• #AlexJonesShow Wednesday LIVE: In Major Victory For Freedom Of The Press & Due Process, Federal Judge Blocks The Bloomberg-Backed Attempt By ‘The Onion’ To Shut Down Infowars! Alex Jones Is LIVE On-Air Right Now Breaking Down Exclusive Details Of This Historic Ruling & Other Major News!

    Must-Watch/Share! https://www.infowars.com/show/the-alex-jones-show https://www.infowars.com/posts/watch-live-deep-state-in-panic-as-incoming-trump-admin-pledges-to-arrest-globalists-for-child-trafficking-plus-tune-in-for-new-intel-on-the-future-of-infowars

    » SUPPORT: https://thealexjonesstore.com https://drjonesnaturals.com https://AlexJones.Live
    #AlexJonesShow Wednesday LIVE: In Major Victory For Freedom Of The Press & Due Process, Federal Judge Blocks The Bloomberg-Backed Attempt By ‘The Onion’ To Shut Down Infowars! Alex Jones Is LIVE On-Air Right Now Breaking Down Exclusive Details Of This Historic Ruling & Other Major News! Must-Watch/Share! https://www.infowars.com/show/the-alex-jones-show https://www.infowars.com/posts/watch-live-deep-state-in-panic-as-incoming-trump-admin-pledges-to-arrest-globalists-for-child-trafficking-plus-tune-in-for-new-intel-on-the-future-of-infowars » SUPPORT: https://thealexjonesstore.com https://drjonesnaturals.com https://AlexJones.Live
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  • Wednesday, December 11, 2024

    Bishop Robert Barron

    Cycle C

    Advent

    2nd wk of Advent

    Topics

    God's love
    Pride

    Bible References

    Matthew 11:28-30

    Friends, in today’s Gospel, Jesus offers to free us from the burden of our pride.

    What is it that makes our lives heavy and weighed down? Precisely the burden of our own egos, the weight of one’s own self. When I am puffing myself up with my own self-importance, I’m laboring under all that weight. Jesus is saying, “Become a child. Take that weight off your shoulders and put on the weight of my yoke, the yoke of my obedience to the Father.” 

    Anthony de Mello proposed the following parable to describe us prideful souls. A group of people sit on a bus that is passing through the most glorious countryside, but they have the shades pulled down on all the windows and are bickering about who gets front seat on the bus. This is the burden of pride: preferring the narrow and stuffy confines of the bus to the beauty that is effortlessly available all around. This, of course, is why Jesus can say, “My yoke is easy, and my burden is light.” What the Lord proposes is not a freedom from suffering but, what is much more important, a freedom from the self.

    Gospel Reflections

    Meditate on Daily Gospel Reflections from Bishop Robert Barron
    Wednesday, December 11, 2024 Bishop Robert Barron Cycle C Advent 2nd wk of Advent Topics God's love Pride Bible References Matthew 11:28-30 Friends, in today’s Gospel, Jesus offers to free us from the burden of our pride. What is it that makes our lives heavy and weighed down? Precisely the burden of our own egos, the weight of one’s own self. When I am puffing myself up with my own self-importance, I’m laboring under all that weight. Jesus is saying, “Become a child. Take that weight off your shoulders and put on the weight of my yoke, the yoke of my obedience to the Father.”  Anthony de Mello proposed the following parable to describe us prideful souls. A group of people sit on a bus that is passing through the most glorious countryside, but they have the shades pulled down on all the windows and are bickering about who gets front seat on the bus. This is the burden of pride: preferring the narrow and stuffy confines of the bus to the beauty that is effortlessly available all around. This, of course, is why Jesus can say, “My yoke is easy, and my burden is light.” What the Lord proposes is not a freedom from suffering but, what is much more important, a freedom from the self. Gospel Reflections Meditate on Daily Gospel Reflections from Bishop Robert Barron
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  • This Is How It Begins: The Deep State Wants to Terminate the Constitution.
    This is how it always begins, justified in the name of national security.

