• YOU THINK THINGS ARE BAD NOW? WAIT TILL THE COPS SHOW UP!

    It's all fun and games until #Enforcers from the
    #Corporation of the United States show up!

    What you call "government" is nothing more than a #Criminal CORPORATION...
    And the #Police are it's "POLICY ENFORCERS"

    This is a FACT folks!
    The #Courts are operating under "Maritime Admiralty Law" and ONLY have #Jurisdiction over the "Legal Fiction" the state created the day you were born!
    (Your birth certificate)

    They have no jurisdiction over a living MAN or WOMAN!
    ONLY over the dead CORPORATION they created and duped YOU into "representing" as if it were you! IT'S NOT!

    And while this certainly IS a #CriminalConspiracy"
    it's NOT a "Conspiracy Theory" because it's a FACT, and not theoretical at all

    https://old.bitchute.com/video/M3fBOrMep94/
    YOU THINK THINGS ARE BAD NOW? WAIT TILL THE COPS SHOW UP! It's all fun and games until #Enforcers from the #Corporation of the United States show up! What you call "government" is nothing more than a #Criminal CORPORATION... And the #Police are it's "POLICY ENFORCERS" This is a FACT folks! The #Courts are operating under "Maritime Admiralty Law" and ONLY have #Jurisdiction over the "Legal Fiction" the state created the day you were born! (Your birth certificate) They have no jurisdiction over a living MAN or WOMAN! ONLY over the dead CORPORATION they created and duped YOU into "representing" as if it were you! IT'S NOT! And while this certainly IS a #CriminalConspiracy" it's NOT a "Conspiracy Theory" because it's a FACT, and not theoretical at all https://old.bitchute.com/video/M3fBOrMep94/
    OLD.BITCHUTE.COM
    You Think Things are BAD Now? Wait till the COPS SHOW UP!
    🔴 Grab a SHIRT: http://bit.ly/HighImpactFlix-Merch Become a Channel member: https://www.youtube.com/channel/UCTSYXSwbauRs79G1skOCzIw/join Support the channel: ⭐ Patreon: https://www.patreon.com/highimpactflix ✅ CashApp: https://cash.app/$HighImpa…
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  • While she is a bit of a drama queen......
    It's only because SHE SAYS what everyone else just THINKS!

    EVERYTHING that she says is essentially true. The ONLY thing that I take exception with is when she starts the racial stuff with "You are a white man Mr. Policeman" etc....

    Folks... #Totalitarianism and #Authoritarianism based on "Maritime Admiralty Law"

    IS NOT BIASED! IT DISCRIMINATES AGAINST US ALL EQUALLY!!!
    So stop with the "Race" BS! It's "EVERYONE vs The Blue"

    Black, White, Red, Brown, and Yellow people are ALL being enslaved by a #Fraud based system of Maritime Admiralty Law.... SO STAND TOGETHER AND DROP THE RACIST BS!
    (Or you'll die a SLAVE, as will your children!)

    #Police are literally #Pirates operating under "Maritime Admiralty Law" They have no legitimate #Jurisdiction over YOU!

    But they OWN the "Legal Fiction"
    which you supposedly "represent"....

    The "Legal Fiction" is a #Corporation that was created with your
    BIRTH CERTIFICATE.... It is NOT YOU!

    But a lifetime of continuous brainwashing and indoctrination has led you to believe that it's you! So like a dummy, you GIVE THEM JURISDICTION by failing to challenge their claims that the "Legal Fiction" is YOU!

    You sincerely need to LEARN THE LAW!
    What #Police deal in is NOT law, it's POLICY of the CORPORATION of the United States!

    Thus their name.... "POLICE" enforce POLICY!
    This deception goes back over 100 years....

    It is EXACTLY how you were converted from a FREE MAN or WOMAN Into a #Slave of the CORPORATION of the United States!

    ONLY YOU can represent yourself as a flesh and blood MAN or WOMAN!

    As long as you continue "representing" the "Legal Fiction" created with your birth certificate, you will remain a SLAVE!

    https://old.bitchute.com/video/eywSJy1ADqc/
    While she is a bit of a drama queen...... It's only because SHE SAYS what everyone else just THINKS! EVERYTHING that she says is essentially true. The ONLY thing that I take exception with is when she starts the racial stuff with "You are a white man Mr. Policeman" etc.... Folks... #Totalitarianism and #Authoritarianism based on "Maritime Admiralty Law" IS NOT BIASED! IT DISCRIMINATES AGAINST US ALL EQUALLY!!! So stop with the "Race" BS! It's "EVERYONE vs The Blue" Black, White, Red, Brown, and Yellow people are ALL being enslaved by a #Fraud based system of Maritime Admiralty Law.... SO STAND TOGETHER AND DROP THE RACIST BS! (Or you'll die a SLAVE, as will your children!) #Police are literally #Pirates operating under "Maritime Admiralty Law" They have no legitimate #Jurisdiction over YOU! But they OWN the "Legal Fiction" which you supposedly "represent".... The "Legal Fiction" is a #Corporation that was created with your BIRTH CERTIFICATE.... It is NOT YOU! But a lifetime of continuous brainwashing and indoctrination has led you to believe that it's you! So like a dummy, you GIVE THEM JURISDICTION by failing to challenge their claims that the "Legal Fiction" is YOU! You sincerely need to LEARN THE LAW! What #Police deal in is NOT law, it's POLICY of the CORPORATION of the United States! Thus their name.... "POLICE" enforce POLICY! This deception goes back over 100 years.... It is EXACTLY how you were converted from a FREE MAN or WOMAN Into a #Slave of the CORPORATION of the United States! ONLY YOU can represent yourself as a flesh and blood MAN or WOMAN! As long as you continue "representing" the "Legal Fiction" created with your birth certificate, you will remain a SLAVE! https://old.bitchute.com/video/eywSJy1ADqc/
    OLD.BITCHUTE.COM
    "OMG! Let Me Go POTTY!" Cops Threaten & Arrest Her for NO REASON
    🔴 Grab a SHIRT: http://bit.ly/HighImpactFlix-Merch Become a Channel member: https://www.youtube.com/channel/UCTSYXSwbauRs79G1skOCzIw/join Support the channel: ⭐ Patreon: https://www.patreon.com/highimpactflix ✅ CashApp: https://cash.app/$HighImpa…
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  • Hiding Behind the BAR
    Why Attorneys are not Lawyers

