Bernie Sanders made a significant Statement that disrupted the established norms within the Democratic Party, particularly in the context of his speeches or influence during major political events. His outspokenness has often challenged traditional party leadership and highlighted systemic issues. If his recent statement involved criticizing the party elite and their reluctance to change, it raises the question of whether the party will heed his call or continue on its usual path, that shift will lead to a meaningful reckoning or introspection among Democratic leaders. Historically, while his influence has mobilized large portions of the electorate, especially young and progressive voters, the party’s response has often been cautious and measured. For them to learn from this, they might need to re-evaluate their policies and approach How Sanders' past speeches have influenced the Democratic Party of this recent event?

NETHERLANDS to implement the most stringent immigration policies in Europe with forced deportations of illegal alien Muslim invaders and foreign criminals https://barenakedislam.com/2024/11/04/netherlands-to-implement-the-most-stringent-immigration-policies-in-europe-with-forced-deportations-of-illegal-alien-muslim-invaders-and-foreign-criminals/?jetpack_skip_subscription_popup

Active citizen monitoring of government policies and practices is more important today than ever, especially in large settings. This vigilance requires people to be more aware and to take action by informing themselves about policies, raising their concerns, and engaging in discussions about government behavior. Freedom can be further secured through civic engagement tools such as public forums, online petitions, and peaceful protests by keeping things open and accountable. The more people are informed and involved, the more democratic their country will be, and this will serve as a damper on the tendency of government power to trespass on the rights of its citizenry. https://www.americanthinker.com/blog/2024/11/citizenry_participation_in_times_of_political_turmoil.html

Canada’s growing asylum crisis: Immigration policies put pressure on Quebec and Ontario! Asylum claims continue to rise each year, placing immense pressure on Canadians. International students are increasingly applying for refugee status, as are individuals on tourist visas. Meanwhile, immigration targets, already high, show no signs of decreasing. Canadians bear the financial burden as poverty rates climb at an alarming rate. 🇨🇦 #NoMoreLiberalsAndNDP 🇨🇦 🇨🇦 #SayingTheQuietPartOutLoud 🇨🇦 🇨🇦 #resigntrudeau 🇨🇦 🇨🇦 #JustSayNoMore 🇨🇦 https://www.rebelnews.com/canada_s_growing_asylum_crisis_immigration_policies_put_pressure_on_quebec_and_ontario

Who’s on First & in What Percentage Application of Diverse “Other Insurance” Clauses Insurers Protected Insured and Litigated Their Differences Post 4920 Two insurance companies- Gemini and Zurich- asked the Eleventh Circuit Court of Appeal to determine what share of a $2 million settlement each is required to pay. The district court entered judgment for Gemini, ordering that Zurich pay $500,000 plus prejudgment interest. Both parties appealed, with Gemini seeking another $500,000 and Zurich challenging the award of prejudgment interest. In Gemini Insurance Company v. Zurich American Insurance Company, No. 22-13495, United States Court of Appeals, Eleventh Circuit (October 23, 2024) the competing “other insurance clauses” were resolved. FACTS After the death of Josue Vallejo, who was struck by a tractor-trailer operated by an employee of FSR Trucking, Inc two of three insurers disputed what proportion of the settlement each should pay. Zurich insured FSR, through its coverage of Commercial, for $1 million. Gemini also insured FSR for $3 million. The Vallejo claim settled for $3 million, of which Gemini contributed $2 million. Ryder’s insurance company, which is not a party to this appeal, contributed the other $1 million. Gemini and Zurich agree that they each owe a share of the $2 million, but dispute how much each one must pay. Under Gemini’s theory, they each owe $1 million. Under Zurich’s theory, they each owe their pro rata share, which is $500,000 for Zurich and $1.5 million for Gemini. The different theories of coverage turn on the application of the two policies’ “other insurance” clauses, which generally function to apportion coverage when there is overlapping insurance. Gemini argues that its policy is excess to Zurich’s, while Zurich argues that the policies attach at the same level and thus trigger pro rata contribution. Gemini sued Zurich for a declaratory judgment in its favor and an award of $1 million plus interest under claims of contractual subrogation or equitable subrogation/contribution. Zurich tendered $500,000 to Gemini to satisfy its pro rata share. Gemini, however, continued to litigate for the other $500,000 plus interest on the entire amount. Gemini appealed the District Court’s ruling in favor of Zurich and sought to obtain the other $500,000. ANALYSIS In Florida, where more than one insurer’s policy provides coverage for a loss, as the parties agree is the case here, it is appropriate to review the insurance contracts to see if the documents address the ‘ranking’ or contribution of other insurers. The Other Insurance Clauses Gemini’s “other insurance” clause provides: “This insurance is excess over and shall not contribute with any of the other insurance, whether primary, excess, contingent or on any other basis. This condition will not apply to insurance specifically written as excess over this policy.” Zurich’s “other insurance” clause is slightly different. “When this Coverage Form and any other Coverage Form or policy covers on the same basis, either excess or primary, we will pay only our share. Our share is the proportion that the Limit of Insurance of our Coverage Form bears to the total of the limits of all the Coverage Forms and policies covering on the same basis. Interpretation of the “Other Insurance” Clauses Where two insurance policies contain excess insurance clauses the clauses are deemed mutually repugnant and both insurers become primary and share the loss on a pro rata basis in accordance with their policy limits. Zurich argued, and the district court agreed, that both policies contain excess clauses such as pro rata contribution results. The Eleventh Circuit Court of Appeals sided with Gemini because when two policies containing conflicting “other insurance” or excess [uninsured/underinsured motorist] clauses. In sum an “other insurance” clause containing the phrase “we will pay the proportion of damages payable as excess” means that the clause was pro rata, even though it also characterized itself as an excess clause. Moreover, the Eleventh Circuit concluded both policies were primary. The Eleventh Circuit reversed the district court’s resolution of the cross-motions for summary judgment with regard to the amount of contribution and remanded the case for entry of judgment in favor of Gemini for the principal amount of $1,000,000, with the understanding that Zurich has already paid half of that sum. Upon entry of the amended final judgment on remand, Gemini will be the prevailing party. When a verdict liquidates damages on a plaintiff’s out-of-pocket, pecuniary losses, plaintiff is entitled, as a matter of law, to prejudgment interest at the statutory rate from the date of that loss. The Eleventh Circuit reversed the district court’s resolution of the cross-motions for summary judgment and remanded for the court to enter judgment in favor of Gemini in the principal amount of $1,000,000 understanding that Zurich has already paid $500,000. It also affirmed the award of prejudgment interest on the first $500,000 and direct the court to award Gemini prejudgment interest on the second $500,000 from February 7, 2019, until the date of the amended final judgment. ZALMA OPINION The three insurers of the defendant did the right thing by protecting the insured and then resolving their dispute over the share owed in court. Although insurance companies, generally, should not sue each other. “Other Insurance” clauses invariably raise disputes between insurers and often cause hardship to the insured. In this case Gemini, Zurich and an unnamed insurer put up the $3 million to settle and then Gemini and Zurich sued to clarify who owed what. The Eleventh Circuit found that the District Court was wrong because interpreting the competing “other insurance” clauses should have resulted in a finding that both Gemini and Zurich were primary insurers and each owed $1 million of the settlement and Zurich owed Gemini $500,000 plus interest. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

