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Barry Zalma

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2021-10-12 12:50:55 -

Construction Contract Controls Over "Other Insurance" Clause in Policy
Insurer Must Defend and Indemnify Insured Because of Indemnity Agreement in Construction Contract Read the full article at https://www.linkedin.com/pulse/construction-contract-controls-over-other-insurance-zalma-esq-cfe and at https://zalma.com/blog plus more than 3900 posts. The Metropolitan Transit Authority and Long Island Railroad (collectively, “LIRR”), and Admiral...

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Barry Zalma

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2021-10-13 13:21:59 -

#insurance, #claims, #insurance claims, #contract, #policy, #contract interpretation, #policy interpretation, #insurance coverage, #insurance books, #amazon.com,
A Video Explaining the Interpretation of Insurance Contracts Read the full article at https://www.linkedin.com/pulse/rules-contract-interpretation-barry-zalma-esq-cfe and see the full video at https://youtu.be/TktjMrIBaOc and at https://rumble.com/vnnb6q-a-video-explaining-the-interpretation-of-insurance-contracts.html and https://zalma.com/blog plus more than 3950 posts. The following...

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Barry Zalma

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2023-02-24 14:17:00 -

A CGL IS A THIRD PARTY LIABILITY POLICY
CGL is a Third Party Liability Policy Read the full article at https://lnkd.in/gNCwRvre and see the full video at https://lnkd.in/grkMMdfH and at https://lnkd.in/gZKgeh82 and at https://zalma.com/blog plus more than 4450 posts. Judgment Damages Needed for CGL Coverage Posted on February 24, 2023 by Barry Zalma See the full video at...

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Barry Zalma

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2021-08-06 12:36:16 -

A Court Will Not Rewrite a Policy to Provide Coverage not Purchased
The Insured Failed to Prove that Covid Infected Employee Contaminated Food Served Read the full article at https://www.linkedin.com/pulse/court-rewrite-policy-provide-coverage-insured-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3850 posts. RESTAURANTS SHUT DOWN FOR COVID-19 MUST PROVE CONTAMINATION OF FOOD TO RECOVER ON POLICY New Orleans Equity, L.L.C. (“New Orleans...

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Barry Zalma

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2022-06-22 13:03:28 -

A Policy Rescinded Never Existed
Monies Paid on a Claim Before Rescission Ordered Must be Returned to the Insurer Read the full article at https://lnkd.in/gYzeFauZ and at https://zalma.com/blog plus more than 4250 posts. In Tanesha Taybron v. Liberty Mutual Personal Insurance Company, No. 20-10925, United States District Court, E.D. Michigan, Southern Division (May 19, 2022) the USDC resolved claims by...

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Barry Zalma

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2020-12-07 13:46:06 -

A Video Explaining How to Read and Understand Your Homeowoners Policy
How to Read Your Homeowners Insurance Policy Read the full article at https://www.linkedin.com/pulse/video-explaining-how-read-understand-homeowners-zalma-esq-cfe and see the full video at https://youtu.be/-Bgheal3g3g and at https://zalma.com/blog plus more than 3500 posts. Your home is likely your most valuable asset, and a homeowners insurance policy is an important part of protecting...

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Barry Zalma

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2021-03-05 14:04:29 -

A Video Explaining the Appraisal Condition of a Property Insurance Policy
Appraisal – A Means to Resolve Disputes About the Amount of Loss Read the full article at https://www.linkedin.com/pulse/video-explaining-use-application-appraisal-first-zalma-esq-cfe and see the full video at https://rumble.com/veclcj-a-video-explaining-the-use-and-application-of-appraisal-in-first-party-prop.html and at https://youtu.be/o7OqSHL7FMs and at https://zalma.com/blog plus...

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Barry Zalma

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2021-02-04 14:11:15 -

A Video Explaining the Homeowners Policy
The Homeowners Insurance Policy Handbook Read the full article at https://www.linkedin.com/pulse/video-explaining-homeowners-policy-its-acquisition-zalma-esq-cfe and see the full video at https://lnkd.in/gSNmfKS and at https://zalma.com/blog plus more than 3550 posts. Of all insurance acquired in the United States, the most common is the homeowners policy and its sister the tenant’s...

