• US PROMOTES FREE SPEECH ABROAD WHILE USING NGOS TO CENSOR INFORMATION AT HOME.

    #Trump and every other political #Parasite are lying sacks of feces!

    They WANT Censorship in violation of the Constitution!

    Not Trump SAYS he wants Free Speech...
    Right up until you speak #Truth about a #Jew!

    THEN he wants you sent to PRISON!
    Because HE is a Jew!

    And on top of that, he wants our #Criminal filled #Police Departments to be MORE "ABOVE THE LAW" than they already are!

    Bullshit!
    Police have no more rights than ANY other American!
    And it is time to toss "Qualified Immunity" AND time to ENFORCE
    FEDERAL LAW... Namely TITLE 18 U.S.C. § 241 & 18 U.S.C. § 242!

    These are laws on the books to hold government accountable!
    PROSECUTORS are criminal and complicit, so THE PEOPLE need to convene a grand jury THEMSELVES and see that criminal Police are held accountable

    (Along with Prosecutors who fail to uphold these statutes)

    It's up to YOU to hold the criminals in government accountable!
    They are not going to do it themselves!

    https://old.bitchute.com/video/8KO9xuqOkxDu/
    US PROMOTES FREE SPEECH ABROAD WHILE USING NGOS TO CENSOR INFORMATION AT HOME. #Trump and every other political #Parasite are lying sacks of feces! They WANT Censorship in violation of the Constitution! Not Trump SAYS he wants Free Speech... Right up until you speak #Truth about a #Jew! THEN he wants you sent to PRISON! Because HE is a Jew! And on top of that, he wants our #Criminal filled #Police Departments to be MORE "ABOVE THE LAW" than they already are! Bullshit! Police have no more rights than ANY other American! And it is time to toss "Qualified Immunity" AND time to ENFORCE FEDERAL LAW... Namely TITLE 18 U.S.C. § 241 & 18 U.S.C. § 242! These are laws on the books to hold government accountable! PROSECUTORS are criminal and complicit, so THE PEOPLE need to convene a grand jury THEMSELVES and see that criminal Police are held accountable (Along with Prosecutors who fail to uphold these statutes) It's up to YOU to hold the criminals in government accountable! They are not going to do it themselves! https://old.bitchute.com/video/8KO9xuqOkxDu/
    OLD.BITCHUTE.COM
    US promotes free speech abroad while using NGOs to censor information at home.
    US promotes free speech abroad while using NGOs to censor information at home. on December 14th, 2024 The US State Department's Global Engagement Center, tasked with combating alleged disinformation, is facing shutdown after Republican lawmakers re…
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  • DEMOCRATS STICK TOGETHER WHEN IT'S TIME TO VOTE AND SCREW THE COUNTRY BUT THEY CAN'T COME TOGETHER TO SAY GOOD-BYE TO ONE OF THEIR OWN...
    DEMOCRATS STICK TOGETHER WHEN IT'S TIME TO VOTE AND SCREW THE COUNTRY BUT THEY CAN'T COME TOGETHER TO SAY GOOD-BYE TO ONE OF THEIR OWN...
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  • A no-brainer for sure, the rating of 89 is that the Dutch monster is one of the top defenders in football. And his statistics on FC 25 reflect this. As imposing on the ground as anyone and his speed, strength and defensive posture ensure that every attack is ripped to pieces around him. Speed of 88 sprints and strong 92 make VVD an athletic freak with 90 interceptions. defensive awareness of 92 along with 92 standing tackle indicate VVD is an expert at reading the game and could walk into any team.

    Alongside Van Dijk at the back Van Dijk is joined by Joe Gomez. While boasting a lower score over Joel Matip, Gomez has an impressive pace, with an 85 sprint speed. This means that he's able to keep up with strikers who are fast and can track the deadly central runs. While he boasts average defensive statistics however, his speed alone can get him in the team ahead of Matip who is too slow to play in such a fast-paced game such as FC 25.

    The final player to be defended the defense is Trent Alexander-Arnold. The 18-year-old Englishman is a master of passing and his 92 cross-field with 90 long passing statistics make it possible for him to pick massive long balls and score lots of assists. Although not the fastest fullback, with only a speed of 78. Trent makes up for the slowness in his overall ability and similar to Robertson to the opposite side his versatility and speed of thought as well as the speed of his attack highlight the efficiency of his game in the forward direction.

