties.
    https://americanmind.org/salvo/the-specter-of-the-woke-right/
    The Specter of the “Woke Right” There is an aspect of the “woke Right” accusation that is inherently parasitic. With the Right having successfully stigmatized “wokeness”—most voters now realize it’s insane and dangerous—liberals are now attempting to apply that term to the Right, claiming that its critique of the Left has gone too far. Indeed, we must say to the disaffected liberals who denigrate the “woke Right”—liberals who were mugged by reality, but evidently not brutally enough for them to become fully sensible—that they are not allowed to police us in either tone or substance, They are welcome to join us as allies on the issues we agree on. But liberals do not get to define actual conservatism as the so-called “woke Right,” nor do they get to contain it to suit their own fundamentally liberal pieties. https://americanmind.org/salvo/the-specter-of-the-woke-right/
    AMERICANMIND.ORG
    The Specter of the “Woke Right”
    Liberals don't get to define actual conservatism as the so-called “woke Right,” nor contain it to suit their fundamentally liberal pieties.
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  • MMOEXP:Essential Tips for Navigating Path of Exile 2
    Path of Exile 2 (POE2) is an expansive action RPG filled with myriad mechanics, secrets, and interactions to discover. With over 1,500 nodes on the passive skill tree and countless combinations of skill gems and support gems, the game can feel overwhelming. After spending around 70 hours in POE2 and progressing through the Cruel difficulty as a Witch, I've compiled some crucial tips that can help both new and seasoned players enhance their gaming experience. Here are some important pieces of knowledge that could easily be missed.

    Tip 1: Unlocking the Full Potential of Support Gems
    One of the most essential aspects of POE2 is the skill gem and support gem system. Initially, it may seem limited to just three support gems per skill gem, but unticking the "Show Recommended Gems" button reveals a vast array of options that enhance your skills significantly. For instance, when you untick this option while equipping the Witch’s Flame Wall, you’ll discover support gems that provide spell echo, allowing the skill to cast twice without extra mana costs—a game-changer for any build. Always keep this button unticked to explore all the potent gems available for your skills.

    Tip 2: Real-Time DPS Evaluation
    Make the most of the skill gem menu to track your damage per second (DPS) in real-time. This allows you to see how equipment changes and different support gems affect your damage outputs immediately. By comparing stats after equipping a new piece of gear or swapping out support gems, you can optimize your build effectively. This feature is invaluable for late-game min-maxing, ensuring each choice impacts your build positively.

    Tip 3: Customize Your Interface Options
    Navigate to the options menu and customize your gameplay interface. Enabling the "Show Mini Life Bar" option helps you stay focused on the action without constantly glancing at the corners of the screen to monitor health and mana. Keeping your attention in the center of the screen can help you avoid unnecessary damage and enhance your overall playability.

    Tip 4: Keybinding for Efficiency
    Take some time to go through input options and set keybindings that suit your gameplay style. For example, setting a key for the create portal command makes teleporting much more efficient. Additionally, remember that placing a portal in an active zone allows you to log off and return later, resuming your adventure exactly where you left off—perfect for busy schedules or short play sessions.

    Tip 5: Vendor Stock Refresh
    Every time you level up, don’t forget to check vendors, as their stock refreshes with potentially better gear. Though it may seem tedious, it can lead to significant upgrades that surpass loot from bosses, so make it a habit to check vendors, especially in your home base.

    Tip 6: Understanding the Salvage System
    Get acquainted with the salvage system—this allows you to dismantle items with quality or sockets to create valuable resources. Salvaging ten items yields a shard that can enhance future gear. While it may seem slow, the massive amounts of loot collected throughout your journey make this a worthwhile process. Save salvage resources for late-game gear changes since you’ll frequently swap equipment in the early game.

    Tip 7: Unique Boss Awareness
    Be mindful of unique bosses in the game, as they do not respawn after being defeated. Clearing areas thoroughly ensures you benefit from permanent buffs that can enhance later gameplay. Keep track of your map and revisit areas to ensure you don’t miss out on any notable encounters.

    Tip 8: Highlighting Loot
    Never miss loot again by holding the Alt key to highlight all items in your vicinity, including hidden chests and items. For a permanent display of all loot, press Z to toggle this feature on. This can dramatically change your loot collection experience and prevent overlooked treasures.

    Tip 9: Stun Mechanics
    Understanding the power of stuns can significantly elevate your combat efficiency. Physical damage abilities and melee skills are most effective for stunning enemies, especially bosses. Learning to manage your stuns strategically can make challenging encounters much easier as you interrupt enemy abilities and dictate the flow of battle.

    Tip 10: Preparing for Act Transitions
    When finishing Act One, be sure to collect all loot and complete quests before moving on. You can always return to earlier acts for any unfinished business, as the game allows easy teleportation between different acts. This ensures you get the most out of your adventure and all the loot opportunities presented.

