• Bonhoeffer: Pastor. Spy. Assassin. | Official Trailer | Angel Studios
    In Theaters Starting Thanksgiving | November 22, 2024
    Learn More at: https://www.angel.com/bonhoeffer
    When a pacifist is called to a political act that could change the course of history, how will a man of honor respond? This is the true story of Dietrich Bonhoeffer, a man who preached love while plotting the assassination of an evil tyrant. With world-shattering stakes, Bonhoeffer: Pastor. Spy. Assassin. begs the question, how far will you go to stand up for what’s right?
    Bonhoeffer: Pastor. Spy. Assassin. | Official Trailer | Angel Studios In Theaters Starting Thanksgiving | November 22, 2024 Learn More at: https://www.angel.com/bonhoeffer When a pacifist is called to a political act that could change the course of history, how will a man of honor respond? This is the true story of Dietrich Bonhoeffer, a man who preached love while plotting the assassination of an evil tyrant. With world-shattering stakes, Bonhoeffer: Pastor. Spy. Assassin. begs the question, how far will you go to stand up for what’s right?
    0 Σχόλια 0 Μοιράστηκε 603 Views
  • RICK MIRACLE VIDEO LIBRARY #1086, WHY IS FEMA STAGING 350 SEMI TRAILERS W EQUIPMENT AT AN OLD AFB

    You can bank on one thing!
    Whatever it is, IT'S UNLAWFUL AND #Evil

    #FEMA is a covert anti-American ARMY on US Soil...
    Kinda like the #Police

    https://old.bitchute.com/video/PAgD6wEryYjN/
    RICK MIRACLE VIDEO LIBRARY #1086, WHY IS FEMA STAGING 350 SEMI TRAILERS W EQUIPMENT AT AN OLD AFB You can bank on one thing! Whatever it is, IT'S UNLAWFUL AND #Evil #FEMA is a covert anti-American ARMY on US Soil... Kinda like the #Police https://old.bitchute.com/video/PAgD6wEryYjN/
    OLD.BITCHUTE.COM
    RICK MIRACLE VIDEO LIBRARY #1086, Why is FEMA Staging 350 Semi Trailers w Equipment at an Old AFB
    video found at: https://www.youtube.com/watch?v=l89iZKotC-8 Nothing, nothing would surprise me anymore! How about YOU? Apparently, the attack on humanity continues. https://gogetfunding.com/2024-fund-to-manufacture-books/ https://www.fac…
    0 Σχόλια 0 Μοιράστηκε 270 Views
  • Why is FEMA Staging 350 Semi Trailers w/Equipment at an Old AFB in Oscoda, Michigan?

