Zalma’s Insurance Fraud Letter – November 1, 2024 ZIFL – Volume 28 Number 21 Posted on November 1, 2024 by Barry Zalma Post 4924 See the full video at and at Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D The Source for the Insurance Fraud Professional Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud: Pill Mill Doctor’s Conviction Affirmed HEALTH CARE FRAUD CONVICTION AFFIRMED ACTING AS A DR. FEEL GOOD IS A FEDERAL CRIME According to the Sixth Circuit Dr. David Jankowski’s medical clinics relied on several unusual billing and prescription practices, many of which were illegal and Jankowski fraudulently billed Medicare for services he did not provide and prescribed controlled substances to patients whose conditions did not call for such treatment, with some patients unlawfully trafficking their prescribed drugs. In United States Of America v. David Jankowski, M.D., No. 23-1404, United States Court of Appeals, Sixth Circuit (October 23, 2024) the Sixth Circuit disposed of the fraudsters claims on appeal. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf More McClenny Moseley & Associates Issues This is ZIFL’s thirty sixth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges indicate may be criminal conduct to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana. 10/24/2024 MMA BANKRUPTCY HEARING TO DECIDE WHETHER TRUSTEE WILL BE APPOINTED Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Injured While Drunk on the Job Gets Workers’ Compensation Benefits An appellate court in New York has upheld a decision of the Workers’ Compensation Board in favor of an injured employee of an electrical contractor company because intoxication was not the sole cause of the accident. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Man Bites Dog Story: Fraudsters Arbitration Attempts Stopped Arbitration Stayed for Suspected Chiropractors’ Fraudulent No Fault Medical Claims Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf In Government Employees Insurance Company, (“GEICO”) v. Didier Demesmin, M.D., et al, No. 23-CV-6191 (ARR) (MMH), United States District Court, E.D. New York (October 23, 2024) GEICO sought to enjoin defendants Manuel A. Mendoza, D.C. and Mendoza Chiropractic Office PC (collectively the “Mendoza Defendants”) from pursuing certain “no-fault” insurance collection arbitrations or initiating new collections proceedings during the pendency of this lawsuit. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Health Insurance Fraud Convictions Louisiana Nursing Home Owner to Pay $8.2M for Misusing Assets During Ida Bob Dean Jr a Louisiana nursing home owner and several companies he operated have agreed to an $8.2 million consent judgment to resolve allegations that they misappropriated and misused the assets and income of four nursing homes in Louisiana before and after Hurricane Ida’s landfall in August 2021. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Officer Caught Aiding Criminals for Cash Police Officer who took Bribes from Insurance Fraudster Convicted Demarkco Johnson (“Johnson”), appealed his convictions for taking bribes about insurance fraud. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Convictions of Other Than Health Insurance Fraud Former Lake Forest Agent Convicted On 90 Counts Of Insurance Fraud After Stealing Nearly $200,000 In Premium Payments Karen Marie Dondanville, 56, of Mission Viejo, California, a former Lake Forest insurance agent was convicted on 90 counts of insurance fraud after stealing nearly $200,000 in premium payments. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf The Need to Understand the Mutability of Memory Investigators and lawyers believe what they are told by eye witnesses who describe what he or she says with conviction. However, every professional investigator or litigator must know that memory is not necessarily accurate because very few people have a perfect eidetic (photographic) memory. Memory is a fluid and often unreliable human function. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Go to the podcast Zalma On Insurance at https://podcasters.spotify.com/pod/show/barry-zalma/support; Write to Mr. Zalma at [email protected]; http://www.zalma.com; http://zalma.com/blog. Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf

Officer Caught Aiding Criminals for Cash Police Officer who took Bribes from Insurance Fraudster Convicted Post 4923 Read the full article at https://www.linkedin.com/pulse/officer-caught-aiding-criminals-cash-barry-zalma-esq-cfe-niboc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. Demarkco Johnson (“Johnson”), appealed his convictions and claims the following errors: 1 The trial court abused its discretion in denying appellant’s request for a jury instruction on entrapment. 2 The trial court erred in failing to admonish and/or instruct the witness to stop answering questions with a legal conclusion after defense counsel had objected. 3 Appellant’s convictions are against the manifest weight of the evidence; therefore, his convictions are in violation of the Ohio state constitution and the Sixth and Fourteenth Amendments to the United States Constitution. In State Of Ohio v. Demarkco Johnson, 2024-Ohio-5098, No. 113591, Court of Appeals of Ohio, Eighth District, Cuyahoga (October 24, 2024) resolved the issues on appeal. FACTS Defendants were charged with two counts of conspiracy, three counts of bribery, eight counts of forgery, one count of insurance fraud, one count of identity fraud, and one count of engaging in a pattern of corrupt activity. They engaged in a pattern of corrupt activity charge included a clause alleging that at least one of the incidents of corrupt activity was a felony of the third degree or higher. At trial George Michael Riley, Sr. (“Riley”), testified that he became a confidential source for the Federal Bureau of Investigation (“FBI”), which was investigating corruption in the East Cleveland Police Department. Special Agent Shaun Roth (“Roth”), an agent with the FBI working with the Cleveland Metropolitan Anti-Corruption Task Force, testified that the FBI executed a search warrant for one of Riley’s properties. Harris’s services included running Riley’s name in police databases to check for warrants and blocking off city roads so Riley could move his demolition equipment throughout the city. Two of Riley’s trucks were stolen from his business in East Cleveland. Riley told his contacts at the FBI, and FBI officials instructed him to file a police report with the East Cleveland police just as any other victim would do. Riley cooperated with the FBI. After hearing the evidence, the jury found Johnson guilty of two counts of bribery, as alleged in Counts 5 and 10 of the indictment. The jury acquitted him of all other charges. The court sentenced Johnson to 12 months in prison on both counts and ordered that the two prison terms be served concurrently. Johnson appealed the trial court’s judgment. Law and Analysis - Entrapment Instruction In the first assignment of error, Johnson argues the trial court erred in denying his request for a jury instruction on the defense of entrapment. Entrapment is a ‘confession and avoidance’ defense in which the defendant admits committing the acts charged but claims that the criminal design arose with the state’s agent. There is no entrapment when government officials merely afford opportunities or facilities for the commission of the offense to a criminal defendant who was predisposed to commit the offense. The video evidence showed Johnson handing Riley reports in exchange for money on multiple occasions. Johnson’s conduct demonstrated a ready acquiescence to the inducements offered by the government’s confidential source and a willingness to become involved in criminal activity in exchange for money. The evidence showed that Johnson not only had expert knowledge as to how to create the police reports in a way that could go undetected, but he also had access to the blank police forms that made the concealment of the reports possible. The Court of Appeals found that evidence did not support an entrapment defense. Testimony Pertaining to Bribery In the second assignment of error, Johnson argues the trial court erred by refusing to instruct Roth to refrain from using the word “bribe” or “bribery payment” in response to questions that were not specifically related to bribe payments. Even if Roth had avoided the words “bribe” or “bribery payment,” the outcome of the trial would not have been any different. The overwhelming evidence established that Johnson helped create fake police reports in exchange for money. Manifest Weight of the Evidence Johnson argued his convictions were against the manifest weight of the evidence. The Court of Appeals noted that Johnson’s convictions were not dependent on his knowledge of any insurance scheme or Harris’s separate dealings with Riley. His convictions were based solely on his position as a police officer in the East Cleveland Police Department and his acceptance of cash in exchange for police reports. Video evidence showed Johnson accepting cash from Riley in exchange for the reports on at least two occasions. And, despite Johnson’s argument to the contrary, Johnson played along when Harris introduced him to Riley as Nevels. CONCLUSION The Court of Appeals ordered that a special mandate issue out of the court directing the common pleas court to carry this judgment into execution. The defendant’s conviction having been affirmed, any bail pending appeal is terminated. Case remanded to the trial court for execution of sentence. ZALMA OPINION There can be no excuse for a police officer to sell information to an insurance criminal to ease the ability of the crime to succeed. Officer Johnson tried multiple arguments to set aside his conviction even though the evidence against him was overwhelming. The Court of Appeals disposed of his arguments quickly and intelligently. Fraud is a crime. Insurance fraud is a crime. Helping the criminal avoid prosecution is also a crime and establishes the officer had given up his honor for cash. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

THE MANIPULATION OF ELECTIONS: Veteran U.S. Air Force CIA Officer has evidence that can prove the source code operating the election machines in Smartmatic and Dominion voting machines that determines the U.S. Presidency are owned by the Venezuelan Narco Regime and made in China. He states that Dominion took an additional step to conceal its manipulation of U.S. Elections by moving its research and development and servers which store U.S. Swing States voting information to its office in Belgrade Serbia. In the Belgrade Office, Venezuelan, Chinese and Serbian software engineers maintain system administration status over U.S. Swing States elections and alter elections as directed by Cártel de los Soles, the Cuban DGI and the Chinese CCP. This election manipulation often involves large bribes to alter election results such as the case in the 2016 Philippines election where the President of Smartmatic Roger Piñate was indicted for bribery in relation to the 2016 Philippines election. His team has the CNE source code, the source code employed by Smartmatic, Dominion and others. They will surrender it to the appropriate authorities. This criminal evidence was presented two years ago to a Senior FBI Agent in Washington DC. That Agent after seeing three hours of evidence told them to flee Washington DC, that the FBI under Christopher Wray would actively work to destroy their efforts and seek ways to prosecute them in order to stop their investigative efforts. Seven months ago his team briefed three U.S. Attorney's who were Federal Prosecutors from Merrick Garland's Department of Justice and they never heard back from them. Elections are being stolen around the world, including in the United States of America. This is a direct attack on our Democracy. We must stop the greatest crime being committed against the United States of America. We must stop the Election theft of 2024 and stop all future election thefts around the world. https://x.com/SpartaJustice/status/1848833574352654576

