• How does the SUN "move Northward on the Earth" and then "move Southward on the Earth" when it is supposedly 93 million miles away?

    The #Truth is that the SUN travels in a #Circuit above our Flat and Stationary Earth!
    In the summer time it moves to the NORTH and slows down....

    In the Winter time it moves SOUTH and speeds up!

    THIS IS WHY BIRDS "MIGRATE SOUTH FOR THE WINTER!"

    Do you REALLY believe that birds fly SOUTH
    because of something that is 93 million miles away?

    NO..... The birds are intelligent enough to KNOW that our sun is travelling to the South in the winter time, and they are FOLLOWING IT!

    The sun will be travelling faster when it is in the SOUTH, so the days will be shorter,
    because the Sun will travel FASTER ACROSS THE SKY, making the day shorter!

    It will be colder here in the NORTH because the sun itself is much further away from us, because it has traveled SOUTH, days will be shorter and colder here.

    Then.... when the SUN travels back NORTH it slows down a bit, making it stay overhead longer, and it's CLOSER to us here in the NORTH. So it's HOT!

    The days are LONGER and much hotter because the sun is overhead much closer, and is moving much slower. That seems pretty simple!

    At least it was simple.... BEFORE YOU WERE INDOCTRINATED INTO A #CULT
    How does the SUN "move Northward on the Earth" and then "move Southward on the Earth" when it is supposedly 93 million miles away? The #Truth is that the SUN travels in a #Circuit above our Flat and Stationary Earth! In the summer time it moves to the NORTH and slows down.... In the Winter time it moves SOUTH and speeds up! THIS IS WHY BIRDS "MIGRATE SOUTH FOR THE WINTER!" Do you REALLY believe that birds fly SOUTH because of something that is 93 million miles away? NO..... The birds are intelligent enough to KNOW that our sun is travelling to the South in the winter time, and they are FOLLOWING IT! The sun will be travelling faster when it is in the SOUTH, so the days will be shorter, because the Sun will travel FASTER ACROSS THE SKY, making the day shorter! It will be colder here in the NORTH because the sun itself is much further away from us, because it has traveled SOUTH, days will be shorter and colder here. Then.... when the SUN travels back NORTH it slows down a bit, making it stay overhead longer, and it's CLOSER to us here in the NORTH. So it's HOT! The days are LONGER and much hotter because the sun is overhead much closer, and is moving much slower. That seems pretty simple! At least it was simple.... BEFORE YOU WERE INDOCTRINATED INTO A #CULT
    0 Σχόλια 0 Μοιράστηκε 608 Views
  • Oklahoma State Official Moves to Create “Office of Religious Liberty and Patriotism”
    https://thechristiantribune.com/oklahoma-state-official-moves-to-create-office-of-religious-liberty-and-patriotism/

    FIRST PARAGRAPH: The Oklahoma Education Department, led by the pro-faith State Superintended Ryan Walters, is moving to create the “Office of Religious Liberty and Patriotism.” The initiative is the latest effort from Walters, who has made headlines for his faith-based efforts at the state level, such as putting the Christian Bible back in classrooms across Oklahoma.
    Oklahoma State Official Moves to Create “Office of Religious Liberty and Patriotism” https://thechristiantribune.com/oklahoma-state-official-moves-to-create-office-of-religious-liberty-and-patriotism/ FIRST PARAGRAPH: The Oklahoma Education Department, led by the pro-faith State Superintended Ryan Walters, is moving to create the “Office of Religious Liberty and Patriotism.” The initiative is the latest effort from Walters, who has made headlines for his faith-based efforts at the state level, such as putting the Christian Bible back in classrooms across Oklahoma.
    THECHRISTIANTRIBUNE.COM
    Oklahoma State Official Moves to Create “Office of Religious Liberty and Patriotism”
    The Oklahoma Education Department, led by the pro-faith State Superintended Ryan Walters, is moving to create the "Office of Religious Liberty and
    0 Σχόλια 0 Μοιράστηκε 535 Views
  • Argentina President Joins President Trump to Destroy the NWO, the WEF, and All of Its Entities
    The President of Argentina Javier Milei has now joined forces with President Donald Trump to expose the UN, WEF, and WHO as terrorist organizations trying enforce their 2030 agenda of one world government while removing all human rights and freedoms for tyrannical globalist control through our corrupt governments and media.