    Feudal Tenancy

    If you think you are a landowner in America, take a close look at the warranty deed or fee title to your land. You will almost always find the words "tenant" or "tenancy." The title or deed document establishing your right as a tenant, not that of a landowner, has been prepared for transfer by a licensed BAR Attorney, just as it was carried out within the original English feudal system we presumed we had escaped from in 1776.

    A human being is the tenant to a feudal superior. A feudal tenant is a legal person who pays rent or services of some sort for the use and occupation of another's land. The land has been conveyed to the tenant's use, but the actual ownership remains with the superior. If a common person does not own what he thought was his land (he's legally defined as a "feudal tenant," not the superior owner), then a superior person owns the land and the feudal tenant - person pays him to occupy the land.

    This is the hidden Feudal Law in America. When a person (a.k.a. human being, corporation, natural person, partnership, association, organization, etc.) pays taxes to the tax assessor of the civil county or city government (also a person), it is a payment to the superior land owner for the right to be a tenant and to occupy the land belonging to the superior. If this were not so, then how could a local government sell the house and land of a person for not rendering his services (taxes)?

    We used to think that there was no possible way feudal law could be exercised in America, but the facts have proven otherwise. It's no wonder they hid the definition of a human being behind the definition of a man. The next time you enter into an agreement or contract with another person (legal entity), look for the keywords person, individual, and natural person describing who you are.

    Are you the entity the other person claims you are? When you "appear" before their jurisdiction and courts, you have agreed that you are a legal person unless you show them otherwise. You will have to deny that you are the person and state who you really are. Is the flesh and blood standing there in that courtroom a person by their legal definition?

    https://educate-yourself.org/cn/attorneysarenotlawyers13mar05.shtml
    Hiding Behind the BAR Why Attorneys are not Lawyers Feudal Tenancy If you think you are a landowner in America, take a close look at the warranty deed or fee title to your land. You will almost always find the words "tenant" or "tenancy." The title or deed document establishing your right as a tenant, not that of a landowner, has been prepared for transfer by a licensed BAR Attorney, just as it was carried out within the original English feudal system we presumed we had escaped from in 1776. A human being is the tenant to a feudal superior. A feudal tenant is a legal person who pays rent or services of some sort for the use and occupation of another's land. The land has been conveyed to the tenant's use, but the actual ownership remains with the superior. If a common person does not own what he thought was his land (he's legally defined as a "feudal tenant," not the superior owner), then a superior person owns the land and the feudal tenant - person pays him to occupy the land. This is the hidden Feudal Law in America. When a person (a.k.a. human being, corporation, natural person, partnership, association, organization, etc.) pays taxes to the tax assessor of the civil county or city government (also a person), it is a payment to the superior land owner for the right to be a tenant and to occupy the land belonging to the superior. If this were not so, then how could a local government sell the house and land of a person for not rendering his services (taxes)? We used to think that there was no possible way feudal law could be exercised in America, but the facts have proven otherwise. It's no wonder they hid the definition of a human being behind the definition of a man. The next time you enter into an agreement or contract with another person (legal entity), look for the keywords person, individual, and natural person describing who you are. Are you the entity the other person claims you are? When you "appear" before their jurisdiction and courts, you have agreed that you are a legal person unless you show them otherwise. You will have to deny that you are the person and state who you really are. Is the flesh and blood standing there in that courtroom a person by their legal definition? https://educate-yourself.org/cn/attorneysarenotlawyers13mar05.shtml
    Hiding Behind the BAR: Why Attorneys are not Lawyers
    March 13, 2005. In the U.S., they're collectively called everything from "attorney" to "lawyer" to "counselor." Are these terms truly equivalent, or has the identity of one been mistaken for another? What exactly is a "Licensed BAR Attorney?" This credential accompanies every legal paper produced by attorneys - along with a State Bar License number. As we are about to show you, an ‘attorney’ is not a ‘lawyer,’ yet the average American improperly interchanges these words as if they represent the same occupation, and the average American attorney unduly accepts the honor to be called "lawyer" when he is not.
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  • Dead In The Water - Maritime Admiralty UCC

    EVERYONE is stuck "in the matrix" because a large percentage of the world's population simply REFUSE to educate themselves, and to throw off the brainwashing they have endured!

