https://thewashingtonstandard.com/first-muslim-illegal-alien-boston-city-councilwoman-arrested-for-kickbacks/

Zalma's Insurance Fraud Letter - December 1, 2024 ZIFL Volume 28 No. 22 Post 4939 Read the full article at Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdfand at https://zalma.com/blog. Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D The Source for the Insurance Fraud Professional https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud: The EUO is a Material Condition Precedent A Key Tool in the Effort to Reduce Fraud Claim Properly Denied for Refusal to Testify at EUO I spoke recently at the Conference of the Southern California Fraud Investigators Association on the Examination Under Oath as a tool to help insureds prove their losses and what happens when an insured fails or refuses to testify. This case emphasizes the purpose of my talk. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Thanksgiving Wishes from the Zalma Family My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children. After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf More McClenny Moseley & Associates Issues This is ZIFL’s thirty eighth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges may be criminal to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Ethical Behavior & Insurance Insurance, from the time of its first agreement to the present day has always been a business requiring ethical behavior between the insurer and the insured and between the insured and the insurer. The concept of ethical behavior refers to well-founded standards of right and wrong that prescribe what humans ought to do, usually in terms of rights, obligations, benefits to society, fairness, or specific virtues, all of which are essential to the lawyer. Ethics refers to those standards that impose the reasonable obligations to refrain from murder, rape, theft, assault, slander, and fraud. Ethical standards also include those that imply virtues of honesty, compassion, and loyalty. There are rights presumed to exist such as those described in the Declaration of Independence submitted to King George of England in 1776 that held: We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of happiness. The unalienable rights also include the right to life, the right to freedom from injury, and the right to liberty. Such standards are adequate standards of ethics because they are supported by consistent and well-founded reasons. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Health Insurance Fraud Convictions Michigan Woman Convicted of $1.4M Health Care Kickback Scheme Mary Smettler-Bolton, 71, of Oakland County, Michigan was convicted November 22, 2024 for her role in a conspiracy to defraud the United States and receive illegal health care kickbacks. According to court documents and evidence presented at trial, Mary referred Medicare beneficiaries to several Metro Detroit home health companies in exchange for hundreds of thousands of dollars in kickbacks paid by the owners and operators of the home health companies. Over the course of four years, she and her co-conspirators caused over $1.4 million of loss to Medicare. Smettler-Bolton was convicted of one count of conspiracy to defraud the United States and receive illegal health care kickbacks and one count of violating the federal Anti-Kickback Statute. She is scheduled to be sentenced on March 3, 2025, and faces a maximum penalty of five years in prison on the conspiracy count and a maximum penalty of 10 years in prison on the kickback count. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors. Read the full article about dozens more convictions at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Convictions of Other Than Health Insurance Fraud Creative Fraudster Guilty of $229K Insurance Fraud Schemes Justin Mack, a native of Buffalo, New York, and a resident of Cleveland, Ohio, was sentenced on November 25, 2024 in the Cuyahoga County Court of Common Pleas. Mack, an Ohio man was sentenced to five years in prison and ordered to pay restitution for filing 24 fraudulent claims with multiple insurance companies, totaling more than $229,000. An extensive investigation uncovered Mack’s pattern of submitting altered documentation, falsified claims, and using other people’s identities to fraudulently secure payouts from multiple insurance companies. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf The Examination Under Oath Is Not Part of a Judicial Process Although the EUO is a formal proceeding it is not part of a judicial process nor is it subject to the rules set out by codes of civil procedure. There is no right to object to questions and never a judge present to rule on the objections. The testimony at the EUO is required to be presented in accordance with the obligation imposed on an insured to deal fairly and in good faith with the insurer. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Barry Zalma Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Write to Mr. Zalma at [email protected]; https://www.zalma.com; https://zalma.com/blog. He publishes daily articles at https://zalma.substack.com, Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ to consider more than 50 volumes written by Barry Zalma on insurance and insurance claims handling. Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma

Corrupt Uniparty Politicians on the Ukraine Kickbacks Gravy Train Ukraine officials released how much kickback each of these politicians are making. This should give you an idea of why Uniparty RINOS and democrats favor the war in Ukraine. It's not about saving Ukraine from mean old Russia, it's about enriching themselves at American taxpayers' expense. https://imgflip.com/i/9bu7fs