    And now you know why the radical left wants to kill them both.
    Delete the Elite is our new mantra.
    https://rumble.com/v5os20b-argentina-president-joins-president-trump-to-destroy-the-nwo-the-wef-and-al.html
    Argentina President Joins President Trump to Destroy the NWO, the WEF, and All of Its Entities The President of Argentina Javier Milei has now joined forces with President Donald Trump to expose the UN, WEF, and WHO as terrorist organizations trying enforce their 2030 agenda of one world government while removing all human rights and freedoms for tyrannical globalist control through our corrupt governments and media. And now you know why the radical left wants to kill them both. Delete the Elite is our new mantra. https://rumble.com/v5os20b-argentina-president-joins-president-trump-to-destroy-the-nwo-the-wef-and-al.html
    0 Σχόλια 1 Μοιράστηκε 718 Views

  • No Breach of Contract no Bad Faith

    Happy Veterans Day to My Fellow Veterans

    Some Claims Proper Some Not

    Read the full article at https://www.linkedin.com/pulse/happy-veterans-day-my-fellow-barry-zalma-esq-cfe-ovpec, shttps://www.linkedin.com/pulse/happy-veterans-day-my-fellow-barry-zalma-esq-cfe-ovpec and at https://zalma.com/blog plus more than 4900 posts.

    Post 4929

    Vepo Design Corporation and its officers (collectively, “Vepo”) appealed the district court’s grant of summary judgment on their breach of contract and bad faith claims against American Economy Insurance Company (“AEIC”). Vepo’s claims relate to AEIC’s denial of coverage following a fire in a laundromat, known as the “Central Laundromat,” which Vepo was developing.

    In Vepo Design Corporation, et al. v. American Economy Insurance Company, No. 23-55634, United States Court of Appeals, Ninth Circuit (November 4, 2024) the issues were resolved serially.

    DECISIONS

    Business Income

    The Ninth Circuit reversed the district court’s grant of summary judgment in favor of AEIC on Vepo’s business income claim, which concerns income Vepo contends it would have earned operating the Central Laundromat if the fire had not occurred. AEIC argued that Vepo’s claim for lost income was too speculative given that the Central Laundromat was still under construction and Vepo had not secured additional financing to own and operate it.

    Construing the facts in the light most favorable to Vepo as the non-moving party the Ninth Circuit concluded that there is sufficient evidence to create a genuine dispute of material fact and that Vepo’s claim for lost business income is not unduly speculative.

    There is evidence that Vepo was contemplating an arrangement under which it would own and operate the Central Laundromat for a period of time before selling it, and that Vepo later engaged in similar arrangements for other laundromats. Vepo, which was experienced in the laundromat industry, also demonstrated that it had a history of securing financing for its laundromat projects and that it intended to refinance the Central Laundromat once a certificate of occupancy was received. Although Vepo had not secured refinancing for the Central Laundromat as of the time of the fire, Vepo’s Principal Owner stated in her declaration and confirmed at her deposition that it was too early to do so in the project timeline. That Vepo had yet to refinance does not render its claim too speculative as a matter of law and its losses are for a jury to decide.

    Extra Expense

    The Ninth Circuit affirmed the district court’s grant of summary judgment in favor of AEIC for the extra expenses that Vepo allegedly incurred in storing laundry equipment in a warehouse owned by Vepo’s sister company following the fire. While the policy only required the expense to be incurred, not paid, there was insufficient evidence to create a triable issue over whether the expense was incurred at all. No payment changed hands between the two entities, and there is no accounting record showing that Vepo was liable for the storage amount. When the same person signed as representative of both entities, does not create a genuine dispute of material fact.

    Lost Profits

    The Ninth Circuit concluded that the district court properly granted summary judgment on Vepo’s claim for lost profits on the prospective sale of the laundromat. Even assuming that such a loss would be covered under the policy, the claim fails because the policy limited coverage to losses that occur within one year of the incident. Vepo’s plan called for it to own and operate the Central Laundromat for at least one year after opening, which would place any hypothetical sale more than a year after the pre-opening fire.

