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Barry Zalma

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2021-02-23 13:23:54 -

Can a Mentally Disturbed Person form the Intent to Apply an Intentional Act Exclusion
When Mentally Ill Son Sets Fire to House in an Attempted Suicide May his Innocent Parents Recover? Read the full article at https://www.linkedin.com/pulse/mentally-disturbed-person-capable-forming-intentional-barry and at https://zalma.com/blog plus more than 3600 posts. When an insurer denies a claim because of an intentional act exclusion and whether his co-insureds were entitled to recover...

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Barry Zalma

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2024-06-28 13:12:53 -

Concealment of Prior Act of Sexual Abuse Excluded
Never Lie or Conceal Potential Claims From Insurer Read the full article at https://lnkd.in/gJkzeXBc, shttps://lnkd.in/gJkzeXBc and at https://zalma.com/blog plus more than 4800 posts. Post 4823 Plaintiff CMGK, LLC, doing business as Massage Envy, appealed from an order granting summary-judgment to defendant Certain Underwriters at Lloyd’s, London Subscribing to Policy Number...

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Barry Zalma

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2021-09-02 12:46:57 -

Coverage Counsel Should Not Act Outside Assigment to Represent Insurer
Neither the Attorney Client Privilege Nor the Work Product Protection Apply if Outside the Representation of the Insurer Read the full article at https://www.linkedin.com/pulse/coverage-counsel-should-act-outside-obligation-advise-barry and at https://zalma.com/blog plus more than 3850 posts. The Court of Appeals was asked to resolve a discovery-related issue relating to the...

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Barry Zalma

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2021-02-03 14:08:27 -

Fortuity and The Intentional Act Exclusions
Exclusions to Coverage for Construction Defects Read the full article at https://www.linkedin.com/pulse/video-explaining-fortuity-doctrine-intentional-acts-zalma-esq-cfe and see the full video at https://youtu.be/q7FNrIlmWXw and at https://zalma.com/blog plus more than 3550 posts. Implicit in the concept of insurance is that the loss occur as a result of a fortuitous event not one planned,...

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Barry Zalma

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2023-01-10 13:45:13 -

Insurer Must Act to Protect its Insured
Insurer Committed Fatal Sin by Sitting Back and Doing Nothing Read the full article at https://www.linkedin.com/pulse/insurer-must-act-protect-its-insured-barry-zalma-esq-cfe Posted on January 10, 2023 by Barry Zalma Failure to Conduct a Full and Thorough Investigation to Protect the Insured Caused a Bad Faith Judgment in Favor of one Insurer Against Another See the full video at...

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Barry Zalma

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2024-06-26 12:55:47 -

Insurers Act to Defeat Fraud
Insurers Act to Defeat Fraud GEICO Continues it Proactive Actions Against Insurance Fraud Read the full article at https://lnkd.in/gaeXDhEW, see the full video at https://lnkd.in/g4RiQN6a and at https://lnkd.in/ghAPnkg6 and at https://zalma.com/blog plus more than 4800 posts. Post 4821 Insurers have found that states, like New York, will do little or nothing to deter insurance fraud....

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Barry Zalma

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2022-04-19 13:07:39 -

Intentional Act Can Never Be an Occurence
Intentional Acts Can Never be an Occurrence Read the full article at https://www.linkedin.com/feed/update/urn:li:ugcPost:6922159150286200833?updateEntityUrn=urn%3Ali%3Afs_updateV2%3A%28urn%3Ali%3AugcPost%3A6922159150286200833%2CFEED_DETAIL%2CEMPTY%2CDEFAULT%2Cfalse%29 and at https://zalma.com/blog plus more than 4150 posts. Posted on April 19, 2022 by Barry Zalma No Accident, No...

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Barry Zalma

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2023-05-18 13:04:24 -

Intentional Act Defeats Coverage
Intentional Act Defeats Coverage Read the full article at https://lnkd.in/gkU-JPVX, see the full video at https://lnkd.in/ghXKKXGq and at https://lnkd.in/ghaNiF7c and at https://zalma.com/blog plus more than 4500 posts. In Graphic Packaging International, LLC v. Everest National Insurance Company, No. N22C-03-192 AML CCLD, Superior Court of Delaware (May 8, 2023) the plaintiff sought coverage...

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Barry Zalma

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2022-06-24 12:53:59 -

Intentional Act Exclusion Defeats Claim for Defense
Intentional Act Exclusion Defeats Claim for Defense & Indemnity Read the full article at https://www.linkedin.com/pulse/intentional-act-exclusion-defeats-claim-defense-zalma-esq-cfe and at https://zalma.com/blog plus more than 4250 posts. Customer Complaint Coverage Doesn’t Apply to Claim of Consumer Fraud Posted on June 24, 2022 by Barry Zalma Plaintiff,...