    We’ve allowed ourselves to be seduced by the false siren song of politicians promising safety in exchange for relinquished freedom. We placed our trust in political saviors and failed to ask questions to hold our representatives accountable to abiding by the Constitution. We looked the other way and made excuses while the government amassed an amazing amount of power over us, and backed up that power-grab with a terrifying amount of military might and weaponry, and got the courts to sanction their actions every step of the way. We chose to let partisan politics divide us and turn us into easy targets for the government’s oppression.
    https://www.rutherford.org/publications_resources/john_whiteheads_commentary/this_is_how_it_begins_the_deep_state_wants_to_terminate_the_constitution
    This Is How It Begins: The Deep State Wants to Terminate the Constitution. This is how it always begins, justified in the name of national security. We’ve allowed ourselves to be seduced by the false siren song of politicians promising safety in exchange for relinquished freedom. We placed our trust in political saviors and failed to ask questions to hold our representatives accountable to abiding by the Constitution. We looked the other way and made excuses while the government amassed an amazing amount of power over us, and backed up that power-grab with a terrifying amount of military might and weaponry, and got the courts to sanction their actions every step of the way. We chose to let partisan politics divide us and turn us into easy targets for the government’s oppression. https://www.rutherford.org/publications_resources/john_whiteheads_commentary/this_is_how_it_begins_the_deep_state_wants_to_terminate_the_constitution
    WWW.RUTHERFORD.ORG
    This Is How It Begins: The Deep State Wants to Terminate the Constitution | By John & Nisha Whitehead
    This is what you can expect in the not-so-distant future: Mass roundups. Raids. Indefinite detentions in concentration camps. Martial law. The erosion of habeas corpus protections. The suspension of the Constitution, at least for select segments of the population. A hierarchy of rights, contingent on whether you belong to a favored political class.
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  • Shit Hits Fan When Trump Takes Office – Larry Klayman - Greg Hunter
    https://rumble.com/v5vpftk-shit-hits-fan-when-trump-takes-office-larry-klayman.html

    Renowned Attorney Larry Klayman, founder of Judicial Watch and later Freedom Watch, is back with an update on the crime and violence cooking with the commie Dems, RINO’s and Deep State. First, the crime coverup is the pardon of Hunter Biden that spans 10 years of alleged crime. First Lady Jill Biden is elated about the pardon for son Hunter. Klayman says, “The fact that Jill Biden is so happy about this is because she is one of the actors and conspirators in the bribery, which took place with regard to communist China, Ukraine and Russia. She benefitted by it. Who was the money launderer? Her son, Hunter Biden. She could have been indicted along with Hunter as well as brother James of the Biden crime family for the bribery and money laundering. . . . I think his brother James will get a pardon because he’s dead to rights with what has been uncovered. I think more pardons are coming. Joe Biden does not care at this point. The guy has no legitimate reputation.”

    Klayman predicted just about three weeks ago, “The communists, the atheists, the radicals and the Left . . . are going to get violent, and we better be prepared for that.”

    What happened recently is there have been multiple death threats against Donald Trump’s cabinet picks. Klayman says, “The same is true with Kash Patel. The fact they want to take his head off means he is perceived to be a threat. It’s the same thing in regard to Pete Hegseth. It’s the same thing in regard to Tulsi Gabbard. They don’t like these people because they cannot be controlled. They don’t like Musk and, God forbid, I hope it does not happen, but I think the Left is going to try to kill Musk along with Trump again. I have had death threats myself recently, and this is where we are. You got to do what you got to do. The Founding Fathers did not worry about it. They did it under the Grace of God. Divine Providence is what they talk about in the Declaration of Independence.”

