• Joe Biden granted Pennsylvania Judge Michael Conahan clemency. The kids did not receive the same sympathy.
    Documentary on All the Child Prisons, Corrupt Judges & The Money Made.
    https://www.armstrongeconomics.com/uncategorized/kids-for-cash-documentary/
    Joe Biden granted Pennsylvania Judge Michael Conahan clemency. The kids did not receive the same sympathy. Documentary on All the Child Prisons, Corrupt Judges & The Money Made. https://www.armstrongeconomics.com/uncategorized/kids-for-cash-documentary/
    WWW.ARMSTRONGECONOMICS.COM
    Kids for Cash Documentary
    https://www.youtube.com/watch?v=6LSHSqxtf4U
    0 Commentarii 0 Distribuiri 76 Views
  • .....WTF???!!!!,...IS YOUR MAJOR MALFUNCTION!!!!!!!!!????...
    https://m3.gab.com/media_attachments/ed/ad/da/edadda5c859f02779e7b0b33a3bc7690.mp4
    .....WTF???!!!!,...IS YOUR MAJOR MALFUNCTION!!!!!!!!!????... https://m3.gab.com/media_attachments/ed/ad/da/edadda5c859f02779e7b0b33a3bc7690.mp4
    Like
    Angry
    2
    0 Commentarii 0 Distribuiri 87 Views
  • Deep State – Globalist Tyranny Themed VIDEOS PT 2
    https://tinyurl.com/2jxxz5pa

    SUMMARY: This is PART TWO of a series of videos that demonstrate there is a Left-Wing/Globalist Agenda that if left unchecked, will continue to erase Constitutional Liberties instituted by America’s Founding Fathers. That erasure has been going on for Decades. Trump’s TOO BIG TO RIG reelection might grant a pause to that Leftist Agenda, but the Oligarch Elitists will continues to nullify WE-THE-PEOPLE if we fail to remain vigilant. …REMAIN VIGILANT & WATCH VIDEOS!
    #RemainVigilant #StopDeepState
    Deep State – Globalist Tyranny Themed VIDEOS PT 2 https://tinyurl.com/2jxxz5pa SUMMARY: This is PART TWO of a series of videos that demonstrate there is a Left-Wing/Globalist Agenda that if left unchecked, will continue to erase Constitutional Liberties instituted by America’s Founding Fathers. That erasure has been going on for Decades. Trump’s TOO BIG TO RIG reelection might grant a pause to that Leftist Agenda, but the Oligarch Elitists will continues to nullify WE-THE-PEOPLE if we fail to remain vigilant. …REMAIN VIGILANT & WATCH VIDEOS! #RemainVigilant #StopDeepState
    0 Commentarii 0 Distribuiri 270 Views
  • MAN DESTROYS LAPD AT COUNCIL MEETING AND FOP PREZ CRIES ABOUT LOSING QUALIFIED IMMUNITY

    Americans don't seem to comprehend...
    The average American IS NOT REPRESENTED!

    Whether it's LOCAL, COUNTY, FEDERAL or STATE "Government" Americans have ZERO REPRESENTATION! We have a "Political Class" of #Parasite scum holding
    ALL POSITIONS within "government," and they don't give a damn about YOU or this country! They only want MORE MONEY and MORE POWER!

    Jest about every one of them BELONGS IN PRISON!
    Firing someone for #Murder is not acceptable!

    Murder is a Capitol offense, punishable by DEATH!
    And at the very least, life in prison!

