• absolutely!
    The psychopathic #Parasite class don't care WHO you #Vote for!
    Their witchcraft has blinded your eyes!

    They ONLY CARE that you continue "voting" to be RULED!
    You should look into the etymology of the word "vote"

    I'll help you some!
    What "god" are you making a promise to?
    How about "solemn engagement to devote oneself to a religious order or life"

    You are GIVING YOUR SOLEMN PLEDGE to #Evil,
    and liars, and who knows what "god"

    vote (n.)
    mid-15c., "formal expression of one's wish or choice with regard to a proposal, candidate, etc.," from Latin votum "a vow, wish, promise to a god, solemn pledge, dedication," noun use of neuter of votus, past participle of vovere "to promise, dedicate" (see vow (n.)). The meaning "totality of voters of a certain class or type" is from 1888.

    also from mid-15c.
    vote (v.)

    1550s, "give a vote to;" 1560s, "enact or establish by vote;" see vote (n.). Earlier it meant "to vow" to do something (mid-15c.). Related: Voted; voting.

    also from 1550s
    Entries linking to vote
    vow (n.)
    "solemn promise," c. 1300, from Anglo-French and Old French voe (Modern French vœu), from Latin votum "a promise to a god, solemn pledge, dedication; that which is promised; a wish, desire, longing, prayer," noun use of neuter of votus, past participle of vovere "to promise solemnly, pledge, dedicate, vow," from PIE root *wegwh- "to speak solemnly, vow, preach" (source also of Sanskrit vaghat- "one who offers a sacrifice;" Greek eukhē "vow, wish," eukhomai "I pray"). The meaning "solemn engagement to devote oneself to a religious order or life" is from c. 1400; earlier "to bind oneself" to chastity (early 14c.).
    absolutely! The psychopathic #Parasite class don't care WHO you #Vote for! Their witchcraft has blinded your eyes! They ONLY CARE that you continue "voting" to be RULED! You should look into the etymology of the word "vote" I'll help you some! What "god" are you making a promise to? How about "solemn engagement to devote oneself to a religious order or life" You are GIVING YOUR SOLEMN PLEDGE to #Evil, and liars, and who knows what "god" vote (n.) mid-15c., "formal expression of one's wish or choice with regard to a proposal, candidate, etc.," from Latin votum "a vow, wish, promise to a god, solemn pledge, dedication," noun use of neuter of votus, past participle of vovere "to promise, dedicate" (see vow (n.)). The meaning "totality of voters of a certain class or type" is from 1888. also from mid-15c. vote (v.) 1550s, "give a vote to;" 1560s, "enact or establish by vote;" see vote (n.). Earlier it meant "to vow" to do something (mid-15c.). Related: Voted; voting. also from 1550s Entries linking to vote vow (n.) "solemn promise," c. 1300, from Anglo-French and Old French voe (Modern French vœu), from Latin votum "a promise to a god, solemn pledge, dedication; that which is promised; a wish, desire, longing, prayer," noun use of neuter of votus, past participle of vovere "to promise solemnly, pledge, dedicate, vow," from PIE root *wegwh- "to speak solemnly, vow, preach" (source also of Sanskrit vaghat- "one who offers a sacrifice;" Greek eukhē "vow, wish," eukhomai "I pray"). The meaning "solemn engagement to devote oneself to a religious order or life" is from c. 1400; earlier "to bind oneself" to chastity (early 14c.).
    0 Commentaires 0 Parts 122 Vue
  • UNCANCELABLE MEETS GREGORY REESE

    I like Greg Reese!
    He has more sense than most and eyes that see!

    I don't hold his affiliation with Alex Jones against him!
    Even Alex had his useful moments!

    Of course his views on the bible are misinformed...
    Like claiming that YHWH is "genocidal"

    A little knowledge is far more dangerous than NO KNOWLEDGE!

    In this day and age, if you don't know WHY YHWH told his people to
    "Wipe them ALL out, the women, children, animals etc...." then you don't know your ass from a hole in the ground!

    Mankind (YHWH's Creation) had it's #DNA altered, just like is happening TODAY, with Nephilim DNA! WHY did He say to "kill them all?"

    Well dummy.... TO SAVE HIS CREATION! To save mankind!
    Because the Nephilim hybrids were eating us and wiping us out!

