House & Senate Republicans working together stopped Democrats from passing hundreds of bills in lameduck, including the following: -$25 billion of new pension debt -Drivers licenses for illegal aliens -Garbage, water, sewer & rain taxes -Subsidies for Hollywood elites -National Popular Vote -Ranked Choice Voting -Eliminate charter schools -Early release violent felons -Eliminate cash bonds for violent felons -Prohibit 80% of Michigan construction workers from working on public works projects -Making it near impossible to redevelop brownfields -Venezuela style price & rent control -Toll Roads -Billions of new corporate welfare -$10m for tampons in boy bathrooms -$500 tax credit for e-bikes -Forcing libraries to carry porn -Call prostitution “commercial sex activity” -Double the cost for marriage license -$250m for GM to tear down the RenCen while they’re laying off thousands of workers -New gun bans & gun store/manufacturing liability -Increased fees to go hunting & fishing -Higher costs to employ workers -New payroll tax on workers -More government property & less private property -Shutting down rural & urban hospitals dealing with staff shortages -Unlimited lawsuits on small business -Higher auto insurance rates -Rulemaking authority to EGLE that would take away private property rights -Retail store licensure -Vape & flavor bans -Increasing the cost to install septic systems -A massive, partisan end of the year spending bill @MIGOP @MISenate @MI_Republicans @RepMattHall @SenAricNesbitt @FightLikeHall @NezzieTeam

