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Barry Zalma

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2021-01-18 14:09:38 -

A Video Explaining the False Swearing Defense
FALSE SWEARING See the full article at https://www.linkedin.com/pulse/video-explaining-false-swearing-defense-insurance-zalma-esq-cfe and see the full video at https://youtu.be/HzbP3Nqdmi4 and at https://zalma.com/blog plus more than 3550 posts. In common language the “false swearing” provision of an insurance policy merely means that if the insured lies under oath the policy is...

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Barry Zalma

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2021-04-19 12:59:28 -

A Video Explaining the Relationship Between Adjuster and Defense Lawyer
Lawyers & Adjusters Must Work Together Read the full article at https://www.linkedin.com/pulse/video-explaining-relationship-between-insurer-defense-barry and see the full video at https://rumble.com/vfq905-a-video-explaining-the-relationship-between-the-insurer-and-defense-counsel.html and at https://youtu.be/Jz8SZFYqTwE and at https://zalma.com/blog plus more than 3700 posts. Defense...

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Barry Zalma

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2023-11-03 13:01:53 -

Admitting Facts that Establish Defense Fatal
Admitting to Facts That Establish Exclusion Is Fatal Read the full article at https://lnkd.in/dPbnCD-N and see full video at https://lnkd.in/d8-Wbdsx and at https://lnkd.in/d2bme4rh and at https://zalma.com/blog plus more than 4650 posts. Not Wise to Burden Appellate Court with Multiple Frivolous Motions After appellant Donya Entertainment, Inc. noticed a “very significant . . ....

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Barry Zalma

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2021-06-17 13:12:15 -

Advice of Counsel as a Defense to Bad Faith
Advice of Counsel as a Defense to the Tort of Bad Faith Posted on June 17, 2021 by Barry Zalma A Video About the Waiver of the Privilege See the full video at https://rumble.com/vimfzd-advice-of-counsel-as-a-defense-to-the-tort-of-bad-faith.html and at https://youtu.be/o464pGcwcK4 INTENTIONAL WAIVER Insurers frequently turn to outside counsel, or internal claims adjusters who are licensed...

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Barry Zalma

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2022-03-03 14:04:07 -

Agent Insured May Not Avoid Fraud Defense
Agent, as Insured, Claimed Knowledge of Agent/Insured’s Fraud is Imputed to the Insurer Read the full article at https://www.linkedin.com/pulse/agent-insured-may-avoid-fraud-defense-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 4100 posts. An insurer asserted a fraud defense to claims for death benefits under life insurance policies. With what the Court of Appeal called...

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Barry Zalma

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2021-06-23 13:00:59 -

Conflicts Between Defense Counsel, Insured and Insurer
A Video Explaining How to Avoid Conflicts of Interest Read the full article at https://www.linkedin.com/pulse/video-conflicts-between-defense-counsel-insured-zalma-esq-cfe and see the full video at https://rumble.com/viw6o5-conflicts-between-defense-counsel-insured-and-insurer.html and at https://youtu.be/7CWIsZBoE8E and at https://zalma.com/blog plus more than 3800 posts. It is imperative that...

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Barry Zalma

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2023-10-17 12:55:45 -

Contributory Negligence Still a Defense in Maryland
Contributory Negligence Still a Defense in Maryland Read the full article at https://lnkd.in/ghX3Ag3k and see the full video at https://lnkd.in/gH8xx6Ru and at https://lnkd.in/ge63B4Y9 and at https://zalma.com/blog plus more than 4600 posts. Reference to Defendant’s Need to Pay is not Inappropriate Mention of Insurance When I was a young adjuster 55 years ago California and every...

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Barry Zalma

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2022-05-24 13:07:11 -

Defense Lawyer Can't Bind Lawyer Who Hired Lawyer to Defend its Insured
DEFENSE LAWYER HIRED BY INSURER DOES NOT BIND INSURER Read the full article at https://lnkd.in/g4sZvcXe and at https://zalma.com/blog plus more than 4200 posts. Comegys, an independent insurance agency, had an independent contractor relationship with Safeco. Comegys was allegedly negligent in procuring automobile insurance for one of its clients, Robert Smith. Comegys offered to settle (and did...

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Barry Zalma

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2023-03-14 12:52:54 -

Defense Refused
No Coverage if Person Fails to Qualify as an Insured Read the full article at https://lnkd.in/dnh5GRsd and see the full video at https://lnkd.in/d-xvHecN and at https://lnkd.in/dj9erj_k and at https://zalma.com/blog plus more than 4450 posts. Plaintiff CSAA Fire & Casualty Insurance Company (CSAA) sued Roman Ramirez and eventually filed a successful Motion for Summary Judgment on the issue...

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Barry Zalma

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2021-05-18 12:59:54 -

A Video About Coverage Counsel
How Claims Counsel & Coverage Counsel and the Adjuster Establishes Coverage Read the full article at https://www.linkedin.com/pulse/video-coverage-counsel-barry-zalma-esq-cfe and see the full video at https://rumble.com/vh6lr9-a-video-about-coverage-counsel.html and at https://youtu.be/lmH7Yy_fJeQ and at https://zalma.com/blog plus more than 3700 posts. The insured may meet with an attorney...

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Barry Zalma

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2021-03-30 13:25:16 -

A Video Explaining the duty to Defend and Potentiality of Indemnity
The Duty to Defend and Potentiality Read the full article at https://www.linkedin.com/pulse/video-explaining-availability-coverage-defense-barry-zalma-esq-cfe/ and see the full video at Read the full article at https://rumble.com/vf5p91-a-video-explaining-the-availability-of-coverage-for-defense-if.html and at https://youtu.be/t6iJrxHe3VE and read the full article at https://zalma.com/blog plus...

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Barry Zalma

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2023-06-27 12:48:54 -

Defense Required Because of Ambiguity
Defense Required Because Exclusion is Ambiguous Read the full article at https://lnkd.in/dkKWyn5n and see the full video at https://lnkd.in/dGKNbQ_Q and at https://lnkd.in/dkp9BSwN and at https://zalma.com/blog plus more than 4550 posts. Even Clear Language in Policy Can be Ambiguous AI Collection of Facial Recognition Images Violates Illinois Statute After Wynndalco Enterprises, LLC was...

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Barry Zalma

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2021-03-17 16:23:12 -

Defense Under Reservation Allows Insurer to Recover Payments from Insured After Finding of No Coverage
An Insurer That Never Owed A Duty To Defend Is Entitled To Reimbursement Read the full article at https://www.linkedin.com/pulse/nevada-finds-defense-costs-incurred-under-reservation-barry and at https://zalma.com/blog plus more than 3600 posts. Denying a defense when there is even a vague possibility of coverage is dangerous to an insurer and can, if coverage exists, cost it unlimited punitive...

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Barry Zalma

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2024-08-18 21:14:44 -

Duty to Defend Under Difficult Fact Situations
Duty to Defend Under Difficult Fact Situations An Excellence in Claims Handling publication from Barry Zalma for subscribers to the Excellence in Claims Handling publication for subscribers only. You can subscribe at https://https://barryzalma.substack.com/subscribe When There Is No Loss to Tangible Property, Insured Who Purchased Valueless Property Cannot Collect from...

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