    It's a shame to see people misinformed
    But it is what it is!

    Am I "sitting around waiting on the end of the world" so that Jesus comes back? NO, I'm not.... I'll fight until my last breathe, like my Father made me to do!

    Do I believe the bible and the truth within? ABSOLUTELY!
    It has been proven right more times than ANY MAN has!

    The Most High has changed my life completely, so if YOU want to doubt the word, be my guest....

    But don't ask me to join you! I KNOW BETTER!
    Stew sure was quiet for a bible believing Christian!

    I don't think I could have held my tongue like that!

    https://old.bitchute.com/video/0RRFbiO8ywXM/
    UNCANCELABLE MEETS GREGORY REESE I like Greg Reese! He has more sense than most and eyes that see! I don't hold his affiliation with Alex Jones against him! Even Alex had his useful moments! Of course his views on the bible are misinformed... Like claiming that YHWH is "genocidal" A little knowledge is far more dangerous than NO KNOWLEDGE! In this day and age, if you don't know WHY YHWH told his people to "Wipe them ALL out, the women, children, animals etc...." then you don't know your ass from a hole in the ground! Mankind (YHWH's Creation) had it's #DNA altered, just like is happening TODAY, with Nephilim DNA! WHY did He say to "kill them all?" Well dummy.... TO SAVE HIS CREATION! To save mankind! Because the Nephilim hybrids were eating us and wiping us out! It's a shame to see people misinformed But it is what it is! Am I "sitting around waiting on the end of the world" so that Jesus comes back? NO, I'm not.... I'll fight until my last breathe, like my Father made me to do! Do I believe the bible and the truth within? ABSOLUTELY! It has been proven right more times than ANY MAN has! The Most High has changed my life completely, so if YOU want to doubt the word, be my guest.... But don't ask me to join you! I KNOW BETTER! Stew sure was quiet for a bible believing Christian! I don't think I could have held my tongue like that! https://old.bitchute.com/video/0RRFbiO8ywXM/
    OLD.BITCHUTE.COM
    Uncancelable Meets Gregory Reese
    Uncancelable Meets Gregory Reese
    0 Commentaires 0 Parts 235 Vue
  • https://medforth.biz/sweden-syrian-nursing-home-employees-filmed-helpless-nursing-home-residents-in-humiliating-situations-and-gouged-out-the-eyes-of-dead-seniors-while-filming-it/?utm_source=rss&utm_medium=rss&utm_campaign=sweden-syrian-nursing-home-employees-filmed-helpless-nursing-home-residents-in-humiliating-situations-and-gouged-out-the-eyes-of-dead-seniors-while-filming-it
    https://medforth.biz/sweden-syrian-nursing-home-employees-filmed-helpless-nursing-home-residents-in-humiliating-situations-and-gouged-out-the-eyes-of-dead-seniors-while-filming-it/?utm_source=rss&utm_medium=rss&utm_campaign=sweden-syrian-nursing-home-employees-filmed-helpless-nursing-home-residents-in-humiliating-situations-and-gouged-out-the-eyes-of-dead-seniors-while-filming-it
    0 Commentaires 0 Parts 269 Vue
  • There's one thing the synagogue of Satan does not want exposed the eyes and ears of the state https://old.bitchute.com/video/XCnCjLos4eAP/ #news
    There's one thing the synagogue of Satan does not want exposed the eyes and ears of the state https://old.bitchute.com/video/XCnCjLos4eAP/ #news
    OLD.BITCHUTE.COM
    There's one thing the synagogue of Satan does not want exposed the eyes and ears of the state
    We will divide society so that 1/3 are spies and informers that will keep the rest under observation - https://www.bitchute.com/video/fWwofFr9uQsG/ --- you don't believe in government run stalking program watch this stalker admitting is getting pa…
    0 Commentaires 0 Parts 224 Vue
  • Hypnotized by Subliminal Messaging & More: Unraveling the TDS (Trump Derangement Syndrome) Phenomenon
    https://reinettesenumsfoghornexpress.substack.com/p/hypnotized-by-subliminal-messaging

    I'm going to take you down a rabbit hole, similar to how your parents did when they read you Alice's Wonderland as a child.

    Remember when you thought the most sinister thing about your favorite childhood TV show was that annoying earworm of a neverending theme song?