    https://www.youtube.com/watch?v=l89iZKotC-8
    🚩Why is FEMA Staging 350 Semi Trailers w/Equipment at an Old AFB in Oscoda, Michigan? https://www.youtube.com/watch?v=l89iZKotC-8
    - YouTube
    Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
    0 Σχόλια 0 Μοιράστηκε 200 Views
  • Why is FEMA staging 350 Semi-Trucks full of “Equipment” in Michigan for “Emergency Situations”
    • On October 28, 2024, a Township meeting occurred in Michigan.
    —— they stated that FEMA will be staging 350+ Semi trailers for of “equipment” for “emergency situations”, specific to six counties.
    These counties are:
    1. Eaton
    2. Ingham
    3. Ionia
    4. Kent
    5. Livingston
    6. Macomb
    https://rumble.com/v5o1r9e-why-is-fema-staging-350-semi-trucks-full-of-equipment-in-michigan-for-emerg.html
    Why is FEMA staging 350 Semi-Trucks full of “Equipment” in Michigan for “Emergency Situations” • On October 28, 2024, a Township meeting occurred in Michigan. —— they stated that FEMA will be staging 350+ Semi trailers for of “equipment” for “emergency situations”, specific to six counties. These counties are: 1. Eaton 2. Ingham 3. Ionia 4. Kent 5. Livingston 6. Macomb https://rumble.com/v5o1r9e-why-is-fema-staging-350-semi-trucks-full-of-equipment-in-michigan-for-emerg.html
    0 Σχόλια 0 Μοιράστηκε 234 Views
  • HOPEFULLY, TRUMP IS DIRECTING THE BUILDING OF THE FIRST TRAILER MOUNTED, 100 MAN GALLOWS.... AND WILL SOON SHOW UP AT YOUR HOUSE, BILL GATES,... TO WATCH YOU, AND MELINDA, "DANCE ON AIR"!!!
    https://media.gab.com/cdn-cgi/image/width=568,quality=100,fit=scale-down/system/media_attachments/files/168/509/851/original/99d5211c7bbc5817.png
    HOPEFULLY, TRUMP IS DIRECTING THE BUILDING OF THE FIRST TRAILER MOUNTED, 100 MAN GALLOWS.... AND WILL SOON SHOW UP AT YOUR HOUSE, BILL GATES,... TO WATCH YOU, AND MELINDA, "DANCE ON AIR"!!!💩💥💩💥 https://media.gab.com/cdn-cgi/image/width=568,quality=100,fit=scale-down/system/media_attachments/files/168/509/851/original/99d5211c7bbc5817.png
    Like
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    0 Σχόλια 0 Μοιράστηκε 349 Views
  • Trailer for new Documentary "All the President's Men" on Tucker Carlson Network
    What price would you pay to serve your country? Would you sacrifice your career? Your reputation? Even your own freedom? Those who served in Donald Trump’s first administration were forced to face these questions in a very real way. Many paid a terrible price. It’s time to tell their stories.
    Unfortunately, you have to join Tucker's network to watch this blockbuster. More information BELOW.
    https://tuckercarlson.com/all-the-presidents-men
    Trailer for new Documentary "All the President's Men" on Tucker Carlson Network What price would you pay to serve your country? Would you sacrifice your career? Your reputation? Even your own freedom? Those who served in Donald Trump’s first administration were forced to face these questions in a very real way. Many paid a terrible price. It’s time to tell their stories. Unfortunately, you have to join Tucker's network to watch this blockbuster. More information BELOW. https://tuckercarlson.com/all-the-presidents-men
    0 Σχόλια 1 Μοιράστηκε 525 Views 0

  • Who’s on First & in What Percentage

    Application of Diverse “Other Insurance” Clauses
    Insurers Protected Insured and Litigated Their Differences

    Post 4920

    Two insurance companies- Gemini and Zurich- asked the Eleventh Circuit Court of Appeal to determine what share of a $2 million settlement each is required to pay. The district court entered judgment for Gemini, ordering that Zurich pay $500,000 plus prejudgment interest. Both parties appealed, with Gemini seeking another $500,000 and Zurich challenging the award of prejudgment interest.

    In Gemini Insurance Company v. Zurich American Insurance Company, No. 22-13495, United States Court of Appeals, Eleventh Circuit (October 23, 2024) the competing “other insurance clauses” were resolved.
    FACTS

    After the death of Josue Vallejo, who was struck by a tractor-trailer operated by an employee of FSR Trucking, Inc two of three insurers disputed what proportion of the settlement each should pay. Zurich insured FSR, through its coverage of Commercial, for $1 million. Gemini also insured FSR for $3 million.

    The Vallejo claim settled for $3 million, of which Gemini contributed $2 million. Ryder’s insurance company, which is not a party to this appeal, contributed the other $1 million. Gemini and Zurich agree that they each owe a share of the $2 million, but dispute how much each one must pay. Under Gemini’s theory, they each owe $1 million. Under Zurich’s theory, they each owe their pro rata share, which is $500,000 for Zurich and $1.5 million for Gemini.