    These are the people who call you a "conspiracy theorist" just like the #CIA created the term for them to do because they don't want those people finding out the #Truth!

    The entire system is based on "Maritime Admiralty Law" and the ONLY REASON that you are within it's #Jurisdiction is because you have not challenged it and made your stand under COMMON LAW!

    COMMON LAW is the "Law of the LAND" (Like the Constitution)
    "Maritime Admiralty Law" is the "Law of the SEA" and Commerce!

    UCC etc.... BUT IT'S NOT APPLICABLE TO LIVING MEN & WOMEN!

    The criminals of the state created YOUR BIRTH CERTIFICATE, which is a "Legal Fiction".... A #Corporation... and that corporation falls under the jurisdiction of maritime law!

    BUT YOU DON'T!
    UNLESS you "represent yourself" as that legal fiction!
    Which everyone does because they know no better!

    And when you TRY to tell them they dismiss you
    and call you a conspiracy theorist or something worse!

    The knowledge of the ages IS AT YOUR FINGERTIPS!

    But you'll refuse to do any research whatsoever because
    YOU THINK THAT YOU KNOW IT ALL ALREADY!

    https://youtu.be/CZIRAEraPIA
    Dead In The Water - Maritime Admiralty UCC EVERYONE is stuck "in the matrix" because a large percentage of the world's population simply REFUSE to educate themselves, and to throw off the brainwashing they have endured! These are the people who call you a "conspiracy theorist" just like the #CIA created the term for them to do because they don't want those people finding out the #Truth! The entire system is based on "Maritime Admiralty Law" and the ONLY REASON that you are within it's #Jurisdiction is because you have not challenged it and made your stand under COMMON LAW! COMMON LAW is the "Law of the LAND" (Like the Constitution) "Maritime Admiralty Law" is the "Law of the SEA" and Commerce! UCC etc.... BUT IT'S NOT APPLICABLE TO LIVING MEN & WOMEN! The criminals of the state created YOUR BIRTH CERTIFICATE, which is a "Legal Fiction".... A #Corporation... and that corporation falls under the jurisdiction of maritime law! BUT YOU DON'T! UNLESS you "represent yourself" as that legal fiction! Which everyone does because they know no better! And when you TRY to tell them they dismiss you and call you a conspiracy theorist or something worse! The knowledge of the ages IS AT YOUR FINGERTIPS! But you'll refuse to do any research whatsoever because YOU THINK THAT YOU KNOW IT ALL ALREADY! https://youtu.be/CZIRAEraPIA
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  • This Is What Happens When You Try To File A Complaint Against CORRUPT Cops!

    I've gotten where I really don't like "Audit the Audit" too much anymore....

    He is too much of a kiss ass, and pretends that the "Black Robed Priests" of the #BAR Association have legitimate authority over Americans....

    When the truth is that the whole #Corrupt system, from the #Police to the #Courts, to the corrupt politicians and scumbag Prosecutors are ALL OPERATING BASED 100% ON #FRAUD, under maritime admiralty law..

    The #Constitution is the LAW OF THE LAND!
    Maritime Admiralty Law, on the other hand, is THE LAW OF THE SEA!

    It's the law of SHIPPING and COMMERCE,
    the law of MONEY, the #UCC.......

    Long story short, YOU MUST CONSENT TO BEING RULED UNDER MARITIME LAW!

    And since you are UNAWARE that our courts even operate on this Fraud based system, THERE IS NO WAY YOU COULD CONSENT! Consent MUST BE INFORMED!

    what these #Criminals operate under is the biggest
    FRAUD in the history of man!

    COMMERCIAL COURTS such as these have
    NO JURISDICTION over living MEN!

    They only have #Jurisdiction over #Corporations....
    And they use "Legal Fictions" (Based 100% on FRAUD) to claim that YOU ARE A CORPORATION... rather you are "representing a corporation"

    Which is all BS and a total FRAUD!
    Our "country" is not a country.... IT'S A CORPORATION OF #CRIMINALS!

    Every last employee of this fraud based phony "government" belong in jail!

    And YOU need to learn about JURISDICTION, and how to remain in the COMMON LAW JURISDICTION WHERE YOU BELONG!

    Stop being the tax cattle of a corporation that is bending you over
    by claiming that you are representing a "corporation"

    It's 100% FRAUD folks!
    Truly it is! And the LAW will tell you I'm right about this!