    Those were the good ol' days.

    In 2017, I remember a Samsung website called "Unspoil Me,” claiming it could erase your memories of your favorite TV shows as a child, kid-you-not. This would have been one of my favorite two shows, The Bionic Woman or The Carol Burnett Show (it's true, I wanted to grow up and become a Bionic Carol Burnett). This website promised to give me the “opportunity” to, once again, experience my favorite show as a child, but with a fresh set of eyes.

    That's correct. Once I checked off a box claiming I was over 18, this website took me through a series of prompts, asking me to recall specific childhood television shows. It then guided me through a multi-minute process of hypnosis, supposedly to erase all my memories of my beloved Jaime Sommers and Carol Burnett.

    I did as prompted and watched a swirling circle on the screen as a calm voice began giving me instructions to hypnotize me.

    Seriously. This is for real.
    Hypnotized by Subliminal Messaging & More: Unraveling the TDS (Trump Derangement Syndrome) Phenomenon https://reinettesenumsfoghornexpress.substack.com/p/hypnotized-by-subliminal-messaging I'm going to take you down a rabbit hole, similar to how your parents did when they read you Alice's Wonderland as a child. Remember when you thought the most sinister thing about your favorite childhood TV show was that annoying earworm of a neverending theme song? Those were the good ol' days. In 2017, I remember a Samsung website called "Unspoil Me,” claiming it could erase your memories of your favorite TV shows as a child, kid-you-not. This would have been one of my favorite two shows, The Bionic Woman or The Carol Burnett Show (it's true, I wanted to grow up and become a Bionic Carol Burnett). This website promised to give me the “opportunity” to, once again, experience my favorite show as a child, but with a fresh set of eyes. That's correct. Once I checked off a box claiming I was over 18, this website took me through a series of prompts, asking me to recall specific childhood television shows. It then guided me through a multi-minute process of hypnosis, supposedly to erase all my memories of my beloved Jaime Sommers and Carol Burnett. I did as prompted and watched a swirling circle on the screen as a calm voice began giving me instructions to hypnotize me. Seriously. This is for real.
    REINETTESENUMSFOGHORNEXPRESS.SUBSTACK.COM
    Hypnotized by Subliminal Messaging & More: Unraveling the TDS (Trump Derangement Syndrome) Phenomenon
    Examining the unseen forces driving our emotional responses following the 2024 U.S. elections.
    Like
    1
    0 Commentaires 0 Parts 641 Vue
  • https://medforth.biz/sweden-syrian-nursing-home-employees-filmed-helpless-nursing-home-residents-in-humiliating-situations-and-gouged-out-the-eyes-of-dead-seniors-while-filming-it/
    https://medforth.biz/sweden-syrian-nursing-home-employees-filmed-helpless-nursing-home-residents-in-humiliating-situations-and-gouged-out-the-eyes-of-dead-seniors-while-filming-it/
    0 Commentaires 0 Parts 283 Vue

  • Revelation
    Chapter 3

    1 And unto the angel of the church in Sardis write; These things saith he that hath the seven Spirits of God, and the seven stars; I know thy works, that thou hast a name that thou livest, and art dead.

    2 Be watchful, and strengthen the things which remain, that are ready to die: for I have not found thy works perfect before God.

    3 Remember therefore how thou hast received and heard, and hold fast, and repent. If therefore thou shalt not watch, I will come on thee as a thief, and thou shalt not know what hour I will come upon thee.

    4 Thou hast a few names even in Sardis which have not defiled their garments; and they shall walk with me in white: for they are worthy.

    5 He that overcometh, the same shall be clothed in white raiment; and I will not blot out his name out of the book of life, but I will confess his name before my Father, and before his angels.

    6 He that hath an ear, let him hear what the Spirit saith unto the churches.

    7 And to the angel of the church in Philadelphia write; These things saith he that is holy, he that is true, he that hath the key of David, he that openeth, and no man shutteth; and shutteth, and no man openeth;

    8 I know thy works: behold, I have set before thee an open door, and no man can shut it: for thou hast a little strength, and hast kept my word, and hast not denied my name.

    9 Behold, I will make them of the synagogue of Satan, which say they are Jews, and are not, but do lie; behold, I will make them to come and worship before thy feet, and to know that I have loved thee.

