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Barry Zalma

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2023-02-07 14:00:34 -

Broker Not Agent of Insurer
Independent Agent Represents his Principal, the Insured Read the full article at https://lnkd.in/gYxmCUk4 and see the full video at https://lnkd.in/gQhEqA9r and at https://lnkd.in/grhRBKPd and at https://zalma.com/blog plus more than 4400 posts. Michigan’s Common Law Considers an Independent Insurance Agent is an Agent of the Insured When an independent-insurance agent (called a...

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Barry Zalma

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2023-03-27 13:12:14 -

Broker Only Agent of Insured
Broker Only Agent of Insured Read the full article at https://lnkd.in/g6Hk37Ui and see the full video at https://lnkd.in/g-zTjbKU and at https://lnkd.in/g87hqpsR and at https://zalma.com/blog plus more than 4450 posts. The Fifth Circuit Court of Appeals resolved insurance issues concerning cable-damage in the Arabian Gulf by recognizing the difference between a broker and an agent, the...

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Barry Zalma

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2021-08-17 12:43:43 -

Broker Owes no duty to a Third Party
Insurance Broker is Only Required to Acquire the Policy Ordered by the Named Insured Read the full article at https://www.linkedin.com/pulse/broker-owes-duty-third-party-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3850 posts. The Ohio Court of Appeal was asked to determine whether an insurance broker owes a duty of care to investigate and ultimately protect a third-party...

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Barry Zalma

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2020-11-23 13:33:53 -

Expert Testimony Needed to Prove Agent or Broker Negligent
Summary Judgment for Agent Because Plaintiff Had No Expert Testimony Proving Breach of Fiduciary Duty Read the full article at https://www.linkedin.com/pulse/expert-testimony-needed-prove-insurance-agents-duty-zalma-esq-cfe and at https://zalma.com/blblog plus more than 3450 posts. Alabassi sued TIB, alleging that TIB failed to meet its standard of care in (1) providing him with adequate...

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Barry Zalma

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2021-11-23 14:44:41 -

Acquiring a Policy
A Video Explaining How to Acquire a Policy of Insurance Read the full article at https://www.linkedin.com/pulse/acquisition-policy-barry-zalma-esq-cfe and see the full video at https://rumble.com/vpohte-acquisition-of-the-policy.html and at https://youtu.be/OrKrMIemM58 and at https://zalma.com/blog plus more than 4000 posts. The person buying insurance may only acquire insurance from an insurer...

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Barry Zalma

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2022-05-24 13:07:11 -

Defense Lawyer Can't Bind Lawyer Who Hired Lawyer to Defend its Insured
DEFENSE LAWYER HIRED BY INSURER DOES NOT BIND INSURER Read the full article at https://lnkd.in/g4sZvcXe and at https://zalma.com/blog plus more than 4200 posts. Comegys, an independent insurance agency, had an independent contractor relationship with Safeco. Comegys was allegedly negligent in procuring automobile insurance for one of its clients, Robert Smith. Comegys offered to settle (and did...

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Barry Zalma

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2024-01-26 14:00:12 -

FAKE APPLICATIONS COSTS AGENT HIS LICENSE
FAKE APPLICATIONS COSTS AGENT HIS LICENSE Read the full article at https://lnkd.in/gWaRhXMa and see the full video at https://lnkd.in/gv6St2mC and at https://lnkd.in/g8Bs-ezr and at https://zalma.com/blog plus more than 4700 posts. Fraudulently Submitting Fake Application Violates Licensing Statutes Paul B. Kumar appealed a final agency decision of Commissioner of the Department of...

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Barry Zalma

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2020-11-06 13:36:06 -

No Cover for Breach of Contract
Agent Without a Special Relationship Not Responsible to Explain to Insured Coverage Requested is not Available Read the full article at https://www.linkedin.com/pulse/liability-policy-should-insure-against-insureds-acts-barry and https://zalma.com/blog plus more than 3400 posts. Insurance agents and brokers are required to obtain the insurance requested by the insured if that insurance is...

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Barry Zalma

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2022-03-04 13:38:24 -

No Harm No Foul
Plaintiff Had No Right to Rely on a Certificate of Insurance Read the full article at https://www.linkedin.com/pulse/harm-foul-lack-damages-defeats-suit-against-broker-zalma-esq-cfe and https://zalma.com/blog plus more than 4100 posts. A suit against an insurance broker for failing to acquire insurance was defeated with a motion for summary judgment because the plaintiff incurred no damage as a...

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Barry Zalma

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2022-11-07 13:38:48 -

No Need for Fiduciary Relationship to sue Agent
Insurance Agent Must Fulfill Requests Made by Insured Read the full article at https://lnkd.in/g6X87kRX and see the full video at https://lnkd.in/gUfhxfpx and at https://lnkd.in/gkNCJ8MJ and at https://zalma.com/blog plus more than 4350 posts. Donald Isken (“Mr. Isken”), sued Rick Galster III Insurance Agency, Inc. (“Galster Insurance”) seeking monetary damages for...

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