• https://t.me/davidavocadowolfe/146424
    The banksters fund the war machine. The banksters fund the politicians. The banksters created and fund the usury system and drive the brainwashing in government run schools. The banksters pay the media to produce propaganda against your best interest. The banksters seek to control without doing any work. The banksters are the head of the snake and must be stopped. (1 min, 18 sec)
    https://t.me/davidavocadowolfe/146424 The banksters fund the war machine. The banksters fund the politicians. The banksters created and fund the usury system and drive the brainwashing in government run schools. The banksters pay the media to produce propaganda against your best interest. The banksters seek to control without doing any work. The banksters are the head of the snake and must be stopped. (1 min, 18 sec)
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  • https://medforth.biz/stuck-on-stupid-jaguar-takes-a-drive-off-bud-light-cliff/
    https://medforth.biz/stuck-on-stupid-jaguar-takes-a-drive-off-bud-light-cliff/
    0 التعليقات 0 المشاركات 93 مشاهدة
  • Rather than finding a solution and get all parties to de-escalate, Biden only exacerbated existing wounds. He encouraged Ukrainians to pound the table for their right to self-determination, validating their desire to join NATO and the European Union. Thus, on the one hand Biden emboldened Putin by showing weakness, and on the other hand he bolstered Ukraine by making their dreams appear within reach, setting in motion a bloody powder keg. https://wrko.iheart.com/featured/kuhners-corner/content/2024-11-20-biden-drives-putin-to-the-brink-of-nuclear-war/
    Rather than finding a solution and get all parties to de-escalate, Biden only exacerbated existing wounds. He encouraged Ukrainians to pound the table for their right to self-determination, validating their desire to join NATO and the European Union. Thus, on the one hand Biden emboldened Putin by showing weakness, and on the other hand he bolstered Ukraine by making their dreams appear within reach, setting in motion a bloody powder keg. https://wrko.iheart.com/featured/kuhners-corner/content/2024-11-20-biden-drives-putin-to-the-brink-of-nuclear-war/
    WRKO.IHEART.COM
    Biden Drives Putin To The Brink of Nuclear War | WRKO-AM 680 | Kuhner's Columns
    President Joe Biden has made the gravest error of his presidency. He is permitting Ukrainian military leaders to use Army Tactical Missile Systems (ATACMs), or long-range missiles, to strike into Russian territory.
    0 التعليقات 0 المشاركات 191 مشاهدة
  • Foster Wong & Josh Xiao - Chinese driver kills 35 in deadliest attack in at least a decade:

    https://americanmilitarynews.com/2024/11/chinese-driver-kills-35-in-deadliest-attack-in-at-least-a-decade/

    #Zhuhai #VehicleAttack #AssaultCar #CarExtremism #StopCars #EndCarViolence #CarViolence #Insanity #NotOneMore #PedestrianDeath #PedestrianSafety #Terrorism #Transportation
    Foster Wong & Josh Xiao - Chinese driver kills 35 in deadliest attack in at least a decade: https://americanmilitarynews.com/2024/11/chinese-driver-kills-35-in-deadliest-attack-in-at-least-a-decade/ #Zhuhai #VehicleAttack #AssaultCar #CarExtremism #StopCars #EndCarViolence #CarViolence #Insanity #NotOneMore #PedestrianDeath #PedestrianSafety #Terrorism #Transportation
    AMERICANMILITARYNEWS.COM
    Chinese driver kills 35 in deadliest attack in at least a decade
    Thirty-five people were killed after a Chinese driver rammed his car into a crowd in southern China, the nation’s deadliest attack in at least a
    0 التعليقات 0 المشاركات 480 مشاهدة

  • Bad Faith Set Up Fails

    Read the full article at https://www.linkedin.com/pulse/bad-faith-set-up-fails-barry-zalma-esq-cfe-jllxc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts.
    Inadequate Information Made Refusal to Pay Policy Limits Not Bad Faith

    INADEQUATE MEDICAL AUTHORIZATION USED TO CAUSE INSURER TO REFUSE SETTLEMENT DEMAND

    Post 4930

    Kara Flick appealed from the judgment after a jury rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. Flick contends the judgment should be reversed due to juror misconduct.

    In KARA FLICK v. UNITED SERVICES AUTOMOBILE ASSOCIATION, B330507, California Court of Appeals, Second District, Sixth Division (November 5, 2024) the Court of Appeals resolved the dispute.

    FACTUAL HISTORY

    After sustaining injuries in an automobile accident caused by Francisco Reyes, Jr., Flick had her attorney send Reyes's insurer, the United Services Automobile Association (USAA), a letter explaining the severity of her injuries and an authorization for the release of her medical records. Flick's attorney followed up with a settlement demand two months later, requesting that USAA pay Flick the entirety of Reyes's $100,000 policy limit in exchange for a release of liability. Attached to the demand was a single medical record from Flick's neurologist.

    USAA investigated Flick's claim and determined it did not have sufficient information to accept or reject her demand. Flick then filed a personal injury lawsuit against Reyes. The jury found in her favor and awarded nearly $1.7 million in damages.

