A House is not Built by Magic
Depreciation of Labor & Materials is Needed to Determine ACV Read the full article at https://www.linkedin.com/pulse/house-built-magic-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3700 posts. I have argued against those courts who claim insurers, when determining, ACV, should only depreciate materials and not labor. To reach such a conclusion those courts need to...
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