https://thewashingtonstandard.com/the-autogenocide-of-mass-migration/

USAA Punished for it Claims Handling Punitive Damages Should be Awarded With Caution and Within Narrow Limits Read the full article at https://www.linkedin.com/pulse/usaa-punished-claims-handling-barry-zalma-esq-cfe-nbp2c, see the full video at and at and at https://zalma.com/blog plus more than 4950 posts. Posted on December 19, 2024 by Barry Zalma DISPUTE OVER HURRICANE DAMAGES RESULTS IN MAJOR PUNITIVE DAMAGES FOR BAD FAITH Although he Mississippi Supreme Court recognized the need to only award punitive damages with caution and within narrow limits, it did not limit its award in accordance with that maxim. After almost 19 years of litigation the last appeal resolved the various disputes. FACTS Hurricane Katrina destroyed Paul and Sylvia Minor’s home on August 29, 2005. The Minors had a homeowner’s insurance policy with United Services Automobile Association (USAA). The USAA policy covered damage caused by wind but excluded damage caused by storm surge or flood. The Minors reported their loss with USAA, which resulted in a years-long coverage dispute. USAA ultimately issued payments for damage it concluded was caused by wind but not for damage it concluded was caused by storm surge or flood. The Minors maintained that they suffered a total loss caused by wind and demanded that USAA pay the policy limits. The case proceeded to trial in 2013, and the jury awarded the Minors $1,547,293.37 in compensatory damages. In United Services Automobile Association v. Estate Of Sylvia F. Minor, Kathryn Minor and Stephen Minor, No. 2023-CA-00049-SCT, Supreme Court of Mississippi, En Banc (December 5, 2024) resolved the bad faith claims. The issue was ultimately presented to a jury. The jury awarded the Minors $10,000,000 in punitive damages and $457,858.89 in extra-contractual damages (solely attorneys’ fees). USAA appealed, raising several assignments of error. Trial To establish its bad faith claim, the Minor Estate introduced various USAA documents, including (1) portions of the USAA underwriting file; (2) the confidential email regarding (a) the engineer’s March 2006 findings and (b) Bergstrom’s conclusion that USAA would be responsible for paying for all the windows and the contents in rooms with windows; and (3) USAA’s letter to the Minors in June 2006 indicating the majority of damage was due to flooding. Punitive Damages Punitive damages are considered an ‘extraordinary remedy’ and should be awarded ‘with caution and within narrow limits.'” The Supreme Court found that the evidence presented at trial demonstrates a type of conduct for which punitive damages were designed. The Minor Estate provided sufficient proof that USAA acted in bad faith, with complete disregard for the Estate’s rights. Whether The $10 Million Punitive Damages Award Should Be Reversed Or, Alternatively, Reduced. USAA alternatively argues that the $10 million verdict should be reduced because it claims that the damages award is a 22:1 ratio and therefore unconstitutionally disproportionate to the extra-contractual damages awarded ($457,858.89). USAA relies on State Farm Mutual Auto Insurance Co. v. Campbell, 538 U.S. 408, 425, 123 S.Ct. 1513, 1524, 155 L.Ed.2d 585 (2003), which states that “[s]ingle-digit multipliers are more likely to comport with due process.” USAA argued that a 1:1 ratio should apply to the damages award here. The Supreme Court found that punitive damages is less than seven times the amount of compensatory damages, which it concluded clearly falls within the guideline provided in Campbell. A punitive damages award not only serves as a deterrent, it also compensates the plaintiff for its public service in bringing the action. The Supreme Court found the trial court’s decision to force the Minor Estate to use nearly half of its award to pay attorneys’ fees does not adequately compensate the Estate for bringing this action against USAA for its bad faith conduct in handling the Minors’ insurance claim from 2005. Therefore, the Supreme Court concluded that the trial court erred by denying the Estate’s post-trial motion for attorneys’ fees. CONCLUSION In sum, the trial judge did not err as a matter of law by submitting the issue of punitive damages to jury, and the $10 million award of punitive damages is not unconstitutionally disproportionate. The Supreme Court affirmed the jury verdict awarding the Minor Estate $10 million in punitive damages and $457,858.89 in extra-contractual damages as to attorneys’ fees and reverse the judgment of the trial court and render attorneys’ fees on behalf of the Estate in the amount of $4,500,000, plus post-judgment interest at an annual rate of 4 percent from October 3, 2022, the date of judgment, until paid. ZALMA OPINION This case that dragged on through the courts of Mississippi for 19 years and resulted in compensatory damages based upon an interpretation finding coverage for the estate and that the insurer’s conduct was so egregious that the estate was entitled to tort damages plus punitive damages many times more than the compensatory damages. The Supreme Court astonishingly concluded that punitive damages were not limited to punishing the insurer but were payment to the estate for its action on behalf of everyone in the state of Mississippi and that they should not be required to pay their lawyers but that payment should come from the insurer as part of its punishment. The Supreme Court ignored the fact that as a result the estate must pay income taxes on the punishment damages since they are not designed to make the insured whole and punished each member and insured of USAA. In my opinion it’s time the courts of the USA do away with the tort of bad faith to avoid excessive judgments and allow contract disputes to be enlarged into a major amount of punishment for an insurer who rejected a claim based on interpretation of contract terms and the facts of a loss, like this case. In that regard see my book, It’s Time to Abolish The Tort of Bad Faith Available as a paperback here. Available as a Kindle book here. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

Non Vax do not have antibody dependent auto immune problems from Spike protein. The cure is the poison causing "Long Covid" and premature death. https://petermcculloughmd.substack.com/p/post-acute-covid-vaccination-syndrome?utm_source=post-email-title&publication_id=1119676&post_id=153286391&utm_campaign=email-post-title&isFreemail=true&r=1pcadm&triedRedirect=true&utm_medium=email

This article provides information on the ARCT-2304 product which is a “sa-mRNA vaccine candidate formulated within a lipid nanoparticle (LNP). ARCT-2304 is a gene-therapy-based prodrug that uses self-amplifying RNA technology (specifically, the RNA-dependent RNA polymerase (RdRP) gene, which allows it to replicate autonomously) that originates from an Alphavirus. Just so you know, this makes these products genetically-modified organisms (GMOs) and this is because of the fact that the coding template is a modified Alphavirus genome with the virus sub-genomic bits spiked out and the foreign flu genes ‘spiked in.’ The genetic material is capable of reproduction. https://brownstone.org/articles/theyre-trialing-self-amplifying-rna-lnp-based-products/

