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Barry Zalma

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2020-10-20 15:11:26 -

No Coverage for Replacement Cost Until Damage Property Actually Replaced
Appellate Court Refuses to Rewrite Policy Terms to Assist the Plaintiff When a Plaintiff claimed that it was entitled to replacement cost benefits under an insurance policy issued by defendant, based on damage to plaintiff’s warehouse from a storm. Defendant paid plaintiff a total of $165,952.85 under the policy, based on the actual cash value (ACV) for damage to HVAC systems on the...

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Barry Zalma

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2024-07-29 12:52:14 -

Replacement Cost Coverage Limited
Replacement Cost Coverage Limited Courts May not Rewrite Clear & Unambiguous Policy Post 4844 Read the full article at https://lnkd.in/gqyTfnKs, see the full video at https://lnkd.in/g8xMiaTd and at https://lnkd.in/gEHV89Jw, and https://zalma.com/blog plus more than 4800 posts. In Universal Property & Casualty Insurance Company v. Irma Qureshi and George Guerrero, No....

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Barry Zalma

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2021-01-18 14:16:03 -

ACV first then RCV When Actually Repaired
Insurer Properly Held Back Depreciation Before it was Obligated to Pay for Full Replacement CostRead the full article at https://lnkd.in/gSqMtX8 and at https://zalma.com/blog plus more than 3550 posts.In an insurance coverage dispute, plaintiff Jeanette Lanier appealed from a Law Division order granting summary judgment to defendant Farmers Mutual. In Jeanette Lanier v. Farmers Mutual, DOCKET...

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Barry Zalma

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2022-12-02 13:55:58 -

No Indemnity for Old Damage
Minnesota Statute Does not Require Insurer to Pay to Bring Church Property up to Code From Damage Predating Loss Read the full article at https://lnkd.in/gCg-xeCi and see the full video at https://lnkd.in/gWDAee5m and at https://lnkd.in/gXvrZxyM and at https://zalma.com/blog plus more than 4350 posts. St. Matthews Church of God and Christ (St. Matthews) is located in St. Paul, Minnesota sued...

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Barry Zalma

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2021-10-05 12:22:44 -

Unambiguous Policy Condition Must be Enforced
To Obtain Full Replacement Cost Insured Must Repair or Replace Within Two Years of Loss Read the full article at https://www.linkedin.com/pulse/unambiguous-policy-condition-must-followed-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3900 posts. Railroad Avenue Properties, LLC (“Railroad Avenue”) sued Acadia Insurance Company (“Acadia”) for breach...

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Barry Zalma

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2022-09-28 12:49:01 -

What is Actual Cash Value
Insurers, working without legislative or judicial direction, created a working definition of the term “actual cash value.” Read the full article at https://lnkd.in/gAe9qn3B and see the full video at https://lnkd.in/g4gqfKXW and at https://lnkd.in/gU4TfmFX and at https://zalma.com/blog plus more than 4300 posts. Posted on September 28, 2022 by Barry Zalma Insurers,...

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