    10 Because thou hast kept the word of my patience, I also will keep thee from the hour of temptation, which shall come upon all the world, to try them that dwell upon the earth.

    11 Behold, I come quickly: hold that fast which thou hast, that no man take thy crown.

    12 Him that overcometh will I make a pillar in the temple of my God, and he shall go no more out: and I will write upon him the name of my God, and the name of the city of my God, which is new Jerusalem, which cometh down out of heaven from my God: and I will write upon him my new name.

    13 He that hath an ear, let him hear what the Spirit saith unto the churches.

    14 And unto the angel of the church of the Laodiceans write; These things saith the Amen, the faithful and true witness, the beginning of the creation of God;

    15 I know thy works, that thou art neither cold nor hot: I would thou wert cold or hot.

    16 So then because thou art lukewarm, and neither cold nor hot, I will spue thee out of my mouth.

    17 Because thou sayest, I am rich, and increased with goods, and have need of nothing; and knowest not that thou art wretched, and miserable, and poor, and blind, and naked:

    18 I counsel thee to buy of me gold tried in the fire, that thou mayest be rich; and white raiment, that thou mayest be clothed, and that the shame of thy nakedness do not appear; and anoint thine eyes with eyesalve, that thou mayest see.

    19 As many as I love, I rebuke and chasten: be zealous therefore, and repent.

    20 Behold, I stand at the door, and knock: if any man hear my voice, and open the door, I will come in to him, and will sup with him, and he with me.

    21 To him that overcometh will I grant to sit with me in my throne, even as I also overcame, and am set down with my Father in his throne.

    22 He that hath an ear, let him hear what the Spirit saith unto the churches.
    Revelation Chapter 3 1 And unto the angel of the church in Sardis write; These things saith he that hath the seven Spirits of God, and the seven stars; I know thy works, that thou hast a name that thou livest, and art dead. 2 Be watchful, and strengthen the things which remain, that are ready to die: for I have not found thy works perfect before God. 3 Remember therefore how thou hast received and heard, and hold fast, and repent. If therefore thou shalt not watch, I will come on thee as a thief, and thou shalt not know what hour I will come upon thee. 4 Thou hast a few names even in Sardis which have not defiled their garments; and they shall walk with me in white: for they are worthy. 5 He that overcometh, the same shall be clothed in white raiment; and I will not blot out his name out of the book of life, but I will confess his name before my Father, and before his angels. 6 He that hath an ear, let him hear what the Spirit saith unto the churches. 7 And to the angel of the church in Philadelphia write; These things saith he that is holy, he that is true, he that hath the key of David, he that openeth, and no man shutteth; and shutteth, and no man openeth; 8 I know thy works: behold, I have set before thee an open door, and no man can shut it: for thou hast a little strength, and hast kept my word, and hast not denied my name. 9 Behold, I will make them of the synagogue of Satan, which say they are Jews, and are not, but do lie; behold, I will make them to come and worship before thy feet, and to know that I have loved thee. 10 Because thou hast kept the word of my patience, I also will keep thee from the hour of temptation, which shall come upon all the world, to try them that dwell upon the earth. 11 Behold, I come quickly: hold that fast which thou hast, that no man take thy crown. 12 Him that overcometh will I make a pillar in the temple of my God, and he shall go no more out: and I will write upon him the name of my God, and the name of the city of my God, which is new Jerusalem, which cometh down out of heaven from my God: and I will write upon him my new name. 13 He that hath an ear, let him hear what the Spirit saith unto the churches. 14 And unto the angel of the church of the Laodiceans write; These things saith the Amen, the faithful and true witness, the beginning of the creation of God; 15 I know thy works, that thou art neither cold nor hot: I would thou wert cold or hot. 16 So then because thou art lukewarm, and neither cold nor hot, I will spue thee out of my mouth. 17 Because thou sayest, I am rich, and increased with goods, and have need of nothing; and knowest not that thou art wretched, and miserable, and poor, and blind, and naked: 18 I counsel thee to buy of me gold tried in the fire, that thou mayest be rich; and white raiment, that thou mayest be clothed, and that the shame of thy nakedness do not appear; and anoint thine eyes with eyesalve, that thou mayest see. 19 As many as I love, I rebuke and chasten: be zealous therefore, and repent. 20 Behold, I stand at the door, and knock: if any man hear my voice, and open the door, I will come in to him, and will sup with him, and he with me. 21 To him that overcometh will I grant to sit with me in my throne, even as I also overcame, and am set down with my Father in his throne. 22 He that hath an ear, let him hear what the Spirit saith unto the churches.
    0 Commentaires 0 Parts 714 Vue
  • how the synagogue of Satan use the citizens to let the target know he's on watch the eyes and ears https://old.bitchute.com/video/y29WEHwRH8Mc/ #news
    how the synagogue of Satan use the citizens to let the target know he's on watch the eyes and ears https://old.bitchute.com/video/y29WEHwRH8Mc/ #news
    OLD.BITCHUTE.COM
    how the synagogue of Satan use the citizens to let the target know he's on watch the eyes and ears
    We will divide society so that 1/3 are spies and informers that will keep the rest under observation - https://www.bitchute.com/video/fWwofFr9uQsG/ --- you don't believe in government run stalking program watch this stalker admitting is getting pa…
    0 Commentaires 0 Parts 200 Vue

