Lose if You Fail to Respond to Motion for Summary Disposition INSURERS FIND FRAUDSTERS ARE OFTEN INCOMPETENT Post 4943 Read the full article at https://www.linkedin.com/pulse/lose-you-fail-respond-motion-summary-disposition-zalma-esq-cfe-rhstc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. In Chris Kallco v. Melissa Lynn Pugh, Chris Kallco, and Precise MRI Of Michigan, LLC v. Citizens Insurance Company Of The Midwest and Melissa Lynn Pugh, No. 368156, Court of Appeals of Michigan (October 30, 2024) the Court of Appeals resolved the dispute. In a consolidated first-party and third-party no-fault action, plaintiff appealed from two orders granting summary disposition in favor of defendants, including the fraud of the plaintiff. FACTUAL BACKGROUND After a motor vehicle accident involving plaintiff and Pugh. Plaintiff alleged that he sustained injuries from the accident. A year after the accident, plaintiff brought a negligence claim against Pugh, alleging that, because of Pugh’s negligence, plaintiff sustained “severe permanent and progressive personal injuries and serious impairment of a body function, including but not necessarily limited to: Head, Neck, Back, Shoulders ….” Plaintiff also brought a claim against Citizens for PIP benefits, including medical expenses, work loss, and replacement services. Pugh moved for summary disposition arguing that plaintiff could not meet his burden of showing that he sustained a threshold injury under the no-fault act and, therefore, he could not maintain his negligence claim against her. Shortly after Pugh filed her motion, Citizens filed its own motion arguing that plaintiff made material misrepresentations to Citizens regarding the extent of his injuries, which rendered him ineligible for benefits under the statute. The trial court concluded that plaintiff failed to establish that he sustained a serious impairment of body function and therefore summary disposition in favor of Pugh was appropriate. With regard to Citizens’ motion, the trial court found “that absolutely no genuine issue of material fact exists as to whether Plaintiff knowingly made numerous materially false statements in his claims for PIP benefits relative to his alleged injuries and physical restrictions” arising out of the car accident. THRESHOLD INJURY Plaintiff argued that the trial court erred by finding that there was no genuine issue of material fact regarding whether plaintiff met the serious-impairment threshold. However, plaintiff’s failure to respond to the motion for summary disposition made it impossible for him to support his argument. The Plaintiff tried to use the defendants evidence as support against the motions. The attempt failed. The objectively manifested requirement means that plaintiffs must introduce evidence that generally requires medical testimony. Pugh presented objective medical records indicating that there was no physical basis for plaintiff’s subjective complaints of pain. Plaintiff’s deposition testimony only set forth mere subjective complaints of pain. Because plaintiff cannot show a factual dispute as to whether he suffered an objectively manifested impairment, he failed to satisfy the threshold serious-impairment requirement. FRAUDULENT INSURANCE ACT A person who presents or causes to be presented an oral or written statement, including computer-generated information, as part of or in support of a claim for payment or another benefit knowing that the statement contains false information concerning a fact or thing material to the claim commits a fraudulent insurance act that is subject to the penalties imposed by statute. An individual commits a “fraudulent insurance act” when: 1 the person presents or causes to be presented an oral or written statement, 2 the statement is part of or in support of a claim for no-fault benefits, and 3 the claim for benefits was submitted to the to the insurer or the state, further, 4 the person must have known that the statement contained false information, and 5 the statement concerned a fact or thing material to the claim. As to both motions for summary disposition, plaintiff failed to show that any genuine issue of material facts exists. Accordingly, the trial court did not err by granting summary disposition in favor of defendants. ZALMA OPINION As I get older the competence of those who attempt to defraud insurers gets less and less competent. Kallco is an example of the lack of competence. He claimed all kinds of injuries and inability to work or play with his children and, when faced with a competent defense, he ignored the motions, failed to respond, and when he lost he appealed claiming the motions against him gave enough evidence to raise a issue of fact. What a waste of the court’s time and I must ask why, with such convincing evidence, no criminal charges were brought. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk Sorry about the delay in posting. I’m recovering from pneumonia and spending most of the last week in bed with pills, Kleenex, coughing and sleep which I couldn’t get in the hospital. Should be act in shape next week but doctors make no promises.