    In conclusion, Path of Exile 2 is a game rich with mechanics and details waiting to be unveiled. By incorporating these tips into your playstyle, you can improve your overall gameplay experience and better navigate the intricate world of Wraeclast. Stay tuned for more tips and build guides from Dom's Roundtable, and may your journey be filled with successful builds and epic loot!
    Best Cheapest POE Currency For Sale - MMOexp Store.
    MMOEXP:Essential Tips for Navigating Path of Exile 2 Path of Exile 2 (POE2) is an expansive action RPG filled with myriad mechanics, secrets, and interactions to discover. With over 1,500 nodes on the passive skill tree and countless combinations of skill gems and support gems, the game can feel overwhelming. After spending around 70 hours in POE2 and progressing through the Cruel difficulty as a Witch, I've compiled some crucial tips that can help both new and seasoned players enhance their gaming experience. Here are some important pieces of knowledge that could easily be missed. Tip 1: Unlocking the Full Potential of Support Gems One of the most essential aspects of POE2 is the skill gem and support gem system. Initially, it may seem limited to just three support gems per skill gem, but unticking the "Show Recommended Gems" button reveals a vast array of options that enhance your skills significantly. For instance, when you untick this option while equipping the Witch’s Flame Wall, you’ll discover support gems that provide spell echo, allowing the skill to cast twice without extra mana costs—a game-changer for any build. Always keep this button unticked to explore all the potent gems available for your skills. Tip 2: Real-Time DPS Evaluation Make the most of the skill gem menu to track your damage per second (DPS) in real-time. This allows you to see how equipment changes and different support gems affect your damage outputs immediately. By comparing stats after equipping a new piece of gear or swapping out support gems, you can optimize your build effectively. This feature is invaluable for late-game min-maxing, ensuring each choice impacts your build positively. Tip 3: Customize Your Interface Options Navigate to the options menu and customize your gameplay interface. Enabling the "Show Mini Life Bar" option helps you stay focused on the action without constantly glancing at the corners of the screen to monitor health and mana. Keeping your attention in the center of the screen can help you avoid unnecessary damage and enhance your overall playability. Tip 4: Keybinding for Efficiency Take some time to go through input options and set keybindings that suit your gameplay style. For example, setting a key for the create portal command makes teleporting much more efficient. Additionally, remember that placing a portal in an active zone allows you to log off and return later, resuming your adventure exactly where you left off—perfect for busy schedules or short play sessions. Tip 5: Vendor Stock Refresh Every time you level up, don’t forget to check vendors, as their stock refreshes with potentially better gear. Though it may seem tedious, it can lead to significant upgrades that surpass loot from bosses, so make it a habit to check vendors, especially in your home base. Tip 6: Understanding the Salvage System Get acquainted with the salvage system—this allows you to dismantle items with quality or sockets to create valuable resources. Salvaging ten items yields a shard that can enhance future gear. While it may seem slow, the massive amounts of loot collected throughout your journey make this a worthwhile process. Save salvage resources for late-game gear changes since you’ll frequently swap equipment in the early game. Tip 7: Unique Boss Awareness Be mindful of unique bosses in the game, as they do not respawn after being defeated. Clearing areas thoroughly ensures you benefit from permanent buffs that can enhance later gameplay. Keep track of your map and revisit areas to ensure you don’t miss out on any notable encounters. Tip 8: Highlighting Loot Never miss loot again by holding the Alt key to highlight all items in your vicinity, including hidden chests and items. For a permanent display of all loot, press Z to toggle this feature on. This can dramatically change your loot collection experience and prevent overlooked treasures. Tip 9: Stun Mechanics Understanding the power of stuns can significantly elevate your combat efficiency. Physical damage abilities and melee skills are most effective for stunning enemies, especially bosses. Learning to manage your stuns strategically can make challenging encounters much easier as you interrupt enemy abilities and dictate the flow of battle. Tip 10: Preparing for Act Transitions When finishing Act One, be sure to collect all loot and complete quests before moving on. You can always return to earlier acts for any unfinished business, as the game allows easy teleportation between different acts. This ensures you get the most out of your adventure and all the loot opportunities presented. In conclusion, Path of Exile 2 is a game rich with mechanics and details waiting to be unveiled. By incorporating these tips into your playstyle, you can improve your overall gameplay experience and better navigate the intricate world of Wraeclast. Stay tuned for more tips and build guides from Dom's Roundtable, and may your journey be filled with successful builds and epic loot! Best Cheapest POE Currency For Sale - MMOexp Store.
    0 Comments 0 Shares 1K Views
  • “After Action Review of the COVID-19 Pandemic: The Lessons Learned and a Path Forward”

    Operation Warp Speed was a tremendous success???
    REALLY?

    "Public Health Officials must work to regain America's trust???"

    Are you kidding me with this BS?
    WHO exactly is ever again going to "trust" a group of demonic scumbags who have tried to #Murder them for the past 4 years???

    IMO the people who "trust" #VaxDaddy ?#Trump are morons too!

    Has ANYONE paid attention to the FACT that the US "Government" is
    NOT YOUR GOVERNMENT at all but a #Corporation???

    Has anyone paid attention to the FACT that the US Government and #DOD are responsible for the #Genocide JAB????