Corrupt Uniparty Politicians on the Ukraine Kickbacks Gravy Train Ukraine officials released how much kickback each of these politicians are making. This should give you an idea of why Uniparty RINOS and democrats favor the war in Ukraine. It's not about saving Ukraine from mean old Russia, it's about enriching themselves at American taxpayers' expense. https://imgflip.com/i/9bu7fs

🚨🚨 BREAKING: THE 155 MILLION DOLLAR PHOTO... Mitch McConnell got $89 million in kickbacks while Chuck Schumer had $66 million of our tax dollars to Ukraine laundered into his pocketbook, says top Ukrainian official

COP GOES HANDS ON! DIRTY KICKBACKS, LYING LIEUTENANT... East Aurora PD The blonde clerk did an excellent job, props to her both clerks did good actually, they should be proud, both of them "#DWI Checkpoints" have been deemed unconstitutional as I understand it! But saving that.... This guy SAVES EVERY PERSON ARRESTED a tow fee! He asked them about towing vehicles...... And they actually didn't tow any! These scumbags just like destroying your life and costing you money! Wrecker Drivers likely kick back these scumbags some cash..... As they destroy YOUR LIFE! https://youtu.be/2DM8BaTSE34

P. DIDDY: Jeffrey Epstein of the Rap Industry This is a satanic POS scumbag and a #Rapist Until people allow their balls to drop, and go after these people... This BS will continue! If you don't want to be exposed for being a #Pedophile..... DON'T BE A PEDOPHILE! If you don't want to be exposed for being a #Pervert and a #Criminal..... DON'T BE A PERVERT AND A CRIMINAL! This country is ruled over by a corrupt and #Evil #Corporation! They are NOT your "government" They are a CORPORATION guilty of #Fraud and deception! Every last one of them should be in PRISON for their crimes against Americans! These people KNOW they are part of a criminal organization! The #Judges KNOW, the prosecutors KNOW, the #Police KNOW! They get kickbacks from putting YOU in jail based on a "Legal Fiction" They CLAIM that you "consent" to representing this "Legal Fiction" But that is PURE BS! (and they KNOW IT IS!) While the "Godless Wanderer" is certainly spiritually LOST...... He's right on target with his claim! Godless Wanderer THAT'S HOW THEY ARE GOING TO GET "THEIR PEOPLE" OUT... They're not going to prison. They are going back home. They'll say they're going to prison and it will look like they're going to prison. Like Epstein, they're really just going to go back home, You think these demons are building bunkers for no reason? They'll come up with a story like "He went to prison" or "we executed him" But in reality he'll be hustled off to a deep underground military base, where their Nephilim buddies are He continues, claiming that they "came from where maps don't show" which is also very possible! YOU are a prisoner here! If you were not a prisoner YOU COULD GO TO #ANTARCTICA AND EXPLORE! But you CAN'T! Because YOU are a #Slave! You are a SLAVE in the prison of your own mind! The #Globe is an invisible PRISON And the controllers are just slave-masters! Unfortunately..... it seems people have no balls these days, and they are okay with being SLAVES who are ruled over by #Luciferian scumbags like Diddy https://www.bitchute.com/video/8a89UTjvtLi9/

Putin, Tucker & Truth, Scotus Smashes Insurrection, Debt Surge - Greg Hunter https://rumble.com/v4cbtsi-putin-tucker-and-truth-scotus-smashes-insurrection-debt-surge.html Tucker Carlson interviewed Vladimir Putin, and the Deep State melted down. They called him a “Mouthpiece for Putin,” a “traitor” and threatened to sanction Carlson. Why? The truth is a powerful thing, and the Deep State wants you to think the lies they are telling you about the Ukraine war are true. This against a backdrop of the US Senate sending another $60 billion for a war that has already cost the lives of 500,000 Ukrainian soldiers. Putin says he is ready to stop the war and negotiate a peace deal. It is dangerous for you to hear that blasphemy when so much money and kickbacks are being made off a war that was lost long ago. Way to go, Tucker! The Left and RINO Republicans think that Trump can win in 2024; otherwise, they would not be trying everything they can to stop him. When the lawsuits looked like a bust, they started trying to take Trump off the ballot state by state for the so-called insurrection on January 6th. The case of the Colorado removal of Trump off their ballots in November was heard by the Supreme Court (SCOTUS) today. The lawyers for Colorado trying to keep Trump off the ballot were destroyed and so was the “insurrection” narrative. It looks like a win from SCOTUS is coming for Trump and “We the People.” If you think the Biden economy is good, you are in the tiny minority. According to the Federal Reserve, credit card debt hit a record $1.13 trillion, and delinquencies surged 50%. That is not the sign of a healthy economy, but a very sick consumer living paycheck to paycheck and stretching it all out by maxing out their credit cards. It is only going to get worse as layoffs surge, while the government labor statistics tell us that unemployment is going down when the opposite is true. Remember, this is an election year, and the lies are going to be big.