    This is just the opening act from the Left. Klayman says “They are the disciples of Karl Marx, which are disciples of the devil. . . . As I predicted in our last podcast, the violence is just beginning once Trump takes office and starts implementing what he says he is going to do with regard to the border, the criminal justice system, with regard to the Middle East and many other things. . . .Trump just threatened Iran if the hostages are not released. You are going to get all these radical terrorist sympathizers that will come out of the woodwork on that. Already, Iran has sent hit squads to try to kill Trump. This has not come to fruition yet . . .but once he becomes President, all hell is going to break loose. You can bet that is going to happen. . . . Trump is up against a number of individuals in the House and in the Senate that will do whatever they can to block Trump. So, whenever he actually takes executive action and pushes things through, excuse the French, the shit is going to hit the fan. You are going to see them in the streets, as we saw in the last few weeks, with the reported attempts to kill the Trump nominees. It’s there.”
    Shit Hits Fan When Trump Takes Office – Larry Klayman - Greg Hunter https://rumble.com/v5vpftk-shit-hits-fan-when-trump-takes-office-larry-klayman.html Renowned Attorney Larry Klayman, founder of Judicial Watch and later Freedom Watch, is back with an update on the crime and violence cooking with the commie Dems, RINO’s and Deep State. First, the crime coverup is the pardon of Hunter Biden that spans 10 years of alleged crime. First Lady Jill Biden is elated about the pardon for son Hunter. Klayman says, “The fact that Jill Biden is so happy about this is because she is one of the actors and conspirators in the bribery, which took place with regard to communist China, Ukraine and Russia. She benefitted by it. Who was the money launderer? Her son, Hunter Biden. She could have been indicted along with Hunter as well as brother James of the Biden crime family for the bribery and money laundering. . . . I think his brother James will get a pardon because he’s dead to rights with what has been uncovered. I think more pardons are coming. Joe Biden does not care at this point. The guy has no legitimate reputation.” Klayman predicted just about three weeks ago, “The communists, the atheists, the radicals and the Left . . . are going to get violent, and we better be prepared for that.” What happened recently is there have been multiple death threats against Donald Trump’s cabinet picks. Klayman says, “The same is true with Kash Patel. The fact they want to take his head off means he is perceived to be a threat. It’s the same thing in regard to Pete Hegseth. It’s the same thing in regard to Tulsi Gabbard. They don’t like these people because they cannot be controlled. They don’t like Musk and, God forbid, I hope it does not happen, but I think the Left is going to try to kill Musk along with Trump again. I have had death threats myself recently, and this is where we are. You got to do what you got to do. The Founding Fathers did not worry about it. They did it under the Grace of God. Divine Providence is what they talk about in the Declaration of Independence.” This is just the opening act from the Left. Klayman says “They are the disciples of Karl Marx, which are disciples of the devil. . . . As I predicted in our last podcast, the violence is just beginning once Trump takes office and starts implementing what he says he is going to do with regard to the border, the criminal justice system, with regard to the Middle East and many other things. . . .Trump just threatened Iran if the hostages are not released. You are going to get all these radical terrorist sympathizers that will come out of the woodwork on that. Already, Iran has sent hit squads to try to kill Trump. This has not come to fruition yet . . .but once he becomes President, all hell is going to break loose. You can bet that is going to happen. . . . Trump is up against a number of individuals in the House and in the Senate that will do whatever they can to block Trump. So, whenever he actually takes executive action and pushes things through, excuse the French, the shit is going to hit the fan. You are going to see them in the streets, as we saw in the last few weeks, with the reported attempts to kill the Trump nominees. It’s there.”
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  • This is what passes for freedom in Iran. It is a subhuman way to treat females, but then, an understanding of the Islamic culture reveals that under a devout adherence to Islamic edict, women are only worth half that of a man and are considered possessions.

    So, where are the women of the West in protesting against this oppressive and totalitarian treatment of women? Many Western women were quick to jump on the toothless #MeToo movement, but when it comes to women’s rights in Islamic nations like Iran, Afghanistan, and Saudi Arabia…crickets. And don’t get me started on their silence about human trafficking on the US borders…

