🦅🇺🇸 BREAKING: The Great Wall of America! So, we’re still debating about borders? I mean, if we can build a multi-billion dollar theme park based on a mouse, can we not invest in a wall that doesn’t need a roller coaster to keep people out? 🎢 Dear Congress, how about we turn the border into a historic landmark? It could be called "The Great Wall of America!" Let's slap on some neon lights, a couple of souvenir shops, and make it a tourist destination! People will come from all over to see the wall… and then turn around and head back home! Just think about it: “Border Security” could be the next big attraction! Who’s with me? 🤔 #BorderWall #MakeAmericaSecureAgain #TouristTrapOrNot

Chutzpah – STOLI Fraudster Claims Hardship Felon Seeks Release from Home Confinement in Luxury Apartment in New York City Post 4931 Read the full article at https://www.linkedin.com/pulse/chutzpah-stoli-fraudster-claims-hardship-barry-zalma-esq-cfe-8jbhc, see the full video at and at and https://zalma.com/blog plus more than 4900 posts. Insurance Fraud is a serious crime, especially when it takes advantage of the elderly to defraud insurers in a Stranger Originated Life Insurance (STOLI) scheme. In United States Of America v. Michael Binday, No. 12 CR 152 (CM), United States District Court, S.D. New York (November 4, 2024) the defendant continued to use the wealth he gained from his fraud to impose on the courts of the United States with frivolous and unfounded motions. BACKGROUND Michael Binday was sentenced to 144 months’ imprisonment after being found guilty of conspiracy to commit mail and wire fraud, as well as actual mail and wire fraud. The evidence at trial established that Binday led his codefendants in a scheme designed to procure “stranger-originated life insurance” (or “STOLI”) policies-policies on the lives of seniors for the benefit of investors who were strangers to them- by means of fraudulent applications. Binday spent the first five years of his sentence at FCI Otisville. But in September 2021, during the height of the COVID-19 Pandemic, the Bureau of Prisons released Binday to serve his sentence on home confinement. Thus, Binday has spent the last three-plus years serving his sentence in his luxury apartment on the upper westside of Manhattan. His sentence is scheduled to end on September 20, 2025. Binday filed: (1) a motion for compassionate release and (2) a motion pursuant to Rule 60(b) of the Federal Rules of Civil Procedure seeking to vacate the judgement of this Court dated May 23, 2018, denying his first petition. Michael Binday and his two codefendants, James Kergil and Mark Resnick, were found guilty of conspiracy to commit mail and wire fraud; mail fraud; and wire fraud in connection with a scheme to defraud insurance companies which the defendants purported to serve as agents. Binday led his codefendants in a scheme designed to procure “stranger-originated life insurance” (or “STOLI”) policies-policies on the lives of seniors for the benefit of investors who were strangers to them- by means of fraudulent applications. Over the course of their scheme, the defendants submitted at least 92 fraudulent applications, resulting in the issuance of 74 policies with a total face value of over $100 million. These policies generated roughly $11.7 million in commissions to the defendants. Binday was sentenced to 144 months’ imprisonment. BINDAY SURRENDERS Binday surrendered on July 1,2016, to FCI Otisville to commence his term of imprisonment and immediately filed motions for compassionate release, reversal of his convictions, and multiple other motions. On July 1, 2024, Binday-who is serving his sentence in his Manhattan apartment- filed a renewed motion for compassionate release. Binday Failed to Demonstrate Extraordinary and Compelling Circumstances As a threshold matter, it is worth emphasizing that Binday is not asking to be released from prison, but rather, to be relieved of the inconveniences associated with the rules of home confinement. He has served the last 38 months in his apartment on the upper west side of Manhattan (not at all what the Court intended when he was sentenced). How much more inconvenient it would be if he were back at Otisville- where the Court intended that he would serve his sentence. Binday’s crimes were serious. As the court explained when he was sentenced to 144 months in prison: Venality, rampant mendacity, the creation of false documents, obstruction of efforts by the victims to ascertain the truth, obstruction of regulators and the government’s efforts to learn the truth, Binday’s actions were precisely the sort of criminality that has left large segments of our society convince that all businessmen are crooks. Insurance fraud may not qualify as a crime of violence within the meaning of the federal sentencing system and that, unfortunately, is why it is all too often punished not with the severity that it deserves. As it is, Binday’s home confinement means that he is subject to far less stringent conditions than he would be otherwise. In that regard, he got more of a break than he deserves. The motion for compassionate release was denied. ZALMA OPINION STOLI fraud is a type of fraud on insurers that effects the straw buyers, usually older men and women who have no need for life insurance, is a truly venal act that deserves serious punishment. Binday stole millions from insurers, owns a luxury apartment in the Upper West Side of New York, and wants to be released from the confinement when he should have stayed in federal prison. He has abused the courts with his multiple motions and appeals and will serve out the remainder of his sentence and the DOJ and FBI should look into his current conduct since there is, in my opinion, the possibility that he is funding his attorneys fees with more fraud. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