    In the midfield, starting off is a player that could easily be a center-back should it be needed. With defensive statistics such as the 88 interception rate and 86 defense awareness the Brazilian can break up attacks and guard the back line without difficulties. Physically, his stamina of 88 is essential as he'll be able to do a lot of work perform defensively. However, his strong passing also allows him to shoot balls forward and create attacks, and his high work rate defensively ensures he can return whenever needed.

    The next player to watch will be Jordan Henderson. He is rated 84 and has not having any stats that exceed 90. Henderson is missing a bit of the glitter that's been sprinkled over the players who are more flashy. However, if hardworking, solid and tough midfielder play is what you need Look at this player. With no real weaknesses in any area and a great fit for the box-to-box position and can link attack and defense superbly, and is sturdy and reliable midfield.

    Alongside Henderson and rounding out the midfield trio The other midfielder is Thiago. Thiago is a Spaniard is rated 86 in FC 25 that is composed of 90dribbling and 91 agility and 90 stability, making him a formidable player on the ball. While his strength is 59. which implies that he isn't able to win the physical fight but the ball is attached to his boot when moving, which means he is able to get out of the tightest of spaces. The other benefit is the five-star skills that make playing Thiago an absolute blast for those who enjoy to slam tricks and add a touch of spice to their build-up.

    The left wing of the team is a player who has moved to Bayern Munich in the real world. For those who love Liverpool In FC 25 he's still at Anfield and could be the first name to appear on the team's sheet. With four-star capabilities as well as a weak foot that is four stars and 91 speed, Mane is almost unplayable in wide areas. He's also able to slash over defenders with his raw speed or take them down with footwork. If he's on the field Mane's 86-percent finishing rate means he doesn't skimp on his lines and is able to assist teammates by cutting balls back and forth across the the goal.

    The other wing views the Egyptian the King Mo Salah as another easy option when playing alongside Liverpool. Like Mane the speed shooting, dribbling and shooting stats are top-quality and the moment the striker gets on his deadly left foot, it's almost certain to score. Similar to center-forwards, Salah's finishing ability is comparable to most attackers, and his 91 position means you'll always be on the receiving end of through balls or crosses and is ready to strike whatever is in the box.

    We also have the false nine or the deep-lying forward position. While Roberto Firmino has been a central figure in the Liverpool team of recent times however, the arrival of Diogo Jota has offered an outstanding option for the top position for the Anfield team. Alongside 85 dribbling and 85 finishing Jota's speed of 87 and five-star weak foot which allows him to join the team before Firmino. He's able to slash through long balls and get around the defenders, whether scoring himself or serving as the two top players on the wing.
    Best EA FC 25 Coins shop is MMOexp.com.
    A no-brainer for sure, the rating of 89 is that the Dutch monster is one of the top defenders in football. And his statistics on FC 25 reflect this. As imposing on the ground as anyone and his speed, strength and defensive posture ensure that every attack is ripped to pieces around him. Speed of 88 sprints and strong 92 make VVD an athletic freak with 90 interceptions. defensive awareness of 92 along with 92 standing tackle indicate VVD is an expert at reading the game and could walk into any team. Alongside Van Dijk at the back Van Dijk is joined by Joe Gomez. While boasting a lower score over Joel Matip, Gomez has an impressive pace, with an 85 sprint speed. This means that he's able to keep up with strikers who are fast and can track the deadly central runs. While he boasts average defensive statistics however, his speed alone can get him in the team ahead of Matip who is too slow to play in such a fast-paced game such as FC 25. The final player to be defended the defense is Trent Alexander-Arnold. The 18-year-old Englishman is a master of passing and his 92 cross-field with 90 long passing statistics make it possible for him to pick massive long balls and score lots of assists. Although not the fastest fullback, with only a speed of 78. Trent makes up for the slowness in his overall ability and similar to Robertson to the opposite side his versatility and speed of thought as well as the speed of his attack highlight the efficiency of his game in the forward direction. In the midfield, starting off is a player that could easily be a center-back should it be needed. With defensive statistics such as the 88 interception rate and 86 defense awareness the Brazilian can break up attacks and guard the back line without difficulties. Physically, his stamina of 88 is essential as he'll be able to do a lot of work perform defensively. However, his strong passing also allows him to shoot balls forward and create attacks, and his high work rate defensively ensures he can return whenever needed. The next player to watch will be Jordan Henderson. He is rated 84 and has not having any stats that exceed 90. Henderson is missing a bit of the glitter that's been sprinkled over the players who are more flashy. However, if hardworking, solid and tough midfielder play is what you need Look at this player. With no real weaknesses in any area and a great fit for the box-to-box position and can link attack and defense superbly, and is sturdy and reliable midfield. Alongside Henderson and rounding out the midfield trio The other midfielder is Thiago. Thiago is a Spaniard is rated 86 in FC 25 that is composed of 90dribbling and 91 agility and 90 stability, making him a formidable player on the ball. While his strength is 59. which implies that he isn't able to win the physical fight but the ball is attached to his boot when moving, which means he is able to get out of the tightest of spaces. The other benefit is the five-star skills that make playing Thiago an absolute blast for those who enjoy to slam tricks and add a touch of spice to their build-up. The left wing of the team is a player who has moved to Bayern Munich in the real world. For those who love Liverpool In FC 25 he's still at Anfield and could be the first name to appear on the team's sheet. With four-star capabilities as well as a weak foot that is four stars and 91 speed, Mane is almost unplayable in wide areas. He's also able to slash over defenders with his raw speed or take them down with footwork. If he's on the field Mane's 86-percent finishing rate means he doesn't skimp on his lines and is able to assist teammates by cutting balls back and forth across the the goal. The other wing views the Egyptian the King Mo Salah as another easy option when playing alongside Liverpool. Like Mane the speed shooting, dribbling and shooting stats are top-quality and the moment the striker gets on his deadly left foot, it's almost certain to score. Similar to center-forwards, Salah's finishing ability is comparable to most attackers, and his 91 position means you'll always be on the receiving end of through balls or crosses and is ready to strike whatever is in the box. We also have the false nine or the deep-lying forward position. While Roberto Firmino has been a central figure in the Liverpool team of recent times however, the arrival of Diogo Jota has offered an outstanding option for the top position for the Anfield team. Alongside 85 dribbling and 85 finishing Jota's speed of 87 and five-star weak foot which allows him to join the team before Firmino. He's able to slash through long balls and get around the defenders, whether scoring himself or serving as the two top players on the wing. Best EA FC 25 Coins shop is MMOexp.com.
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  • ENCORE WEEKEND - ADHD, Autism, And Chronic Disease Parenting Summit – From Now Through Sunday, December 15th at 11:59 PM Pacific Time