  • Bad Faith Set Up Fails

    Read the full article at https://www.linkedin.com/pulse/bad-faith-set-up-fails-barry-zalma-esq-cfe-jllxc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts.
    Inadequate Information Made Refusal to Pay Policy Limits Not Bad Faith

    INADEQUATE MEDICAL AUTHORIZATION USED TO CAUSE INSURER TO REFUSE SETTLEMENT DEMAND

    Post 4930

    Kara Flick appealed from the judgment after a jury rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. Flick contends the judgment should be reversed due to juror misconduct.

    In KARA FLICK v. UNITED SERVICES AUTOMOBILE ASSOCIATION, B330507, California Court of Appeals, Second District, Sixth Division (November 5, 2024) the Court of Appeals resolved the dispute.

    FACTUAL HISTORY

    After sustaining injuries in an automobile accident caused by Francisco Reyes, Jr., Flick had her attorney send Reyes's insurer, the United Services Automobile Association (USAA), a letter explaining the severity of her injuries and an authorization for the release of her medical records. Flick's attorney followed up with a settlement demand two months later, requesting that USAA pay Flick the entirety of Reyes's $100,000 policy limit in exchange for a release of liability. Attached to the demand was a single medical record from Flick's neurologist.

    USAA investigated Flick's claim and determined it did not have sufficient information to accept or reject her demand. Flick then filed a personal injury lawsuit against Reyes. The jury found in her favor and awarded nearly $1.7 million in damages.

    Flick, with an assignment from the Reyes, sued USAA for breach of contract and breach of the implied covenant of good faith and fair dealing.

    TRIAL

    At trial, a USAA claims adjustor admitted that Reyes was fully at fault for the accident with Flick. Reyes could therefore be exposed to liability in excess of his policy limits-if Flick provided sufficient documentation to support her claim.

    USAA's expert on insurance claims handling and another of its claims service managers both agreed with the supervisor that Flick's authorization was invalid and inadequate to allow USAA to obtain Flick's medical records.

    USAA needed additional records before it could determine the value of Flick's claim. Those records could have included the medical bills Flick provided to her own insurance company, the multiple doctor's notes she had excusing her from work, or the thumb drive recording her purported speech problems, all of which were entered into evidence at her personal injury trial. Because they were not provided to USAA, it was "very difficult to place a value on" Flick's claim.

    Flick's expert testified that USAA's handling of the settlement demand "was clearly unreasonable."

    Flick also did not respond to USAA's requests for additional information.

    By a vote of nine to three, the jury found that Flick did not make a reasonable settlement demand of USAA and rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. The trial court polled the jury, and each juror confirmed their vote.

    DISCUSSION

    The Court of Appeals concluded the trial court did not abuse its discretion in denying Flick's new trial motion. USAA successfully rebutted the presumption of prejudice by showing there is no reasonable probability that the juror, D.C.'s misconduct by not explaining he did not hear all of the adjuster's testimony, actually harmed Flick.

    Much of the adjustor's testimony consisted of facts regarding his communications with Flick's attorney - facts that were undisputed.