Shunning US Dollar, Ukraine Kickbacks, CV19 Vax Cancers - Greg Hunter https://rumble.com/v408lfg-shunning-us-dollar-ukraine-kickbacks-cv19-vax-cancers.html Another huge story of yet another country shunning the US dollar. This story is going totally underreported by the Lying Legacy Media (LLM): United Arab Emirates (UAE) has announced it is no longer using the dollar for oil trade. This is a monster shift that inches the US dollar to losing reserve currency status. The UAE recently joined the so-called BRICS economic alliance, and all the BRICS countries are either depending on the dollar less or doing away with it altogether in trade. If the trend continues, this could spell disaster for trillions of dollars in debt that need to be sold in the Treasury market to finance America. Secretary of Defense Lloyd Austin is reported to have threatened lawmakers in a classified briefing over more war funding for Ukraine. Austin allegedly said if they did not give more money to Ukraine, “We’ll send your uncles, cousins and sons to fight Russia.” Many European leaders say Ukraine has already lost the war, and nobody wants to admit it. Could this really be just more money going for kickbacks in one of the most fraudulent countries on earth? I’d say yes. The deaths and injuries are seemingly never ending with the CV19 bioweapon vax. New revelations are showing just how fraudulent and worthless the shots really are. Every week, new celebrities are coming down with weird cancers and sickness, but don’t you dare blame it on the CV19 vax. The Texas AG is currently suing Pfizer for fraud and lies. Pfizer had 63% of the CV19 vax market. The CV19 shots were touted as “safe and effective,” and that was just two of the many lies Pfizer sold to the public, according to AG Paxton. Could Pfizer be the first Big Pharma CV19 vax domino to fall? That is another resounding YES! It will surely fall hard with a possible $350 billion in fines. View Less

Biden Backlash, US Russia War, Economic Warning Signs - Greg Hunter https://rumble.com/v3jqvlm-biden-backlash-us-russia-war-economic-warning-signs.html This is the number that explains it all — 9.5% Biden approval rating. No, the Lying Legacy Media (LLM) will not tell you this, but the people at the top know the real approval rating and it’s 9.5%. My private sources that compute this number also are seeing a huge Biden backlash for everything from the Ukraine war, wide open borders, huge inflation, CV19 vax and being forced to think drag queens are really women. These are just a few of backlashes brewing and brewing big. Russian Foreign Minister Sergei Lavrov says, in no uncertain terms, that the “U.S. is waging war against Russia.” Let that sink in. When is the last time you heard this from a Russian Foreign Minister? NEVER. Lavrov is signaling there is a war coming if the U.S. does not stop funneling billions of dollars into Ukraine for unending war against Russia. (Probably a good chunk of that money is being returned to the swamp in kickbacks.) This week, Vice President Biden coughed up another $325 million for more war in Ukraine. Senators on both sides of the swamp have publicly stated this is “a good investment.” America is being run by corrupt, compromised morons, and the Ukraine war more than proves this. Economic warning signs abound, and most Americans are sleepwalking into the Greatest Depression ever seen. The federal debt is unpayable, and it is now exploding at an exponential rate. America went another $1 trillion in the hole in the last three months alone. Congress cannot even debate the next budget, which is setting the country up for a government shutdown in 10 days. Meanwhile, Treasury income, according to the St. Louis Fed, is off by more than $100 billion in the last year alone. Something is very wrong with the finances of America. It’s not a question of if the wheels fall off but when. It could be sooner than many believe. This cannot go on forever.