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- Named Peril Policy Only Covers What it Agrees to CoverRTFP – Refusal to Read the Full Policy Doesn’t Require Insurer to Fulfill Insured’s Belief Read the full article at https://lnkd.in/gmYmpjDh and at https://zalma.com/blog plus more than 4200 posts. Ibaldo Arencibia’s purchased a travel insurance policy – one he believed to be a broad, “no-fault” policy. When the insurer declined to provide coverage for...
- No Bull - Coverage Limited to Described LocationCertificate of Insurance Provides no Coverage Actual Policy Wording Controls Read the full article at https://lnkd.in/gXxgdtR and at https://zalma.com/blog plus more than 3750 posts. Plaintiffs appealed from the granting of United States Fire Insurance Company’s (USFIC’s) motion for summary judgment refusing to defend or indemnify the insureds to a claim of bodily injury due to the...0 Comments 0 Shares 2524 Views
- Read the Full Policy - Exclusion Clear and UnambiguousTrucker Who Saved Premium by Accepting No Trucking Endorsement Has No Coverage for Defense or Indemnity Read the full article at https://www.linkedin.com/pulse/failure-read-certificate-defeats-coverage-additional-barry and at https://zalma.com/blog plus more than 3600 posts. Insurance polices are, and will always be contracts, that establish promises made by the insurer and the insured. When an...0 Comments 0 Shares 2482 Views
- RTFP - Court Must Read Full Policy to InterpretYou Only Get What You Pay For Read the full policy at https://www.linkedin.com/pulse/rtfp-insurance-policies-must-interpreted-reading-full-barryand at https://zalma.com/blog plus more than 3600 posts. On May 1, 2020, Plaintiffs FYT Supplies, Inc. (“FYT”) and Qing Zhang sued (“Coverage Action”) Defendants Nautilus Insurance Company and Daniel Santos. In FYT...0 Comments 0 Shares 2322 Views
- RTFP - Court Reads the Full Policy and Common Sense PrevailsWise Insurer Settles Third Party Suit and then Resolves Coverage Issue by Declaratory Relief Action Read the full article at https://www.linkedin.com/pulse/rfip-when-full-policy-read-court-common-sense-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3500 posts. It is the obligation of every liability insurer to protect the interests of its insured. When there is a coverage...0 Comments 0 Shares 2749 Views
- Statute Requiring Simplified Language Doesn't Change Policy CoverageTo those of you who wished me a Happy Birthday, - thank you. I am now 79 and will continue to work and write every day until I no longer can. Failure to List Auto Defeats Claim on Commercial Auto Policy Read the full article at https://www.linkedin.com/pulse/statute-requiring-simplified-language-insurance-does-barry and at https://zalma.com/blog plus more than 3800 posts. People try to...0 Comments 0 Shares 2771 Views
- Statutory Limitations do not Allow Total StaclingRTFP (Read the Full Policy) Benefits Limited to Statutory Limits Read the full article at https://www.linkedin.com/pulse/limited-stacking-provisions-auto-policies-limits-zalma-esq-cfe and at https://zalma.com/blog plus more than 3850 posts. American Family Mutual Insurance Company, S.I. (“American Family”) appealed the entry of summary judgment in favor of Ms. Courtney Jones...0 Comments 0 Shares 2324 Views
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