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Barry Zalma

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2021-02-04 14:11:15 -

A Video Explaining the Homeowners Policy
The Homeowners Insurance Policy Handbook Read the full article at https://www.linkedin.com/pulse/video-explaining-homeowners-policy-its-acquisition-zalma-esq-cfe and see the full video at https://lnkd.in/gSNmfKS and at https://zalma.com/blog plus more than 3550 posts. Of all insurance acquired in the United States, the most common is the homeowners policy and its sister the tenant’s...

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Barry Zalma

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2021-01-22 14:17:04 -

A Video Explaining the Residence Requirement in a Homeowners Policy
There is no Coverage Under a Homeowners Policy if the Insured Does Not Actually Live There Read the full article at https://www.linkedin.com/pulse/video-explaining-requirement-insured-reside-residence-barry and see the full video at https://youtu.be/nXnfpM-oLxE and at https://zalma.com/blog plus more than 3550 posts. The homeowners policy language unambiguously requires that the property...

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Barry Zalma

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2023-02-27 13:39:17 -

Homeowners Policy Does not Cover Business Pursuits
Homeowners Policy Does Never Cover Business Pursuits Read the full article at https://lnkd.in/gpfR_Mx2 and see the full video at https://lnkd.in/gCfgYqDw and at https://lnkd.in/gd9mH8ea and at https://zalma.com/blog plus more than 4450 posts. In a declaratory judgment action to determine whether the plaintiffs were obligated to defend and indemnify the named defendant under certain insurance...

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Barry Zalma

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2022-05-11 13:11:09 -

Homeowners Policy Excludes Injury Arising from Use of Auto
Louisiana Court of Appeals Concludes that Leaving Child in Hot Car to Die is Excluded Use of Auto Read the full article at https://lnkd.in/gZe69xug and at https://zalma.com/blog plus more than 4200 posts. Posted on May 11, 2022 by Barry Zalma Family Security Insurance Company, appealed the trial court’s judgment denying its Motion for Summary Judgment and granting Katty Calderon, natural...

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Barry Zalma

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2021-06-03 12:39:18 -

Homeowners Policy Provides no Coverage for an Auto Liability Claim
Bad Faith Set Up Fails Because of Genuine Dispute Over Coverage Read the full article at https://www.linkedin.com/pulse/homeowners-policy-provides-coverage-auto-related-zalma-esq-cfe and at https://zalma.com/blog plus more than 3750 posts. Gregory Woosley, appealed separate summary judgments in Gregory Woosley, As Administrator Of The Estate Of David H. Woosley And Olivia Marie Woosley v. State...

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Barry Zalma

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2021-02-05 14:08:34 -

Homeowners Policy Will Not Cover Rental Property Where Insured Does not Live
Insuring Rental Property under a Homeowners Policy is Just Plain Stupid Read the full article at https://www.linkedin.com/pulse/video-explaining-why-never-prudent-insure-rental-zalma-esq-cfe and see the full video at https://youtu.be/uneE7c_OLuY and at https://zalma.com/blog plus more than 3600 posts. It is axiomatic – a certainty – that most people do not read their insurance...

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Barry Zalma

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2020-11-03 17:05:32 -

The Homeowners Policy and the Examination Under Oath
Two Books by Barry Zalma for Anyone Interested in Insurance Read the full article at https://www.linkedin.com/pulse/books-examination-under-oath-homeowners-policy-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3400 posts. Over the last 53 years Barry Zalma has dedicated his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following...

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Barry Zalma

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2020-12-07 13:46:06 -

A Video Explaining How to Read and Understand Your Homeowoners Policy
How to Read Your Homeowners Insurance Policy Read the full article at https://www.linkedin.com/pulse/video-explaining-how-read-understand-homeowners-zalma-esq-cfe and see the full video at https://youtu.be/-Bgheal3g3g and at https://zalma.com/blog plus more than 3500 posts. Your home is likely your most valuable asset, and a homeowners insurance policy is an important part of protecting...

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Barry Zalma

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2020-12-01 17:45:03 -

Insurance Books Needed by Everyone Interested in Insurance & Claims
Everything Needed by the Insurance Claims Professional Read the full article at https://www.linkedin.com/pulse/everything-needed-insurance-claims-professional-from-barry-12c and Go to the Insurance Claims Library –https://zalma.com/blog/insurance-claims-library/ THE HOMEOWNERS INSURANCE POLICY HOW TO BUY AN APPROPRIATE HOMEOWNERS POLICY AND SUCCESSFULLY MAKE A CLAIM TO THE INSURER...

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Barry Zalma

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2023-05-23 12:44:41 -

Insured Obligated to Set Policy Limit
Insured Obligated to Set Policy Limits Read the full article at https://lnkd.in/gH6NPReP, see the full video at https://lnkd.in/g-fuxbtS and at https://lnkd.in/ghZPfRTQ and at https://zalma.com/blog plus more than 4500 posts. Nebraska Valued Policy Fails Insureds Mark and Michelle Callahan sued their insurer and its agent, seeking to recover damages after their home was destroyed in a fire. The...

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Barry Zalma

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2023-07-11 13:01:06 -

Residence Requires Presence
Residence Requires Presence Read the full article at https://lnkd.in/g95ASr-5 and see the full video at https://lnkd.in/gC4ufS_j and at https://lnkd.in/gJFrRiA9 and at https://zalma.com/blog plus more than 4550 posts. Homeowners Policy Requires Insured to Reside at Premises Shanice Currie had a homeowners insurance policy with State Auto Property & Casualty Insurance Company (State Auto)....

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Barry Zalma

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2023-06-06 12:59:30 -

Second Attempt at Same Argument Fails
Insured Must Reside at Dwelling for Homeowners Policy Coverage to Apply Read the full article at https://www.linkedin.com/.../second-attempt-same-argument... and see the full video at https://rumble.com/v2s87ye-second-attempt-at-same... and at https://youtu.be/hV3I6Li66v8 and at https://zalma.com/blog plus more than 4500 posts. Posted on June 6, 2023 by Barry...

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