• The partnership between the CDC and various universities to promote vaccine acceptance through student influencers is just one example of the government's aggressive tactics.
    The U.S. government is reportedly using authoritarian tactics, including censorship and funding social media influencers, students and pastors, to promote COVID-19 vaccines. This has inadvertently spread misinformation and stifled information about alternative treatments.
    Internal reports indicate the CDC has allocated billions of dollars to social media influencers and church leaders to promote vaccines, violating health freedom and spreading misinformation.
    https://www.newstarget.com/2024-12-22-fyk-government-medical-censorship-results-unnecessary-deaths.html
    The partnership between the CDC and various universities to promote vaccine acceptance through student influencers is just one example of the government's aggressive tactics. The U.S. government is reportedly using authoritarian tactics, including censorship and funding social media influencers, students and pastors, to promote COVID-19 vaccines. This has inadvertently spread misinformation and stifled information about alternative treatments. Internal reports indicate the CDC has allocated billions of dollars to social media influencers and church leaders to promote vaccines, violating health freedom and spreading misinformation. https://www.newstarget.com/2024-12-22-fyk-government-medical-censorship-results-unnecessary-deaths.html
    0 Yorumlar 0 hisse senetleri 18 Views
  • Take it down!
    "Scranton Finally Turning on Biden as Officials Demand Removal of His Name from Landmark via" @WestJournalism https://www.westernjournal.com/scranton-finally-turning-biden-officials-demand-removal-name-landmark/?utm_source=Twitter&utm_medium=PostSideSharingButtons&utm_campaign=websitesharingbuttons
    God Bless America, God Save The Republic.
    Take it down! "Scranton Finally Turning on Biden as Officials Demand Removal of His Name from Landmark via" @WestJournalism https://www.westernjournal.com/scranton-finally-turning-biden-officials-demand-removal-name-landmark/?utm_source=Twitter&utm_medium=PostSideSharingButtons&utm_campaign=websitesharingbuttons God Bless America, God Save The Republic.
    WWW.WESTERNJOURNAL.COM
    Scranton Finally Turning on Biden as Officials Demand Removal of His Name from Landmark Roadway
    Some officials in Scranton want President Joe Biden's name removed from local highways after he pardoned a corrupt judge from the area.
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  • https://medforth.org/saudischer-journalist-enthullt-magdeburger-attentater-wurde-der-vergewaltigung-beschuldigt-und-gab-sich-als-ex-muslim-aus-um-in-deutschland-asyl-zu-erhalten/
    https://medforth.org/saudischer-journalist-enthullt-magdeburger-attentater-wurde-der-vergewaltigung-beschuldigt-und-gab-sich-als-ex-muslim-aus-um-in-deutschland-asyl-zu-erhalten/
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  • Axios Chiefs Sound Alarm: Citizen Journalism Controls Flow of Information https://www.infowars.com/posts/axios-chiefs-sound-alarm-citizen-journalism-controls-flow-of-information
    Axios Chiefs Sound Alarm: Citizen Journalism Controls Flow of Information https://www.infowars.com/posts/axios-chiefs-sound-alarm-citizen-journalism-controls-flow-of-information
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  • Demonic Christmas Display at State House Destroyed
    https://nhjournal.com/demonic-christmas-display-at-state-house-destroyed/

    Forget St. Nick; someone in Concord may end up on Satan’s naughty list after The Satanic Temple’s Baphomet statue was destroyed Monday night in an act of yuletide mayhem.

    Concord Deputy Police Chief John Thomas told NHJournal that while the investigation into the vandalism is active and ongoing, he can rule out at least one possible suspect.

    “Santa wouldn’t do this,” Thomas said. “Santa loves everybody.”

    The statue of the hooded demon was found broken in half around 7 p.m. Monday night, a few hours after the marble slab showing The Satanic Temple’s seven principles was cracked.
    Demonic Christmas Display at State House Destroyed https://nhjournal.com/demonic-christmas-display-at-state-house-destroyed/ Forget St. Nick; someone in Concord may end up on Satan’s naughty list after The Satanic Temple’s Baphomet statue was destroyed Monday night in an act of yuletide mayhem. Concord Deputy Police Chief John Thomas told NHJournal that while the investigation into the vandalism is active and ongoing, he can rule out at least one possible suspect. “Santa wouldn’t do this,” Thomas said. “Santa loves everybody.” The statue of the hooded demon was found broken in half around 7 p.m. Monday night, a few hours after the marble slab showing The Satanic Temple’s seven principles was cracked.
    NHJOURNAL.COM
    Demonic Christmas Display at State House Destroyed - NH Journal
    New Hampshire - Demonic Christmas Display at State House Destroyed - NH Journal - Politics
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  • "Let me state the obvious: addictions are unhealthy. They reflect a lack of self-control and prevent us from making choices without external influence. They cloud a clear mind. However, what is worse is when the actions of a government entity obstruct our ability to overcome an addiction. One group in Washington, DC, is doing just that."