    What kind of f*cking MORON would you have to be to ever again "trust" people who just tried to kill you??? AND IS STILL TRYING TO KILL YOU!!!

    https://oversight.house.gov/wp-content/uploads/2024/12/2024.12.04-SSCP-FINAL-REPORT-ANS.pdf
    “After Action Review of the COVID-19 Pandemic: The Lessons Learned and a Path Forward” Operation Warp Speed was a tremendous success??? REALLY? "Public Health Officials must work to regain America's trust???" Are you kidding me with this BS? WHO exactly is ever again going to "trust" a group of demonic scumbags who have tried to #Murder them for the past 4 years??? IMO the people who "trust" #VaxDaddy ?#Trump are morons too! Has ANYONE paid attention to the FACT that the US "Government" is NOT YOUR GOVERNMENT at all but a #Corporation??? Has anyone paid attention to the FACT that the US Government and #DOD are responsible for the #Genocide JAB???? What kind of f*cking MORON would you have to be to ever again "trust" people who just tried to kill you??? AND IS STILL TRYING TO KILL YOU!!! https://oversight.house.gov/wp-content/uploads/2024/12/2024.12.04-SSCP-FINAL-REPORT-ANS.pdf
    0 Comments 0 Shares 572 Views
  • MOUTHY BUDDHA:
    THE SATANIC PEDOPHILE ELITE HUMAN AND CHILD TRAFFICKING! [2020]

    The reason this continues is because our "JUST US System" protects these people... Because they ARE these people!
    And / or they work for these people!

    This is only ONE of their many #CrimesAgainstHumanity!
    Their most recent was an attempt to #Murder every man, woman, and child on earth using a toxic injection AND tainted #PCR "tests" which have ZERO diagnostic value!

    Do you REALLY "Consent to be RULED"
    by these people? I certainly DON'T!

    The system they have devised to protect themselves from suffering the consequences for their actions must be dismantled!

    Those operating within it must be brought to actual #Justice!
    OR... You can wait around for them to try to murder you again...

    Perhaps next time they'll be successful

    YOU have as much "Authority" as any other MAN or WOMAN on earth! Being a member of their PRIVATE SOCIETY they call "government" gives them no special rights or privileges!

    People CANNOT delegate powers to any entity,
    which they themselves do not have!

    So how is it that "government" believes it has the right to MURDER, Kidnap, cage, violate, rob, extort, and use force against peaceful people and enter their property?

    YOU don't have the right to do these things!
    Therefore , even if you "consent" to be ruled by these turds....

    YOU cannot delegate to them "Authorities" that YOU yourself do not possess! It is that simple!

    "Government" and all of it's "Institutions" are nothing more than highly #OrganizedCrime. And that includes Hollywood, their "PR Firm" and chief brainwashing department

    It's about time for you to shake off that brainwashing...
    And revoke and "consent" you have ever given to be ruled by these criminals

    Hollywood is government, and government is Hollywood!
    BOTH are controlled by these Satanic #Pedophiles!

    https://old.bitchute.com/video/MSDwnuTdnKVI/
    MOUTHY BUDDHA: THE SATANIC PEDOPHILE ELITE HUMAN AND CHILD TRAFFICKING! [2020] The reason this continues is because our "JUST US System" protects these people... Because they ARE these people! And / or they work for these people! This is only ONE of their many #CrimesAgainstHumanity! Their most recent was an attempt to #Murder every man, woman, and child on earth using a toxic injection AND tainted #PCR "tests" which have ZERO diagnostic value! Do you REALLY "Consent to be RULED" by these people? I certainly DON'T! The system they have devised to protect themselves from suffering the consequences for their actions must be dismantled! Those operating within it must be brought to actual #Justice! OR... You can wait around for them to try to murder you again... Perhaps next time they'll be successful YOU have as much "Authority" as any other MAN or WOMAN on earth! Being a member of their PRIVATE SOCIETY they call "government" gives them no special rights or privileges! People CANNOT delegate powers to any entity, which they themselves do not have! So how is it that "government" believes it has the right to MURDER, Kidnap, cage, violate, rob, extort, and use force against peaceful people and enter their property? YOU don't have the right to do these things! Therefore , even if you "consent" to be ruled by these turds.... YOU cannot delegate to them "Authorities" that YOU yourself do not possess! It is that simple! "Government" and all of it's "Institutions" are nothing more than highly #OrganizedCrime. And that includes Hollywood, their "PR Firm" and chief brainwashing department It's about time for you to shake off that brainwashing... And revoke and "consent" you have ever given to be ruled by these criminals Hollywood is government, and government is Hollywood! BOTH are controlled by these Satanic #Pedophiles! https://old.bitchute.com/video/MSDwnuTdnKVI/
    OLD.BITCHUTE.COM
    Mouthy Buddha: The Satanic Pedophile Elite Human and Child Trafficking! [2020]
    Pedophile Symbolism And Codes Used In Underground Pedophile Child Abuse Rings! I really didn't want to post this because it makes me sick but people MUST see the truth I am not posting the full video due to the graphic content. https://t.me/Secre…
    0 Comments 0 Shares 942 Views
  • This Is The Most Blistering Takedown Of Zionism You Will Ever Hear

    SHUT UP AND LISTEN AMERICA (And the world)

    This was written by Palestinian author and human rights activist Susan Abulhawa,
    my sister, who possesses a much sharper vocabulary than my own, and a much better personal understanding of the #Evil committed by the #Jewish State of #Israel

    I stand in awe of her words, and the sentiment behind them!
    This WILL be mirrored on my channel without a doubt!