CHUTZPAH: GET AWAY WITH MURDER AND COMPLAIN ABOUT SENTENCE Burn Husband to Death for Insurance Money & Plea to Avoid Jail Post 4942 Posted on December 10, 2024 by Barry Zalma See the full video at and at FACTS Mendy Powell Neal, who was charged with the first degree premeditated and felony murder of her husband and the aggravated arson of their home, entered a North Carolina v. Alford, 400 U.S. 25, 37 (1970), best interest plea to voluntary manslaughter, a Class C felony, in exchange for the dismissal of the felony murder and aggravated arson counts of the presentment and an agreed range of three to four years, with the trial court to determine the length and manner of service of the sentence. At the conclusion of the sentencing hearing, the trial court denied the Defendant’s request for judicial diversion, determined that she was not a suitable candidate for probation or other alternative sentencing, and sentenced her as a Range I, standard offender to four years at 30% in the Tennessee Department of Correction. In State Of Tennessee v. Mendy Powell Neal, No. M2023-01176-CCA-R3-CD, Court of Criminal Appeals of Tennessee, Nashville (November 26, 2024) the Court of Criminal Appeals affirmed the trial court. The Defendant’s husband, Matthew Neal, died in a house fire that totally consumed the couple’s Charlotte log home. The Defendant was charged with the first degree premediated murder of the victim, the first degree felony murder of the victim during the perpetration of an aggravated arson, and the aggravated arson of the home. The Defendant proceeded to a jury trial where the State presented evidence for three days establishing the crimes. The neighbor, Mr. Swan and a responding deputy, who could hear the victim moaning on the other side of the closed front door, attempted to enter the home but were unable due to the intensity of the fire. The next day, the victim’s burned body was found within ten feet of the front door. The victim was burned over 95% of his body and died of carbon monoxide toxicity and thermal injury. Autopsy showed he was drugged and couldn’t escape. Regardless of the evidence of premeditated murder the trial court found that the Defendant’s lack of a criminal history was an applicable mitigating factor and enhancement factors that the victim was particularly vulnerable because of age or physical or mental disability, that the Defendant treated or allowed the victim to be treated with exceptional cruelty during the commission of the offense, that the Defendant had no hesitation about committing the crime when the risk to human life was high, and that the Defendant abused a position of private trust that significantly facilitated the commission of the offense. The trial court found that sentencing the Defendant to the maximum length in the Tennessee Department of Correction “was the just and proper sentence due to the Defendant’s misrepresentation and dishonesty as well as the overwhelming circumstantial proof of Defendant’s conniving and forethought regarding the crime.” ANALYSIS The Court of Criminal Appeals found that there was nothing that warranted waiver of the timely notice of appeal requirement with respect to the trial court’s original sentencing determinations and the trial court acted well within its discretion in declining to reduce or modify the Defendant’s sentence. The Defendant did not show any circumstances, warranting the alteration of her sentence in the interest of justice. ZALMA OPINION It takes a massive amount of chutzpah (Yiddish for unmitigated gall) to drug your husband so he could not escape being burned to death after setting fire to the house to kill him and collect on a life insurance policy, and then, when damning evidence was presented offer a Alford plea to manslaughter. To then complain that court imposed the maximum sentence even though her agreement with the court changed the aggravated, premeditated murder that could have resulted in life in prison to manslaughter and only 4 years. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk Sorry about the delay in posting. I’m recovering from pneumonia and spending most of the last week in bed with pills, Kleenex, coughing and sleep which I couldn’t get in the hospital. Should be act in shape next week but doctors make no promises.