    #Vaping #Smoking #DickDurbin #Politics #Democrats #FDA #Woke

    https://issuesinsights.com/2024/12/20/nanny-state-nonsense-hinders-smoking-cessation/
    "Let me state the obvious: addictions are unhealthy. They reflect a lack of self-control and prevent us from making choices without external influence. They cloud a clear mind. However, what is worse is when the actions of a government entity obstruct our ability to overcome an addiction. One group in Washington, DC, is doing just that." #Vaping #Smoking #DickDurbin #Politics #Democrats #FDA #Woke https://issuesinsights.com/2024/12/20/nanny-state-nonsense-hinders-smoking-cessation/
    ISSUESINSIGHTS.COM
    Nanny State Nonsense Hinders Smoking Cessation
    Misguided public health policies, driven by misinformed lawmakers, have resulted in unjustified opposition to safer alternatives for nicotine delivery.
    Like
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  • If Congress does not pass a spending deal and President Biden does not sign it, government funding lapses at 12:01 a.m. Saturday. For the first time in decades, Washington is at an ungovernable impasse. The most likely scenario is for the Democrats to provide the Yes votes to rescue the spending in the bill. However, their price to push through such a bill would be steep - such as securing a commitment from Trump to abandon DOGE and Musk's promised future cuts to government.
    https://tippinsights.com/the-battle-to-reclaim-americas-fiscal-future-strikes-a-blow-to-beltway-banditry/
    If Congress does not pass a spending deal and President Biden does not sign it, government funding lapses at 12:01 a.m. Saturday. For the first time in decades, Washington is at an ungovernable impasse. The most likely scenario is for the Democrats to provide the Yes votes to rescue the spending in the bill. However, their price to push through such a bill would be steep - such as securing a commitment from Trump to abandon DOGE and Musk's promised future cuts to government. https://tippinsights.com/the-battle-to-reclaim-americas-fiscal-future-strikes-a-blow-to-beltway-banditry/
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  • VIDEO - AMERICAN INDEPENDENT JOURNALIST ASSASSINATED IN UKRAINE.... *CLICK ON THE LINK, NOT ON THE PHOTO)-----> https://wimkin.com/video/play/448670
    VIDEO - AMERICAN INDEPENDENT JOURNALIST ASSASSINATED IN UKRAINE.... *CLICK ON THE LINK, NOT ON THE PHOTO)-----> https://wimkin.com/video/play/448670
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  • USAA Punished for it Claims Handling

    Punitive Damages Should be Awarded With Caution and Within Narrow Limits

    Read the full article at https://www.linkedin.com/pulse/usaa-punished-claims-handling-barry-zalma-esq-cfe-nbp2c, see the full video at and at and at https://zalma.com/blog plus more than 4950 posts.

    Posted on December 19, 2024 by Barry Zalma

    DISPUTE OVER HURRICANE DAMAGES RESULTS IN MAJOR PUNITIVE DAMAGES FOR BAD FAITH

    Although he Mississippi Supreme Court recognized the need to only award punitive damages with caution and within narrow limits, it did not limit its award in accordance with that maxim. After almost 19 years of litigation the last appeal resolved the various disputes.
    FACTS

    Hurricane Katrina destroyed Paul and Sylvia Minor’s home on August 29, 2005. The Minors had a homeowner’s insurance policy with United Services Automobile Association (USAA). The USAA policy covered damage caused by wind but excluded damage caused by storm surge or flood. The Minors reported their loss with USAA, which resulted in a years-long coverage dispute. USAA ultimately issued payments for damage it concluded was caused by wind but not for damage it concluded was caused by storm surge or flood.

    The Minors maintained that they suffered a total loss caused by wind and demanded that USAA pay the policy limits. The case proceeded to trial in 2013, and the jury awarded the Minors $1,547,293.37 in compensatory damages.

    In United Services Automobile Association v. Estate Of Sylvia F. Minor, Kathryn Minor and Stephen Minor, No. 2023-CA-00049-SCT, Supreme Court of Mississippi, En Banc (December 5, 2024) resolved the bad faith claims.

    The issue was ultimately presented to a jury. The jury awarded the Minors $10,000,000 in punitive damages and $457,858.89 in extra-contractual damages (solely attorneys’ fees). USAA appealed, raising several assignments of error.

