NOAA CSL Chemical Sciences Laboratory (#NASA criminals) 2023 News & Events For Stratospheric Aerosol Injection, All Strategies are Not Created Equal NONE OF THIS BS IS DESIGNED TO "REDUCE CLIMATE CHANGE" Because "Climate Change" is BS to begin with! Or at least IT WAS until the military started spraying toxins into the atmosphere! The people responsible for this need to be EXECUTED for #CrimesAgainstHumanity These demons are literally poisoning every man, woman, and child on earth! Want to know why the wealthy scumbags are buying bunkers 100 feet below ground???? Likely to escape the "RAID" being sprayed all over their fellow man!' That would be my guess! These planes are legitimate TARGETS in my view! They are HOSTILE enemy forces seeking to kill you! And should be treated as such! https://csl.noaa.gov/news/2023/390_1107.html

A BIG BLACK GUY NAMED BARBARA IS AWARDED THE BBC’S WOMAN FOOTBALLER OF THE YEAR https://old.bitchute.com/video/fL98rGP9f7NX/

Zalma's Insurance Fraud Letter - December 1, 2024 ZIFL Volume 28 No. 22 Post 4939 Read the full article at Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdfand at https://zalma.com/blog. Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D The Source for the Insurance Fraud Professional https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud: The EUO is a Material Condition Precedent A Key Tool in the Effort to Reduce Fraud Claim Properly Denied for Refusal to Testify at EUO I spoke recently at the Conference of the Southern California Fraud Investigators Association on the Examination Under Oath as a tool to help insureds prove their losses and what happens when an insured fails or refuses to testify. This case emphasizes the purpose of my talk. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Thanksgiving Wishes from the Zalma Family My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children. After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf More McClenny Moseley & Associates Issues This is ZIFL’s thirty eighth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges may be criminal to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Ethical Behavior & Insurance Insurance, from the time of its first agreement to the present day has always been a business requiring ethical behavior between the insurer and the insured and between the insured and the insurer. The concept of ethical behavior refers to well-founded standards of right and wrong that prescribe what humans ought to do, usually in terms of rights, obligations, benefits to society, fairness, or specific virtues, all of which are essential to the lawyer. Ethics refers to those standards that impose the reasonable obligations to refrain from murder, rape, theft, assault, slander, and fraud. Ethical standards also include those that imply virtues of honesty, compassion, and loyalty. There are rights presumed to exist such as those described in the Declaration of Independence submitted to King George of England in 1776 that held: We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of happiness. The unalienable rights also include the right to life, the right to freedom from injury, and the right to liberty. Such standards are adequate standards of ethics because they are supported by consistent and well-founded reasons. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Health Insurance Fraud Convictions Michigan Woman Convicted of $1.4M Health Care Kickback Scheme Mary Smettler-Bolton, 71, of Oakland County, Michigan was convicted November 22, 2024 for her role in a conspiracy to defraud the United States and receive illegal health care kickbacks. According to court documents and evidence presented at trial, Mary referred Medicare beneficiaries to several Metro Detroit home health companies in exchange for hundreds of thousands of dollars in kickbacks paid by the owners and operators of the home health companies. Over the course of four years, she and her co-conspirators caused over $1.4 million of loss to Medicare. Smettler-Bolton was convicted of one count of conspiracy to defraud the United States and receive illegal health care kickbacks and one count of violating the federal Anti-Kickback Statute. She is scheduled to be sentenced on March 3, 2025, and faces a maximum penalty of five years in prison on the conspiracy count and a maximum penalty of 10 years in prison on the kickback count. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors. Read the full article about dozens more convictions at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Convictions of Other Than Health Insurance Fraud Creative Fraudster Guilty of $229K Insurance Fraud Schemes Justin Mack, a native of Buffalo, New York, and a resident of Cleveland, Ohio, was sentenced on November 25, 2024 in the Cuyahoga County Court of Common Pleas. Mack, an Ohio man was sentenced to five years in prison and ordered to pay restitution for filing 24 fraudulent claims with multiple insurance companies, totaling more than $229,000. An extensive investigation uncovered Mack’s pattern of submitting altered documentation, falsified claims, and using other people’s identities to fraudulently secure payouts from multiple insurance companies. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf The Examination Under Oath Is Not Part of a Judicial Process Although the EUO is a formal proceeding it is not part of a judicial process nor is it subject to the rules set out by codes of civil procedure. There is no right to object to questions and never a judge present to rule on the objections. The testimony at the EUO is required to be presented in accordance with the obligation imposed on an insured to deal fairly and in good faith with the insurer. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Barry Zalma Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Write to Mr. Zalma at [email protected]; https://www.zalma.com; https://zalma.com/blog. He publishes daily articles at https://zalma.substack.com, Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ to consider more than 50 volumes written by Barry Zalma on insurance and insurance claims handling. Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma

Chief AND Councilwoman RESIGNS After DUI Opens Investigation Into Department! https://youtu.be/F1aPF2EHhh8

Israeli woman smiling on 9/11 in NYC Why is she so happy? https://old.bitchute.com/video/mJsMcmUDCubK/

Pure Ego and Abuse of Power - Retaliation After Feelings Get Hurt As usual... the ONLY "#Criminal behavior" in this video was that of #Police! Police are nothing more than state protected #OrganizedCrime, who are protected BOTH from Criminal penalties for their behavior AND for financially liability for their actions.... UNLIKE ANY OTHER AMERICANS, POLICE ARE NOT HELD ACCOUNTABLE FOR THEIR ACTIONS! Not ever! Which is kinda funny, since there is FEDERAL LAW they violate on a daily basis! Specifically, these Police Officers are guilty of violating TITLE 18 U.S.C. § 241 "Conspiracy Against Rights" AND TITLE 18 U.S.C. § 242 "Deprivation of Rights Under Color of Law" This tells me that FEDERAL PROSECUTORS are complicit in these #Crimes by failing to prosecute these clear violations, which enables the criminal Police officers to commit more and more crimes against the public! It is time to start charging BOTH the Police Officers who violate these statutes AND the Federal Prosecutors who enable their conduct, even "aiding & abetting" the conduct by failing to prosecute the criminal officers under these statutes when it is clearly applicable, and they are clearly in violation! That is correct.... CHARGE THE PROSECUTORS TOO! You see.... when you allow the CRIMINALS to run the "prison" you end up with #Corruption, like we have in EVERY POLICE DEPARTMENT ACROSS AMERICA! It's time that these officers are tried under COMMON LAW as a MAN or WOMAN who has done harm to another MAN or WOMAN. Whether that be a false arrest, police brutality and assault, or just financial #Terrorism! The days of "Letting it slide" are OOVER! It is time to get some ACCOUNTABILITY! ( For a much needed change ) https://youtu.be/4X3UpOMrSdE

https://www.amren.com/news/2024/11/illegal-migrant-accused-of-raping-woman-along-hiking-trail-in-sanctuary-county-has-history-of-prior-arrests/

HOW TO TELL THE DIFFERENCE BETWEEN MAN AND WOMAN Let me share this one ONE MORE TIME! https://old.bitchute.com/video/ROoFxjdHv2BC/

https://medforth.biz/france-man-threatened-to-cause-a-bloodbath-at-the-christmas-market-he-was-shot-dead-after-taking-a-woman-hostage/

HOW TO TELL THE DIFFERENCE BETWEEN MAN AND WOMAN THIS is information that EVERYONE needs to know! Most of #Hollywood's "Leading Ladies" are really leading MEN! Inversion is the tool of the Devil, and he uses it! It is everywhere if you know what you are looking for! https://old.bitchute.com/video/ROoFxjdHv2BC/