Intentional Acts, Insurance Claims & Exclusions
  Insurance Requires a Fortuitous Act   Available only to subscribers to Excellence in Claims Handling at Subscribe to “Excellence in Claims Handling” at https://barryzalma.substack.com/subscribe for only $5 a month or $50 a year. It includes the following: "In 1978, the California Supreme Court in Clemmer v. Hartford Insurance Co.71...
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