    https://youtu.be/FixiyODIxV4
    This Is What Happens When You Try To File A Complaint Against CORRUPT Cops! I've gotten where I really don't like "Audit the Audit" too much anymore.... He is too much of a kiss ass, and pretends that the "Black Robed Priests" of the #BAR Association have legitimate authority over Americans.... When the truth is that the whole #Corrupt system, from the #Police to the #Courts, to the corrupt politicians and scumbag Prosecutors are ALL OPERATING BASED 100% ON #FRAUD, under maritime admiralty law.. The #Constitution is the LAW OF THE LAND! Maritime Admiralty Law, on the other hand, is THE LAW OF THE SEA! It's the law of SHIPPING and COMMERCE, the law of MONEY, the #UCC....... Long story short, YOU MUST CONSENT TO BEING RULED UNDER MARITIME LAW! And since you are UNAWARE that our courts even operate on this Fraud based system, THERE IS NO WAY YOU COULD CONSENT! Consent MUST BE INFORMED! what these #Criminals operate under is the biggest FRAUD in the history of man! COMMERCIAL COURTS such as these have NO JURISDICTION over living MEN! They only have #Jurisdiction over #Corporations.... And they use "Legal Fictions" (Based 100% on FRAUD) to claim that YOU ARE A CORPORATION... rather you are "representing a corporation" Which is all BS and a total FRAUD! Our "country" is not a country.... IT'S A CORPORATION OF #CRIMINALS! Every last employee of this fraud based phony "government" belong in jail! And YOU need to learn about JURISDICTION, and how to remain in the COMMON LAW JURISDICTION WHERE YOU BELONG! Stop being the tax cattle of a corporation that is bending you over by claiming that you are representing a "corporation" It's 100% FRAUD folks! Truly it is! And the LAW will tell you I'm right about this! https://youtu.be/FixiyODIxV4
    0 Reacties 0 aandelen 652 Views
  • Unlike most Americans, the Amish likely don't have "Birth Certificates" which are used to turn a flesh and blood LIVING MAN into a Maritime Admiralty Law PRODUCT!

    This is 100% TRUE! Your "Birth Certificate" created a "Legal Fiction" that the CORPORATION of the United States created, and therefore OWNS!

    The Amish don't generally attend the
    BRAINWASHING & INDOCTRINATION CENTERS we call #Schools, where Americans are DECEIVED into representing the "LEGAL FICTION," which puts them firmly into the #Jurisdiction of Maritime Admiralty Law!

    The Amish generally do not "VOTE" which gives your CONSENT to being ruled over by psychopaths, under a system of Maritime Admiralty Law (Despite being on LAND)

    Every supposed "Law" in the United States is NOT A LAW!
    It is a "Statute or Code" only applicable to those who CONSENT!

    You MUST CONSENT and put yourself into the JURISDICTION of this private society called "The CORPORATION of the United States" fir it's "statutes and codes" to be applicable to YOU!

    EVERY AMERICAN should know this information by now....
    But very few do!

    The Amish are smarter than most!
    And the further they stay away from the CORPORATION of the United States, the smarter they are!

    NEVER CONSENT!
    NEVER call yourself a "citizen"
    CORRECT YOUR STATUS!

    Get OUT of the JURISDICTION of Maritime Admiralty Law!
    Return to where you belong.... COMMON LAW!

    It's where EVERY LIVING MAN or WOMAN BELONGS!
    Unlike most Americans, the Amish likely don't have "Birth Certificates" which are used to turn a flesh and blood LIVING MAN into a Maritime Admiralty Law PRODUCT! This is 100% TRUE! Your "Birth Certificate" created a "Legal Fiction" that the CORPORATION of the United States created, and therefore OWNS! The Amish don't generally attend the BRAINWASHING & INDOCTRINATION CENTERS we call #Schools, where Americans are DECEIVED into representing the "LEGAL FICTION," which puts them firmly into the #Jurisdiction of Maritime Admiralty Law! The Amish generally do not "VOTE" which gives your CONSENT to being ruled over by psychopaths, under a system of Maritime Admiralty Law (Despite being on LAND) Every supposed "Law" in the United States is NOT A LAW! It is a "Statute or Code" only applicable to those who CONSENT! You MUST CONSENT and put yourself into the JURISDICTION of this private society called "The CORPORATION of the United States" fir it's "statutes and codes" to be applicable to YOU! EVERY AMERICAN should know this information by now.... But very few do! The Amish are smarter than most! And the further they stay away from the CORPORATION of the United States, the smarter they are! NEVER CONSENT! NEVER call yourself a "citizen" CORRECT YOUR STATUS! Get OUT of the JURISDICTION of Maritime Admiralty Law! Return to where you belong.... COMMON LAW! It's where EVERY LIVING MAN or WOMAN BELONGS!
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  • AMERICA IS A SOVEREIGN CONSTITUTIONAL REPUBLIC! NOT A DEMOCRACY! DON'T LET THEM STEAL OUR RIGHTS!

    FIRST OF ALL.....
    No matter what form of "government" the #Corporation of the United States claims to be... IT REQUIRES YOUR CONSENT TO HAVE ANY AUTHORITY OVER YOU!

    What you have in the US is a CORPORATION operating under a #Fraud based system of "Maritime Admiralty Law." It's NOT a "government" at all!

    It's a CORPORATION
    And every city, state, town, and #Police Department / #Sheriff's Office is a SUBSIDIARY CORPORATION!

    It's basically a "Private Society" in which you have been deceived into "Consenting" to become a member, which puts you under their #Jurisdiction!

    YOU must claim to be a "Citizen" of their PRIVATE SOCIETY or else "Consent" expressly or IMPLIED, to being a "citizen" for them to have
    ANY AUTHORITY OVER YOU

    The "Implied Consent Doctrine" is used by them to claim you have consented,
    because you were silent when you should have spoken up!

    ANYTHING can be used to claim that you "consent"
    Your ACTIONS or "LACK OF ACTIONS" can be used to claim that you consent by these criminals

    You need to learn about "Consent" and "Implied Consent"
    Because YOU are a sovereign MAN or WOMAN who does not have to give ANYONE authority over you! Until this point you have done it out of ignorance!