    Individual Personal Property Claims

    The Ninth Circuit affirmed summary judgment for AEIC on the claims by the individual plaintiffs for their own personal property that was allegedly lost in the fire. As the district court correctly found, Vepo did not identify what individual property was lost or its worth. The individual plaintiffs’ claims were too unsupported to create a triable issue.

    Bad Faith

    The Ninth Circuit partially reversed the district court’s grant of summary judgment on Vepo’s bad faith claim, to the extent of the single insurance claim it allowed to go forward-the business income claim.

    The district court may permit any further motions practice on the bad faith claim as it deems appropriate. However, it affirmed the district court’s grant of summary judgment on the bad faith claim insofar as that claim is premised on any of the other breach of contract claims to which AEIC is entitled to judgment as a matter of law.

    There is never a claim for breach of the implied duty of good faith and fair dealing if there was no improper denial of coverage under the policy.

    ZALMA OPINION

    The importance of this case is the reiteration of the law that there can never be a viable tort of bad faith if there is no improper denial of a claim by breach of the insurance contract. If the one cause of action remaining was breached in bad faith and there was no genuine dispute over coverage, that cause can be brought for bad faith damages. The other decisions of the Ninth Circuit were obvious and well reasoned.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    No Breach of Contract no Bad Faith Happy Veterans Day to My Fellow Veterans Some Claims Proper Some Not Read the full article at https://www.linkedin.com/pulse/happy-veterans-day-my-fellow-barry-zalma-esq-cfe-ovpec, shttps://www.linkedin.com/pulse/happy-veterans-day-my-fellow-barry-zalma-esq-cfe-ovpec and at https://zalma.com/blog plus more than 4900 posts. Post 4929 Vepo Design Corporation and its officers (collectively, “Vepo”) appealed the district court’s grant of summary judgment on their breach of contract and bad faith claims against American Economy Insurance Company (“AEIC”). Vepo’s claims relate to AEIC’s denial of coverage following a fire in a laundromat, known as the “Central Laundromat,” which Vepo was developing. In Vepo Design Corporation, et al. v. American Economy Insurance Company, No. 23-55634, United States Court of Appeals, Ninth Circuit (November 4, 2024) the issues were resolved serially. DECISIONS Business Income The Ninth Circuit reversed the district court’s grant of summary judgment in favor of AEIC on Vepo’s business income claim, which concerns income Vepo contends it would have earned operating the Central Laundromat if the fire had not occurred. AEIC argued that Vepo’s claim for lost income was too speculative given that the Central Laundromat was still under construction and Vepo had not secured additional financing to own and operate it. Construing the facts in the light most favorable to Vepo as the non-moving party the Ninth Circuit concluded that there is sufficient evidence to create a genuine dispute of material fact and that Vepo’s claim for lost business income is not unduly speculative. There is evidence that Vepo was contemplating an arrangement under which it would own and operate the Central Laundromat for a period of time before selling it, and that Vepo later engaged in similar arrangements for other laundromats. Vepo, which was experienced in the laundromat industry, also demonstrated that it had a history of securing financing for its laundromat projects and that it intended to refinance the Central Laundromat once a certificate of occupancy was received. Although Vepo had not secured refinancing for the Central Laundromat as of the time of the fire, Vepo’s Principal Owner stated in her declaration and confirmed at her deposition that it was too early to do so in the project timeline. That Vepo had yet to refinance does not render its claim too speculative as a matter of law and its losses are for a jury to decide. Extra Expense The Ninth Circuit affirmed the district court’s grant of summary judgment in favor of AEIC for the extra expenses that Vepo allegedly incurred in storing laundry equipment in a warehouse owned by Vepo’s sister company following the fire. While the policy only required the expense to be incurred, not paid, there was insufficient evidence to create a triable issue over whether the expense was incurred at all. No payment changed hands between the two entities, and there is no accounting record showing that Vepo was liable for the storage amount. When the same person signed as representative of both entities, does not create a genuine dispute of material fact. Lost Profits The Ninth Circuit concluded that the district court properly granted summary judgment on Vepo’s claim for lost profits on the prospective sale of the laundromat. Even assuming that such a loss would be covered under the policy, the claim fails because the policy limited coverage to losses that occur within one year of the incident. Vepo’s plan called for it to own and operate the Central Laundromat for at least one year after opening, which would place any hypothetical sale more than a year after the pre-opening fire. Individual Personal Property Claims The Ninth Circuit affirmed summary judgment for AEIC on the claims by the individual plaintiffs for their own personal property that was allegedly lost in the fire. As the district court correctly found, Vepo did not identify what individual property was lost or its worth. The individual plaintiffs’ claims were too unsupported to create a triable issue. Bad Faith The Ninth Circuit partially reversed the district court’s grant of summary judgment on Vepo’s bad faith claim, to the extent of