Kim Porter, Diddy's assistant and the mother of his children, allegedly stumbled upon copies of s*x tapes featuring Diddy and young kids hidden in his vault. Porter reportedly made copies of the tapes to protect herself, claiming they contained things she never could have imagined. Not long after discovering the tapes, Porter tragically passed away from pneumonia, though some members of her family remain convinced that Diddy was involved in her untimely death. Where are the copies of those tapes now? You don't want to miss his show: https://t.me/RussellBrand4 https://t.me/Mel_GibsonChanneI/1031

Woman Suffers HORRIFIC Injuries After Receiving Meningitis, Pneumonia & Tetanus Vaccines AT THE SAME TIME! https://www.infowars.com/posts/woman-suffers-horrific-injuries-after-receiving-three-vaccines-meningitis-pneumonia-tetanus-at-the-same-time

Déjà Vu Flu? CCP Runs Emergency Drills For “Pneumonia Of Unknown Cause” Spreading Across Country https://www.infowars.com/posts/deja-vu-flu-ccp-runs-emergency-drills-for-pneumonia-of-unknown-cause-spreading-across-country/

GOOD MORNING FRIENDS AND FOLLOWERS: TODAY IT IS 'GONZALO LIRA IN MEMORIAN DAY'. GOZALO LIRA WAS AN AMERICAN INDEPENDENT JOURNALIST AND COMMENTATOR WHO WAS LIVING IN UKRAINE. FROM HIS APARTMENT IN KHARKOV, HE BROADCAST AN INTERNET PODCAST, NOTHING SOPHISTICATED, NO SPECIAL SCENERY IN THE BACKGROUND, NO ELEGANT CLOTHES, JUST A T-SHIRT AND A BASEBALL CAP. ZELENSKY'S GOVERNMENT DIDN'T LIKE HIS OPINIONS AND REPORTS, NEITHER DID THE BIDEN REGIME. HE WAS ARRESTED AND ACCUSED OF "RUSSIAN PROPAGANDA" BUT RELEASED WAITING FOR A COURT DATE. HE KNEW HE WAS IN DANGER AND TRIED TO ESCAPE CROSSING THE BORDER INTO ANOTHER EUROPEAN COUNTRY. HE WAS CAPTURED AND TAKEN TO PRISON. NOT LONG AFTER, HE DIED IN CUSTODY OF THE UKRAINIAN GOVERNMENT. IT WAS REPORTED AS A "CASE OF PNEUMONIA" BUT CLEARLY HE WAS ASSASSINATED, MOST PROBABLY WITH APPROVAL OF THE AMERICAN GOVERNMENT. NO REPORT ABOUT HIS DEATH IN AMERICAN MEDIA, HE SIMPLY NEVER EXISTED, HE WAS A 'NON PERSON', BUT INTERNATIONAL MEDIA REPORTED ABOUT IT. IN THE NEXT FEW VIDEOS YOU'LL KNOW MORE ABOUT HIM, JUST IN CASE YOU DIDN'T KNOW HIM BEFORE.

Gonzalo Lira Exposes Victoria Nuland Gonzalo Ángel Quintilio Lira López ([ɣonˈsalo ˈaŋxel kinˈtiljo ˈlira ˈlopes], February 29, 1968 – January 12, 2024) was a Chilean-American novelist, filmmaker, commentator and self-styled dating coach. He was involved in the manosphere, posting anti-feminist content under the name Coach Red Pill. As a resident of Kharkiv, Ukraine, he vlogged about the 2022 Russian invasion of Ukraine and was described as spreading Russian disinformation and propaganda. In April 2022, Lira briefly disappeared and claimed to have been detained by the Security Service of Ukraine (SBU). In May 2023 Lira was arrested and charged with producing and publishing material that attempted to justify the ongoing Russian invasion, which is illegal under Ukrainian law. Lira was released on bail, but attempted to flee the country. He was arrested again for violating his bail conditions, and reportedly died of pneumonia in custody on January 12, 2024. It doesn't take a great deal of intelligence to figure out the real cause of death was politically motivated assassination at the behest of Victoria Nuland and her Deep State cronies. To understand Victoria Nuland and her passionate hate against Russia watch this revealing video by Gonzalo Lira, a US citizen who recently died in custody in Ukraine for exposing the lies and motives of those who abused Ukraine as a proxy against Russia. Victoria Nuland, the Undersecretary of State for Political Affairs in the Biden government, was formerly Assistant Secretary of State for European and Eurasian Affairs when Obama was in power. Victoria Nuland, of course, is known for her role in the 2014 coup in Ukraine, and was recently in the news for her embarrassing gaffe over American-funded bioresearch labs in Ukraine. The video by Gonzalo Lira is revealing, because Victoria Nuland has ethnic Russian origins. Why would she be working so hard against her native country then? Put simply, it's revenge. But importantly, the video is about three different people from three consecutive generations of Russians who were motivated by revenge against the government or even the common people of Russia, because of what had been done to their families at the beginning of the twentieth century. https://rumble.com/v4ht4nu-gonzalo-lira-exposes-victoria-nuland-and-the-deep-state.html