    Well the time for ignorance is OVER!
    DO NOT CONSENT! CHALLENGE ANY STATEMENTS WHICH CLAIMS THAT YOU DO

    CHALLENGE ANY STATEMENTS CLAIMING THEY HAVE AUTHORITY OVER YOU!

    https://old.bitchute.com/video/ujczVBFOK6Mp/
    AMERICA IS A SOVEREIGN CONSTITUTIONAL REPUBLIC! NOT A DEMOCRACY! DON'T LET THEM STEAL OUR RIGHTS! 🔥 FIRST OF ALL..... No matter what form of "government" the #Corporation of the United States claims to be... IT REQUIRES YOUR CONSENT TO HAVE ANY AUTHORITY OVER YOU! What you have in the US is a CORPORATION operating under a #Fraud based system of "Maritime Admiralty Law." It's NOT a "government" at all! It's a CORPORATION And every city, state, town, and #Police Department / #Sheriff's Office is a SUBSIDIARY CORPORATION! It's basically a "Private Society" in which you have been deceived into "Consenting" to become a member, which puts you under their #Jurisdiction! YOU must claim to be a "Citizen" of their PRIVATE SOCIETY or else "Consent" expressly or IMPLIED, to being a "citizen" for them to have ANY AUTHORITY OVER YOU The "Implied Consent Doctrine" is used by them to claim you have consented, because you were silent when you should have spoken up! ANYTHING can be used to claim that you "consent" Your ACTIONS or "LACK OF ACTIONS" can be used to claim that you consent by these criminals You need to learn about "Consent" and "Implied Consent" Because YOU are a sovereign MAN or WOMAN who does not have to give ANYONE authority over you! Until this point you have done it out of ignorance! Well the time for ignorance is OVER! DO NOT CONSENT! CHALLENGE ANY STATEMENTS WHICH CLAIMS THAT YOU DO CHALLENGE ANY STATEMENTS CLAIMING THEY HAVE AUTHORITY OVER YOU! https://old.bitchute.com/video/ujczVBFOK6Mp/
    OLD.BITCHUTE.COM
    AMERICA IS A SOVEREIGN CONSTITUTIONAL REPUBLIC! NOT A DEMOCRACY! DON'T LET THEM STEAL OUR RIGHTS! 🔥
    Subversion of Language is Being Used to Brainwash Americans Into Believing America is a Democracy (Which Does Not Respect Individual Rights) America is a Constitutional Republic (Which Is Based On an Individuals Constitutional Rights) Don't Let AN…
    1 Reacties 0 aandelen 597 Views
  • Declaring a Policy Void
    When a Policy Is Void
    For Subscribers to Excellence in Claims Handling
    You can Subscribe for only $5 a month to Excellence in Claims Handling at
    https://barryzalma.substack.com/subscribe
    A small portion of what was provided to subscribers.
    In almost every policy of insurance, there is a clause declaring the policy void if the insured misrepresents or conceals material facts or commits fraud. For example:
    We do not pay for bodily injury or property damage which is expected by, directed by, or intended by an insured. This exclusion does not apply to bodily injury that arises out of the use of reasonable force to protect people or property. (AAIS Form BP-200, (c) 1987 AAIS).
    or:
    This Coverage Form is void in any case of fraud by you at any time as it relates to this Coverage Form. It is also void if you or any other “insured,” at any time, intentionally conceal or misrepresent a material fact concerning: a. This Coverage Form; b. The covered “auto”; c. Your interest in the covered “auto”; or d. A claim under this Coverage Form. (Insurance Services Office form CA 00 01 01 87).
    The policy wording requires that the insurer prove, not only that the insured misrepresented or concealed a material fact but must also prove that the insured did so with the intent to deceive.
    Absent the rare confession it is often difficult to prove intentional deceit. The insured will usually claim that he or she was mistaken and had no intent to deceive. In more than 50 years of investigation of fraudulent insurance claims I only once received from an insured an under oath statement that the insured intentionally deceived the insurer and then, not in person, but by correcting false testimony in the transcript of an examination under oath.
    If fraud or mutual mistake is an issue, insurers and insureds doing business in Oklahoma must resort to courts of general jurisdiction for a determination of contractual rights.[1] In Oklahoma, the Workers’ Compensation court does not have the right to rescind or declare a policy of Workers’ Compensation insurance void. However, where there is a misrepresentation with intent to deceive and the putative insured recognized the materiality of the misrepresentation the insurance policy is void from its inception.[2]
    In Florida, Florida Statutes (2006), state in pertinent part:
    any insurance fraud shall void all coverage arising from the claim related to such fraud under the personal injury protection coverage of the insured person who committed the fraud.
    In harmony with this statutory provision, the fraud provision in an insurance policy set forth: “any insurance fraud shall void all personal injury protection coverage arising from the claim with respect to the insured who committed the fraud” is appropriate and enforceable. [Bosem v. Commerce & Indus. Ins. Co., 35 So.3d 944 (Fla. App., 2010)]