    https://terrylclark.substack.com/p/encore-weekend-adhd-autism-and-chronic
    ENCORE WEEKEND - ADHD, Autism, And Chronic Disease Parenting Summit – From Now Through Sunday, December 15th at 11:59 PM Pacific Time https://terrylclark.substack.com/p/encore-weekend-adhd-autism-and-chronic
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  • A Personal Announcement
    A personal announcement from Candace Owens.
    Democrat President Lyndon Baines Johnson was behind this. It was his attempt to use this as a False Flag to get us into World War 3. Once upon a time there was a video about it entitled, "LBJ Did It" but it has since been scrubbed from the internet. It also contained information proving he was behind JFK's assassination.
    https://rumble.com/v5ybmmb-a-personal-announcement.html
    @realDonaldTrump
    A Personal Announcement A personal announcement from Candace Owens. Democrat President Lyndon Baines Johnson was behind this. It was his attempt to use this as a False Flag to get us into World War 3. Once upon a time there was a video about it entitled, "LBJ Did It" but it has since been scrubbed from the internet. It also contained information proving he was behind JFK's assassination. https://rumble.com/v5ybmmb-a-personal-announcement.html @realDonaldTrump
    0 Comments 1 Shares 105 Views
  • DENY DENY DENY. THEN CALL EVERYONE LIARS...
    WHITE HOUSE UPDATE ON DRONE SIGHTINGS: "We have no evidence at this time that the reported drone sightings pose a national security or a public safety threat or have a foreign nexus... We have not been able to...corroborate any of the reported visual sightings."
    DENY DENY DENY. THEN CALL EVERYONE LIARS... WHITE HOUSE UPDATE ON DRONE SIGHTINGS: "We have no evidence at this time that the reported drone sightings pose a national security or a public safety threat or have a foreign nexus... We have not been able to...corroborate any of the reported visual sightings."
    Like
    1
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  • TIME TO SHUT DOWN THE LYING FAKE NEWS MEDIA...
    Kari Lake planned to reform America's news by confiscating the licenses of outlets that spew lies. She can now help get it done as Director of Voice of America.

