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Barry Zalma

added blog Other
2021-02-08 13:54:01 -

RTFP - Court Must Read Full Policy to Interpret
You Only Get What You Pay For Read the full policy at https://www.linkedin.com/pulse/rtfp-insurance-policies-must-interpreted-reading-full-barryand at https://zalma.com/blog plus more than 3600 posts. On May 1, 2020, Plaintiffs FYT Supplies, Inc. (“FYT”) and Qing Zhang sued (“Coverage Action”) Defendants Nautilus Insurance Company and Daniel Santos. In FYT...

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Barry Zalma

added blog Other
2020-12-09 13:39:59 -

RTFP - Court Reads the Full Policy and Common Sense Prevails
Wise Insurer Settles Third Party Suit and then Resolves Coverage Issue by Declaratory Relief Action Read the full article at https://www.linkedin.com/pulse/rfip-when-full-policy-read-court-common-sense-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3500 posts. It is the obligation of every liability insurer to protect the interests of its insured. When there is a coverage...

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Barry Zalma

added blog Other
2020-10-26 12:47:24 -

Failure to Read the Full Policy Defeats Insurance Claim
Failure to Read the Full Policy Defeats Insurance Claim Read the full article at https://www.linkedin.com/pulse/insurance-contract-only-provides-coverage-person-zalma-esq-cfe-1c and at https://zalma.com/blog plus more than 3400 posts. Liability insurance is nothing but a run-of-the-mill contract. It seems to me that I am the only person who actually reads insurance policies I have...

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Barry Zalma

added blog Finance
2022-05-20 12:30:59 -

Named Peril Policy Only Covers What it Agrees to Cover
RTFP – Refusal to Read the Full Policy Doesn’t Require Insurer to Fulfill Insured’s Belief Read the full article at https://lnkd.in/gmYmpjDh and at https://zalma.com/blog plus more than 4200 posts. Ibaldo Arencibia’s purchased a travel insurance policy – one he believed to be a broad, “no-fault” policy. When the insurer declined to provide coverage for...

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Barry Zalma

added blog Other
2021-05-26 13:13:24 -

No Bull - Coverage Limited to Described Location
Certificate of Insurance Provides no Coverage Actual Policy Wording Controls Read the full article at https://lnkd.in/gXxgdtR and at https://zalma.com/blog plus more than 3750 posts. Plaintiffs appealed from the granting of United States Fire Insurance Company’s (USFIC’s) motion for summary judgment refusing to defend or indemnify the insureds to a claim of bodily injury due to the...

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Barry Zalma

added blog Other
2021-03-02 13:34:35 -

Read the Full Policy - Exclusion Clear and Unambiguous
Trucker Who Saved Premium by Accepting No Trucking Endorsement Has No Coverage for Defense or Indemnity Read the full article at https://www.linkedin.com/pulse/failure-read-certificate-defeats-coverage-additional-barry and at https://zalma.com/blog plus more than 3600 posts. Insurance polices are, and will always be contracts, that establish promises made by the insurer and the insured. When an...

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Barry Zalma

added blog Other
2021-06-28 12:43:03 -

Statute Requiring Simplified Language Doesn't Change Policy Coverage
To those of you who wished me a Happy Birthday, - thank you. I am now 79 and will continue to work and write every day until I no longer can. Failure to List Auto Defeats Claim on Commercial Auto Policy Read the full article at https://www.linkedin.com/pulse/statute-requiring-simplified-language-insurance-does-barry and at https://zalma.com/blog plus more than 3800 posts. People try to...

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Barry Zalma

added blog Other
2021-08-30 12:45:25 -

Statutory Limitations do not Allow Total Stacling
RTFP (Read the Full Policy) Benefits Limited to Statutory Limits Read the full article at https://www.linkedin.com/pulse/limited-stacking-provisions-auto-policies-limits-zalma-esq-cfe and at https://zalma.com/blog plus more than 3850 posts. American Family Mutual Insurance Company, S.I. (“American Family”) appealed the entry of summary judgment in favor of Ms. Courtney Jones...

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