    https://substack.com/profile/129788551-frank-salvato/note/c-79954384
    This is what passes for freedom in Iran. It is a subhuman way to treat females, but then, an understanding of the Islamic culture reveals that under a devout adherence to Islamic edict, women are only worth half that of a man and are considered possessions. So, where are the women of the West in protesting against this oppressive and totalitarian treatment of women? Many Western women were quick to jump on the toothless #MeToo movement, but when it comes to women’s rights in Islamic nations like Iran, Afghanistan, and Saudi Arabia…crickets. And don’t get me started on their silence about human trafficking on the US borders… https://substack.com/profile/129788551-frank-salvato/note/c-79954384
    SUBSTACK.COM
    Frank Salvato on Substack
    This is what passes for freedom in Iran. It is a subhuman way to treat females, but, then, an understanding of the Islamic culture reveals that under a devout adherence to Islamic edict, women are only worth half-that of a man and are considered possessions. So, where are the women of the West in protesting against this oppressive and totalitarian treatment of women? Many Western women were quick to jump on the toothless #MeToo movement, but when it comes to women’s rights in Islamic nations like Iran, Afghanistan, and Saudi Arabia…crickets. And don’t get me started on their silence about human trafficking on the US borders… https://www.thegatewaypundit.com/2024/12/islamic-republics-parliament-officially-passes-strict-chastity-hijab/
    0 Comments 0 Shares 399 Views
  • EXPOSING THE TALMUDIC JEWS & SATANIC ISRAEL [2024-12-01] - THE FREEDOM MINISTRY (VIDEO)

    The #Truth is #HateSpeech according to #Jews!
    At least when that TRUTH is about the #Evil a #Jew does!

    Sorry Jews, I speak out about EVIL and Criminals!
    If you don't want me talking about YOU, then STOP BEING EVIL CRIMINALS!

    https://old.bitchute.com/video/AEjL0BhkEp9Z/
    EXPOSING THE TALMUDIC JEWS ✡️ & SATANIC ISRAEL ✡️ [2024-12-01] - THE FREEDOM MINISTRY (VIDEO) The #Truth is #HateSpeech according to #Jews! At least when that TRUTH is about the #Evil a #Jew does! Sorry Jews, I speak out about EVIL and Criminals! If you don't want me talking about YOU, then STOP BEING EVIL CRIMINALS! https://old.bitchute.com/video/AEjL0BhkEp9Z/
    OLD.BITCHUTE.COM
    EXPOSING THE TALMUDIC JEWS ✡️ & SATANIC ISRAEL ✡️ [2024-12-01] - THE FREEDOM MINISTRY (VIDEO)
    This should be mandatory viewing material for ALL American Gentiles or Goyim (non-Jews.) They ✡️ are Genociding the White Race or European Stock and utilizing all others to do their ✡️ bidding, plain & simple. They controlled the Slave Trade as well…
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  • TRUMP'S "FREEDOM CITY" = SMART CITY = 15 MINUTE CITY = ONE WAY PRISON

    https://old.bitchute.com/video/KL1eGEkDt4MJ/
    TRUMP'S "FREEDOM CITY" = SMART CITY = 15 MINUTE CITY = ONE WAY PRISON https://old.bitchute.com/video/KL1eGEkDt4MJ/
    OLD.BITCHUTE.COM
    Trump's "Freedom City" = Smart City = 15 minute City = One way prison
    Why not be smart, be free and fulfill your 'American dream'? This how the agenda is sold!
    0 Comments 0 Shares 102 Views

  • Zalma's Insurance Fraud Letter - December 1, 2024

    ZIFL Volume 28 No. 22

    Post 4939

    Read the full article at Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdfand at https://zalma.com/blog.

    Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D

    The Source for the Insurance Fraud Professional https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud:

    The EUO is a Material Condition Precedent
    A Key Tool in the Effort to Reduce Fraud
    Claim Properly Denied for Refusal to Testify at EUO

    I spoke recently at the Conference of the Southern California Fraud Investigators Association on the Examination Under Oath as a tool to help insureds prove their losses and what happens when an insured fails or refuses to testify. This case emphasizes the purpose of my talk.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Thanksgiving Wishes from the Zalma Family

    My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children.

    After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    More McClenny Moseley & Associates Issues

    This is ZIFL’s thirty eighth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges may be criminal to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Ethical Behavior & Insurance

    Insurance, from the time of its first agreement to the present day has always been a business requiring ethical behavior between the insurer and the insured and between the insured and the insurer.