    Trial

    To establish its bad faith claim, the Minor Estate introduced various USAA documents, including (1) portions of the USAA underwriting file; (2) the confidential email regarding (a) the engineer’s March 2006 findings and (b) Bergstrom’s conclusion that USAA would be responsible for paying for all the windows and the contents in rooms with windows; and (3) USAA’s letter to the Minors in June 2006 indicating the majority of damage was due to flooding.

    Punitive Damages

    Punitive damages are considered an ‘extraordinary remedy’ and should be awarded ‘with caution and within narrow limits.'” The Supreme Court found that the evidence presented at trial demonstrates a type of conduct for which punitive damages were designed. The Minor Estate provided sufficient proof that USAA acted in bad faith, with complete disregard for the Estate’s rights.

    Whether The $10 Million Punitive Damages Award Should Be Reversed Or, Alternatively, Reduced.

    USAA alternatively argues that the $10 million verdict should be reduced because it claims that the damages award is a 22:1 ratio and therefore unconstitutionally disproportionate to the extra-contractual damages awarded ($457,858.89). USAA relies on State Farm Mutual Auto Insurance Co. v. Campbell, 538 U.S. 408, 425, 123 S.Ct. 1513, 1524, 155 L.Ed.2d 585 (2003), which states that “[s]ingle-digit multipliers are more likely to comport with due process.” USAA argued that a 1:1 ratio should apply to the damages award here.

    The Supreme Court found that punitive damages is less than seven times the amount of compensatory damages, which it concluded clearly falls within the guideline provided in Campbell.

    A punitive damages award not only serves as a deterrent, it also compensates the plaintiff for its public service in bringing the action. The Supreme Court found the trial court’s decision to force the Minor Estate to use nearly half of its award to pay attorneys’ fees does not adequately compensate the Estate for bringing this action against USAA for its bad faith conduct in handling the Minors’ insurance claim from 2005. Therefore, the Supreme Court concluded that the trial court erred by denying the Estate’s post-trial motion for attorneys’ fees.

    CONCLUSION

    In sum, the trial judge did not err as a matter of law by submitting the issue of punitive damages to jury, and the $10 million award of punitive damages is not unconstitutionally disproportionate. The Supreme Court affirmed the jury verdict awarding the Minor Estate $10 million in punitive damages and $457,858.89 in extra-contractual damages as to attorneys’ fees and reverse the judgment of the trial court and render attorneys’ fees on behalf of the Estate in the amount of $4,500,000, plus post-judgment interest at an annual rate of 4 percent from October 3, 2022, the date of judgment, until paid.

    ZALMA OPINION

    This case that dragged on through the courts of Mississippi for 19 years and resulted in compensatory damages based upon an interpretation finding coverage for the estate and that the insurer’s conduct was so egregious that the estate was entitled to tort damages plus punitive damages many times more than the compensatory damages. The Supreme Court astonishingly concluded that punitive damages were not limited to punishing the insurer but were payment to the estate for its action on behalf of everyone in the state of Mississippi and that they should not be required to pay their lawyers but that payment should come from the insurer as part of its punishment. The Supreme Court ignored the fact that as a result the estate must pay income taxes on the punishment damages since they are not designed to make the insured whole and punished each member and insured of USAA.