    Declaring a Policy Void When a Policy Is Void For Subscribers to Excellence in Claims Handling You can Subscribe for only $5 a month to Excellence in Claims Handling at https://barryzalma.substack.com/subscribe A small portion of what was provided to subscribers. In almost every policy of insurance, there is a clause declaring the policy void if the insured misrepresents or conceals material facts or commits fraud. For example: We do not pay for bodily injury or property damage which is expected by, directed by, or intended by an insured. This exclusion does not apply to bodily injury that arises out of the use of reasonable force to protect people or property. (AAIS Form BP-200, (c) 1987 AAIS). or: This Coverage Form is void in any case of fraud by you at any time as it relates to this Coverage Form. It is also void if you or any other “insured,” at any time, intentionally conceal or misrepresent a material fact concerning: a. This Coverage Form; b. The covered “auto”; c. Your interest in the covered “auto”; or d. A claim under this Coverage Form. (Insurance Services Office form CA 00 01 01 87). The policy wording requires that the insurer prove, not only that the insured misrepresented or concealed a material fact but must also prove that the insured did so with the intent to deceive. Absent the rare confession it is often difficult to prove intentional deceit. The insured will usually claim that he or she was mistaken and had no intent to deceive. In more than 50 years of investigation of fraudulent insurance claims I only once received from an insured an under oath statement that the insured intentionally deceived the insurer and then, not in person, but by correcting false testimony in the transcript of an examination under oath. If fraud or mutual mistake is an issue, insurers and insureds doing business in Oklahoma must resort to courts of general jurisdiction for a determination of contractual rights.[1] In Oklahoma, the Workers’ Compensation court does not have the right to rescind or declare a policy of Workers’ Compensation insurance void. However, where there is a misrepresentation with intent to deceive and the putative insured recognized the materiality of the misrepresentation the insurance policy is void from its inception.[2] In Florida, Florida Statutes (2006), state in pertinent part: any insurance fraud shall void all coverage arising from the claim related to such fraud under the personal injury protection coverage of the insured person who committed the fraud. In harmony with this statutory provision, the fraud provision in an insurance policy set forth: “any insurance fraud shall void all personal injury protection coverage arising from the claim with respect to the insured who committed the fraud” is appropriate and enforceable. [Bosem v. Commerce & Indus. Ins. Co., 35 So.3d 944 (Fla. App., 2010)]
    BARRYZALMA.SUBSTACK.COM
    Subscribe to Excellence in Claims Handling
    A series of writings and/or videos to help understand insurance, insurance claims, and becoming an insurance claims professional and who need to provide or receive competent and Excellence in Claims Handling. Click to read Excellence in Claims Handling, by Barry Zalma, a Substack publication with thousands of subscribers.
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  • COP FOLLOWS MAN HOME AFTER TRAFFIC STOP, THEN TASES HIM REPEATEDLY | 14 OTHER VICTIMS | FIRED!

    Typical PSYCHOPATH LEO in America!
    HOW LONG will we tolerate this scum who supposedly "works for us"

    The story is "#Police Protect and Defend the Public"
    The #Truth is that Police "Protect and Defend the #Criminals in Washington"

    And they ABUSE THE PUBLIC every day of their career!
    An #Oath violation occurs EVERY DAY in the life of cops!

    Most cops take the OATH to "Protect and Defend the #Constitution" as soon as they graduate the Academy..... THEN they get hired on somewhere, and immediately have to TAKE ANOTHER OATH which is diametrically opposed to the first oath!

    Police CANNOT "uphold the unconstitutional laws of their state" AND "Protect and Defend the Constitution"!!!

    You cannot serve two masters!
    Just like the bible says!

    Police SERVE THE STATE (who writes their paycheck)
    And they wipe their nasty asses with the constitution AND the rights of Americans!

    These scumbags are economically terrorizing every American!
    But they prefer the POOR AMERICANS who cannot afford to fight them in court!

    What Police do on a daily basis is USELESS ABUSE of Americans!
    They do not solve crimes, or try to catch "bad guys"

    They try to WRITE TICKETS and file felony charges
    on people who have HARMED NOBODY! (There is no legitimate #Crime)

    A "CRIME" requires a VICTIM!
    What Police charge these Americans under is NOT the "Law of the LAND"
    They file these charges under "Maritime Admiralty Law"
    where they can make sh*t up as they go along!

    NO AMERICAN belongs within the #Jurisdiction of
    "Maritime Admiralty Law"

    We ALL belong under COMMON LAW!

    Police are part of a criminal CORPORATION that harvests Americans for their money
    PERIOD!

