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- ACV first then RCV When Actually RepairedInsurer Properly Held Back Depreciation Before it was Obligated to Pay for Full Replacement CostRead the full article at https://lnkd.in/gSqMtX8 and at https://zalma.com/blog plus more than 3550 posts.In an insurance coverage dispute, plaintiff Jeanette Lanier appealed from a Law Division order granting summary judgment to defendant Farmers Mutual. In Jeanette Lanier v. Farmers Mutual, DOCKET...0 Комментарии 0 Поделились 3310 Просмотры
- Arson and RestitutionArson and Restitution Read the full article at https://lnkd.in/gzzUfUGN and see the full video at https://lnkd.in/geMcWHvZ and at https://lnkd.in/gMMPBxAw and at https://zalma.com/blog plus more than 4700 posts. Convicted Arsonist Must Pay Restitution A fire at a residential property destroyed several structures and made nearly all of the owner’s personal property unsalvageable. M.W....0 Комментарии 0 Поделились 1233 Просмотры
- Assignment of Claim Against Insurer Proves to be ValuelessInsurance Contracts Must Be Read as They are Written Read the full article at https://www.linkedin.com/pulse/assignment-right-sue-insurer-tortfeasor-valueless-zalma-esq-cfe and at https://zalma.com/blog plus more than 3550 posts. People injured in an accident where the tortfeasor’s insurer refuses to provide a defense or indemnity have two choices: (1) rely on the tortfeasor’s...0 Комментарии 0 Поделились 2390 Просмотры
- Diminution of Value ExcludedDiminution of Value Excluded See the full video at https://lnkd.in/guZ6kXMx and See the full video at https://lnkd.in/gfzZKavH and at https://lnkd.in/gqBTFDuU; and https://zalma.com/blog plus more than 4700 posts. Public Policy Argument Fails for Lack of Evidence of Statute or Judicial Statement Post 4716 Following a car accident, Kenan Watkins (“Watkins”) filed a diminished...0 Комментарии 0 Поделились 1507 Просмотры
- Insured Obligated to Set Policy LimitInsured Obligated to Set Policy Limits Read the full article at https://lnkd.in/gH6NPReP, see the full video at https://lnkd.in/g-fuxbtS and at https://lnkd.in/ghZPfRTQ and at https://zalma.com/blog plus more than 4500 posts. Nebraska Valued Policy Fails Insureds Mark and Michelle Callahan sued their insurer and its agent, seeking to recover damages after their home was destroyed in a fire. The...0 Комментарии 0 Поделились 2370 Просмотры
- No Coverage for Replacement Cost Until Damage Property Actually ReplacedAppellate Court Refuses to Rewrite Policy Terms to Assist the Plaintiff When a Plaintiff claimed that it was entitled to replacement cost benefits under an insurance policy issued by defendant, based on damage to plaintiff’s warehouse from a storm. Defendant paid plaintiff a total of $165,952.85 under the policy, based on the actual cash value (ACV) for damage to HVAC systems on the...0 Комментарии 0 Поделились 2403 Просмотры
- No Indemnity for Old DamageMinnesota Statute Does not Require Insurer to Pay to Bring Church Property up to Code From Damage Predating Loss Read the full article at https://lnkd.in/gCg-xeCi and see the full video at https://lnkd.in/gWDAee5m and at https://lnkd.in/gXvrZxyM and at https://zalma.com/blog plus more than 4350 posts. St. Matthews Church of God and Christ (St. Matthews) is located in St. Paul, Minnesota sued...0 Комментарии 0 Поделились 2350 Просмотры
- The Value of RespectAt the end of the Civil War at Appomattox Courthouse, General Robert E. Lee met with General Ulysses S. Grant to secure the conditions of surrender. After Lee had secured the conditions beneficial to his men it was required that every member of the Army of Northern Virginia was to surrender to union forces. Of all the officers of general rank that Grant had to give the honor of receiving the...0 Комментарии 0 Поделились 2658 Просмотры
- Unambiguous Policy Condition Must be EnforcedTo Obtain Full Replacement Cost Insured Must Repair or Replace Within Two Years of Loss Read the full article at https://www.linkedin.com/pulse/unambiguous-policy-condition-must-followed-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3900 posts. Railroad Avenue Properties, LLC (“Railroad Avenue”) sued Acadia Insurance Company (“Acadia”) for breach...0 Комментарии 0 Поделились 2334 Просмотры
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