    What was disputed-whether Flick's settlement demand was reasonable-was the subject of other witness testimony, including USAA's expert on insurance claims handling, its supervising claims service manager, Flick's personal injury attorney, and her expert witness on insurance claims handling.

    What the admitted evidence showed was that D.C. confirmed multiple times that he voted that Flick did not make a reasonable settlement demand:

    Based on this record there was no reasonable probability that D.C.'s alleged juror misconduct actually harmed Flick.

    ZALMA OPINION

    The tort of bad faith arose from abuse by insurers on those they insured. Since its adoption in California about three quarters of a century ago, the abuse has been turned on to insurers. Ms. Flick's counsel placed a demand for settlement on USAA that it could not reasonably and in good faith to its insured, Reyes, because it was incomplete and inadequately supported and forced Flick and Reyes go through a trial where she received an uncollectible judgment against Reyes in hopes of a gigantic bad faith judgment. After much litigation and USAA spending a great deal to defend itself she received the $100,000 policy limit. USAA was punished but neither Flick nor her lawyers profited from the scheme or the appeal.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    Bad Faith Set Up Fails Read the full article at https://www.linkedin.com/pulse/bad-faith-set-up-fails-barry-zalma-esq-cfe-jllxc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. Inadequate Information Made Refusal to Pay Policy Limits Not Bad Faith INADEQUATE MEDICAL AUTHORIZATION USED TO CAUSE INSURER TO REFUSE SETTLEMENT DEMAND Post 4930 Kara Flick appealed from the judgment after a jury rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. Flick contends the judgment should be reversed due to juror misconduct. In KARA FLICK v. UNITED SERVICES AUTOMOBILE ASSOCIATION, B330507, California Court of Appeals, Second District, Sixth Division (November 5, 2024) the Court of Appeals resolved the dispute. FACTUAL HISTORY After sustaining injuries in an automobile accident caused by Francisco Reyes, Jr., Flick had her attorney send Reyes's insurer, the United Services Automobile Association (USAA), a letter explaining the severity of her injuries and an authorization for the release of her medical records. Flick's attorney followed up with a settlement demand two months later, requesting that USAA pay Flick the entirety of Reyes's $100,000 policy limit in exchange for a release of liability. Attached to the demand was a single medical record from Flick's neurologist. USAA investigated Flick's claim and determined it did not have sufficient information to accept or reject her demand. Flick then filed a personal injury lawsuit against Reyes. The jury found in her favor and awarded nearly $1.7 million in damages. Flick, with an assignment from the Reyes, sued USAA for breach of contract and breach of the implied covenant of good faith and fair dealing. TRIAL At trial, a USAA claims adjustor admitted that Reyes was fully at fault for the accident with Flick. Reyes could therefore be exposed to liability in excess of his policy limits-if Flick provided sufficient documentation to support her claim. USAA's expert on insurance claims handling and another of its claims service managers both agreed with the supervisor that Flick's authorization was invalid and inadequate to allow USAA to obtain Flick's medical records. USAA needed additional records before it could determine the value of Flick's claim. Those records could have included the medical bills Flick provided to her own insurance company, the multiple doctor's notes she had excusing her from work, or the thumb drive recording her purported speech problems, all of which were entered into evidence at her personal injury trial. Because they were not provided to USAA, it was "very difficult to place a value on" Flick's claim. Flick's expert testified that USAA's handling of the settlement demand "was clearly unreasonable." Flick also did not respond to USAA's requests for additional information. By a vote of nine to three, the jury found that Flick did not make a reasonable settlement demand of USAA and rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. The trial court polled the jury, and each juror confirmed their vote. DISCUSSION The Court of Appeals concluded the trial court did not abuse its discretion in denying Flick's new trial motion. USAA successfully rebutted the presumption of prejudice by showing there is no reasonable probability that the juror, D.C.'s misconduct by not explaining he did not hear all of the adjuster's testimony, actually harmed Flick. Much of the adjustor's testimony consisted of facts regarding his communications with Flick's attorney - facts that were undisputed. What was disputed-whether Flick's settlement demand was reasonable-was the subject of other witness testimony, including USAA's expert on insurance claims handling, its supervising claims service manager, Flick's personal injury attorney, and her expert witness on insurance claims handling. What the admitted evidence showed was that D.C. confirmed multiple times that he voted that Flick did not make a reasonable settlement demand: Based on this record there was no reasonable probability that D.C.'s alleged juror misconduct actually harmed Flick. ZALMA OPINION The tort of bad faith arose from abuse by insurers on those they insured. Since its adoption in California about three quarters of a century ago, the abuse has been turned on to insurers. Ms. Flick's counsel placed a demand for settlement on USAA that it could not reasonably and in good faith to its insured, Reyes, because it was incomplete and inadequately supported and forced Flick and Reyes go through a trial where she received an uncollectible judgment against Reyes in hopes of a gigantic bad faith judgment. After much litigation and USAA spending a great deal to defend itself she received the $100,000 policy limit. USAA was punished but neither Flick nor her lawyers profited from the scheme or the appeal. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    WWW.LINKEDIN.COM
    Discover thousands of collaborative articles on 2500+ skills
    Discover 100 collaborative articles on domains such as Marketing, Public Administration, and Healthcare. Our expertly curated collection combines AI-generated content with insights and advice from industry experts, providing you with unique perspectives and up-to-date information on many skills and their applications.
    0 Commentaires 0 Parts 2KB Vue