    I detest the #Zionist murderers as much as she does,
    her sentiments could easily be my own
    SHARE THIS FAR AND WIDE!

    86,381 views Dec 1, 2024 UNITED KINGDOM
    The Oxford Union debate over Israel hosted the most standout takedown of Israel and Zionism you will have ever heard. It is brilliant.

    Right, so sometimes you come across a piece of writing or an oratory so profound and so exacting that it literally stops you in your tracks. That is how this particular speech I’ve come across today has left me and I make no apologies for this video being a little longer than usual as a result. It was breathtaking.

    To be able to write a speech that is so quietly and calmly eviscerating, I think is more powerful than a 100 news articles or political commentaries covering atrocity and I absolutely had to share this with you, shared on social media as it was today by Electronic Intifada’s Asa Winstanley.

    This has come from Palestinian author and human rights activist Susan Abulhawa, the author of Mornings in Jenin, a story of life set in the aftermath of the 1967 6 day war and a book I now plan on getting as a matter of essential reading.

    This speech was made at the recent Oxford Union debate, a debate which actually descended into chaos as many students sought to leave the moment they became aware that a former IDF spy was present to speak on behalf of Israel in a debate where the motion presented was
    ‘This House believes Israel is an apartheid state responsible for genocide’ Zionists were apoplectic with rage when the vote came through, passing by 278 to 59 in favour and despite many people speaking in favour of the motion eloquently, emotionally and forcefully, Abulhawa’s contribution is one everyone has to hear.

    Right, so Susan Abulhawa’s speech to the Oxford Union, speaking in favour of their motion which passed by 278 votes to 59 in favour of believing Israel is an apartheid state responsible for genocide I think is probably the most powerful statement I’ve ever read in response not just to the events of the last 15 months but long before that too, the daughter of Palestinians expelled by Israel following the 1967 war, this is her history, her heritage and is the founder of Playgrounds for Palestine, an NGO that builds playgrounds for children in Palestine, as well as UN refugee camps in Lebanon.

    She was invited to speak in this debate at the Oxford Union and she absolutely did just that and frankly after hearing this only the hardest hearted of Zionists could possibly have voted against the motion.

    ‘Addressing the challenge of what to do about the indigenous inhabitants of the land Chaim Weizman, a Russian Jew, said to the World Zionist Congress in 1921 that Palestinians were akin to “the rocks of Judea, obstacles that had to be cleared on a difficult path."

    David Gruen, a Polish Jew, who changed his name to David Ben Gurion to sound relevant to the region, said. "We must expel Arabs and take their places”
    There are thousands of such conversations among the early zionists who plotted and implemented the violent colonization of Palestine and the annihilation of her native people.

    But they were only partially successful, murdering or ethnically cleansing 80% of Palestinians, which meant that 20% of us remained, an enduring obstacle to their colonial fantasies, which became the subject of their obsessions in the decades that followed, especially after conquering what remained of Palestine in 1967.