    "We're going to take a long, hard look at the FCC licenses that these people have."
    TIME TO SHUT DOWN THE LYING FAKE NEWS MEDIA... Kari Lake planned to reform America's news by confiscating the licenses of outlets that spew lies. She can now help get it done as Director of Voice of America. "We're going to take a long, hard look at the FCC licenses that these people have." 🔥
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  • NATO Secretary General Mark Rutte: "It's time to shift to a wartime mindset and turbocharge defense production and spending."
    NATO Secretary General Mark Rutte: "It's time to shift to a wartime mindset and turbocharge defense production and spending."
    0 Comments 0 Shares 55 Views 1

  • Intent to Move is not a Residence

    Residence Premises Requires the Insured to Live in Residence

    Post 4944

    Read the full article at https://www.linkedin.com/pulse/intent-move-residence-barry-zalma-esq-cfe-qmlxc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts.

    In Paul Villalobos v. Clear Blue Insurance Company, No. 24-20125, United States Court of Appeals, Fifth Circuit (December 10, 2024) the the Fifth Circuit affirmed the district court’s dismissa of Plaintiff-Appellant Paul Villalobos’s breach of contract claim following a coverage dispute between himself and his insurer, Clear Blue Insurance Company, because he admitted he did not live in the insured premises.

    FACTS

    Villalobos is named on a Clear Blue homeowners’ policy, which provides coverage for property located at 7503 Muirwood Lane in Houston, Texas (the “Property”). The policy’s “Property Coverages” section states in pertinent part: “We cover . . . [t]he dwelling on the ‘residence premises’ shown in the Declarations.” The policy defines “residence premises,” also in pertinent part, as “[t]he one-family dwelling where you reside . . . on the inception date of the policy period shown in the Declarations.” The Declarations page lists Villalobos as the insured, his mailing address as the Property, and the inception date as September 21, 2021.

    In mid-November 2021, Villalobos reported to Clear Blue that wind and hail had damaged the Property’s roof earlier that month. Clear Blue denied coverage after Villalobos admitted he lived in Colorado and had never resided at the Property.

    Villalobos sued Clear Blue, alleging breach of contract, breach of the duty of good faith and fair dealing, violations of the Texas Deceptive Trade Practices Act and the Texas Insurance Code, fraud, and ongoing conspiracy to commit illegal acts.

    ANALYSIS

    During his deposition, Villalobos testified that he lived in Colorado for over nine years and did not reside at the Property when the Clear Blue policy went into effect. Clear Blue moved for summary judgment on Villalobos’s claims, arguing there was no insurance coverage for Villalobos’s property damage as a matter of law.

    Applying Louisiana law, the Fifth Circuit has previously determined that an identical residence requirement in a homeowners’ insurance policy required “more than purchasing a home or intending to move into it.” GeoVera Specialty Ins. Co. v. Joachin, 964 F.3d 390, 393 (5th Cir. 2020).

    Applying Joachin the Fifth Circuit agreed with the district court that the Property did not satisfy the policy’s residence requirement and was not a covered “residence premises” because: it is undisputed that Villalobos did not reside on the Property on the inception date of the Clear Blue policy; and
    Villalobos’s only material argument on appeal is that he intended to move onto the Property.

    Joachin held that “intending to move” is not enough. The Fifth Circuit concluded that there is no coverage under the policy. Accordingly, Villalobos’s breach of contract claim failed and the USDC’s judgment was affirmed.