GOOD MORNING FRIENDS AND FOLLOWERS: YESTERDAY I DIDN'T POST ANYTHING, I WAS NOT FEELING GOOD AND SPENT MY MORNING (UNTIL 1 PM) IN A HOSPITAL BUT I WAS BACK HOME JUST ON TIME TO WATCH IN FULL THE TRUMP RALLY AT THE MADISON SQUARE GARDEN. IT WAS A GREAT SHOW, AS ONLY TRUMP COULD PUT TOGETHER IN NEW YORK CITY. IT LOOKED LIKE AN ENHANCED AND AMPLIFIED VERSION OF A REPUBLICAN CONVENTION. THE LINE UP OF SPEAKERS WAS WONDERFUL, INCLUDING RFKjr, TULSI GABBARD, ELON MUSK AND TUCKER CARLSON AMONG MANY. THE LIST WOULD BE TOO LONG TO MENTION EVERYONE. I HAD ALREADY CHOSEN THE VIDEOS FOR YESTERDAY BUT, SINCE I COULDN'T POST THEM, I'M POSTING THEM TODAY, BECAUSE THEY ARE STILL RELEVANT IN THE NEWS AND POLITICS CYCLE. WE MAY BE WRONG WHEN WE JUDGE KAMALA AS "STUPID" BECAUSE OF 'WORD SALADS' SHE REPEATS OVER AND OVER THAT SEEM LIKE THEY HAVE NO MEANING. SOME OF THE SENTENCES AND PARAGRAPHS SHE REPEATS, ARE DEEPLY ROOTED IN COMMUNIST IDEOLOGY AND TEXTS OF MARXIST PHILOSOPHY. NEVER FORGET THAT SHE IS THE DAUGHTER OF A MARXIST UNIVERSITY PROFESSOR WHO WAS AN ADVISER IN ECONOMICS TO THE GOVERNMENT OF THE COMMUNIST PRIME MINISTER OF JAMAICA (MICHAEL MANLEY) BACK IN THE 1970s. BACK THEN, THE JAMAICAN GOVERNMENT WAS A CLOSE ALLY OF FIDEL CASTRO (JAMAICA'S NEIGHBOR TO THE NORTH). THE POLICIES OF KAMALA'S FATHER AND PRIME MINISTER MANLEY, CREATED INFLATION, FOOD SHORTAGES AND BLACK MARKET, ALMOST DESTROYING JAMAICA. SO, LISTEN TO THIS ANALYSIS OF ONE OF THE BEST KNOWN KAMALA'S 'WORD SALADS'.

Op-ed: Obama's Thankfully Failing Hail-Mary Pass By: Diane Sori / The Patriot Factor / Right Side Patriots / Right Side Patriots Radio https://thepatriotfactor.blogspot.com/2024/10/op-ed-obamas-thankfully-failing-hail_28.html ...many black men and women are turning their backs on the failed economic policies of the Biden/Harris administration for they know well that you don't keep voting for those whose who want to keep in you in mental chains no matter Obama's pleas based on skin color or his false bravado of words to the contrary...

-- Barack Obama Confirms: Many African Americans Rejecting Left’s Dead-End Policies https://surgecolumns331790116.wordpress.com/2024/10/26/barack-obama-confirms-many-african-americans-rejecting-lefts-dead-end-policies/

https://t.me/davidavocadowolfe/143776 Mel Gibson on CommieHoe when asked who backing in the election.: “Appalling track record, no policies to speak of, and she’s got the IQ of a fence post.” (51 seconds) I like him

Poilievre condemns Trudeau’s ‘radical uncontrolled immigration’ policies! The Trudeau government agreed to a major reduction in the number of permanent residents it will permit entry to each year. However, Conservative Leader Pierre Poilievre says the prime minister’s ‘last minute pre-election reversal cannot be believed.’ 🇨🇦 #NoMoreLiberalsAndNDP 🇨🇦 🇨🇦 #SayingTheQuietPartOutLoud 🇨🇦 🇨🇦 #resigntrudeau 🇨🇦 🇨🇦 #JustSayNoMore 🇨🇦 https://www.rebelnews.com/poilievre_condemns_trudeau_s_radical_uncontrolled_immigration_policies