Breaking News: Politicians in Washington have found a new solution to the immigration crisis—just add more committees! 🤦‍♂️ Meanwhile, the only thing crossing the border faster than illegal immigrants are the 'study' groups on how to study the problem! Let’s get real: it’s time to prioritize American citizens over endless red tape. 🇺🇸 #SecureTheBorder #CommonSense

General Mike Flynn @GenFlynn Democrats, if you’re wondering why America voted for Trump, allow me to explain: The truth is, the American People are sick of your shit. You ruined our nation and our culture. You openly mocked, belittled, and discriminated us, then called us racist, misogynist, Nazis when we started noticing. You defiled and corrupted all of our great institutions, to include the media, social media, tech, academia, intelligence, health, pharma, Hollywood, entertainment, sports, EVERYTHING! You weaponized every aspect of American life, and used it to push your insane far-Left agenda down our throats. You told us Trump was a Russian asset that was going to start WW3 and would be worse than Hitler. Then you used that as an excuse to justify hatred towards Trump supporters and to riot in the streets. You used it as an excuse to obstruct and ruin Trump’s entire first term, and it turned out it was all a lie. Then during Covid, you demanded we all be forced to take medical experimentation without testing. You wanted dissenters locked in prison. You wanted children taken from their anti-vax parents. You wanted the anti-vax in camps. You were rooting for our deaths. Then it turned out you were wrong about everything from the man-made origin, to masks, to vaccines, to social distancing, to ivermectin, to HCQ, to natural immunity, and everything in between. Then during Ukraine, you told us that Ukraine was a bastion of Democracy, and that they desperately needed all of our tax dollars. Then it turned out that Ukraine is one of the most corrupt nations in the world, with literal Nazi military forces, and it was actually just a money laundering operation to steal from the American taxpayer. You want to defend Ukraine’s borders more than our own. You sent hundreds of billions of dollars on the other side of the planet, while Americans are suffering, all based on more lies. Then there’s the whole Epstein, Diddy, human-trafficking element. You all told us VEHEMENTLY that human-trafficking was a myth, you told us the border was secure, and you told us that anyone who questioned it was an irredeemable & deplorable conspiracy theorist (and a piece of garbage). You said anyone who watched “Sound of Freedom” was a QAnon extremist and threat to democracy. Then it turned out to be true, and the elites really are engaged in unspeakable crimes against children. After you all told us for decades this was not true. You covered up the most heinous crimes imaginable, for political gain. I could do this for days, but I think you get the point. The American People are awake to the scam and the true evil going on around us, and we are not going to stand for it anymore. So we hired Donald J. Trump and his team of Patriots to rectify the situation, and bring America back to her greatness. This is the reality of the situation. You are the bad guys, and you have been deceived. The sooner you wake up to it, the sooner you can join us in repairing this nation. Or you can choose to deny reality, and spend the rest of your lives consumed by hate, based on lies. The choice is yours. Signed: A True American Patriot @realDonaldTrump Thank you for your courage and for standing in the fire for America and all of humanity. God Bless America 🙏🏼🇺🇸 6:59 AM · Nov 10, 2024 · 691K Views

Voters shoot down natural gas bans in Harris strongholds, but Biden rushes to secure LNG pause Voters rejected anti-natural gas measures in Berkeley, home of the first ban on new natural gas hookups, as did the blue state of Washington. But in the last days of the Biden-Harris administration, their Energy Department rushes to secure the ban on LNG export permits. https://justthenews.com/politics-policy/energy/voters-shoot-down-natural-gas-bans-harris-strongholds-while-admin-rushes