    EXCEPT when the criminals within government do it!
    That is unacceptable!

    https://old.bitchute.com/video/zzz1Jj1eiq8/
    MAN DESTROYS LAPD AT COUNCIL MEETING AND FOP PREZ CRIES ABOUT LOSING QUALIFIED IMMUNITY Americans don't seem to comprehend... The average American IS NOT REPRESENTED! Whether it's LOCAL, COUNTY, FEDERAL or STATE "Government" Americans have ZERO REPRESENTATION! We have a "Political Class" of #Parasite scum holding ALL POSITIONS within "government," and they don't give a damn about YOU or this country! They only want MORE MONEY and MORE POWER! Jest about every one of them BELONGS IN PRISON! Firing someone for #Murder is not acceptable! Murder is a Capitol offense, punishable by DEATH! And at the very least, life in prison! EXCEPT when the criminals within government do it! That is unacceptable! https://old.bitchute.com/video/zzz1Jj1eiq8/
    OLD.BITCHUTE.COM
    Man DESTROYS LAPD at Council Meeting and FOP Prez Cries about Losing Qualified Immunity
    🔴 Grab a SHIRT: http://bit.ly/HighImpactFlix-Merch Become a Channel member: https://www.youtube.com/channel/UCTSYXSwbauRs79G1skOCzIw/join Support the channel: ⭐ Patreon: https://www.patreon.com/highimpactflix ✅ CashApp: https://cash.app/$HighImpa…
    0 Commentarii 0 Distribuiri 304 Views

  • USAA Punished for it Claims Handling

    Punitive Damages Should be Awarded With Caution and Within Narrow Limits

    Read the full article at https://www.linkedin.com/pulse/usaa-punished-claims-handling-barry-zalma-esq-cfe-nbp2c, see the full video at and at and at https://zalma.com/blog plus more than 4950 posts.

    Posted on December 19, 2024 by Barry Zalma

    DISPUTE OVER HURRICANE DAMAGES RESULTS IN MAJOR PUNITIVE DAMAGES FOR BAD FAITH

    Although he Mississippi Supreme Court recognized the need to only award punitive damages with caution and within narrow limits, it did not limit its award in accordance with that maxim. After almost 19 years of litigation the last appeal resolved the various disputes.
    FACTS

    Hurricane Katrina destroyed Paul and Sylvia Minor’s home on August 29, 2005. The Minors had a homeowner’s insurance policy with United Services Automobile Association (USAA). The USAA policy covered damage caused by wind but excluded damage caused by storm surge or flood. The Minors reported their loss with USAA, which resulted in a years-long coverage dispute. USAA ultimately issued payments for damage it concluded was caused by wind but not for damage it concluded was caused by storm surge or flood.

    The Minors maintained that they suffered a total loss caused by wind and demanded that USAA pay the policy limits. The case proceeded to trial in 2013, and the jury awarded the Minors $1,547,293.37 in compensatory damages.

    In United Services Automobile Association v. Estate Of Sylvia F. Minor, Kathryn Minor and Stephen Minor, No. 2023-CA-00049-SCT, Supreme Court of Mississippi, En Banc (December 5, 2024) resolved the bad faith claims.

    The issue was ultimately presented to a jury. The jury awarded the Minors $10,000,000 in punitive damages and $457,858.89 in extra-contractual damages (solely attorneys’ fees). USAA appealed, raising several assignments of error.

    Trial

    To establish its bad faith claim, the Minor Estate introduced various USAA documents, including (1) portions of the USAA underwriting file; (2) the confidential email regarding (a) the engineer’s March 2006 findings and (b) Bergstrom’s conclusion that USAA would be responsible for paying for all the windows and the contents in rooms with windows; and (3) USAA’s letter to the Minors in June 2006 indicating the majority of damage was due to flooding.

    Punitive Damages

    Punitive damages are considered an ‘extraordinary remedy’ and should be awarded ‘with caution and within narrow limits.'” The Supreme Court found that the evidence presented at trial demonstrates a type of conduct for which punitive damages were designed. The Minor Estate provided sufficient proof that USAA acted in bad faith, with complete disregard for the Estate’s rights.

    Whether The $10 Million Punitive Damages Award Should Be Reversed Or, Alternatively, Reduced.