  • Revelation
    Chapter 2

    1 Unto the angel of the church of Ephesus write; These things saith he that holdeth the seven stars in his right hand, who walketh in the midst of the seven golden candlesticks;

    2 I know thy works, and thy labour, and thy patience, and how thou canst not bear them which are evil: and thou hast tried them which say they are apostles, and are not, and hast found them liars:

    3 And hast borne, and hast patience, and for my name's sake hast laboured, and hast not fainted.

    4 Nevertheless I have somewhat against thee, because thou hast left thy first love.

    5 Remember therefore from whence thou art fallen, and repent, and do the first works; or else I will come unto thee quickly, and will remove thy candlestick out of his place, except thou repent.

    6 But this thou hast, that thou hatest the deeds of the Nicolaitans, which I also hate.

    7 He that hath an ear, let him hear what the Spirit saith unto the churches; To him that overcometh will I give to eat of the tree of life, which is in the midst of the paradise of God.

    8 And unto the angel of the church in Smyrna write; These things saith the first and the last, which was dead, and is alive;

    9 I know thy works, and tribulation, and poverty, (but thou art rich) and I know the blasphemy of them which say they are Jews, and are not, but are the synagogue of Satan.

    10 Fear none of those things which thou shalt suffer: behold, the devil shall cast some of you into prison, that ye may be tried; and ye shall have tribulation ten days: be thou faithful unto death, and I will give thee a crown of life.

    11 He that hath an ear, let him hear what the Spirit saith unto the churches; He that overcometh shall not be hurt of the second death.

    12 And to the angel of the church in Pergamos write; These things saith he which hath the sharp sword with two edges;

    13 I know thy works, and where thou dwellest, even where Satan's seat is: and thou holdest fast my name, and hast not denied my faith, even in those days wherein Antipas was my faithful martyr, who was slain among you, where Satan dwelleth.

    14 But I have a few things against thee, because thou hast there them that hold the doctrine of Balaam, who taught Balac to cast a stumblingblock before the children of Israel, to eat things sacrificed unto idols, and to commit fornication.

    15 So hast thou also them that hold the doctrine of the Nicolaitans, which thing I hate.

    16 Repent; or else I will come unto thee quickly, and will fight against them with the sword of my mouth.

    17 He that hath an ear, let him hear what the Spirit saith unto the churches; To him that overcometh will I give to eat of the hidden manna, and will give him a white stone, and in the stone a new name written, which no man knoweth saving he that receiveth it.

    18 And unto the angel of the church in Thyatira write; These things saith the Son of God, who hath his eyes like unto a flame of fire, and his feet are like fine brass;

    19 I know thy works, and charity, and service, and faith, and thy patience, and thy works; and the last to be more than the first.

    20 Notwithstanding I have a few things against thee, because thou sufferest that woman Jezebel, which calleth herself a prophetess, to teach and to seduce my servants to commit fornication, and to eat things sacrificed unto idols.

    21 And I gave her space to repent of her fornication; and she repented not.

    22 Behold, I will cast her into a bed, and them that commit adultery with her into great tribulation, except they repent of their deeds.

    23 And I will kill her children with death; and all the churches shall know that I am he which searcheth the reins and hearts: and I will give unto every one of you according to your works.