    https://old.bitchute.com/video/FlIP1BuRR48/?list=subscriptions
    COP FOLLOWS MAN HOME AFTER TRAFFIC STOP, THEN TASES HIM REPEATEDLY | 14 OTHER VICTIMS | FIRED! Typical PSYCHOPATH LEO in America! HOW LONG will we tolerate this scum who supposedly "works for us" The story is "#Police Protect and Defend the Public" The #Truth is that Police "Protect and Defend the #Criminals in Washington" And they ABUSE THE PUBLIC every day of their career! An #Oath violation occurs EVERY DAY in the life of cops! Most cops take the OATH to "Protect and Defend the #Constitution" as soon as they graduate the Academy..... THEN they get hired on somewhere, and immediately have to TAKE ANOTHER OATH which is diametrically opposed to the first oath! Police CANNOT "uphold the unconstitutional laws of their state" AND "Protect and Defend the Constitution"!!! You cannot serve two masters! Just like the bible says! Police SERVE THE STATE (who writes their paycheck) And they wipe their nasty asses with the constitution AND the rights of Americans! These scumbags are economically terrorizing every American! But they prefer the POOR AMERICANS who cannot afford to fight them in court! What Police do on a daily basis is USELESS ABUSE of Americans! They do not solve crimes, or try to catch "bad guys" They try to WRITE TICKETS and file felony charges on people who have HARMED NOBODY! (There is no legitimate #Crime) A "CRIME" requires a VICTIM! What Police charge these Americans under is NOT the "Law of the LAND" They file these charges under "Maritime Admiralty Law" where they can make sh*t up as they go along! NO AMERICAN belongs within the #Jurisdiction of "Maritime Admiralty Law" We ALL belong under COMMON LAW! Police are part of a criminal CORPORATION that harvests Americans for their money PERIOD! https://old.bitchute.com/video/FlIP1BuRR48/?list=subscriptions
    OLD.BITCHUTE.COM
    Cop Follows Man Home After Traffic Stop, then Tases Him Repeatedly | 14 Other Victims | FIRED!
    Video to submit? https://forms.gle/HmwnDQKvwvYPxe967 Blog: https://thecivilrightslawyer.com/ Donate to the Institute for Justice: https://ij.org/support/give-now/thecivilrightslawyer/ Freedom is Scary STEAK RUB! https://quiggysbbq.square.site/produc…
    0 Reacties 0 aandelen 788 Views

  • Man Bites Dog Story: Fraudsters Arbitration Attempts Stopped

    Arbitration Stayed for Suspected Chiropractors’ Fraudulent No Fault Medical Claims

    Post 4921

    Read the full article at https://www.linkedin.com/pulse/man-bites-dog-story-fraudsters-arbitration-attempts-zalma-esq-cfe-5yw6c, see the full video at and at and at https://zalma.com/blog.

    In Government Employees Insurance Company, (“GEICO”) v. Didier Demesmin, M.D., et al, No. 23-CV-6191 (ARR) (MMH), United States District Court, E.D. New York (October 23, 2024) GEICO sought to enjoin defendants Manuel A. Mendoza, D.C. and Mendoza Chiropractic Office PC (collectively the “Mendoza Defendants”) from pursuing certain “no-fault” insurance collection arbitrations or initiating new collections proceedings during the pendency of this lawsuit.

    BACKGROUND

    GEICO provides personal injury protection benefits on a “no-fault” basis, which means that, after an accident, insured drivers and their passengers are entitled to certain benefits for medically necessary healthcare services regardless of who was at fault.

    GEICO sued a group of healthcare providers who allegedly carried out an insurance scheme to obtain fraudulent no-fault benefit payments from GEICO. The USDC granted the motion based on its conclusion that (1) GEICO would experience irreparable harm absent a stay, (2) GEICO raised a serious question going to the merits, and (3) the balance of hardships tipped in GEICO’s favor.

    Subsequently, GEICO requested leave to file a second amended complaint to add allegations concerning the Mendoza defendants which was granted.

    In total, GEICO seeks recovery of more than $5.9 million in wrongfully obtained benefits payments from the three groups of defendants, as well as a declaration that it is not obligated to reimburse defendants for outstanding no-fault claims.

    After filing the second amended complaint, GEICO filed the present motion seeking an order staying all pending no-fault benefits arbitrations between GEICO and the Mendoza defendants and enjoining the Mendoza defendants from commencing new collections proceedings during the pendency of this action.

    DISCUSSION

    GEICO Will Experience Irreparable Harm Absent A Stay.

    Irreparable harm is certain and imminent harm for which a monetary award does not adequately compensate. the risk of inconsistent judgments in no-fault insurance disputes can constitute irreparable harm separate and apart from the expenditure of time and money spent on parallel proceedings. As with the parallel proceedings brought by the Demesmin and Khanan defendants, the risk of inconsistent outcomes is great enough to establish irreparable harm.

    GEICO established irreparable harm because permitting arbitrations to proceed will subject it to a risk of judgments that may be inconsistent with future judicial rulings.

    GEICO Has Shown At Least Some Serious Questions Going To The Merits, And The Balance Of Hardships Tips In Its Favor.

    GEICO’s amended complaint details a complex scheme of fraudulent billing and referrals among a network of chiropractic providers. GEICO’s allegations concerning the Mendoza defendants’ role are well developed through numerous examples of charges billed without proper documentation or under suspicious circumstances and a table of more than 45,000 suspect claims.

    The balance of hardships also tips in GEICO’s favor because the Mendoza defendants have not established any hardship, beyond a delay in reimbursement. Because the defendants will presumably be entitled to collect interest on their pending claims if they prevail, the delay does not outweigh the risk of inconsistent outcomes faced by GEICO.

    A Stay Does Not Violate The Anti-Injunction Act.

    The Anti-Injunction Act (“AIA”) prohibits federal courts from enjoining proceedings in state court “except as expressly authorized by Act of Congress, or where necessary in aid of its jurisdiction, or to protect or effectuate its judgments.” 28 U.S.C. § 2283. The AIA does not, however, limit the court’s authority to enjoin ongoing private arbitration proceedings or the court’s authority to enjoin defendants from initiating future state court proceedings.