    USAA alternatively argues that the $10 million verdict should be reduced because it claims that the damages award is a 22:1 ratio and therefore unconstitutionally disproportionate to the extra-contractual damages awarded ($457,858.89). USAA relies on State Farm Mutual Auto Insurance Co. v. Campbell, 538 U.S. 408, 425, 123 S.Ct. 1513, 1524, 155 L.Ed.2d 585 (2003), which states that “[s]ingle-digit multipliers are more likely to comport with due process.” USAA argued that a 1:1 ratio should apply to the damages award here.

    The Supreme Court found that punitive damages is less than seven times the amount of compensatory damages, which it concluded clearly falls within the guideline provided in Campbell.

    A punitive damages award not only serves as a deterrent, it also compensates the plaintiff for its public service in bringing the action. The Supreme Court found the trial court’s decision to force the Minor Estate to use nearly half of its award to pay attorneys’ fees does not adequately compensate the Estate for bringing this action against USAA for its bad faith conduct in handling the Minors’ insurance claim from 2005. Therefore, the Supreme Court concluded that the trial court erred by denying the Estate’s post-trial motion for attorneys’ fees.

    CONCLUSION

    In sum, the trial judge did not err as a matter of law by submitting the issue of punitive damages to jury, and the $10 million award of punitive damages is not unconstitutionally disproportionate. The Supreme Court affirmed the jury verdict awarding the Minor Estate $10 million in punitive damages and $457,858.89 in extra-contractual damages as to attorneys’ fees and reverse the judgment of the trial court and render attorneys’ fees on behalf of the Estate in the amount of $4,500,000, plus post-judgment interest at an annual rate of 4 percent from October 3, 2022, the date of judgment, until paid.

    ZALMA OPINION

    This case that dragged on through the courts of Mississippi for 19 years and resulted in compensatory damages based upon an interpretation finding coverage for the estate and that the insurer’s conduct was so egregious that the estate was entitled to tort damages plus punitive damages many times more than the compensatory damages. The Supreme Court astonishingly concluded that punitive damages were not limited to punishing the insurer but were payment to the estate for its action on behalf of everyone in the state of Mississippi and that they should not be required to pay their lawyers but that payment should come from the insurer as part of its punishment. The Supreme Court ignored the fact that as a result the estate must pay income taxes on the punishment damages since they are not designed to make the insured whole and punished each member and insured of USAA.