Úna Bhán Legend of Úna Bhán MacDermott was the Chieftain of Moylurg, a Celtic Kingdom in North Roscommon. He had a beautiful daughter, Úna Bhán, - so named because of her long blonde hair. His neighbour was Tomás Láidir Costello, a good and sincere man, handsome and strong. Úna Bhán and Tomás Láidir fell in love and wished to marry but MacDermot would not allow the marriage because he believed Tomás Láidir was not good enough for his daughter. Tomás Láidir was banished from the area and MacDermot had Úna Bhán confined on Castle Island, Lough Key, then called "The Rock", which was located in the centre of MacDermot territory. Úna Bhán went into a deep melancholy and was dying of grief. Tomás Láidir, hearing of the situation went to see her and when he left, vowed that if MacDermot did not send a message for him to return before he reached the river, he would never go back. The messenger was sent, but did not reach Tomás Láidir until after he had crossed the river. Being a man of honour Tomás Láidir was unable to break his vow and did not return. Úna Bhán died of a broken heart and was buried on Trinity Island, an island on Lough key. In his grief Tomás Láidir used to swim to the island every night to keep vigil at her grave. Eventually he got pneumonia and realising that he was dying requested that MacDermot allow him to be buried beside Úna Bhán. His request was granted and thus the two lovers were belatedly united. Two trees grew up over their graves, entwining together to form a Lovers Knot, standing guard over the site. Vocals: Mary McLaughlin Guitar, Producer: William Coulter Author: Thomas Costello Woodwinds: Todd Denman Harp: Shelley Phillips Fiddle: Deby Benton Grosjean Keyboards: Paul Machlis Drums: Heidrun Hoffmann Cello: Barry Phillips Guitar: Martin Simp