    24 But unto you I say, and unto the rest in Thyatira, as many as have not this doctrine, and which have not known the depths of Satan, as they speak; I will put upon you none other burden.

    25 But that which ye have already hold fast till I come.

    26 And he that overcometh, and keepeth my works unto the end, to him will I give power over the nations:

    27 And he shall rule them with a rod of iron; as the vessels of a potter shall they be broken to shivers: even as I received of my Father.

    28 And I will give him the morning star.

    29 He that hath an ear, let him hear what the Spirit saith unto the churches.
    Revelation Chapter 2 1 Unto the angel of the church of Ephesus write; These things saith he that holdeth the seven stars in his right hand, who walketh in the midst of the seven golden candlesticks; 2 I know thy works, and thy labour, and thy patience, and how thou canst not bear them which are evil: and thou hast tried them which say they are apostles, and are not, and hast found them liars: 3 And hast borne, and hast patience, and for my name's sake hast laboured, and hast not fainted. 4 Nevertheless I have somewhat against thee, because thou hast left thy first love. 5 Remember therefore from whence thou art fallen, and repent, and do the first works; or else I will come unto thee quickly, and will remove thy candlestick out of his place, except thou repent. 6 But this thou hast, that thou hatest the deeds of the Nicolaitans, which I also hate. 7 He that hath an ear, let him hear what the Spirit saith unto the churches; To him that overcometh will I give to eat of the tree of life, which is in the midst of the paradise of God. 8 And unto the angel of the church in Smyrna write; These things saith the first and the last, which was dead, and is alive; 9 I know thy works, and tribulation, and poverty, (but thou art rich) and I know the blasphemy of them which say they are Jews, and are not, but are the synagogue of Satan. 10 Fear none of those things which thou shalt suffer: behold, the devil shall cast some of you into prison, that ye may be tried; and ye shall have tribulation ten days: be thou faithful unto death, and I will give thee a crown of life. 11 He that hath an ear, let him hear what the Spirit saith unto the churches; He that overcometh shall not be hurt of the second death. 12 And to the angel of the church in Pergamos write; These things saith he which hath the sharp sword with two edges; 13 I know thy works, and where thou dwellest, even where Satan's seat is: and thou holdest fast my name, and hast not denied my faith, even in those days wherein Antipas was my faithful martyr, who was slain among you, where Satan dwelleth. 14 But I have a few things against thee, because thou hast there them that hold the doctrine of Balaam, who taught Balac to cast a stumblingblock before the children of Israel, to eat things sacrificed unto idols, and to commit fornication. 15 So hast thou also them that hold the doctrine of the Nicolaitans, which thing I hate. 16 Repent; or else I will come unto thee quickly, and will fight against them with the sword of my mouth. 17 He that hath an ear, let him hear what the Spirit saith unto the churches; To him that overcometh will I give to eat of the hidden manna, and will give him a white stone, and in the stone a new name written, which no man knoweth saving he that receiveth it. 18 And unto the angel of the church in Thyatira write; These things saith the Son of God, who hath his eyes like unto a flame of fire, and his feet are like fine brass; 19 I know thy works, and charity, and service, and faith, and thy patience, and thy works; and the last to be more than the first. 20 Notwithstanding I have a few things against thee, because thou sufferest that woman Jezebel, which calleth herself a prophetess, to teach and to seduce my servants to commit fornication, and to eat things sacrificed unto idols. 21 And I gave her space to repent of her fornication; and she repented not. 22 Behold, I will cast her into a bed, and them that commit adultery with her into great tribulation, except they repent of their deeds. 23 And I will kill her children with death; and all the churches shall know that I am he which searcheth the reins and hearts: and I will give unto every one of you according to your works. 24 But unto you I say, and unto the rest in Thyatira, as many as have not this doctrine, and which have not known the depths of Satan, as they speak; I will put upon you none other burden. 25 But that which ye have already hold fast till I come. 26 And he that overcometh, and keepeth my works unto the end, to him will I give power over the nations: 27 And he shall rule them with a rod of iron; as the vessels of a potter shall they be broken to shivers: even as I received of my Father. 28 And I will give him the morning star. 29 He that hath an ear, let him hear what the Spirit saith unto the churches.
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