the single insurance claim it allowed to go forward-the business income claim. The district court may permit any further motions practice on the bad faith claim as it deems appropriate. However, it affirmed the district court’s grant of summary judgment on the bad faith claim insofar as that claim is premised on any of the other breach of contract claims to which AEIC is entitled to judgment as a matter of law. There is never a claim for breach of the implied duty of good faith and fair dealing if there was no improper denial of coverage under the policy. ZALMA OPINION The importance of this case is the reiteration of the law that there can never be a viable tort of bad faith if there is no improper denial of a claim by breach of the insurance contract. If the one cause of action remaining was breached in bad faith and there was no genuine dispute over coverage, that cause can be brought for bad faith damages. The other decisions of the Ninth Circuit were obvious and well reasoned. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    WWW.LINKEDIN.COM
    Discover thousands of collaborative articles on 2500+ skills
    Discover 100 collaborative articles on domains such as Marketing, Public Administration, and Healthcare. Our expertly curated collection combines AI-generated content with insights and advice from industry experts, providing you with unique perspectives and up-to-date information on many skills and their applications.
    0 Σχόλια 0 Μοιράστηκε 2χλμ. Views
  • 55,000 civilians who served as human shields and hoped that they will prevent IDF from engaging with them just because they wanted to protect the new terrorist Hamas that was formed are terrorist in disguise Israel authorities should block access of any aides moving into there and declare that place a terrorist zone and tell innocent civilians to vacates from there immediately
    55,000 civilians who served as human shields and hoped that they will prevent IDF from engaging with them just because they wanted to protect the new terrorist Hamas that was formed are terrorist in disguise Israel authorities should block access of any aides moving into there and declare that place a terrorist zone and tell innocent civilians to vacates from there immediately
    0 Σχόλια 0 Μοιράστηκε 348 Views
  • Hang 'Em High
    Jed Cooper (Clint Eastwood), an ex-lawman turned rancher, is moving a small herd of cattle when a group of nine men on horseback, led by Captain Wilson (Ed Begley Sr.), ride up and accuse him of having stolen the cattle and killed their owner. They refuse to believe his account, stringing him up by the neck and leaving him for dead. Lucky for him, they don't do the job right, and as Cooper dangles there, barely alive, Deputy U.S. Marshal Bliss (Ben Johnson) spots him and cuts him down. After surviving the next few days in Bliss' tumbleweed wagon with the other prisoners, he is cleared of all accusations and released by Judge Fenton (Pat Hingle). Although Cooper witnesses the hanging of the man who really murdered the owner of the cattle and took Cooper's money, he still wants revenge on the nine men who tried to hang him. Fenton insists that he leave the bringing of them to justice to his deputy marshals. Cooper and Fenton, realizing that they need each other, strike an uneasy bargain, Cooper agrees to wear a badge and bring in the men he's looking for to be tried. This task proves easier said than done as Cooper experiences a number of difficulties in capturing all nine members and bringing them to justice. In the course of his quest, Cooper also makes the acquaintance of a young woman Rachel (Inger Stevens), with her own search for justice. The two of them are drawn together, no more so than when Wilson and two of the others try to gun Cooper down in cold blood. The final confrontation between Cooper and Wilson escalates in violence to its savage, irony-laced conclusion.
    https://www.youtube.com/watch?v=X-U2MYYjuXM
    Hang 'Em High Jed Cooper (Clint Eastwood), an ex-lawman turned rancher, is moving a small herd of cattle when a group of nine men on horseback, led by Captain Wilson (Ed Begley Sr.), ride up and accuse him of having stolen the cattle and killed their owner. They refuse to believe his account, stringing him up by the neck and leaving him for dead. Lucky for him, they don't do the job right, and as Cooper dangles there, barely alive, Deputy U.S. Marshal Bliss (Ben Johnson) spots him and cuts him down. After surviving the next few days in Bliss' tumbleweed wagon with the other prisoners, he is cleared of all accusations and released by Judge Fenton (Pat Hingle). Although Cooper witnesses the hanging of the man who really murdered the owner of the cattle and took Cooper's money, he still wants revenge on the nine men who tried to hang him. Fenton insists that he leave the bringing of them to justice to his deputy marshals. Cooper and Fenton, realizing that they need each other, strike an uneasy bargain, Cooper agrees to wear a badge and bring in the men he's looking for to be tried. This task proves easier said than done as Cooper experiences a number of difficulties in capturing all nine members and bringing them to justice. In the course of his quest, Cooper also makes the acquaintance of a young woman Rachel (Inger Stevens), with her own search for justice. The two of them are drawn together, no more so than when Wilson and two of the others try to gun Cooper down in cold blood. The final confrontation between Cooper and Wilson escalates in violence to its savage, irony-laced conclusion. https://www.youtube.com/watch?v=X-U2MYYjuXM
    Like
    1
    0 Σχόλια 2 Μοιράστηκε 1χλμ. Views
  • JD Vance: I Can’t Wait To ‘Clean Up DC’ By ‘Releasing the Epstein Client List’
    https://thepeoplesvoice.tv/jd-vance-i-cant-wait-to-clean-up-dc-by-releasing-the-epstein-client-list/