    In my opinion it’s time the courts of the USA do away with the tort of bad faith to avoid excessive judgments and allow contract disputes to be enlarged into a major amount of punishment for an insurer who rejected a claim based on interpretation of contract terms and the facts of a loss, like this case. In that regard see my book, It’s Time to Abolish The Tort of Bad Faith Available as a paperback here. Available as a Kindle book here.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    USAA Punished for it Claims Handling Punitive Damages Should be Awarded With Caution and Within Narrow Limits Read the full article at https://www.linkedin.com/pulse/usaa-punished-claims-handling-barry-zalma-esq-cfe-nbp2c, see the full video at and at and at https://zalma.com/blog plus more than 4950 posts. Posted on December 19, 2024 by Barry Zalma DISPUTE OVER HURRICANE DAMAGES RESULTS IN MAJOR PUNITIVE DAMAGES FOR BAD FAITH Although he Mississippi Supreme Court recognized the need to only award punitive damages with caution and within narrow limits, it did not limit its award in accordance with that maxim. After almost 19 years of litigation the last appeal resolved the various disputes. FACTS Hurricane Katrina destroyed Paul and Sylvia Minor’s home on August 29, 2005. The Minors had a homeowner’s insurance policy with United Services Automobile Association (USAA). The USAA policy covered damage caused by wind but excluded damage caused by storm surge or flood. The Minors reported their loss with USAA, which resulted in a years-long coverage dispute. USAA ultimately issued payments for damage it concluded was caused by wind but not for damage it concluded was caused by storm surge or flood. The Minors maintained that they suffered a total loss caused by wind and demanded that USAA pay the policy limits. The case proceeded to trial in 2013, and the jury awarded the Minors $1,547,293.37 in compensatory damages. In United Services Automobile Association v. Estate Of Sylvia F. Minor, Kathryn Minor and Stephen Minor, No. 2023-CA-00049-SCT, Supreme Court of Mississippi, En Banc (December 5, 2024) resolved the bad faith claims. The issue was ultimately presented to a jury. The jury awarded the Minors $10,000,000 in punitive damages and $457,858.89 in extra-contractual damages (solely attorneys’ fees). USAA appealed, raising several assignments of error. Trial To establish its bad faith claim, the Minor Estate introduced various USAA documents, including (1) portions of the USAA underwriting file; (2) the confidential email regarding (a) the engineer’s March 2006 findings and (b) Bergstrom’s conclusion that USAA would be responsible for paying for all the windows and the contents in rooms with windows; and (3) USAA’s letter to the Minors in June 2006 indicating the majority of damage was due to flooding. Punitive Damages Punitive damages are considered an ‘extraordinary remedy’ and should be awarded ‘with caution and within narrow limits.'” The Supreme Court found that the evidence presented at trial demonstrates a type of conduct for which punitive damages were designed. The Minor Estate provided sufficient proof that USAA acted in bad faith, with complete disregard for the Estate’s rights. Whether The $10 Million Punitive Damages Award Should Be Reversed Or, Alternatively, Reduced. USAA alternatively argues that the $10 million verdict should be reduced because it claims that the damages award is a 22:1 ratio and therefore unconstitutionally disproportionate to the extra-contractual damages awarded ($457,858.89). USAA relies on State Farm Mutual Auto Insurance Co. v. Campbell, 538 U.S. 408, 425, 123 S.Ct. 1513, 1524, 155 L.Ed.2d 585 (2003), which states that “[s]ingle-digit multipliers are more likely to comport with due process.” USAA argued that a 1:1 ratio should apply to the damages award here. The Supreme Court found that punitive damages is less than seven times the amount of compensatory damages, which it concluded clearly falls within the guideline provided in Campbell. A punitive damages award not only serves as a deterrent, it also compensates the plaintiff for its public service in bringing the action. The Supreme Court found the trial court’s decision to force the Minor Estate to use nearly half of its award to pay attorneys’ fees does not adequately compensate the Estate for bringing this action against USAA for its bad faith conduct in handling the Minors’ insurance claim from 2005. Therefore, the Supreme Court concluded that the trial court erred by denying the Estate’s post-trial motion for attorneys’ fees. CONCLUSION In sum, the trial judge did not err as a matter of law by submitting the issue of punitive damages to jury, and the $10 million award of punitive damages is not unconstitutionally disproportionate. The Supreme Court affirmed the jury verdict awarding the Minor Estate $10 million in punitive damages and $457,858.89 in extra-contractual damages as to attorneys’ fees and reverse the judgment of the trial court and render attorneys’ fees on behalf of the Estate in the amount of $4,500,000, plus post-judgment interest at an annual rate of 4 percent from October 3, 2022, the date of judgment, until paid. ZALMA OPINION This case that dragged on through the courts of Mississippi for 19 years and resulted in compensatory damages based upon an interpretation finding coverage for the estate and that the insurer’s conduct was so egregious that the estate was entitled to tort damages plus punitive damages many times more than the compensatory damages. The Supreme Court astonishingly concluded that punitive damages were not limited to punishing the insurer but were payment to the estate for its action on behalf of everyone in the state of Mississippi and that they should not be required to pay their lawyers but that payment should come from the insurer as part of its punishment. The Supreme Court ignored the fact that as a result the estate must pay income taxes on the punishment damages since they are not designed to make the insured whole and punished each member and insured of USAA. In my opinion it’s time the courts of the USA do away with the tort of bad faith to avoid excessive judgments and allow contract disputes to be enlarged into a major amount of punishment for an insurer who rejected a claim based on interpretation of contract terms and the facts of a loss, like this case. In that regard see my book, It’s Time to Abolish The Tort of Bad Faith Available as a paperback here. Available as a Kindle book here. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    WWW.LINKEDIN.COM
    Discover thousands of collaborative articles on 2500+ skills
    Discover 100 collaborative articles on domains such as Marketing, Public Administration, and Healthcare. Our expertly curated collection combines AI-generated content with insights and advice from industry experts, providing you with unique perspectives and up-to-date information on many skills and their applications.
    0 Commentarii 0 Distribuiri 883 Views
  • The House passed the Continuing Resolution abruptly because they raised their pay from $174,000 to $243.000. Not only that, but the Democrats' No. 2 in the Senate didn't even know about it?

