Spotify´s View for upcoming expansion Almost a decade old, Spotify aims to take the music and entertainment industry even further with every incremental step it takes each day as the dominant music streaming platform. Per innovation and UX, the company has defined a few core tenets on what will enable future growth. For more information: https://open.spotify.com/ Increasing Content offerings Spotify said it will diversify the content it has on offer apart from music. To create a complete audio world with audio for podcasts, audiobooks and exclusive live events the platform envisions. This will bring in a larger crowd and increase user interaction. Enter the Global Market Spotify is trying to grow in emerging markets around the globe. So in order to capture new users in areas with rising internet access and smartphone penetration, the company is moving based on localizing its content and giving various versions of the platform. Strategic Partnerships Spotify needs artists, brands & tech companies to do this Spotify's Growth Play Spotify's partnership with top-tier creators and the streaming of music via smart devices is the only way ahead — enhance its discoverability and accessibility, scale to more potential listeners. Investment in Innovation The health of technology and research is fundamental for the future Spotify. The company is exploring the new audio capabilities, UI layer and interactive components to compete against competitors and adapt to changing needs of consumers. Spotify, in summary has smartly focused itself on increasing content from a content-per-sender perspective, depth / intensity of personalization, market expansion & partnerships and innovation, which makes the company very poised for further growth in this continuously evolving entertainment ecosystem. #SEO #Spotify #Stock #Music

Zalma’s Insurance Fraud Letter – November 1, 2024 ZIFL – Volume 28 Number 21 Posted on November 1, 2024 by Barry Zalma Post 4924 See the full video at and at Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D The Source for the Insurance Fraud Professional Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud: Pill Mill Doctor’s Conviction Affirmed HEALTH CARE FRAUD CONVICTION AFFIRMED ACTING AS A DR. FEEL GOOD IS A FEDERAL CRIME According to the Sixth Circuit Dr. David Jankowski’s medical clinics relied on several unusual billing and prescription practices, many of which were illegal and Jankowski fraudulently billed Medicare for services he did not provide and prescribed controlled substances to patients whose conditions did not call for such treatment, with some patients unlawfully trafficking their prescribed drugs. In United States Of America v. David Jankowski, M.D., No. 23-1404, United States Court of Appeals, Sixth Circuit (October 23, 2024) the Sixth Circuit disposed of the fraudsters claims on appeal. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf More McClenny Moseley & Associates Issues This is ZIFL’s thirty sixth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges indicate may be criminal conduct to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana. 10/24/2024 MMA BANKRUPTCY HEARING TO DECIDE WHETHER TRUSTEE WILL BE APPOINTED Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Injured While Drunk on the Job Gets Workers’ Compensation Benefits An appellate court in New York has upheld a decision of the Workers’ Compensation Board in favor of an injured employee of an electrical contractor company because intoxication was not the sole cause of the accident. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Man Bites Dog Story: Fraudsters Arbitration Attempts Stopped Arbitration Stayed for Suspected Chiropractors’ Fraudulent No Fault Medical Claims Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf In Government Employees Insurance Company, (“GEICO”) v. Didier Demesmin, M.D., et al, No. 23-CV-6191 (ARR) (MMH), United States District Court, E.D. New York (October 23, 2024) GEICO sought to enjoin defendants Manuel A. Mendoza, D.C. and Mendoza Chiropractic Office PC (collectively the “Mendoza Defendants”) from pursuing certain “no-fault” insurance collection arbitrations or initiating new collections proceedings during the pendency of this lawsuit. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Health Insurance Fraud Convictions Louisiana Nursing Home Owner to Pay $8.2M for Misusing Assets During Ida Bob Dean Jr a Louisiana nursing home owner and several companies he operated have agreed to an $8.2 million consent judgment to resolve allegations that they misappropriated and misused the assets and income of four nursing homes in Louisiana before and after Hurricane Ida’s landfall in August 2021. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Officer Caught Aiding Criminals for Cash Police Officer who took Bribes from Insurance Fraudster Convicted Demarkco Johnson (“Johnson”), appealed his convictions for taking bribes about insurance fraud. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Convictions of Other Than Health Insurance Fraud Former Lake Forest Agent Convicted On 90 Counts Of Insurance Fraud After Stealing Nearly $200,000 In Premium Payments Karen Marie Dondanville, 56, of Mission Viejo, California, a former Lake Forest insurance agent was convicted on 90 counts of insurance fraud after stealing nearly $200,000 in premium payments. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf The Need to Understand the Mutability of Memory Investigators and lawyers believe what they are told by eye witnesses who describe what he or she says with conviction. However, every professional investigator or litigator must know that memory is not necessarily accurate because very few people have a perfect eidetic (photographic) memory. Memory is a fluid and often unreliable human function. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Go to the podcast Zalma On Insurance at https://podcasters.spotify.com/pod/show/barry-zalma/support; Write to Mr. Zalma at [email protected]; http://www.zalma.com; http://zalma.com/blog. Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf

🎙 NEW PODCAST ~ Joshua Martinez was targeted, harassed, arrested by an FBI agent and then railroaded by the courts over his constitutional activism. His story is nothing short of horrifying. Spotify: https://open.spotify.com/episode/6ZSb8a0jP7kuSP1LnZAu0T Apple: https://podcasts.apple.com/us/podcast/guest-joshua-martinez-kidnapped-caged-targeted-by-the/id1439014279?i=1000671305253 #TheFreeThoughtProjectPodcast

Here is the Corder version of my new video where I announce that "The TTOR Show" is now on Spotify. If you like what you see, feel free to subscribe, like, comment, and share! #thettorshow #podcast #spotify #announcement #christian https://corder.tv/video/3695

Here is the Rumble version of my new video where I announce that "The TTOR Show" is now on Spotify. If you like what you see, feel free to subscribe, like, comment, and share! #thettorshow #podcast #spotify #announcement #christian https://rumble.com/v4mkexn-the-ttor-show-is-now-on-spotify.html

Here is the BitChute version of my new video where I announce that "The TTOR Show" is now on Spotify. If you like what you see, feel free to subscribe, like, comment, and share! #thettorshow #podcast #spotify #announcement #christian https://www.bitchute.com/video/C5AuAUiorPeW/

Here is the YouTube version of my new video where I announce that "The TTOR Show" is now on Spotify. If you like what you see, feel free to subscribe, like, comment, and share! #thettorshow #podcast #spotify #announcement #christian https://youtu.be/6C6YBtuZmHw

An all new episode of the Mystery Archives Podcast is up! It's hard to believe that we are on episode 7 already :o https://open.spotify.com/episode/2NwqiesiSnutnyJVJLvl5k?si=243315318c334b91

All new episode of the Mystery Archives Podcast is now up! Come have a ton of laughs as we pallet cleanse from 3 weeks of BTK. https://open.spotify.com/episode/6fs3W8uIu8fLtzGrZwO6cq?si=f7c6f0a49f4e438c

#AmericanFlags https://open.spotify.com/track/7kDtcxjXJ4aeAvLBpIGE3o?si=j08tR2kRQtWm6qN80nxFDA&context=spotify%3Aplaylist%3A37i9dQZEVXbt92sRQIz6ee