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Barry Zalma

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2021-03-30 13:25:16 -

A Video Explaining the duty to Defend and Potentiality of Indemnity
The Duty to Defend and Potentiality Read the full article at https://www.linkedin.com/pulse/video-explaining-availability-coverage-defense-barry-zalma-esq-cfe/ and see the full video at Read the full article at https://rumble.com/vf5p91-a-video-explaining-the-availability-of-coverage-for-defense-if.html and at https://youtu.be/t6iJrxHe3VE and read the full article at https://zalma.com/blog plus...

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Barry Zalma

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2021-07-29 13:11:17 -

Allocating the Duty to Defend Among Coinsurers
A Video Explaining How to Allocate Defense Costs When two or More Insurers Insure the Same Risk Read the full article at https://www.linkedin.com/pulse/allocating-duty-defend-between-co-insurers-barry-zalma-esq-cfe and see the full video at https://rumble.com/c/c-262921 and at https://youtu.be/khRNSf0TmNM and at https://zalma.com/blog plus more than 3850 posts. Since other insurance clauses...

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Barry Zalma

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2024-08-09 14:03:14 -

CEO Used Money From Company & Its Insurers to Defend Criminal Conduct
Conviction of Wire Fraud Requires Defendant to Repay Funds Advanced by Employer and Insurers Post 4852 Read the full article at https://lnkd.in/g8PBeMWc, shttps://lnkd.in/g8PBeMWc and at https://zalma.com/blog plus more than 4850 posts. Defendant Dr. W. Scott Harkonen was the Chief Executive Officer of InterMune, Inc. (“InterMune” or the “Company”). Following...

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Barry Zalma

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2022-05-24 13:07:11 -

Defense Lawyer Can't Bind Lawyer Who Hired Lawyer to Defend its Insured
DEFENSE LAWYER HIRED BY INSURER DOES NOT BIND INSURER Read the full article at https://lnkd.in/g4sZvcXe and at https://zalma.com/blog plus more than 4200 posts. Comegys, an independent insurance agency, had an independent contractor relationship with Safeco. Comegys was allegedly negligent in procuring automobile insurance for one of its clients, Robert Smith. Comegys offered to settle (and did...

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Barry Zalma

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2024-07-29 15:04:23 -

Duty to Defend
Duty to Defend – An Article for Zalma Substack SubscribersPosted on July 29, 2024 by Barry Zalmahttps://lnkd.in/gf4YSamQDual Promise Policies An Article on Barry Zalma’s SubstackTo see the full article and materials you must subscribe at Subscribe to Subscribe to “Excellence in Claims Handling” at href=”https://lnkd.in/g8K26Dn5> When liability insurance was...

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Barry Zalma

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2022-09-22 13:07:07 -

Duty to Defend is Exceptionally Strong
The Eight Corners Rule Strikes AgainPosted on September 22, 2022 by Barry ZalmaSee the full video at https://lnkd.in/dmYbJ4UQ and at https://lnkd.in/d2_HJaZzM/I Homes of Chicago, LLC (M/I Homes), appealed from the circuit court’s entry of summary judgment in favor of Acuity, a mutual insurance company.In Acuity v. M/I Homes Of Chicago, LLC, Court of Appeals of Illinois, First District,...

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Barry Zalma

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2022-08-24 12:46:22 -

Duty to Defend is not Unlimited
Judgment Eliminating Defamation Coverage Defeats Coverage Read the full article at https://lnkd.in/gr7PBs87 and see the full video at https://lnkd.in/gJRsAPGc and at https://lnkd.in/gJ39MURU and at https://zalma.com/blog plus more than 4300 blog posts. Although the duty to defend is exceedingly broad the obligation of an insurer to defend and insured is not unlimited. In University Of...

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Barry Zalma

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2024-08-18 21:14:44 -

Duty to Defend Under Difficult Fact Situations
Duty to Defend Under Difficult Fact Situations An Excellence in Claims Handling publication from Barry Zalma for subscribers to the Excellence in Claims Handling publication for subscribers only. You can subscribe at https://https://barryzalma.substack.com/subscribe When There Is No Loss to Tangible Property, Insured Who Purchased Valueless Property Cannot Collect from...

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Barry Zalma

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2022-08-22 12:54:54 -

Evil Employee Acts Still Require Insurer to Defend Employer
When Insurer Refuses Defense Fees Incurred by Insured Are Presumed to be Reasonable & Necessary Read the full article at https://lnkd.in/gVWH79K8 and see the full video at https://lnkd.in/g-dxzKnn and at https://lnkd.in/g37AHPdW and at https://zalma.com/blog plus more than 4300 posts. Insurer Should Consider Defense Under a Reservation Rather than Refuse Defense Larry Nassar, who was...