    In my opinion it’s time the courts of the USA do away with the tort of bad faith to avoid excessive judgments and allow contract disputes to be enlarged into a major amount of punishment for an insurer who rejected a claim based on interpretation of contract terms and the facts of a loss, like this case. In that regard see my book, It’s Time to Abolish The Tort of Bad Faith Available as a paperback here. Available as a Kindle book here.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    USAA Punished for it Claims Handling Punitive Damages Should be Awarded With Caution and Within Narrow Limits Read the full article at https://www.linkedin.com/pulse/usaa-punished-claims-handling-barry-zalma-esq-cfe-nbp2c, see the full video at and at and at https://zalma.com/blog plus more than 4950 posts. Posted on December 19, 2024 by Barry Zalma DISPUTE OVER HURRICANE DAMAGES RESULTS IN MAJOR PUNITIVE DAMAGES FOR BAD FAITH Although he Mississippi Supreme Court recognized the need to only award punitive damages with caution and within narrow limits, it did not limit its award in accordance with that maxim. After almost 19 years of litigation the last appeal resolved the various disputes. FACTS Hurricane Katrina destroyed Paul and Sylvia Minor’s home on August 29, 2005. The Minors had a homeowner’s insurance policy with United Services Automobile Association (USAA). The USAA policy covered damage caused by wind but excluded damage caused by storm surge or flood. The Minors reported their loss with USAA, which resulted in a years-long coverage dispute. USAA ultimately issued payments for damage it concluded was caused by wind but not for damage it concluded was caused by storm surge or flood. The Minors maintained that they suffered a total loss caused by wind and demanded that USAA pay the policy limits. The case proceeded to trial in 2013, and the jury awarded the Minors $1,547,293.37 in compensatory damages. In United Services Automobile Association v. Estate Of Sylvia F. Minor, Kathryn Minor and Stephen Minor, No. 2023-CA-00049-SCT, Supreme Court of Mississippi, En Banc (December 5, 2024) resolved the bad faith claims. The issue was ultimately presented to a jury. The jury awarded the Minors $10,000,000 in punitive damages and $457,858.89 in extra-contractual damages (solely attorneys’ fees). USAA appealed, raising several assignments of error. Trial To establish its bad faith claim, the Minor Estate introduced various USAA documents, including (1) portions of the USAA underwriting file; (2) the confidential email regarding (a) the engineer’s March 2006 findings and (b) Bergstrom’s conclusion that USAA would be responsible for paying for all the windows and the contents in rooms with windows; and (3) USAA’s letter to the Minors in June 2006 indicating the majority of damage was due to flooding. Punitive Damages Punitive damages are considered an ‘extraordinary remedy’ and should be awarded ‘with caution and within narrow limits.'” The Supreme Court found that the evidence presented at trial demonstrates a type of conduct for which punitive damages were designed. The Minor Estate provided sufficient proof that USAA acted in bad faith, with complete disregard for the Estate’s rights. Whether The $10 Million Punitive Damages Award Should Be Reversed Or, Alternatively, Reduced. USAA alternatively argues that the $10 million verdict should be reduced because it claims that the damages award is a 22:1 ratio and therefore unconstitutionally disproportionate to the extra-contractual damages awarded ($457,858.89). USAA relies on State Farm Mutual Auto Insurance Co. v. Campbell, 538 U.S. 408, 425, 123 S.Ct. 1513, 1524, 155 L.Ed.2d 585 (2003), which states that “[s]ingle-digit multipliers are more likely to comport with due process.” USAA argued that a 1:1 ratio should apply to the damages award here. The Supreme Court found that punitive damages is less than seven times the amount of compensatory damages, which it concluded clearly falls within the guideline provided in Campbell. A punitive damages award not only serves as a deterrent, it also compensates the plaintiff for its public service in bringing the action. The Supreme Court found the trial court’s decision to force the Minor Estate to use nearly half of its award to pay attorneys’ fees does not adequately compensate the Estate for bringing this action against USAA for its bad faith conduct in handling the Minors’ insurance claim from 2005. Therefore, the Supreme Court concluded that the trial court erred by denying the Estate’s post-trial motion for attorneys’ fees. CONCLUSION In sum, the trial judge did not err as a matter of law by submitting the issue of punitive damages to jury, and the $10 million award of punitive damages is not unconstitutionally disproportionate. The Supreme Court affirmed the jury verdict awarding the Minor Estate $10 million in punitive damages and $457,858.89 in extra-contractual damages as to attorneys’ fees and reverse the judgment of the trial court and render attorneys’ fees on behalf of the Estate in the amount of $4,500,000, plus post-judgment interest at an annual rate of 4 percent from October 3, 2022, the date of judgment, until paid. ZALMA OPINION This case that dragged on through the courts of Mississippi for 19 years and resulted in compensatory damages based upon an interpretation finding coverage for the estate and that the insurer’s conduct was so egregious that the estate was entitled to tort damages plus punitive damages many times more than the compensatory damages. The Supreme Court astonishingly concluded that punitive damages were not limited to punishing the insurer but were payment to the estate for its action on behalf of everyone in the state of Mississippi and that they should not be required to pay their lawyers but that payment should come from the insurer as part of its punishment. The Supreme Court ignored the fact that as a result the estate must pay income taxes on the punishment damages since they are not designed to make the insured whole and punished each member and insured of USAA. In my opinion it’s time the courts of the USA do away with the tort of bad faith to avoid excessive judgments and allow contract disputes to be enlarged into a major amount of punishment for an insurer who rejected a claim based on interpretation of contract terms and the facts of a loss, like this case. In that regard see my book, It’s Time to Abolish The Tort of Bad Faith Available as a paperback here. Available as a Kindle book here. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    WWW.LINKEDIN.COM
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    Discover 100 collaborative articles on domains such as Marketing, Public Administration, and Healthcare. Our expertly curated collection combines AI-generated content with insights and advice from industry experts, providing you with unique perspectives and up-to-date information on many skills and their applications.
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  • The International Fake Station's EPIC FAIL - Flat Earth

    https://youtu.be/PZ8wnhjfjBo
    The International Fake Station's EPIC FAIL - Flat Earth https://youtu.be/PZ8wnhjfjBo
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