    https://youtu.be/m4snHu0SOm0
    This Is The Most Blistering Takedown Of Zionism You Will Ever Hear SHUT UP AND LISTEN AMERICA (And the world) This was written by Palestinian author and human rights activist Susan Abulhawa, my sister, who possesses a much sharper vocabulary than my own, and a much better personal understanding of the #Evil committed by the #Jewish State of #Israel I stand in awe of her words, and the sentiment behind them! This WILL be mirrored on my channel without a doubt! I detest the #Zionist murderers as much as she does, her sentiments could easily be my own SHARE THIS FAR AND WIDE! 86,381 views Dec 1, 2024 UNITED KINGDOM The Oxford Union debate over Israel hosted the most standout takedown of Israel and Zionism you will have ever heard. It is brilliant. Right, so sometimes you come across a piece of writing or an oratory so profound and so exacting that it literally stops you in your tracks. That is how this particular speech I’ve come across today has left me and I make no apologies for this video being a little longer than usual as a result. It was breathtaking. To be able to write a speech that is so quietly and calmly eviscerating, I think is more powerful than a 100 news articles or political commentaries covering atrocity and I absolutely had to share this with you, shared on social media as it was today by Electronic Intifada’s Asa Winstanley. This has come from Palestinian author and human rights activist Susan Abulhawa, the author of Mornings in Jenin, a story of life set in the aftermath of the 1967 6 day war and a book I now plan on getting as a matter of essential reading. This speech was made at the recent Oxford Union debate, a debate which actually descended into chaos as many students sought to leave the moment they became aware that a former IDF spy was present to speak on behalf of Israel in a debate where the motion presented was ‘This House believes Israel is an apartheid state responsible for genocide’ Zionists were apoplectic with rage when the vote came through, passing by 278 to 59 in favour and despite many people speaking in favour of the motion eloquently, emotionally and forcefully, Abulhawa’s contribution is one everyone has to hear. Right, so Susan Abulhawa’s speech to the Oxford Union, speaking in favour of their motion which passed by 278 votes to 59 in favour of believing Israel is an apartheid state responsible for genocide I think is probably the most powerful statement I’ve ever read in response not just to the events of the last 15 months but long before that too, the daughter of Palestinians expelled by Israel following the 1967 war, this is her history, her heritage and is the founder of Playgrounds for Palestine, an NGO that builds playgrounds for children in Palestine, as well as UN refugee camps in Lebanon. She was invited to speak in this debate at the Oxford Union and she absolutely did just that and frankly after hearing this only the hardest hearted of Zionists could possibly have voted against the motion. ‘Addressing the challenge of what to do about the indigenous inhabitants of the land Chaim Weizman, a Russian Jew, said to the World Zionist Congress in 1921 that Palestinians were akin to “the rocks of Judea, obstacles that had to be cleared on a difficult path." David Gruen, a Polish Jew, who changed his name to David Ben Gurion to sound relevant to the region, said. "We must expel Arabs and take their places” There are thousands of such conversations among the early zionists who plotted and implemented the violent colonization of Palestine and the annihilation of her native people. But they were only partially successful, murdering or ethnically cleansing 80% of Palestinians, which meant that 20% of us remained, an enduring obstacle to their colonial fantasies, which became the subject of their obsessions in the decades that followed, especially after conquering what remained of Palestine in 1967. https://youtu.be/m4snHu0SOm0
    0 Comments 0 Shares 2K Views
  • VIDEO - INTERESTING TESTIMONY OF A SUCCESSFUL ENTREPRENEUR WHO SECRETLY WORKED FOR THE HIGHEST LEVELS OF THE 'DEEP STATE' (CLICK ON THE LINK, NOT ON THE PHOTO)-----> https://wimkin.com/video/play/441041
    VIDEO - INTERESTING TESTIMONY OF A SUCCESSFUL ENTREPRENEUR WHO SECRETLY WORKED FOR THE HIGHEST LEVELS OF THE 'DEEP STATE' (CLICK ON THE LINK, NOT ON THE PHOTO)-----> https://wimkin.com/video/play/441041
    0 Comments 1 Shares 259 Views

  • I am Thankful

    Thanksgiving Wishes from the Zalma Family

    Post 4938

    Posted on November 27, 2024 by Barry Zalma

    See the full video at and at hope, on this Thanksgiving weekend, that you can join my family and me remembering that it is more important to think about our blessings and those things that we have to be thankful for than to get in line for “Black Friday” to buy an inexpensive flat screen t.v. or tablet. Enjoy the holiday and your family as I will.

    My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children.

    After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual, mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness.

    To me, I am thankful for you, my friends, clients and readers of “Zalma’s Insurance Fraud Letter,” my blog “Zalma on Insurance,” and my books and other writing including the third Edition of the ten volumes of my treatise, “Zalma on Insurance Claims” and the Fourteenth Edition of “Property Investigation Checklists.”

    As a first generation American I am honored to join with all Americans the ability to celebrate Thanksgiving that started when the United States was a dream and just a colony of Great Britain, to give thanks for the good things in life at least once a year. It took Abraham Lincoln, our greatest President to make it an official holiday. The Thanksgiving holiday gives me and my family the opportunity to consider the blessings we have received and to thank all who have made it possible.

    Please allow me this opportunity to explain to you all the things I, and my family, can continue to give thanks for:

    1. I have loved my wife of almost 57 years since we first met when she was nine and I was twelve.
    2. I am thankful that she still loves me and lets me make clear every day that I love her more now than I did when she ignored me when I was 12.
    3. My three adult children who are successes in their own right.
    4. That my three children who put up with my wife and I, and are healthy, successful, and mostly happy in what they do.
    5. My almost eight-year-old granddaughter and my 22 year-old grandson live nearby, my grandson is now a successful college graduate from Puget Sound University in Washington state and working full time in I.T.
    6. My clients who, for the more than 57 years have allowed me to earn a living doing what I love. I practiced law until I let my license go inactive, acting as a consultant, testifying as an expert witness and writing materials to help others provide excellence in claims services as members of the insurance profession.
    7. My publishers the American Bar Association, Full Court Press, Fastcase.com, Thomson Reuters and Amazon.com.
    8. My dearly departed parents and grandparents for having the good sense to leave the Ottoman Empire at the beginning of the 20th Century so we could avoid the Holocaust and I could be born American.
    9. My country for giving me a place to live and work in peace and complain about it without fear.
    10. The state of California, where I was born, and have lived for 82 years, for allowing me to have my home and grow my family, and the ability to pay California’s high taxes for the privilege.
    11. Those of you who read what I write and gain something from it.
    12. Eighty two years of mostly good health, but for a small heart attack,clogged arteries, a failed Aortic heart valve, ant the surgeons that gave me the ability to continue to work – albeit at a reduced rate.
    13. Allowing me the health and ambition to avoid my cardiologist by walking every day and working on my garden and bonsai with one of my Chinese Elms in a pot for more than 49 years.
    14. The hundreds of friends I have never met but with whom the Internet has allowed me to communicate in parts of the world I have never visited.
    15. The wonder of the Internet that allows me to publish E-books, ZIFL and my blog instantly on line.
    16. That my family can get together to express our thanks for each other and our happiness this year again without a need for anything but enjoying each other’s company and some good food.
    17. That most of you who I know only by my publications can also gather with your families to express your thanks.