    Flick, with an assignment from the Reyes, sued USAA for breach of contract and breach of the implied covenant of good faith and fair dealing.

    TRIAL

    At trial, a USAA claims adjustor admitted that Reyes was fully at fault for the accident with Flick. Reyes could therefore be exposed to liability in excess of his policy limits-if Flick provided sufficient documentation to support her claim.

    USAA's expert on insurance claims handling and another of its claims service managers both agreed with the supervisor that Flick's authorization was invalid and inadequate to allow USAA to obtain Flick's medical records.

    USAA needed additional records before it could determine the value of Flick's claim. Those records could have included the medical bills Flick provided to her own insurance company, the multiple doctor's notes she had excusing her from work, or the thumb drive recording her purported speech problems, all of which were entered into evidence at her personal injury trial. Because they were not provided to USAA, it was "very difficult to place a value on" Flick's claim.

    Flick's expert testified that USAA's handling of the settlement demand "was clearly unreasonable."

    Flick also did not respond to USAA's requests for additional information.

    By a vote of nine to three, the jury found that Flick did not make a reasonable settlement demand of USAA and rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. The trial court polled the jury, and each juror confirmed their vote.

    DISCUSSION

    The Court of Appeals concluded the trial court did not abuse its discretion in denying Flick's new trial motion. USAA successfully rebutted the presumption of prejudice by showing there is no reasonable probability that the juror, D.C.'s misconduct by not explaining he did not hear all of the adjuster's testimony, actually harmed Flick.

    Much of the adjustor's testimony consisted of facts regarding his communications with Flick's attorney - facts that were undisputed.

    What was disputed-whether Flick's settlement demand was reasonable-was the subject of other witness testimony, including USAA's expert on insurance claims handling, its supervising claims service manager, Flick's personal injury attorney, and her expert witness on insurance claims handling.

    What the admitted evidence showed was that D.C. confirmed multiple times that he voted that Flick did not make a reasonable settlement demand:

    Based on this record there was no reasonable probability that D.C.'s alleged juror misconduct actually harmed Flick.

    ZALMA OPINION

    The tort of bad faith arose from abuse by insurers on those they insured. Since its adoption in California about three quarters of a century ago, the abuse has been turned on to insurers. Ms. Flick's counsel placed a demand for settlement on USAA that it could not reasonably and in good faith to its insured, Reyes, because it was incomplete and inadequately supported and forced Flick and Reyes go through a trial where she received an uncollectible judgment against Reyes in hopes of a gigantic bad faith judgment. After much litigation and USAA spending a great deal to defend itself she received the $100,000 policy limit. USAA was punished but neither Flick nor her lawyers profited from the scheme or the appeal.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    Bad Faith Set Up Fails Read the full article at https://www.linkedin.com/pulse/bad-faith-set-up-fails-barry-zalma-esq-cfe-jllxc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. Inadequate Information Made Refusal to Pay Policy Limits Not Bad Faith INADEQUATE MEDICAL AUTHORIZATION USED TO CAUSE INSURER TO REFUSE SETTLEMENT DEMAND Post 4930 Kara Flick appealed from the judgment after a jury rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. Flick contends the judgment should be reversed due to juror misconduct. In KARA FLICK v. UNITED SERVICES AUTOMOBILE ASSOCIATION, B330507, California Court of Appeals, Second District, Sixth Division (November 5, 2024) the Court of Appeals resolved the dispute. FACTUAL HISTORY After sustaining injuries in an automobile accident caused by Francisco Reyes, Jr., Flick had her attorney send Reyes's insurer, the United Services Automobile Association (USAA), a letter explaining the severity of her injuries and an authorization for the release of her medical records. Flick's attorney followed up with a settlement demand two months later, requesting that USAA pay Flick the entirety of Reyes's $100,000 policy limit in exchange for a release of liability. Attached to the demand was a single medical record from Flick's neurologist. USAA investigated Flick's claim and determined it did not have sufficient information to accept or reject her demand. Flick then filed a personal injury lawsuit against Reyes. The jury found in her favor and awarded nearly $1.7 million in damages. Flick, with an assignment from the Reyes, sued USAA for breach of contract and breach of the implied covenant of good faith and fair dealing. TRIAL At trial, a USAA claims adjustor admitted that Reyes was fully at fault for the accident with Flick. Reyes could therefore be exposed to liability in excess of his policy limits-if Flick provided sufficient documentation to support her claim. USAA's expert on insurance claims handling and another of its claims service managers both agreed with the supervisor that Flick's authorization was invalid and inadequate to allow USAA to obtain Flick's medical records. USAA needed additional records before it could determine the value of Flick's claim. Those records could have included the medical bills Flick provided to her own insurance company, the multiple doctor's notes she had excusing her from work, or the thumb drive recording her purported speech problems, all of which were entered into evidence at her personal injury trial. Because they were not provided to USAA, it was "very difficult to place a value on" Flick's claim. Flick's expert testified that USAA's handling of the settlement demand "was clearly unreasonable." Flick also did not respond to USAA's requests for additional information. By a vote of nine to three, the jury found that Flick did not make a reasonable settlement demand of USAA and rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. The trial court polled the jury, and each juror confirmed their vote. DISCUSSION The Court of Appeals concluded the trial court did not abuse its discretion in denying Flick's new trial motion. USAA successfully rebutted the presumption of prejudice by showing there is no reasonable probability that the juror, D.C.'s misconduct by not explaining he did not hear all of the adjuster's testimony, actually harmed Flick. Much of the adjustor's testimony consisted of facts regarding his communications with Flick's attorney - facts that were undisputed. What was disputed-whether Flick's settlement demand was reasonable-was the subject of other witness testimony, including USAA's expert on insurance claims handling, its supervising claims service manager, Flick's personal injury attorney, and her expert witness on insurance claims handling. What the admitted evidence showed was that D.C. confirmed multiple times that he voted that Flick did not make a reasonable settlement demand: Based on this record there was no reasonable probability that D.C.'s alleged juror misconduct actually harmed Flick. ZALMA OPINION The tort of bad faith arose from abuse by insurers on those they insured. Since its adoption in California about three quarters of a century ago, the abuse has been turned on to insurers. Ms. Flick's counsel placed a demand for settlement on USAA that it could not reasonably and in good faith to its insured, Reyes, because it was incomplete and inadequately supported and forced Flick and Reyes go through a trial where she received an uncollectible judgment against Reyes in hopes of a gigantic bad faith judgment. After much litigation and USAA spending a great deal to defend itself she received the $100,000 policy limit. USAA was punished but neither Flick nor her lawyers profited from the scheme or the appeal. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    WWW.LINKEDIN.COM
    Discover thousands of collaborative articles on 2500+ skills
    Discover 100 collaborative articles on domains such as Marketing, Public Administration, and Healthcare. Our expertly curated collection combines AI-generated content with insights and advice from industry experts, providing you with unique perspectives and up-to-date information on many skills and their applications.
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  • MY BUS DRIVER CLIENT ARRESTED BY IGNORANT COPS | CHARGES DROPPED, LAWSUIT FILED