Autonomous AI May Have To Be “Unplugged” Before It’s Too Late, Says Ex-Google CEO https://www.infowars.com/posts/autonomous-ai-may-have-to-be-unplugged-before-its-too-late-says-ex-google-ceo

Everything is tied to it. Skills integrate and flow together in a way that all of it helps develop your character. I'm not sure any other game can do this better than Runescape and it's likely to be beneficial, considering that because an experience that's been in existence for as long as Runescape has to have a motive for its longevity in the category. Its Ironman mode is a great new feature in an old game. Long may it last. Old school RuneScape players who want to earn new skins and cosmetics through slogging across the classic game's contents can begin doing so today, when the game launches the brand new Quest Speedrunning Worlds. The server is an entirely distinct members-only variant of the game that has specific rules and restrictions. In order to begin a speedrunning session participants will have to choose a challenge upon logging on to the server. This quest they'll need to finish as quickly as they can. To ensure fairness in the competition the character's level will be automatically adapted to the appropriate level for the quest chosen. The quests will only be available when the game launches and ten more will be added in the coming five months. Points and awards for Speedrunning are given based on the speed at which the quest can be completed. These points can be used to purchase a variety of cosmetic and reward items, such as Adventurer's Outfits with different tiers, Speedy Teleport Scrolls, and the Giant Stopwatch item. Quest Speedrunning World is open! Quest Speedrunning World is officially in operation as of this writing to those who wish to tackle the challenge. "Quest Speedrunning Worlds open. Go to the Quest Speedrunning World and smash those bars!" Jagex tweeted. "Show us your fastest times, but above all else, enjoy yourself!" Jagex revealed today as part of the 300 million account celebrations, they'll launch Fresh Start servers for RuneScape and Old School RuneScape on September 12th for RS3 and in October for OSRS. The name suggests that they'll be completely new servers on which players can begin from scratch in the same way as all other players. The servers that are fresh starts are only available for a certain period of time (4 months) and characters will be moved to normal servers following the duration of the event. RuneScape Fresh Start Worlds are set to be available for four months which will allow players to revisit RuneScape in a group as they go back to iconic cities, unforgettable quests, zones of improvement and boss fights and all of them with increased gaming boosts and XP. Players can return to the main game at any time, with their newly-levelled character as well as their abundant rewards, which include new clothing and pet skins, as well as alternative capes for skill and rare tradeable rewards. For those who are competitive, they can also take advantage of an eight-week competition focusing on high scores and world-firsts. Old School RuneScape Fresh Start Worlds will be launched in October, and will offer players an exciting challenge and chance. In contrast to RuneScape, Old School Fresh Start Worlds won't get the XP boost, meaning players must depend on their own wits to make progress. It will provide players with the exact Old School RuneScape experience players are familiar with, but they'll be stepping into the world of new economic system and high scores waiting to be earned. Six months after the launchdate, players will be able to have their avatars transferred to an official game server in order to ensure that they can play for many years to the future. Rsorder.com: The most professional site to Buy OSRS Gold/RS3 Gold, items, accounts, power leveling, and questing services.

I see this went NOwhere. https://www.stewwebb.com/2017/03/26/autopsy-results-from-vince-fosters-exhumed-body/

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Just finished a meeting with the International Longshoremen’s Association and its President, Harold Daggett, and Executive VP, Dennis Daggett. There has been a lot of discussion having to do with “automation” on United States docks. I’ve studied automation, and know just about everything there is to know about it. The amount of money saved is nowhere near the distress, hurt, and harm it causes for American Workers, in this case, our Longshoremen. Foreign companies have made a fortune in the U.S. by giving them access to our markets. They shouldn’t be looking for every last penny knowing how many families are hurt. They’ve got record profits, and I’d rather these foreign companies spend it on the great men and women on our docks, than machinery, which is expensive, and which will constantly have to be replaced. In the end, there’s no gain for them, and I hope that they will understand how important an issue this is for me. For the great privilege of accessing our markets, these foreign companies should hire our incredible American Workers, instead of laying them off, and sending those profits back to foreign countries. It is time to put AMERICA FIRST! Donald J. Trump