    GEICO’s motion was granted and a preliminary injunction was issued: staying all pending no-fault insurance collection arbitrations that have been Commenced against GEICO by or on behalf of the Mendoza defendants, pending the disposition of GEICO’s claims in this action, and enjoining the Mendoza defendants and anyone acting on their behalf from commencing new no-fault arbitrations and litigations against GEICO pending the disposition of GEICO’s claims in this action.

    ZALMA OPINION

    The USDC, and other courts dealing with No-Fault auto insurance claims, has acted to help insurers defeat attempted insurance fraud – a crime in each state like New Jersey – which became necessary because state prosecutors seemed to ignore the crimes reported to them by insurers like GEICO. It is essential that insurers be proactive against fraud to shame the insurance fraud investigators in each state to do their job and prosecute the fraud perpetrators. Every insurer, faced with such fraud, should emulate GEICO.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    Man Bites Dog Story: Fraudsters Arbitration Attempts Stopped Arbitration Stayed for Suspected Chiropractors’ Fraudulent No Fault Medical Claims Post 4921 Read the full article at https://www.linkedin.com/pulse/man-bites-dog-story-fraudsters-arbitration-attempts-zalma-esq-cfe-5yw6c, see the full video at and at and at https://zalma.com/blog. In Government Employees Insurance Company, (“GEICO”) v. Didier Demesmin, M.D., et al, No. 23-CV-6191 (ARR) (MMH), United States District Court, E.D. New York (October 23, 2024) GEICO sought to enjoin defendants Manuel A. Mendoza, D.C. and Mendoza Chiropractic Office PC (collectively the “Mendoza Defendants”) from pursuing certain “no-fault” insurance collection arbitrations or initiating new collections proceedings during the pendency of this lawsuit. BACKGROUND GEICO provides personal injury protection benefits on a “no-fault” basis, which means that, after an accident, insured drivers and their passengers are entitled to certain benefits for medically necessary healthcare services regardless of who was at fault. GEICO sued a group of healthcare providers who allegedly carried out an insurance scheme to obtain fraudulent no-fault benefit payments from GEICO. The USDC granted the motion based on its conclusion that (1) GEICO would experience irreparable harm absent a stay, (2) GEICO raised a serious question going to the merits, and (3) the balance of hardships tipped in GEICO’s favor. Subsequently, GEICO requested leave to file a second amended complaint to add allegations concerning the Mendoza defendants which was granted. In total, GEICO seeks recovery of more than $5.9 million in wrongfully obtained benefits payments from the three groups of defendants, as well as a declaration that it is not obligated to reimburse defendants for outstanding no-fault claims. After filing the second amended complaint, GEICO filed the present motion seeking an order staying all pending no-fault benefits arbitrations between GEICO and the Mendoza defendants and enjoining the Mendoza defendants from commencing new collections proceedings during the pendency of this action. DISCUSSION GEICO Will Experience Irreparable Harm Absent A Stay. Irreparable harm is certain and imminent harm for which a monetary award does not adequately compensate. the risk of inconsistent judgments in no-fault insurance disputes can constitute irreparable harm separate and apart from the expenditure of time and money spent on parallel proceedings. As with the parallel proceedings brought by the Demesmin and Khanan defendants, the risk of inconsistent outcomes is great enough to establish irreparable harm. GEICO established irreparable harm because permitting arbitrations to proceed will subject it to a risk of judgments that may be inconsistent with future judicial rulings. GEICO Has Shown At Least Some Serious Questions Going To The Merits, And The Balance Of Hardships Tips In Its Favor. GEICO’s amended complaint details a complex scheme of fraudulent billing and referrals among a network of chiropractic providers. GEICO’s allegations concerning the Mendoza defendants’ role are well developed through numerous examples of charges billed without proper documentation or under suspicious circumstances and a table of more than 45,000 suspect claims. The balance of hardships also tips in GEICO’s favor because the Mendoza defendants have not established any hardship, beyond a delay in reimbursement. Because the defendants will presumably be entitled to collect interest on their pending claims if they prevail, the delay does not outweigh the risk of inconsistent outcomes faced by GEICO. A Stay Does Not Violate The Anti-Injunction Act. The Anti-Injunction Act (“AIA”) prohibits federal courts from enjoining proceedings in state court “except as expressly authorized by Act of Congress, or where necessary in aid of its jurisdiction, or to protect or effectuate its judgments.” 28 U.S.C. § 2283. The AIA does not, however, limit the court’s authority to enjoin ongoing private arbitration proceedings or the court’s authority to enjoin defendants from initiating future state court proceedings. GEICO’s motion was granted and a preliminary injunction was issued: staying all pending no-fault insurance collection arbitrations that have been Commenced against GEICO by or on behalf of the Mendoza defendants, pending the disposition of GEICO’s claims in this action, and enjoining the Mendoza defendants and anyone acting on their behalf from commencing new no-fault arbitrations and litigations against GEICO pending the disposition of GEICO’s claims in this action. ZALMA OPINION The USDC, and other courts dealing with No-Fault auto insurance claims, has acted to help insurers defeat attempted insurance fraud – a crime in each state like New Jersey – which became necessary because state prosecutors seemed to ignore the crimes reported to them by insurers like GEICO. It is essential that insurers be proactive against fraud to shame the insurance fraud investigators in each state to do their job and prosecute the fraud perpetrators. Every insurer, faced with such fraud, should emulate GEICO. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    0 Reacties 0 aandelen 1K Views 0
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