    The different theories of coverage turn on the application of the two policies’ “other insurance” clauses, which generally function to apportion coverage when there is overlapping insurance. Gemini argues that its policy is excess to Zurich’s, while Zurich argues that the policies attach at the same level and thus trigger pro rata contribution.

    Gemini sued Zurich for a declaratory judgment in its favor and an award of $1 million plus interest under claims of contractual subrogation or equitable subrogation/contribution. Zurich tendered $500,000 to Gemini to satisfy its pro rata share. Gemini, however, continued to litigate for the other $500,000 plus interest on the entire amount.

    Gemini appealed the District Court’s ruling in favor of Zurich and sought to obtain the other $500,000.

    ANALYSIS

    In Florida, where more than one insurer’s policy provides coverage for a loss, as the parties agree is the case here, it is appropriate to review the insurance contracts to see if the documents address the ‘ranking’ or contribution of other insurers.
    The Other Insurance Clauses

    Gemini’s “other insurance” clause provides: “This insurance is excess over and shall not contribute with any of the other insurance, whether primary, excess, contingent or on any other basis. This condition will not apply to insurance specifically written as excess over this policy.”

    Zurich’s “other insurance” clause is slightly different. “When this Coverage Form and any other Coverage Form or policy covers on the same basis, either excess or primary, we will pay only our share. Our share is the proportion that the Limit of Insurance of our Coverage Form bears to the total of the limits of all the Coverage Forms and policies covering on the same basis.

    Interpretation of the “Other Insurance” Clauses

    Where two insurance policies contain excess insurance clauses the clauses are deemed mutually repugnant and both insurers become primary and share the loss on a pro rata basis in accordance with their policy limits. Zurich argued, and the district court agreed, that both policies contain excess clauses such as pro rata contribution results.

    The Eleventh Circuit Court of Appeals sided with Gemini because when two policies containing conflicting “other insurance” or excess [uninsured/underinsured motorist] clauses.

    In sum an “other insurance” clause containing the phrase “we will pay the proportion of damages payable as excess” means that the clause was pro rata, even though it also characterized itself as an excess clause. Moreover, the Eleventh Circuit concluded both policies were primary.

    The Eleventh Circuit reversed the district court’s resolution of the cross-motions for summary judgment with regard to the amount of contribution and remanded the case for entry of judgment in favor of Gemini for the principal amount of $1,000,000, with the understanding that Zurich has already paid half of that sum. Upon entry of the amended final judgment on remand, Gemini will be the prevailing party. When a verdict liquidates damages on a plaintiff’s out-of-pocket, pecuniary losses, plaintiff is entitled, as a matter of law, to prejudgment interest at the statutory rate from the date of that loss.

    The Eleventh Circuit reversed the district court’s resolution of the cross-motions for summary judgment and remanded for the court to enter judgment in favor of Gemini in the principal amount of $1,000,000 understanding that Zurich has already paid $500,000. It also affirmed the award of prejudgment interest on the first $500,000 and direct the court to award Gemini prejudgment interest on the second $500,000 from February 7, 2019, until the date of the amended final judgment.