    When I enlisted in the U.S. Army in 1964, I volunteered ostensibly to avoid the draft and volunteered to serve anywhere in the world. Fortunately, the Army made assignments in alphabetical order and I was sent by the U.S. Army Intelligence Corps to Peoria, Illinois where I became a Special Agent in Charge of an office investigating people who sought security clearances. I was trained to be an investigator and enjoyed every minute of the job.

    Until the Army I had never seen a river without a concrete bottom only to see the mighty Mississippi as my first real river. I had never seen snow other than in the distance on mountains only to find myself shoveling the snow off the driveway in the small half-of-a-house I rented from an old couple who could not do it themselves.

    My investigative assignments required me to travel throughout Central Illinois from the Iowa to the Indiana borders. I stopped at court houses along the way, all of which had signs that Abraham Lincoln practiced law there. Those experiences with the courts, law enforcement officers, and court personnel probably gave me the incentive to become a lawyer.

    When I finished my three year enlistment I returned home, proposed marriage to the love of my life, who fortunately for me, accepted. I began the study of law at night and found my first real job where I could use the skills I learned in the Army. I was hired as a claims trainee at the Fireman’s Fund American Insurance Company who spent the time to train me to be a claims adjuster. The training was, unlike modern insurers, thorough. I was required to read a treatise on insurance and insurance claims handling. I was sent out with experienced adjusters in all types of insurance Fireman’s Fund wrote to learn as they adjusted claims, and eventually allowed to deal with the public under close supervision.

    Contrary to the requirements of the insurance industry at the time, Fireman’s Fund allowed me to study law at night while I worked as a full-time insurance adjuster. I was fortunate enough to work for a claims manager – Coleman T. Mobley – who did not require me to go out of state to adjust major storm claims if it interfered with my law school studies. Since I was in law school 50 weeks a year the only catastrophe storm duty I was required to work was a fire storm that burned from the San Fernando Valley to the ocean at Malibu. Because of Mr. Mobley and the Fireman’s Fund I was able to complete my studies and pass the California Bar in 1971 and be admitted to the California Bar on January 2, 1972.

    I took a cut in pay to get my first job as an Associate Attorney with a law firm that was willing to teach me to be a lawyer handling every kind of problem a new lawyer could face from wills, tort claims, divorce, drunk driving, trials, depositions, and dozens of orders to show cause in multiple courts around the Inland Empire of California. By doing so, when I started practicing law in 1972, I became a lawyer who could deal with any issue brought to me. I was fortunate enough to be able to move to an insurance law firm in Century City where I was assigned to a coverage lawyer who was trying to deal with over 500 active matters and, who, when I arrived, assigned 250 of the matters to me and pointed me to the firm’s library to learn what to do.

    At the time new technology was an IBM Selectric typewriter that could erase errors from the keyboard without the need to use white-out paint. I did legal research in the firm’s large library which, when it was inadequate for the task, I drove to the County Law Library in downtown Los Angeles to adequately research legal questions .

    Research in a large library took days to find support for an issue. I needed three professional legal secretaries to keep up with my dictation. Now, using modern technology, I can do the same legal research in 30 minutes on Fastcase.com, need no secretary, and can operate my consulting, writing, training and publishing businesses with no employees.

    In 1979 I decided it was time to be my own boss. I started a law firm called Barry Zalma, Inc. with a secretary who came from my last firm and brought an IBM Selectric typewriter with her into a small windowless office. I had obtained a line of credit from a bank that I hoped would carry us until the practice started since the only case I was sure of when I moved into my new office, was my sister’s rear-ender from which I could not, and did not, take a fee.

    The office was furnished with a file cabinet from my father-in-law’s dental practice and a dining room table from my wife’s grandmother who had passed away. I received my first call at 8:10 a.m. on the first day, October 1, 1979, from Alan Worboys, a claims person speaking for Certain Underwriters at Lloyd’s, London and my practice began. Alan became, and still is, a long time friend. I had nothing to do on October 3, 1979 so I wrote an article for publication. After that, I had no peace and the firm quickly grew to 9 lawyers and a staff to serve them all defending people who were insured and acting as coverage counsel for insurers who needed advice and counsel concerning interpretation of insurance contracts and how to deal with attempted fraud. I, and the lawyers who joined the firm also provided defense to insureds of our clients and defense of suits against the insurers for tort, including the tort of bad faith.