    The concept of ethical behavior refers to well-founded standards of right and wrong that prescribe what humans ought to do, usually in terms of rights, obligations, benefits to society, fairness, or specific virtues, all of which are essential to the lawyer.

    Ethics refers to those standards that impose the reasonable obligations to refrain from murder, rape, theft, assault, slander, and fraud. Ethical standards also include those that imply virtues of honesty, compassion, and loyalty.

    There are rights presumed to exist such as those described in the Declaration of Independence submitted to King George of England in 1776 that held:

    We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of happiness.

    The unalienable rights also include the right to life, the right to freedom from injury, and the right to liberty. Such standards are adequate standards of ethics because they are supported by consistent and well-founded reasons.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Health Insurance Fraud Convictions

    Michigan Woman Convicted of $1.4M Health Care Kickback Scheme

    Mary Smettler-Bolton, 71, of Oakland County, Michigan was convicted November 22, 2024 for her role in a conspiracy to defraud the United States and receive illegal health care kickbacks.

    According to court documents and evidence presented at trial, Mary referred Medicare beneficiaries to several Metro Detroit home health companies in exchange for hundreds of thousands of dollars in kickbacks paid by the owners and operators of the home health companies. Over the course of four years, she and her co-conspirators caused over $1.4 million of loss to Medicare.

    Smettler-Bolton was convicted of one count of conspiracy to defraud the United States and receive illegal health care kickbacks and one count of violating the federal Anti-Kickback Statute. She is scheduled to be sentenced on March 3, 2025, and faces a maximum penalty of five years in prison on the conspiracy count and a maximum penalty of 10 years in prison on the kickback count. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Read the full article about dozens more convictions at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Convictions of Other Than Health Insurance Fraud

    Creative Fraudster Guilty of $229K Insurance Fraud Schemes

    Justin Mack, a native of Buffalo, New York, and a resident of Cleveland, Ohio, was sentenced on November 25, 2024 in the Cuyahoga County Court of Common Pleas. Mack, an Ohio man was sentenced to five years in prison and ordered to pay restitution for filing 24 fraudulent claims with multiple insurance companies, totaling more than $229,000.

    An extensive investigation uncovered Mack’s pattern of submitting altered documentation, falsified claims, and using other people’s identities to fraudulently secure payouts from multiple insurance companies.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    The Examination Under Oath Is Not Part of a Judicial Process

    Although the EUO is a formal proceeding it is not part of a judicial process nor is it subject to the rules set out by codes of civil procedure. There is no right to object to questions and never a judge present to rule on the objections. The testimony at the EUO is required to be presented in accordance with the obligation imposed on an insured to deal fairly and in good faith with the insurer.

    Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf

    Barry Zalma

    Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Write to Mr. Zalma at [email protected]; https://www.zalma.com; https://zalma.com/blog. He publishes daily articles at https://zalma.substack.com, Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ to consider more than 50 volumes written by Barry Zalma on insurance and insurance claims handling.

    Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma
    Zalma's Insurance Fraud Letter - December 1, 2024 ZIFL Volume 28 No. 22 Post 4939 Read the full article at Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdfand at https://zalma.com/blog. Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D The Source for the Insurance Fraud Professional https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud: The EUO is a Material Condition Precedent A Key Tool in the Effort to Reduce Fraud Claim Properly Denied for Refusal to Testify at EUO I spoke recently at the Conference of the Southern California Fraud Investigators Association on the Examination Under Oath as a tool to help insureds prove their losses and what happens when an insured fails or refuses to testify. This case emphasizes the purpose of my talk. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Thanksgiving Wishes from the Zalma Family My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children. After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf More McClenny Moseley & Associates Issues This is ZIFL’s thirty eighth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges may be criminal to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Ethical Behavior & Insurance Insurance, from the time of its first agreement to the present day has always been a business requiring ethical behavior between the insurer and the insured and between the insured and the insurer. The concept of ethical behavior refers to well-founded standards of right and wrong that prescribe what humans ought to do, usually in terms of rights, obligations, benefits to society, fairness, or specific virtues, all of which are essential to the lawyer. Ethics refers to those standards that impose the reasonable obligations to refrain from murder, rape, theft, assault, slander, and fraud. Ethical standards also include those that imply virtues of honesty, compassion, and loyalty. There are rights presumed to exist such as those described in the Declaration of Independence submitted to King George of England in 1776 that held: We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of happiness. The unalienable rights also include the right to life, the right to freedom from injury, and the right to liberty. Such standards are adequate standards of ethics because they are supported by consistent and well-founded reasons. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Health Insurance Fraud Convictions Michigan Woman Convicted of $1.4M Health Care Kickback Scheme Mary Smettler-Bolton, 71, of Oakland County, Michigan was convicted November 22, 2024 for her role in a conspiracy to defraud the United States and receive illegal health care kickbacks. According to court documents and evidence presented at trial, Mary referred Medicare beneficiaries to several Metro Detroit home health companies in exchange for hundreds of thousands of dollars in kickbacks paid by the owners and operators of the home health companies. Over the course of four years, she and her co-conspirators caused over $1.4 million of loss to Medicare. Smettler-Bolton was convicted of one count of conspiracy to defraud the United States and receive illegal health care kickbacks and one count of violating the federal Anti-Kickback Statute. She is scheduled to be sentenced on March 3, 2025, and faces a maximum penalty of five years in prison on the conspiracy count and a maximum penalty of 10 years in prison on the kickback count. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors. Read the full article about dozens more convictions at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Convictions of Other Than Health Insurance Fraud Creative Fraudster Guilty of $229K Insurance Fraud Schemes Justin Mack, a native of Buffalo, New York, and a resident of Cleveland, Ohio, was sentenced on November 25, 2024 in the Cuyahoga County Court of Common Pleas. Mack, an Ohio man was sentenced to five years in prison and ordered to pay restitution for filing 24 fraudulent claims with multiple insurance companies, totaling more than $229,000. An extensive investigation uncovered Mack’s pattern of submitting altered documentation, falsified claims, and using other people’s identities to fraudulently secure payouts from multiple insurance companies. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf The Examination Under Oath Is Not Part of a Judicial Process Although the EUO is a formal proceeding it is not part of a judicial process nor is it subject to the rules set out by codes of civil procedure. There is no right to object to questions and never a judge present to rule on the objections. The testimony at the EUO is required to be presented in accordance with the obligation imposed on an insured to deal fairly and in good faith with the insurer. Read the full article at https://zalma.com/blog/wp-content/uploads/2024/12/ZIFL-12-01-2024.pdf Barry Zalma Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Write to Mr. Zalma at [email protected]; https://www.zalma.com; https://zalma.com/blog. He publishes daily articles at https://zalma.substack.com, Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ to consider more than 50 volumes written by Barry Zalma on insurance and insurance claims handling. Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma
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  • https://medforth.biz/musk-urges-irish-to-vote-for-freedom-as-general-election-starts/
    https://medforth.biz/musk-urges-irish-to-vote-for-freedom-as-general-election-starts/
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  • Tara Ross - Revolutionary War Thanksgivings:

    https://www.taraross.com/post/tdih-thanksgiving-revolution

    #AmericanRevolution #Liberty #Freedom #Pilgrims #Celebration #DivineProvidence #Providence #HappyThanksgiving #Thanksgiving2024 #Thanksgiving #History
    Tara Ross - Revolutionary War Thanksgivings: https://www.taraross.com/post/tdih-thanksgiving-revolution #AmericanRevolution #Liberty #Freedom #Pilgrims #Celebration #DivineProvidence #Providence #HappyThanksgiving #Thanksgiving2024 #Thanksgiving #History
    WWW.TARAROSS.COM
    This Day in History: Revolutionary War Thanksgivings
    At about this time in 1941, the fourth Thursday in November officially becomes a national holiday. You may know about modern Thanksgiving Day celebrations, but did you know that thanksgiving also played an important role in the American Revolution? Indeed, as Commander-in-Chief of the Continental Army, George Washington fully supported public displays of gratitude as a vital part of a well-functioning army. The events of October 1777 were a case in point. Americans won an important victory at Sa
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