Appear for a Scheduled EUO or Lose Failure to Honor Conditions Precedent Voids Coverage in New York Post 4937 Read the full article at https://www.linkedin.com/pulse/appear-scheduled-euo-lose-barry-zalma-esq-cfe-gvkec/, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. State Farm contended that it is entitled to summary judgment because of the failure to appear for examination under oath (EUO) by multiple defendants. State Farm contended that timely notices were properly mailed to the Claimants who failed to appear. In State Farm Mutual Automobile Insurance Company v. Alford A. Smith, M.D., et al, 2024 NY Slip Op 33802(U), Index No. 155607/2020, Motion Seq. No. 003, Supreme Court, New York County, Appellate Division (October 24, 2024) court ruled in favor of State Farm. The Supreme Court of New York County ORDERED that the plaintiff, State Farm Mutual Automobile Insurance Company’s (“State Farm/Plaintiff’), motion for summary judgment was GRANTED against defendants, Alford A. Smith, M.D., P.C., and the multiple other defendants who are doctors, chiropractors and other health services, (hereinafter collectively (“The Defendants”). FACTS The Supreme Court found that the EUO scheduling letters were timely requested and claimants failed to appear at that EUO. The documentary evidence showed that plaintiff sent the EUO scheduling letters to the claimants within 15 business days of receiving the prescribed verification forms as required by New York statute. FRAUD, FAILURE TO APPEAR FOR EUO & FAILURE TO SIGN TRANSCRIPT ARE BREACHES OF MATERIAL CONDITION PRECEDENT The Appellate Division upheld the Supreme Court’s ruling that the failure to appear for an EUO that was requested in a timely fashion by the insurer is a breach of a condition precedent to coverage and voids the policy ab initio. In addition, although claimant Griselda Torres unlike the other defendants, appeared for her EUO, Torres failed to return a subscribed copy of her EUO transcript. State Farm properly and effectively argued that appearing for and testifying at EUO and returning the transcripts of the EUO are conditions precedent to coverage and failure to sign and return the transcript warranted a denial of the claims. State Farm demonstrated in its motion and supporting evidence that multiple claimants breached a condition precedent to coverage by failing to appear for properly noticed EUOs on two separate occasions. Furthermore, claimant Griselda Torres’ failure to subscribe and return the transcript of her EUOsviolated a condition precedent to coverage and warranted denial of the claims. Moreover, there was nothing on the Court’s record to suggest that the scheduled EUOs were not justified, nor held at a place and time that was not reasonably convenient to the defendants. CONCLUSION State Farm’s motion seeking summary judgment in its favor was GRANTED as to THE multiple defendants and it was further ORDERED that any requested relief sought not expressly addressed herein has nonetheless been considered; and it was further ORDERED that the case shall continue against the remaining defendants; and it was further ORDERED that within 30 days of entry, plaintiff shall serve a copy of this decision/order upon the defendants with notice of entry. ZALMA OPINION The defendants in this case were doctors, physicians, chiropractors and other health care providers who billed State Farm for services provided to people who were injured in automobile accidents and assigned their rights to the providers who tried to collect their billings without complying with the EUO condition. They all lost their claims because they refused to appear except one defendant who appeared but failed to sign the transcript of the EUO and return it to State Farm. They all lost their claims and State Farm will continue its actions against many more defendants not subject to the motion. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

https://forex-strategy.com/2024/11/12/states-are-passing-laws-that-effectively-legalize-pedophilia/ States are passing laws that effectively legalize pedophilia The authorities lowered the age of marriage from 18 to 9 years. #politics #children #laws #iraq

VIDEOS: Medical Tyranny Memory Lane PT TWO https://oneway2day.com/2024/10/17/videos-medical-tyranny-memory-lane-pt-two/ SUMMARY: … Why is a “Memory Lane” important when Medical Tyranny seems to be a COVID past? Because Tyranny tends to repeat. AND when FEARMONGERING was used so effectively used to sway compliance by Americans, I have no doubt some form of Tyranny will be forced down the throat of Americans AGAIN! … It would behoove the American Citizen who believes in American Exceptionalism, Constitutional Originalism and the American Christian Heritage – TO REMEMBER…TAKE A LOOK! #MedicalTyranny #ResistTyranny

Trump tells Glenn Beck that a group of individuals at various levels in Washington, D.C. has seized total control from the executive branch, effectively stripping it of power.