    ZALMA OPINION

    The three insurers of the defendant did the right thing by protecting the insured and then resolving their dispute over the share owed in court. Although insurance companies, generally, should not sue each other. “Other Insurance” clauses invariably raise disputes between insurers and often cause hardship to the insured. In this case Gemini, Zurich and an unnamed insurer put up the $3 million to settle and then Gemini and Zurich sued to clarify who owed what. The Eleventh Circuit found that the District Court was wrong because interpreting the competing “other insurance” clauses should have resulted in a finding that both Gemini and Zurich were primary insurers and each owed $1 million of the settlement and Zurich owed Gemini $500,000 plus interest.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    Who’s on First & in What Percentage Application of Diverse “Other Insurance” Clauses Insurers Protected Insured and Litigated Their Differences Post 4920 Two insurance companies- Gemini and Zurich- asked the Eleventh Circuit Court of Appeal to determine what share of a $2 million settlement each is required to pay. The district court entered judgment for Gemini, ordering that Zurich pay $500,000 plus prejudgment interest. Both parties appealed, with Gemini seeking another $500,000 and Zurich challenging the award of prejudgment interest. In Gemini Insurance Company v. Zurich American Insurance Company, No. 22-13495, United States Court of Appeals, Eleventh Circuit (October 23, 2024) the competing “other insurance clauses” were resolved. FACTS After the death of Josue Vallejo, who was struck by a tractor-trailer operated by an employee of FSR Trucking, Inc two of three insurers disputed what proportion of the settlement each should pay. Zurich insured FSR, through its coverage of Commercial, for $1 million. Gemini also insured FSR for $3 million. The Vallejo claim settled for $3 million, of which Gemini contributed $2 million. Ryder’s insurance company, which is not a party to this appeal, contributed the other $1 million. Gemini and Zurich agree that they each owe a share of the $2 million, but dispute how much each one must pay. Under Gemini’s theory, they each owe $1 million. Under Zurich’s theory, they each owe their pro rata share, which is $500,000 for Zurich and $1.5 million for Gemini. The different theories of coverage turn on the application of the two policies’ “other insurance” clauses, which generally function to apportion coverage when there is overlapping insurance. Gemini argues that its policy is excess to Zurich’s, while Zurich argues that the policies attach at the same level and thus trigger pro rata contribution. Gemini sued Zurich for a declaratory judgment in its favor and an award of $1 million plus interest under claims of contractual subrogation or equitable subrogation/contribution. Zurich tendered $500,000 to Gemini to satisfy its pro rata share. Gemini, however, continued to litigate for the other $500,000 plus interest on the entire amount. Gemini appealed the District Court’s ruling in favor of Zurich and sought to obtain the other $500,000. ANALYSIS In Florida, where more than one insurer’s policy provides coverage for a loss, as the parties agree is the case here, it is appropriate to review the insurance contracts to see if the documents address the ‘ranking’ or contribution of other insurers. The Other Insurance Clauses Gemini’s “other insurance” clause provides: “This insurance is excess over and shall not contribute with any of the other insurance, whether primary, excess, contingent or on any other basis. This condition will not apply to insurance specifically written as excess over this policy.” Zurich’s “other insurance” clause is slightly different. “When this Coverage Form and any other Coverage Form or policy covers on the same basis, either excess or primary, we will pay only our share. Our share is the proportion that the Limit of Insurance of our Coverage Form bears to the total of the limits of all the Coverage Forms and policies covering on the same basis. Interpretation of the “Other Insurance” Clauses Where two insurance policies contain excess insurance clauses the clauses are deemed mutually repugnant and both insurers become primary and share the loss on a pro rata basis in accordance with their policy limits. Zurich argued, and the district court agreed, that both policies contain excess clauses such as pro rata contribution results. The Eleventh Circuit Court of Appeals sided with Gemini because when two policies containing conflicting “other insurance” or excess [uninsured/underinsured motorist] clauses. In sum an “other insurance” clause containing the phrase “we will pay the proportion of damages payable as excess” means that the clause was pro rata, even though it also characterized itself as an excess clause. Moreover, the Eleventh Circuit concluded both policies were primary. The Eleventh Circuit reversed the district court’s resolution of the cross-motions for summary judgment with regard to the amount of contribution and remanded the case for entry of judgment in favor of Gemini for the principal amount of $1,000,000, with the understanding that Zurich has already paid half of that sum. Upon entry of the amended final judgment on remand, Gemini will be the prevailing party. When a verdict liquidates damages on a plaintiff’s out-of-pocket, pecuniary losses, plaintiff is entitled, as a matter of law, to prejudgment interest at the statutory rate from the date of that loss. The Eleventh Circuit reversed the district court’s resolution of the cross-motions for summary judgment and remanded for the court to enter judgment in favor of Gemini in the principal amount of $1,000,000 understanding that Zurich has already paid $500,000. It also affirmed the award of prejudgment interest on the first $500,000 and direct the court to award Gemini prejudgment interest on the second $500,000 from February 7, 2019, until the date of the amended final judgment. ZALMA OPINION The three insurers of the defendant did the right thing by protecting the insured and then resolving their dispute over the share owed in court. Although insurance companies, generally, should not sue each other. “Other Insurance” clauses invariably raise disputes between insurers and often cause hardship to the insured. In this case Gemini, Zurich and an unnamed insurer put up the $3 million to settle and then Gemini and Zurich sued to clarify who owed what. The Eleventh Circuit found that the District Court was wrong because interpreting the competing “other insurance” clauses should have resulted in a finding that both Gemini and Zurich were primary insurers and each owed $1 million of the settlement and Zurich owed Gemini $500,000 plus interest. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    BARRYZALMA.SUBSTACK.COM
    Subscribe to Excellence in Claims Handling
    A series of writings and/or videos to help understand insurance, insurance claims, and becoming an insurance claims professional and who need to provide or receive competent and Excellence in Claims Handling. Click to read Excellence in Claims Handling, by Barry Zalma, a Substack publication with thousands of subscribers.
    0 Σχόλια 0 Μοιράστηκε 1χλμ. Views
  • Offend-a-Commie
    The Trailer
    https://www.youtube.com/watch?v=5fzZFQBXSLM
    Offend-a-Commie The Trailer https://www.youtube.com/watch?v=5fzZFQBXSLM
    Like
    2
    0 Σχόλια 0 Μοιράστηκε 112 Views
  • I'D PAY FOR THE ROPE, AND THE LUMBER, AND HARDWARE, AND PAY FOR THE WORKERS,... AND THEIR TRAVEL,... TO BUILD A STURDY, GALLOWS ON A TRAILER".... AND TAKE IT TO WASHINGTON D.C., ON ELECTION DAY,.... WITH A SIGN "TRAITORS, TYRANTS, AND THEIR HENCHMEN, WELCOME!!! SERVICE WITH A SMILE!!!... JESUS WANTS TO MEET YOU, NOW!!!!"....
    I'D PAY FOR THE ROPE, AND THE LUMBER, AND HARDWARE, AND PAY FOR THE WORKERS,... AND THEIR TRAVEL,... TO BUILD A STURDY, GALLOWS ON A TRAILER".... AND TAKE IT TO WASHINGTON D.C., ON ELECTION DAY,.... WITH A SIGN "TRAITORS, TYRANTS, AND THEIR HENCHMEN, WELCOME!!! SERVICE WITH A SMILE!!!... JESUS WANTS TO MEET YOU, NOW!!!!"....💩💥
    Love
    Haha
    2
    3 Σχόλια 0 Μοιράστηκε 560 Views
  • A Night in Old Mexico
    https://www.youtube.com/watch?v=KXe7X0hnGx4
    Age restricted video: You must watch it on YouTube to confirm your age.
    Forced to give up his land and his only home, cantankerous Texas rancher Red Bovie isn't about to go quietly to the dismal trailer park that's all he can now afford, and instead goes off with his grandson Gally - son of his long- estranged son Jimmy - for one last wild and woolly adventure during a night in Old Mexico.
    A Night in Old Mexico https://www.youtube.com/watch?v=KXe7X0hnGx4 Age restricted video: You must watch it on YouTube to confirm your age. Forced to give up his land and his only home, cantankerous Texas rancher Red Bovie isn't about to go quietly to the dismal trailer park that's all he can now afford, and instead goes off with his grandson Gally - son of his long- estranged son Jimmy - for one last wild and woolly adventure during a night in Old Mexico.
    0 Σχόλια 1 Μοιράστηκε 479 Views
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