No Breach of Contract no Bad Faith Happy Veterans Day to My Fellow Veterans Some Claims Proper Some Not Read the full article at https://www.linkedin.com/pulse/happy-veterans-day-my-fellow-barry-zalma-esq-cfe-ovpec, shttps://www.linkedin.com/pulse/happy-veterans-day-my-fellow-barry-zalma-esq-cfe-ovpec and at https://zalma.com/blog plus more than 4900 posts. Post 4929 Vepo Design Corporation and its officers (collectively, “Vepo”) appealed the district court’s grant of summary judgment on their breach of contract and bad faith claims against American Economy Insurance Company (“AEIC”). Vepo’s claims relate to AEIC’s denial of coverage following a fire in a laundromat, known as the “Central Laundromat,” which Vepo was developing. In Vepo Design Corporation, et al. v. American Economy Insurance Company, No. 23-55634, United States Court of Appeals, Ninth Circuit (November 4, 2024) the issues were resolved serially. DECISIONS Business Income The Ninth Circuit reversed the district court’s grant of summary judgment in favor of AEIC on Vepo’s business income claim, which concerns income Vepo contends it would have earned operating the Central Laundromat if the fire had not occurred. AEIC argued that Vepo’s claim for lost income was too speculative given that the Central Laundromat was still under construction and Vepo had not secured additional financing to own and operate it. Construing the facts in the light most favorable to Vepo as the non-moving party the Ninth Circuit concluded that there is sufficient evidence to create a genuine dispute of material fact and that Vepo’s claim for lost business income is not unduly speculative. There is evidence that Vepo was contemplating an arrangement under which it would own and operate the Central Laundromat for a period of time before selling it, and that Vepo later engaged in similar arrangements for other laundromats. Vepo, which was experienced in the laundromat industry, also demonstrated that it had a history of securing financing for its laundromat projects and that it intended to refinance the Central Laundromat once a certificate of occupancy was received. Although Vepo had not secured refinancing for the Central Laundromat as of the time of the fire, Vepo’s Principal Owner stated in her declaration and confirmed at her deposition that it was too early to do so in the project timeline. That Vepo had yet to refinance does not render its claim too speculative as a matter of law and its losses are for a jury to decide. Extra Expense The Ninth Circuit affirmed the district court’s grant of summary judgment in favor of AEIC for the extra expenses that Vepo allegedly incurred in storing laundry equipment in a warehouse owned by Vepo’s sister company following the fire. While the policy only required the expense to be incurred, not paid, there was insufficient evidence to create a triable issue over whether the expense was incurred at all. No payment changed hands between the two entities, and there is no accounting record showing that Vepo was liable for the storage amount. When the same person signed as representative of both entities, does not create a genuine dispute of material fact. Lost Profits The Ninth Circuit concluded that the district court properly granted summary judgment on Vepo’s claim for lost profits on the prospective sale of the laundromat. Even assuming that such a loss would be covered under the policy, the claim fails because the policy limited coverage to losses that occur within one year of the incident. Vepo’s plan called for it to own and operate the Central Laundromat for at least one year after opening, which would place any hypothetical sale more than a year after the pre-opening fire. Individual Personal Property Claims The Ninth Circuit affirmed summary judgment for AEIC on the claims by the individual plaintiffs for their own personal property that was allegedly lost in the fire. As the district court correctly found, Vepo did not identify what individual property was lost or its worth. The individual plaintiffs’ claims were too unsupported to create a triable issue. Bad Faith The Ninth Circuit partially reversed the district court’s grant of summary judgment on Vepo’s bad faith claim, to the extent of the single insurance claim it allowed to go forward-the business income claim. The district court may permit any further motions practice on the bad faith claim as it deems appropriate. However, it affirmed the district court’s grant of summary judgment on the bad faith claim insofar as that claim is premised on any of the other breach of contract claims to which AEIC is entitled to judgment as a matter of law. There is never a claim for breach of the implied duty of good faith and fair dealing if there was no improper denial of coverage under the policy. ZALMA OPINION The importance of this case is the reiteration of the law that there can never be a viable tort of bad faith if there is no improper denial of a claim by breach of the insurance contract. If the one cause of action remaining was breached in bad faith and there was no genuine dispute over coverage, that cause can be brought for bad faith damages. The other decisions of the Ninth Circuit were obvious and well reasoned. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