https://emfprotection.one/ 5G is not about downloading movies faster, that is just the carrot placed in front of your face. 5G EMF Radiation works with the graphene oxide and nanotechnology in vaccines (along with other heavy metals) to compromise your immune system so pathogens like viruses can take over and put you in a hospital if you don't have adequate protection. You can't escape 5G & EMF microwave radiation! The best thing you do is shielding away it from changing your DNA, cooking your brain, and weakening your immune system. It is even worse for infants, children and seniors. You can shield and protect yourself and your family from them by using 5G specific EMF shielding protection that uses a similar technology in reverse (instead of being a receiver of EMF, you are a reflector instead, and that is a big difference.) Deflect it away from your brain, immune cells and body effectively or else your body will be the 5G router! #emf #5G #radiation #nanotechnology #vaccines

Monstrous Bullets Vaporize Targets Before They Even See It Coming As the arms race intensified, few could have anticipated the astonishing evolution of modern weaponry. Today, we delve into four groundbreaking munitions that redefine lethality on the battlefield. In 1956, the Air Force unveiled the Lockheed F-104A Starfighter at Edwards Air Force Base, astonishing onlookers with its slender wings and incredible 1,500 miles per hour speed. However, it was a mysterious bump on the fuselage that truly captured attention — the introduction of the M61 Vulcan machine gun. With a jaw-dropping firing rate of 6,000 rounds per minute, this weapon revolutionized aerial combat, blending nearly a century of technological evolution with modern firepower. As global tensions escalate, the German Bundeswehr has embraced the MANTIS, a rapid-response auto-defense system. Capable of firing 1,000 rounds in just one minute, this state-of-the-art arsenal can obliterate incoming threats with a response time of just 4.5 seconds. In a world of escalating warfare, the MANTIS stands as a formidable shield for Germany and its allies. Meanwhile, the controversial Raufoss Mk 211 .50-caliber round has emerged as a topic of heated debate. Known for its unparalleled destructive capabilities, this multipurpose ammunition poses a dilemma for military leaders: should such devastating firepower be utilized, or is it too dangerous in populated areas? The whispers surrounding its potential on the battlefield continue to grow, fueling discussions on the ethics of warfare. Lastly, we spotlight the groundbreaking EXACTO bullet, a self-steering innovation that could transform the role of snipers. Developed by DARPA, this remarkable round navigates environmental challenges with astonishing accuracy, giving soldiers the power to engage distant targets safely and effectively. https://youtu.be/j0B9cV_bIDY?si=4oOuF_OLrjvQ7YuL

LaundryPure 2.0 harnesses the power of nature in the laundry room, utilizing cold water infused with hydrogen and oxygen-based oxidizers to effectively bubble and lift dirt from clothing fibers. No hot water or detergent required! https://www.healthytechs.com/laundry-pure

This is a truth post from Monkeywerks FOR ACCURACY AND CLARIFICATION OF INFORMATION GIVEN] (All my information is either from firsthand experience or from trusted sources working as boots on the ground.) We need people with a national audience to put the word out. East Tennessee to Morganton NC is completely compromised. Towns like Old Fort, Spruce Pine, Asheville as well as Hendersonville and Boone are destroyed and will need months if not years to restore. Towns like Lake Lure, chimney rock and bat cave are gone and will probably never be rebuilt. I work for the railroad and the tracks between Morganton and old fort will take weeks to get back in service. Between Old Fort and the Tennessee State line is completely destroyed. The national news media is either lying or ignorant about the actual body count. While I was delivering aid to Asheville a week ago 100 bodies was found in one area. The death toll no doubt will be in the thousands. Unfortunately desperate people are doing what desperate people do in the larger cities, reports of looting, mobs, killings and car jackings simply for the gas that is in their tanks. And they feel as though they have no hope because they have no power, No water, no sewage no roads no internet, no phone service and no timeline of when these utilities are to be restored. Many parts of WNC and ET and other parts of the southeast are now effectively a 3rd world country. People are still stranded in the remote mountains communities with no power, water and cannot leave because the roads have became river beds. As far as infrastructure, multiple dam failures lead to the tsunami like tidal waves and flooding of many cities towns and communities. Where towns were, are now lakes littered with bodies and debris, where were roads and highways, are now dried riverbeds because when the water came it completely diverted gentle streams that ran parallel to the roads into roaring rivers that cut 30’ 40’ 50’ and 100’ gaps in road beds and completely washed away bridges. All major roads in and out of Asheville was completely cut off for a 48 hour time period, many are still impassable. I40 in particular took a tremendous hit, Old fort mountain took multiple mudslides, and through the gorge going into Tennessee the eastbound lanes fell into the the Pigeon River. The both class 1 Railroads in the area have suffered a significant amount of damage and hundreds of miles will have to be repaired, undoubtedly some of it will be abandoned, leaving a gap in our local economy for the years to come. There are stories about people being stranded, starving in the thousands, story’s of body’s hanging from trees and lining the ditches of roads are everywhere. Every morgue in Asheville is full beyond capacity, they are stacking them in the basements awaiting the delivery of refer trucks. There is civilian helicopters flying aid in daily. I can’t speak for everywhere but assistance from national guard units and. FEMA in my area has been minimal, again that is my personal experience. I cannot speak for everywhere. Please speak up for us because no one else is.