    I was more successful than I ever expected. I, whose experience was limited to Los Angeles County and Central Illinois, found a need to travel to Taipei, Taiwan and London, England on behalf of my clients. I worked, as I had learned from my father who survived the Depression, 16 hours a day, six or seven days a week. When I became 75 years old my firm had been reduced back to a sole practice and I decided it was time to stop practicing law and become a consultant and fulfill my childhood dream to be an author.

    I am a very lucky and happy man. I do work that I love. I fulfilled my childhood dreams. I Live in a home I have owned for more than 49 years that my wife and I adapted and increased as children were born to meet our needs. I have the love of my life with me and look forward to celebrating our 57th wedding anniversary next month. I am honored that my eldest daughter has come back to live with us and care for my wife and I who are not able to do everything we used to do.

    I have three wonderful children, two grandchildren and all live close. My son, and his business shares my office building and has time to visit with me as allowed by his busy schedule.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk

    This is a long article so go to https://www.linkedin.com/pulse/i-am-thankful-barry-zalma-esq-cfe-bzysc, to read the full article.
    I am Thankful Thanksgiving Wishes from the Zalma Family Post 4938 Posted on November 27, 2024 by Barry Zalma See the full video at and at hope, on this Thanksgiving weekend, that you can join my family and me remembering that it is more important to think about our blessings and those things that we have to be thankful for than to get in line for “Black Friday” to buy an inexpensive flat screen t.v. or tablet. Enjoy the holiday and your family as I will. My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children. After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual, mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness. To me, I am thankful for you, my friends, clients and readers of “Zalma’s Insurance Fraud Letter,” my blog “Zalma on Insurance,” and my books and other writing including the third Edition of the ten volumes of my treatise, “Zalma on Insurance Claims” and the Fourteenth Edition of “Property Investigation Checklists.” As a first generation American I am honored to join with all Americans the ability to celebrate Thanksgiving that started when the United States was a dream and just a colony of Great Britain, to give thanks for the good things in life at least once a year. It took Abraham Lincoln, our greatest President to make it an official holiday. The Thanksgiving holiday gives me and my family the opportunity to consider the blessings we have received and to thank all who have made it possible. Please allow me this opportunity to explain to you all the things I, and my family, can continue to give thanks for: 1. I have loved my wife of almost 57 years since we first met when she was nine and I was twelve. 2. I am thankful that she still loves me and lets me make clear every day that I love her more now than I did when she ignored me when I was 12. 3. My three adult children who are successes in their own right. 4. That my three children who put up with my wife and I, and are healthy, successful, and mostly happy in what they do. 5. My almost eight-year-old granddaughter and my 22 year-old grandson live nearby, my grandson is now a successful college graduate from Puget Sound University in Washington state and working full time in I.T. 6. My clients who, for the more than 57 years have allowed me to earn a living doing what I love. I practiced law until I let my license go inactive, acting as a consultant, testifying as an expert witness and writing materials to help others provide excellence in claims services as members of the insurance profession. 7. My publishers the American Bar Association, Full Court Press, Fastcase.com, Thomson Reuters and Amazon.com. 8. My dearly departed parents and grandparents for having the good sense to leave the Ottoman Empire at the beginning of the 20th Century so we could avoid the Holocaust and I could be born American. 9. My country for giving me a place to live and work in peace and complain about it without fear. 10. The state of California, where I was born, and have lived for 82 years, for allowing me to have my home and grow my family, and the ability to pay California’s high taxes for the privilege. 11. Those of you who read what I write and gain something from it. 12. Eighty two years of mostly good health, but for a small heart attack,clogged arteries, a failed Aortic heart valve, ant the surgeons that gave me the ability to continue to work – albeit at a reduced rate. 13. Allowing me the health and ambition to avoid my cardiologist by walking every day and working on my garden and bonsai with one of my Chinese Elms in a pot for more than 49 years. 14. The hundreds of friends I have never met but with whom the Internet has allowed me to communicate in parts of the world I have never visited. 15. The wonder of the Internet that allows me to publish E-books, ZIFL and my blog instantly on line. 16. That my family can get together to express our thanks for each other and our happiness this year again without a need for anything but enjoying each other’s company and some good food. 17. That most of you who I know only by my publications can also gather with your families to express your thanks. When I enlisted in the U.S. Army in 1964, I volunteered ostensibly to avoid the draft and volunteered to serve anywhere in the world. Fortunately, the Army made assignments in alphabetical order and I was sent by the U.S. Army Intelligence Corps to Peoria, Illinois where I became a Special Agent in Charge of an office investigating people who sought security clearances. I was trained to be an investigator and enjoyed every minute of the job. Until the Army I had never seen a river without a concrete bottom only to see the mighty Mississippi as my first real river. I had never seen snow other than in the distance on mountains only to find myself shoveling the snow off the driveway in the small half-of-a-house I rented from an old couple who could not do it themselves. My investigative assignments required me to travel throughout