https://www.sgtreport.com/2024/03/mhra-pfizer-and-uk-officials-accused-of-misconduct-fraud-and-gross-negligent-manslaughter-in-new-criminal-investigation/ This is in the UK (for now). We need similar proceedings to happen here in the United States. On March 8, 2024, a new criminal investigation was launched against Pfizer, MHRA and UK officials. The investigating officer, Mark Sexton of the Acton Police Station in London, has charged UK officials with misconduct in public office, misfeasance in public office, fraud by false representation, corporate manslaughter and gross negligent manslaughter. Officer Sexton is backed by a team of lawyers, including Philip Hyland, Lois Bayliss and Dr. Sam White. Under crime number 6029679/21, the investigation specifically seeks to hold accountable a member of the British Parliament, Sir Graham Stuart Brady, and a British doctor, Dame June Munro Raine, who serves as the Chief Executive Officer of the UK’s Medicine and Healthcare products Regulatory Agency (MHRA). This investigation is part of a much larger investigation that Officer Sexton submitted back in 2021. Three years ago, Officer Sexton submitted 1100 pages of evidence to Hammersmith Criminal Investigation Department, which was signed off by two detectives. Mark Sexton writes that the investigation is twenty-seven months in progress since the original crime report was released. He says, “They can’t whitewash this one because too many people know what’s going on and the excess deaths cannot be hidden or ignored any longer.” Excess deaths in the UK are driven by cardiovascular events that are tied to the covid-19 vaccine. The Metropolitan Police of Greater London, which is tasked with protecting members of the royal family, members of the government, and other public health officials, is trying to shut the case down. However, over 400 expert witnesses, whistleblowers and victims stand to testify against the criminal actions taken by pharmaceutical companies and government officials over the past four years. At least 40 world experts are prepared to give evidence of criminality. One of the expert witnesses is former biotech research executive, Dr. Michael Yeadon. Yeadon’s letter to Ben Bates of the UK metropolitan police is being shared widely. Yeadon is a former Vice President for Pfizer. For several years, Yeadon led Pfizer’s global research in the field of Allergic & Respiratory Disease Therapeutics, and knows how these interventions are made and what they are for. Yeadon lays out verifiable evidence that the covid-19 “vaccines” weren’t vaccines at all, but were intentionally formulated to cause mass harm and then unlawfully mandated on populations. He refutes the existence of an alleged “global pandemic” and documents the harms caused by government lockdowns and other restrictions that coerced populations to take part in a deadly experiment. The illusion of a pandemic was created by the misuse and abuse of a clinical diagnostic test called PCR. Governments funded PCR fraud and erected a web of deceitful financial incentives, encouraging hospital systems and laboratories to use high cycle thresholds on new PCR tests. This created a wave of artificial positives for an alleged disease that there was no symptom-specific diagnostics for. The illnesses that were presented in 2020 were not treated properly; therefore, the lack of early antiviral treatment, misdiagnoses, prescription error, ventilator-associated pneumonia and various forms of medical malfeasance and malpractice was behind the deaths observed in hospitals in 2020 and beyond. Yeadon writes, “The heart of this entire deception is the incorrect belief that PCR is nearly flawless and so a positive result means that a person ‘had covid.’ There is no such disease. Not one symptom is unique to the claimed new disease.”

Gonzalo Lira Exposes Victoria Nuland Gonzalo Ángel Quintilio Lira López ([ɣonˈsalo ˈaŋxel kinˈtiljo ˈlira ˈlopes], February 29, 1968 – January 12, 2024) was a Chilean-American novelist, filmmaker, commentator and self-styled dating coach. He was involved in the manosphere, posting anti-feminist content under the name Coach Red Pill. As a resident of Kharkiv, Ukraine, he vlogged about the 2022 Russian invasion of Ukraine and was described as spreading Russian disinformation and propaganda. In April 2022, Lira briefly disappeared and claimed to have been detained by the Security Service of Ukraine (SBU). In May 2023 Lira was arrested and charged with producing and publishing material that attempted to justify the ongoing Russian invasion, which is illegal under Ukrainian law. Lira was released on bail, but attempted to flee the country. He was arrested again for violating his bail conditions, and reportedly died of pneumonia in custody on January 12, 2024. It doesn't take a great deal of intelligence to figure out the real cause of death was politically motivated assassination at the behest of Victoria Nuland and her Deep State cronies. To understand Victoria Nuland and her passionate hate against Russia watch this revealing video by Gonzalo Lira, a US citizen who recently died in custody in Ukraine for exposing the lies and motives of those who abused Ukraine as a proxy against Russia. Victoria Nuland, the Undersecretary of State for Political Affairs in the Biden government, was formerly Assistant Secretary of State for European and Eurasian Affairs when Obama was in power. Victoria Nuland, of course, is known for her role in the 2014 coup in Ukraine, and was recently in the news for her embarrassing gaffe over American-funded bioresearch labs in Ukraine. The video by Gonzalo Lira is revealing, because Victoria Nuland has ethnic Russian origins. Why would she be working so hard against her native country then? Put simply, it's revenge. But importantly, the video is about three different people from three consecutive generations of Russians who were motivated by revenge against the government or even the common people of Russia, because of what had been done to their families at the beginning of the twentieth century. https://rumble.com/v4ht4nu-gonzalo-lira-exposes-victoria-nuland-and-the-deep-state.html