This is a truth post from Monkeywerks FOR ACCURACY AND CLARIFICATION OF INFORMATION GIVEN] (All my information is either from firsthand experience or from trusted sources working as boots on the ground.) We need people with a national audience to put the word out. East Tennessee to Morganton NC is completely compromised. Towns like Old Fort, Spruce Pine, Asheville as well as Hendersonville and Boone are destroyed and will need months if not years to restore. Towns like Lake Lure, chimney rock and bat cave are gone and will probably never be rebuilt. I work for the railroad and the tracks between Morganton and old fort will take weeks to get back in service. Between Old Fort and the Tennessee State line is completely destroyed. The national news media is either lying or ignorant about the actual body count. While I was delivering aid to Asheville a week ago 100 bodies was found in one area. The death toll no doubt will be in the thousands. Unfortunately desperate people are doing what desperate people do in the larger cities, reports of looting, mobs, killings and car jackings simply for the gas that is in their tanks. And they feel as though they have no hope because they have no power, No water, no sewage no roads no internet, no phone service and no timeline of when these utilities are to be restored. Many parts of WNC and ET and other parts of the southeast are now effectively a 3rd world country. People are still stranded in the remote mountains communities with no power, water and cannot leave because the roads have became river beds. As far as infrastructure, multiple dam failures lead to the tsunami like tidal waves and flooding of many cities towns and communities. Where towns were, are now lakes littered with bodies and debris, where were roads and highways, are now dried riverbeds because when the water came it completely diverted gentle streams that ran parallel to the roads into roaring rivers that cut 30’ 40’ 50’ and 100’ gaps in road beds and completely washed away bridges. All major roads in and out of Asheville was completely cut off for a 48 hour time period, many are still impassable. I40 in particular took a tremendous hit, Old fort mountain took multiple mudslides, and through the gorge going into Tennessee the eastbound lanes fell into the the Pigeon River. The both class 1 Railroads in the area have suffered a significant amount of damage and hundreds of miles will have to be repaired, undoubtedly some of it will be abandoned, leaving a gap in our local economy for the years to come. There are stories about people being stranded, starving in the thousands, story’s of body’s hanging from trees and lining the ditches of roads are everywhere. Every morgue in Asheville is full beyond capacity, they are stacking them in the basements awaiting the delivery of refer trucks. There is civilian helicopters flying aid in daily. I can’t speak for everywhere but assistance from national guard units and. FEMA in my area has been minimal, again that is my personal experience. I cannot speak for everywhere. Please speak up for us because no one else is.

Ozempic: Would You Put It in Your Body if You Knew it Was Made From Gila Monster Venom? Ozempic is a drug that was inspired by the venom of the Gila monster, a poisonous lizard native to the American Southwest. Here's some information about Ozempic and Gila monster venom: Ozempic's mechanism of action Ozempic mimics a hormone that tells the brain that you're full, and slows digestion. Gila monster venom's components Gila monster venom contains peptides like exendin-3 and exendin-4, which stimulate insulin secretion and slow gastric emptying. Discovery of exendin-4 In the 1980s, scientists isolated exendin-4 from Gila monster venom and found that it was similar to a human hormone called GLP-1. GLP-1 is released after eating and helps control blood sugar levels. Development of Ozempic and Wegovy Research into exendin-4 led to the development of semaglutide, a derivative of the molecule that stays in the body longer. Ozempic and Wegovy both contain semaglutide. Ozempic's original purpose Ozempic was originally developed to treat type 2 diabetes, which occurs when the body can't use insulin effectively. Side effects of Ozempic Common side effects of Ozempic include nausea, diarrhea, abdominal pain, vomiting, and constipation If you would seriously consider using this instead of natural alternatives, your elevator doesn't go to the top floor and you deserve what you get. The question is, will Ozempic really solve your diabetes & weight loss problem without giving you a different problem? How about an alternative? Thousands of natural chemicals in plants have therapeutic health benefits with rarely any side effects. The best natural remedies for diabetes and weight loss: 1. Panax ginseng 2. Berberine Both of these remedies cost a fraction of what a monthly supply of Ozempic or Wegovy would cost you, without the horrible side effects, but Big Pharma really doesn't want you to know about it. https://rumble.com/v5fjtg5-ozempic-would-you-put-it-in-your-body-if-you-