Central Illinois from the Iowa to the Indiana borders. I stopped at court houses along the way, all of which had signs that Abraham Lincoln practiced law there. Those experiences with the courts, law enforcement officers, and court personnel probably gave me the incentive to become a lawyer. When I finished my three year enlistment I returned home, proposed marriage to the love of my life, who fortunately for me, accepted. I began the study of law at night and found my first real job where I could use the skills I learned in the Army. I was hired as a claims trainee at the Fireman’s Fund American Insurance Company who spent the time to train me to be a claims adjuster. The training was, unlike modern insurers, thorough. I was required to read a treatise on insurance and insurance claims handling. I was sent out with experienced adjusters in all types of insurance Fireman’s Fund wrote to learn as they adjusted claims, and eventually allowed to deal with the public under close supervision. Contrary to the requirements of the insurance industry at the time, Fireman’s Fund allowed me to study law at night while I worked as a full-time insurance adjuster. I was fortunate enough to work for a claims manager – Coleman T. Mobley – who did not require me to go out of state to adjust major storm claims if it interfered with my law school studies. Since I was in law school 50 weeks a year the only catastrophe storm duty I was required to work was a fire storm that burned from the San Fernando Valley to the ocean at Malibu. Because of Mr. Mobley and the Fireman’s Fund I was able to complete my studies and pass the California Bar in 1971 and be admitted to the California Bar on January 2, 1972. I took a cut in pay to get my first job as an Associate Attorney with a law firm that was willing to teach me to be a lawyer handling every kind of problem a new lawyer could face from wills, tort claims, divorce, drunk driving, trials, depositions, and dozens of orders to show cause in multiple courts around the Inland Empire of California. By doing so, when I started practicing law in 1972, I became a lawyer who could deal with any issue brought to me. I was fortunate enough to be able to move to an insurance law firm in Century City where I was assigned to a coverage lawyer who was trying to deal with over 500 active matters and, who, when I arrived, assigned 250 of the matters to me and pointed me to the firm’s library to learn what to do. At the time new technology was an IBM Selectric typewriter that could erase errors from the keyboard without the need to use white-out paint. I did legal research in the firm’s large library which, when it was inadequate for the task, I drove to the County Law Library in downtown Los Angeles to adequately research legal questions . Research in a large library took days to find support for an issue. I needed three professional legal secretaries to keep up with my dictation. Now, using modern technology, I can do the same legal research in 30 minutes on Fastcase.com, need no secretary, and can operate my consulting, writing, training and publishing businesses with no employees. In 1979 I decided it was time to be my own boss. I started a law firm called Barry Zalma, Inc. with a secretary who came from my last firm and brought an IBM Selectric typewriter with her into a small windowless office. I had obtained a line of credit from a bank that I hoped would carry us until the practice started since the only case I was sure of when I moved into my new office, was my sister’s rear-ender from which I could not, and did not, take a fee. The office was furnished with a file cabinet from my father-in-law’s dental practice and a dining room table from my wife’s grandmother who had passed away. I received my first call at 8:10 a.m. on the first day, October 1, 1979, from Alan Worboys, a claims person speaking for Certain Underwriters at Lloyd’s, London and my practice began. Alan became, and still is, a long time friend. I had nothing to do on October 3, 1979 so I wrote an article for publication. After that, I had no peace and the firm quickly grew to 9 lawyers and a staff to serve them all defending people who were insured and acting as coverage counsel for insurers who needed advice and counsel concerning interpretation of insurance contracts and how to deal with attempted fraud. I, and the lawyers who joined the firm also provided defense to insureds of our clients and defense of suits against the insurers for tort, including the tort of bad faith. I was more successful than I ever expected. I, whose experience was limited to Los Angeles County and Central Illinois, found a need to travel to Taipei, Taiwan and London, England on behalf of my clients. I worked, as I had learned from my father who survived the Depression, 16 hours a day, six or seven days a week. When I became 75 years old my firm had been reduced back to a sole practice and I decided it was time to stop practicing law and become a consultant and fulfill my childhood dream to be an author. I am a very lucky and happy man. I do work that I love. I fulfilled my childhood dreams. I Live in a home I have owned for more than 49 years that my wife and I adapted and increased as children were born to meet our needs. I have the love of my life with me and look forward to celebrating our 57th wedding anniversary next month. I am honored that my eldest daughter has come back to live with us and care for my wife and I who are not able to do everything we used to do. I have three wonderful children, two grandchildren and all live close. My son, and his business shares my office building and has time to visit with me as allowed by his busy schedule. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk This is a long article so go to https://www.linkedin.com/pulse/i-am-thankful-barry-zalma-esq-cfe-bzysc, to read the full article.
    BARRYZALMA.SUBSTACK.COM
    Subscribe to Excellence in Claims Handling
    A series of writings and/or videos to help understand insurance, insurance claims, and becoming an insurance claims professional and who need to provide or receive competent and Excellence in Claims Handling. Click to read Excellence in Claims Handling, by Barry Zalma, a Substack publication with thousands of subscribers.
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