    https://old.bitchute.com/video/mbVTSR7DT6c/
    MY BUS DRIVER CLIENT ARRESTED BY IGNORANT COPS | CHARGES DROPPED, LAWSUIT FILED https://old.bitchute.com/video/mbVTSR7DT6c/
    OLD.BITCHUTE.COM
    My Bus Driver Client Arrested by Ignorant Cops | Charges Dropped, Lawsuit Filed
    Video to submit? https://forms.gle/HmwnDQKvwvYPxe967 Blog: https://thecivilrightslawyer.com/ Donate to the Institute for Justice: https://ij.org/support/give-now/thecivilrightslawyer/ Freedom is Scary STEAK RUB! https://quiggysbbq.square.site/produc…
    0 التعليقات 0 المشاركات 300 مشاهدة
  • ...."ALL UGLY, INSANE, ANGRY, FAT BITCHES, GET OUT OF THE GENE POOL!!!...NOW!!!!!".....

    ...=> "SEXLESS BUS DRIVER GOES MAD!!!.....
    https://babylonbee.com/news/rosie-odonnell-vows-to-continue-38-year-sex-strike
    ...."ALL UGLY, INSANE, ANGRY, FAT BITCHES, GET OUT OF THE GENE POOL!!!...NOW!!!!!"..... ...=> "SEXLESS BUS DRIVER GOES MAD!!!..... https://babylonbee.com/news/rosie-odonnell-vows-to-continue-38-year-sex-strike
    BABYLONBEE.COM
    Rosie O'Donnell Vows To Continue 38-Year Sex Strike
    MALIBU, CA ??? In an impassioned announcement made in protest of President-Elect Donald Trump's victory Tuesday night, celebrity Rosie O'Donnell vowed to continue her sex strike that has already reached 38 years.
    Haha
    2
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  • The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible. https://youtu.be/IctoumkMUCM
    The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible. https://youtu.be/IctoumkMUCM
    Like
    1
    0 التعليقات 0 المشاركات 282 مشاهدة
  • https://medforth.biz/germany-algerian-blocks-road-for-no-reason-and-stabs-car-driver/
    https://medforth.biz/germany-algerian-blocks-road-for-no-reason-and-stabs-car-driver/
    0 التعليقات 0 المشاركات 125 مشاهدة
  • The Black Monk of Pontefract haunting at 30 East Drive, in Pontefract, West Yorkshire, is one of the most famous and chilling hauntings in England. The haunting is centered on the supposed ghost of a 16th-century monk, believed to have been executed for heinous crimes. Locals later nicknamed this spirit "The Black Monk" due to its dark robes and sinister reputation.

    The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible.

    https://youtu.be/IctoumkMUCM
    The Black Monk of Pontefract haunting at 30 East Drive, in Pontefract, West Yorkshire, is one of the most famous and chilling hauntings in England. The haunting is centered on the supposed ghost of a 16th-century monk, believed to have been executed for heinous crimes. Locals later nicknamed this spirit "The Black Monk" due to its dark robes and sinister reputation. The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible. https://youtu.be/IctoumkMUCM
    0 التعليقات 0 المشاركات 363 مشاهدة
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