    ZALMA OPINION

    That something as obvious as a home in Texas cannot be the residence premises of a person who lives full time in Colorado. Insurers issue property insurance policies providing coverage similar to a homeowners policy to the owner of a rental property while a homeowners policy limits coverage to the person who actually resides at the property. That this case went to the Fifth Circuit was the waste of Plaintiff’s time and money, the waste of the time of the trial court, and the waste of the time of the Fifth Circuit who rendered a concise and clear opinion. A less kind judge or appellate court would have imposed sanctions on the party plaintiff and his counsel.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    Intent to Move is not a Residence Residence Premises Requires the Insured to Live in Residence Post 4944 Read the full article at https://www.linkedin.com/pulse/intent-move-residence-barry-zalma-esq-cfe-qmlxc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. In Paul Villalobos v. Clear Blue Insurance Company, No. 24-20125, United States Court of Appeals, Fifth Circuit (December 10, 2024) the the Fifth Circuit affirmed the district court’s dismissa of Plaintiff-Appellant Paul Villalobos’s breach of contract claim following a coverage dispute between himself and his insurer, Clear Blue Insurance Company, because he admitted he did not live in the insured premises. FACTS Villalobos is named on a Clear Blue homeowners’ policy, which provides coverage for property located at 7503 Muirwood Lane in Houston, Texas (the “Property”). The policy’s “Property Coverages” section states in pertinent part: “We cover . . . [t]he dwelling on the ‘residence premises’ shown in the Declarations.” The policy defines “residence premises,” also in pertinent part, as “[t]he one-family dwelling where you reside . . . on the inception date of the policy period shown in the Declarations.” The Declarations page lists Villalobos as the insured, his mailing address as the Property, and the inception date as September 21, 2021. In mid-November 2021, Villalobos reported to Clear Blue that wind and hail had damaged the Property’s roof earlier that month. Clear Blue denied coverage after Villalobos admitted he lived in Colorado and had never resided at the Property. Villalobos sued Clear Blue, alleging breach of contract, breach of the duty of good faith and fair dealing, violations of the Texas Deceptive Trade Practices Act and the Texas Insurance Code, fraud, and ongoing conspiracy to commit illegal acts. ANALYSIS During his deposition, Villalobos testified that he lived in Colorado for over nine years and did not reside at the Property when the Clear Blue policy went into effect. Clear Blue moved for summary judgment on Villalobos’s claims, arguing there was no insurance coverage for Villalobos’s property damage as a matter of law. Applying Louisiana law, the Fifth Circuit has previously determined that an identical residence requirement in a homeowners’ insurance policy required “more than purchasing a home or intending to move into it.” GeoVera Specialty Ins. Co. v. Joachin, 964 F.3d 390, 393 (5th Cir. 2020). Applying Joachin the Fifth Circuit agreed with the district court that the Property did not satisfy the policy’s residence requirement and was not a covered “residence premises” because: it is undisputed that Villalobos did not reside on the Property on the inception date of the Clear Blue policy; and Villalobos’s only material argument on appeal is that he intended to move onto the Property. Joachin held that “intending to move” is not enough. The Fifth Circuit concluded that there is no coverage under the policy. Accordingly, Villalobos’s breach of contract claim failed and the USDC’s judgment was affirmed. ZALMA OPINION That something as obvious as a home in Texas cannot be the residence premises of a person who lives full time in Colorado. Insurers issue property insurance policies providing coverage similar to a homeowners policy to the owner of a rental property while a homeowners policy limits coverage to the person who actually resides at the property. That this case went to the Fifth Circuit was the waste of Plaintiff’s time and money, the waste of the time of the trial court, and the waste of the time of the Fifth Circuit who rendered a concise and clear opinion. A less kind judge or appellate court would have imposed sanctions on the party plaintiff and his counsel. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    WWW.LINKEDIN.COM
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  • Just finished a meeting with the International Longshoremen’s Association and its President, Harold Daggett, and Executive VP, Dennis Daggett. There has been a lot of discussion having to do with “automation” on United States docks. I’ve studied automation, and know just about everything there is to know about it. The amount of money saved is nowhere near the distress, hurt, and harm it causes for American Workers, in this case, our Longshoremen. Foreign companies have made a fortune in the U.S. by giving them access to our markets. They shouldn’t be looking for every last penny knowing how many families are hurt. They’ve got record profits, and I’d rather these foreign companies spend it on the great men and women on our docks, than machinery, which is expensive, and which will constantly have to be replaced. In the end, there’s no gain for them, and I hope that they will understand how important an issue this is for me. For the great privilege of accessing our markets, these foreign companies should hire our incredible American Workers, instead of laying them off, and sending those profits back to foreign countries. It is time to put AMERICA FIRST!

    Donald J. Trump
    Just finished a meeting with the International Longshoremen’s Association and its President, Harold Daggett, and Executive VP, Dennis Daggett. There has been a lot of discussion having to do with “automation” on United States docks. I’ve studied automation, and know just about everything there is to know about it. The amount of money saved is nowhere near the distress, hurt, and harm it causes for American Workers, in this case, our Longshoremen. Foreign companies have made a fortune in the U.S. by giving them access to our markets. They shouldn’t be looking for every last penny knowing how many families are hurt. They’ve got record profits, and I’d rather these foreign companies spend it on the great men and women on our docks, than machinery, which is expensive, and which will constantly have to be replaced. In the end, there’s no gain for them, and I hope that they will understand how important an issue this is for me. For the great privilege of accessing our markets, these foreign companies should hire our incredible American Workers, instead of laying them off, and sending those profits back to foreign countries. It is time to put AMERICA FIRST! Donald J. Trump
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