    Congress and the nation can function without them receiving this additional salary increase.

    #Senate #Congress #DeepState #Politics #Government
    The House passed the Continuing Resolution abruptly because they raised their pay from $174,000 to $243.000. Not only that, but the Democrats' No. 2 in the Senate didn't even know about it? Congress and the nation can function without them receiving this additional salary increase. #Senate #Congress #DeepState #Politics #Government
    1 Commentarii 0 Distribuiri 171 Views 0
  • https://americafirstreport.com/breaking-trump-announces-100-billion-investment-to-create-100000-us-jobs-from-japanese-company-softbank/
    https://americafirstreport.com/breaking-trump-announces-100-billion-investment-to-create-100000-us-jobs-from-japanese-company-softbank/
    AMERICAFIRSTREPORT.COM
    Trump Announces $100 Billion Investment to Create 100,000 Us Jobs From Japanese Company Softbank
    President-elect Donald Trump has wasted no time in getting started on his recent promise to encourage major investment and job
    0 Commentarii 0 Distribuiri 298 Views
  • "Tesla is accusing Germany’s most powerful union, IG Metall, of interfering in a collective wage agreement, claiming it is improperly managed by the works council head. Meanwhile, IG Metall has labeled IF Metall's strike against Tesla in Sweden as illegal. These labor disputes underscore the broader challenges Tesla faces in navigating union relations in Europe, where collective bargaining agreements are a standard expectation within the labor market."
    "Tesla is accusing Germany’s most powerful union, IG Metall, of interfering in a collective wage agreement, claiming it is improperly managed by the works council head. Meanwhile, IG Metall has labeled IF Metall's strike against Tesla in Sweden as illegal. These labor disputes underscore the broader challenges Tesla faces in navigating union relations in Europe, where collective bargaining agreements are a standard expectation within the labor market."
    0 Commentarii 0 Distribuiri 402 Views
  • Planned Event? The Truth About NJ’s Drone ‘UFOs
    https://www.youtube.com/watch?v=nTpQq1a9zhI
    Recent UFO and drone sightings over New Jersey have sparked a wave of speculation—but what if this isn’t about aliens at all? As a PSYOPS expert, I’ll break down how to spot the signs of a psychological operation (psyop) and uncover whether these events are part of a larger, planned agenda. Are these sightings a cover-up, a distraction, or something even more sinister? Watch as we expose the truth behind these mysterious lights in the sky and dive into the tactics used to manipulate public perception. Don’t let yourself be fooled. The truth might be closer than you think
    Planned Event? The Truth About NJ’s Drone ‘UFOs https://www.youtube.com/watch?v=nTpQq1a9zhI Recent UFO and drone sightings over New Jersey have sparked a wave of speculation—but what if this isn’t about aliens at all? As a PSYOPS expert, I’ll break down how to spot the signs of a psychological operation (psyop) and uncover whether these events are part of a larger, planned agenda. Are these sightings a cover-up, a distraction, or something even more sinister? Watch as we expose the truth behind these mysterious lights in the sky and dive into the tactics used to manipulate public perception. Don’t let yourself be fooled. The truth might be closer than you think
    0 Commentarii 0 Distribuiri 401 Views
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