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Barry Zalma

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2022-08-29 13:42:16 -

Insurer Must Defend Those Chosen by the Named Insured
When Insurer Let’s Insured Unilaterally Choose Additional Insureds it has no Standing to ComplainRead the full article at https://lnkd.in/gB_9Fhpa and see the full video at https://lnkd.in/gg65Z4wc and at https://lnkd.in/gvHWTpbb and at https://zalma.com/blog plus more than 4300 posts.An insurer, by drafting an open-ended additional insured endorsement that allowed its insured, by...

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Barry Zalma

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2023-11-22 13:38:12 -

“Personal Injury” Coverage Exclusion Eliminates Coverage
“Personal Injury” Coverage Exclusion Eliminates Coverage Read the full article at https://lnkd.in/gR4fFWxd and see the full video at https://lnkd.in/gDTJR88w and at https://lnkd.in/gZT6Tsyk and at https://zalma.com/blog plus more than 4700 posts. Speculation About Extraneous Facts Does Not Trigger Duty to Defend AutoDistributors, Inc. and Steven Schneider (collectively...

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Barry Zalma

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2021-02-18 13:29:32 -

A Video Explaining the Failure to Prove an Accident Defeats Liability Claim
Failure to Prove an Accident Defeats Liability Insurance Claims Read the full article at https://www.linkedin.com/pulse/video-explaining-need-defend-bad-case-barry-zalma-esq-cfe and see the full video at https://rumble.com/vdx1jr-a-video-explaining-the-need-to-defend-the-bad-case.html and https://youtu.be/iLYMdvHxIZU and at https://zalma.com/blog plus more than 3600 posts. The duty to defend is...

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Barry Zalma

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2022-06-01 12:47:44 -

An Occurrence Can Include Intentional Acts for Damage not Intended
Pollution Exclusion is Effective and Does not Make Policy Illusory Read the full article at https://lnkd.in/ggaC8r_p and at https://zalma.com/blog plus more than 4200 posts. In Employers Mutual Casualty Company v. Tiger Creek Development, Inc., David Erickson, and Cherry Pease, No. 4:21-CV-65 (CDL), United States District Court, M.D. Georgia, Columbus Division (May 25, 2022) the USDC was asked...

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Barry Zalma

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2021-03-26 12:36:24 -

Bad Faith Claims Fail for Lack of Unreasonable Conduct
Even an Ineffective Refusal to Defend is not Bad Faith if Made in Good Faith Read the full article at https://www.linkedin.com/pulse/bad-faith-california-requires-unreasonable-conduct-zalma-esq-cfe and at https://zalma.com/blog plus more than 3650 posts. In, hopefully the last appeal between the parties, First One Lending Corporation and John Vescera (collectively,...

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Barry Zalma

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2022-06-17 13:15:16 -

Bad Faith Set Up Fails
Insured Who Refuses to Allow Insurer to Defend or Indemnify Has No Right Against Insurer Read the full article at https://lnkd.in/ggc7uNHA and at https://zalma.com/blog plus more than 4250 posts. It Takes Knowledge & Skill to Set-Up an Insurer for Bad Faith and an Excess Judgment Bad Faith Set-Up Suit FailsPosted on June 17, 2022 by Barry Zalma Insured Who Refuses to Allow...

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Barry Zalma

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2021-03-23 12:26:43 -

Clear and Unambiguous Exclusion Applies
Home Inspector’s Insurer Excluded Liability Coverage for Damage Caused by Flammables Read the full article at https://www.linkedin.com/pulse/clear-unambiguous-exclusion-requires-denial-defense-zalma-esq-cfe and at https://zalma.com/blog plus more than 3650 posts. Insurance policy contracts that are clear, open, obvious and unambiguous exclusions are always enforced. In Tedra Birch, Joseph...

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Barry Zalma

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2023-03-17 13:24:58 -

Court Refuses to Rewrite Policy
Court Refuses to Rewrite Policy Read the full article at https://lnkd.in/gRy8M8Hf and see the full video at https://lnkd.in/gx3xBFwe and at https://lnkd.in/g6WD6dDM and at https://zalma.com/blog plus more than 4450 posts. In Auto-Owners Insurance Company v. Michael Cook, Michael Schuster, and Highland Auto Glass, Inc., No. 21-cv-348-JPG, United States District Court, S.D. Illinois (March 9,...

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Barry Zalma

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2023-03-14 12:52:54 -

Defense Refused
No Coverage if Person Fails to Qualify as an Insured Read the full article at https://lnkd.in/dnh5GRsd and see the full video at https://lnkd.in/d-xvHecN and at https://lnkd.in/dj9erj_k and at https://zalma.com/blog plus more than 4450 posts. Plaintiff CSAA Fire & Casualty Insurance Company (CSAA) sued Roman Ramirez and eventually filed a successful Motion for Summary Judgment on the issue...

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