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Barry Zalma

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2020-10-20 15:09:39 -

A Video Explaining the Notice-Prejudice Rule When Interpreting an Insurance Policy
The Notice-Prejudice Rule Limits the Effectiveness of a Material Condition See the full video at https://youtu.be/os_txgbtpu4 The usually uncomplicated phrase “late notice” has become a target of courts that change clear and unambiguous to a situation of confusion and doubt. The timely notice of claims is generally an express requirement of an insurance policy and fundamental to the...

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Barry Zalma

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2021-01-22 14:17:04 -

A Video Explaining the Residence Requirement in a Homeowners Policy
There is no Coverage Under a Homeowners Policy if the Insured Does Not Actually Live There Read the full article at https://www.linkedin.com/pulse/video-explaining-requirement-insured-reside-residence-barry and see the full video at https://youtu.be/nXnfpM-oLxE and at https://zalma.com/blog plus more than 3550 posts. The homeowners policy language unambiguously requires that the property...

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Barry Zalma

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2021-11-29 13:30:49 -

A Bad Faith Claim in a Vacuum is not Actionable
The Insured Has no Right to Control Settlements Made by Insurer Read the full article at https://www.linkedin.com/pulse/bad-faith-claim-vacuum-actionable-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 4000 posts. Moses Taylor Foundation on behalf of Moses Taylor Hospital (“Moses Taylor”), to recover damages for the alleged breach of contract by Defendants, Coverys...

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Barry Zalma

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2021-02-08 14:27:34 -

A Video Explaining the Structure of an Insurance Policy
Property or Liability Insurance Read the full article at https://www.linkedin.com/pulse/video-explaining-structure-insurance-barry-zalma-esq-cfe and see the full video at https://youtu.be/3Xn17QzaBVQ and at https://zalma.com/blog plus more than 3600 posts. Almost all insurance written in the United States is backed by the assets of insurance companies. Some policies are issued by...

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Barry Zalma

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2021-11-23 14:44:41 -

Acquiring a Policy
A Video Explaining How to Acquire a Policy of Insurance Read the full article at https://www.linkedin.com/pulse/acquisition-policy-barry-zalma-esq-cfe and see the full video at https://rumble.com/vpohte-acquisition-of-the-policy.html and at https://youtu.be/OrKrMIemM58 and at https://zalma.com/blog plus more than 4000 posts. The person buying insurance may only acquire insurance from an insurer...

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Barry Zalma

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2021-06-24 12:35:42 -

An Insured Cannot Commit a "Little" Fraud any More than he can be a "Little" Dead
Minor Claims Fraud Voids Entire Policy Read the full article at https://www.linkedin.com/pulse/insured-cannot-commit-little-fraud-anymore-than-dead-barry and at https://zalma.com/blog plus more than 3800 posts. After a fire destroyed plaintiff’s house, plaintiff made a claim on his homeowner’s insurance policy with defendant insurer. Defendant investigated and ultimately denied the...

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Barry Zalma

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2021-04-12 12:27:45 -

Bad Faith Allowed for not Deciding a Subrogating Insurer would Accept a Settlement Never Made
Insurer May Be Punished Even If It Defends And Settles Suit Within Policy Limits Based on the Testimony of an “Expert” who Concluded a Subrogating Insurer Will Always Accept a Policy Limits Demand Read the full article at https://www.linkedin.com/pulse/california-allows-bad-faith-failure-settle-even-when-barry/?published=t and at https://zalma.com/blog plus more than 3650 posts. I...

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Barry Zalma

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2022-11-02 14:11:34 -

Claims Commandments
Claims Commandment Number IV Thou Shall Understand The Policy Read the full article at https://lnkd.in/gGf5zzjp and see the full video at https://lnkd.in/gJXWW43V and at https://lnkd.in/gxE8peEG and at https://zalma.com/blog plus more than 4350 posts. In this the fourth of Fifteen Claims Commandments we deal with the need for every insurance claims professional to read and understand the...

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