TELL IT HOW IT IS GENERAL FLYNN!!! Democrats, if you’re wondering why America voted for Trump, allow me to explain: The truth is, the American People are sick of your shit. You ruined our nation and our culture. You openly mocked, belittled, and discriminated us, then called us racist, misogynist, Nazis when we started noticing. You defiled and corrupted all of our great institutions, to include the media, social media, tech, academia, intelligence, health, pharma, Hollywood, entertainment, sports, EVERYTHING! You weaponized every aspect of American life, and used it to push your insane far-Left agenda down our throats. You told us Trump was a Russian asset that was going to start WW3 and would be worse than Hitler. Then you used that as an excuse to justify hatred towards Trump supporters and to riot in the streets. You used it as an excuse to obstruct and ruin Trump’s entire first term, and it turned out it was all a lie. Then during Covid, you demanded we all be forced to take medical experimentation without testing. You wanted dissenters locked in prison. You wanted children taken from their anti-vax parents. You wanted the anti-vax in camps. You were rooting for our deaths. Then it turned out you were wrong about everything from the man-made origin, to masks, to vaccines, to social distancing, to ivermectin, to HCQ, to natural immunity, and everything in between. Then during Ukraine, you told us that Ukraine was a bastion of Democracy, and that they desperately needed all of our tax dollars. Then it turned out that Ukraine is one of the most corrupt nations in the world, with literal Nazi military forces, and it was actually just a money laundering operation to steal from the American taxpayer. You want to defend Ukraine’s borders more than our own. You sent hundreds of billions of dollars on the other side of the planet, while Americans are suffering, all based on more lies. Then there’s the whole Epstein, Diddy, human-trafficking element. You all told us VEHEMENTLY that human-trafficking was a myth, you told us the border was secure, and you told us that anyone who questioned it was an irredeemable & deplorable conspiracy theorist (and a piece of garbage). You said anyone who watched “Sound of Freedom” was a QAnon extremist and threat to democracy. Then it turned out to be true, and the elites really are engaged in unspeakable crimes against children. After you all told us for decades this was not true. You covered up the most heinous crimes imaginable, for political gain. I could do this for days, but I think you get the point. The American People are awake to the scam and the true evil going on around us, and we are not going to stand for it anymore. So we hired Donald J. Trump and his team of Patriots to rectify the situation, and bring America back to her greatness. This is the reality of the situation. You are the bad guys, and you have been deceived. The sooner you wake up to it, the sooner you can join us in repairing this nation. Or you can choose to deny reality, and spend the rest of your lives consumed by hate, based on lies. The choice is yours. Signed: A True American Patriot @realDonaldTrump Thank you for your courage and for standing in the fire for America and all of humanity. God Bless America 🙏🏼🇺🇸 6:59 AM · Nov 10, 2024 · https://x.com/GenFlynn/status/1855580973028540483

Edward Mandel House He said in a letter to President Woodrow Wilson [1913-1921]: "[Very] soon, every American will be required to register their biological property in a National system designed to keep track of the people and that will operate under the ancient system of pledging. By such methodology, we can compel people to submit to our agenda, which will affect our security as a charge-back for our fiat paper currency. Every American will be forced to register or suffer not being able to work and earn a living. They will be our chattel, and we will hold the security interest over them forever, by operation of the law merchant under the scheme of secured transactions. Americans, by unknowingly or unwittingly delivering the bills of lading to us will be rendered bankrupt and insolvent, forever to remain economic slaves through taxation, secured by their pledges. They will be stripped of their rights and given a commercial value designed to make us a profit and they will be none the wiser, for not one man in a million could ever figure our plans; and, if by accident one or two would figure it out, we have in our arsenal plausible deniability. After all, this is the only logical way to fund government, by floating liens and debt to the regstrants in the form of benefits and privileges. This will inevitably reap to us huge profits beyond our wildest expectations and leave every American a contributor to this fraud, which we will call "Social Insurance (SSI)". Without realizing it, every American will insure us for any loss we may incur, and in this manner every American will unknowingly be our servant, however begrudgingly. The people will become helpless and without any hope for their redemption; and we will employ the high office of the President of our dummy corporation to foment this plot against America."

https://t.me/trumpetnews1/33231 The U.S. Secret Service has confirmed that robotic dogs are indeed being utilized to secure President-elect Donald Trump’s home in Mar-a-Lago after a unit was seen patrolling the area on Thursday.

The American Journal: Trump Secures Presidency, Now He Must Stay Alive Until Inauguration Day! WATCH NOW | #AmericanJournal https://madmaxworld.tv/channel/the-american-journal https://www.infowars.com/posts/watch-live-trump-secures-presidency-now-he-must-stay-alive-until-inauguration-day ȯSUPPORT THE INFOWAR: www.TheAlexJonesStore.com