    According to Vance, the release of Epstein’s client list isn’t merely about revealing names—it’s about identifying who among D.C.’s elite might be compromised and removing those who are beholden to hidden interests.

    The American people have a right to know who’s been orchestrating things from the shadows—and it’s time to hold accountable those who’ve betrayed their country, manipulated through their own dark, twisted secrets.

    JD Vance: I Can’t Wait To ‘Clean Up DC’ By ‘Releasing the Epstein Client List’ https://thepeoplesvoice.tv/jd-vance-i-cant-wait-to-clean-up-dc-by-releasing-the-epstein-client-list/ According to Vance, the release of Epstein’s client list isn’t merely about revealing names—it’s about identifying who among D.C.’s elite might be compromised and removing those who are beholden to hidden interests. The American people have a right to know who’s been orchestrating things from the shadows—and it’s time to hold accountable those who’ve betrayed their country, manipulated through their own dark, twisted secrets.
    THEPEOPLESVOICE.TV
    JD Vance: I Can't Wait To 'Clean Up DC' By 'Releasing the Epstein Client List'
    Sunlight is the best disinfectant, according to J.D. Vance, who has promised to clean up politics by "releasing the Epstein client list."
    0 Σχόλια 0 Μοιράστηκε 686 Views
  • The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible. https://youtu.be/IctoumkMUCM
    The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible. https://youtu.be/IctoumkMUCM
    Like
    1
    0 Σχόλια 0 Μοιράστηκε 484 Views
  • The Black Monk of Pontefract haunting at 30 East Drive, in Pontefract, West Yorkshire, is one of the most famous and chilling hauntings in England. The haunting is centered on the supposed ghost of a 16th-century monk, believed to have been executed for heinous crimes. Locals later nicknamed this spirit "The Black Monk" due to its dark robes and sinister reputation.

    The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible.

    https://youtu.be/IctoumkMUCM
    The Black Monk of Pontefract haunting at 30 East Drive, in Pontefract, West Yorkshire, is one of the most famous and chilling hauntings in England. The haunting is centered on the supposed ghost of a 16th-century monk, believed to have been executed for heinous crimes. Locals later nicknamed this spirit "The Black Monk" due to its dark robes and sinister reputation. The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible. https://youtu.be/IctoumkMUCM
    0 Σχόλια 0 Μοιράστηκε 547 Views
  • Removing Big Pharma ads from fake media TV could result in a 75% loss of
    ad revenue for the industry.
    Achieve two goals at once.
    Dig two holes with one shovel.
    Removing Big Pharma ads from fake media TV could result in a 75% loss of ad revenue for the industry. Achieve two goals at once. Dig two holes with one shovel.
    0 Σχόλια 0 Μοιράστηκε 254 Views
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