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Barry Zalma

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2021-04-27 12:17:49 -

Intentional Act or Criminal Act Exclusion Must be Resolved Before Appeal
Piecemeal Appeals are Disfavored Read the full article at https://www.linkedin.com/pulse/intentional-criminal-act-exclusion-must-resolved-zalma-esq-cfe and at https://zalma.com/blog plus more than 3700 posts. In a case where the plaintiff appealed the trial court’s judgment, which granted a partial summary judgment in favor of the defendant, the Louisiana Court of Appeal was faced...

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Barry Zalma

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2021-06-11 12:45:00 -

Arson & Fraud by Husband Defeats Claim for "Innocent" Spouse
Wisconsin Supreme Court Concludes that “Innocent Spouse” May Not Recover for Spouse’s Arson and Fraud Read the full article at https://www.linkedin.com/pulse/arson-fraud-husband-voids-entire-policy-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3750 posts. Ismet Islami asked the Supreme Court to reverse the court of appeals decision affirming grant of...

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Barry Zalma

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2023-03-16 12:56:47 -

Criminal Sexual Abuse of Students Excluded
Criminal Sexual Abuse of Students Excluded Read the full article at https://lnkd.in/grEsE2pH and see the full video at https://lnkd.in/gYVHwu2a and at https://lnkd.in/gJFipdH6 and at https://zalma.com/blog plus more than 4450 posts. In Nautilus Insurance Company v. Nicole Dufault, Isaiah Ziyambe-Freeman, Uchechi Ike, Matthew Derilus, Isaiah Gavin, Ormond Simpkins, Frankie Jerome, Brandon Hayes,...

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Barry Zalma

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2022-05-25 15:47:53 -

Estoppel Cannot Create Insurance Coverage
Lack of Bodily Injury, Personal Injury or Occurrence Bars Coverage Read the full article at https://lnkd.in/gK-3eQtY and at https://zalma.com/blog plus more than 4200 posts. Cambridge Mutual Fire Insurance Company (Cambridge) sued seeking a declaratory judgment that it did not owe Defendants Terry Gaca and Janet Waymen (collectively, “Defendants”) a duty to defend an underlying...

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Barry Zalma

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2022-10-07 12:19:20 -

Firearms Exclusion Defeats Claim
SHOOTING A PERSON IN THE BACK TWICE IS NOT AN ACCIDENT Read the full article at https://lnkd.in/gBtSDCgE, see the full video at https://lnkd.in/g8DjCtNq and at https://lnkd.in/gUaRAN8c and at https://zalma.com/blog plus more than 4300 posts. Great American Alliance Insurance Company (“GAAIC”) was granted summary judgment when the trial court determined that a GAAIC umbrella...

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Barry Zalma

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2022-07-27 13:20:58 -

Intending Harm Cauised is Not Insurable
Beating an Employee With a Pistol for Four Hours is Excluded Read the full article at https://lnkd.in/gnPrS_2x and see the full video at https://lnkd.in/gRsYcPFW and at https://lnkd.in/gG6xsKHq and at https://zalma.com/blog plus more than 4250 posts. Intending Harm Caused is not InsurablePosted on July 27, 2022 by Barry Zalma Beating an Employee With a Pistol for Four Hours is...

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Barry Zalma

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2024-09-10 12:58:33 -

It's Not Nice to Set Your Ex-Wife on Fire
Domestic Abuse Exception to Intentional Act ExclusionPost 4888 Read the full article at https://lnkd.in/greCfR_2, see the full video at https://lnkd.in/gjDDr7gS and at https://lnkd.in/gQh4rP7i and at https://zalma.com/blog plus more than 4850 posts. Brenda Welch owned a home in Lynnwood, and lived there throughout her marriage to David Morgan. The home was subject to a mortgage...

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Barry Zalma

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2022-10-18 12:28:17 -

Killing Two Dogs is an Intentional Act
No Duty to Defend or Indemnify Intentional Acts or Person not Insured Read the full article at https://lnkd.in/gQ_h65mv and see the full video at https://lnkd.in/gqd7Vzcf and at https://lnkd.in/gybbH-tj and at https://zalma.com/blog plus more than 4350 posts. Norma Hudson and the Hudson Revocable Trust (the Trust) appealed from a summary judgment entered in favor of Farm Bureau Mutual Insurance...

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