SHERIFFS & STATE POLICE RISING UP AGAINST FEMA IN NC Folks.... Believe it or not, I don't have a pessimistic bone in my body! I'm a "the glass is half full" guy! But at the same time, for over 4 years now I've encouraged people to join #CSPOA and to elect a #Sheriff who will stand with THE PEOPLE! The County Sheriff is second only to the Most High and His Son in his county! NOBODY outranks the county sheriff! But at the same time, county sheriffs have not done a thing to help the people! They are STILL #Tyrant scumbags..... And over 3200 Sheriffs across the nation (which has 3300 counties) signed a letter begging congress to KEEP civil asset forfeiture! (THEFT of American's property) That tells me that sheriffs are NOT on your side! THESE SHERIFFS are likely only standing up because it's THEIR FAMILY in a bind! And they are also small town boys.... I just have ZERO FAITH in sheriffs, after supporting them and getting tons of people to join the CSPOA! Most sheriffs DON'T WANT TO LEARN THE CONSTITUTION! THEY DON'T WANT TO KNOW HOW MUCH AUTHORITY THEY HAVE! And I'm going to say that is because they are all likely taking bribes from George Soros or some other banker scumbag! The fact of the matter is simple.... If you don't get a sheriff with some balls, who has no issue with deputizing his whole count and arresting feds into office in your county.... YOU ARE SCREWED! LEOs in this country tend to be scumbags and enemies of the people! I don't know if it;'s the brainwashing (training) they undergo or what... But LEOs tend to be scumbags who care less about Americans They view you ONLY AS AN ENEMY and a source of revenue! This has gotta change damn quick or we are screwed! https://old.bitchute.com/video/cFMzT0ttFglB/

As News 12 first reported last week, the former official was also being sued for $22.5 million for allegedly taking bribes to prosecute a crypto currency case last year during a dispute involving members of a family tied to a Rockland County unsolved murder in the 70s. https://westchester.news12.com/source-shots-fired-at-campbell-hall-residence-of-ex-orange-county-prosecutor-accused-of-taking-bribes

https://t.me/davidavocadowolfe/137306 House Republicans find Beijing Biden Crime Family has received over $27 million in bribes since 2014. (1 min 56 seconds) Imagine what the real number actually is!

https://www.naturalnews.com/2024-04-17-trackaipic-exposes-zionist-politicians-take-israeli-bribes.html

BREAKING: Chicom Bribes To The Biden Crime Family Exposed In House Hearing madmaxworld.tv/watch?id=65fc8819961a509804d930c5

Joe Biden says the investigation into him and Hunter Biden "should be dropped." Look at the smile on his face. Ignore the six banks that submitted 170 suspicious activity reports to the Treasury Department accusing the Biden family of being involved in money laundering, human trafficking, and tax fraud. Disregard the bank records showing the Biden family using twenty shell companies to launder millions of illegally obtained dollars from China, Russia, and Ukraine to nine family members without ever registering as foreign agents in violation of the Foreign Agent Registration Act. Overlook the IRS whistleblowers who said the Justice Department didn't allow them to charge Hunter Biden with felonies, rejected search warrants and witness interviews, and prohibited investigations into Joe Biden. The investigation "should be dropped" because the same DOJ that indicted a Biden whistleblower, prosecuted Biden's leading political opponent, and is rightfully accused of shielding the Biden family now claims that an FBI informant lied when accusing Joe Biden and Hunter Biden of accepting Ukrainian bribes from Burisma. Ignore the CEO of Burisma's conviction in Ukraine for bribing officials with millions in cash and overlook the fact that Hunter Biden received millions from him without registering under the Foreign Agent Registration Act or paying his taxes. The investigation into Joe and Hunter Biden "should be dropped."

True or false? The secret they don’t want you to know about why we can’t shut the border, ever. Abbott and Biden can’t shut the border or Mexico will shut the power to Texas. I worked as an attorney on deregulation and we told the Leg we didn’t have enough power to deregulate for our need at that point over 20 years ago. So they found a creative way to solve that issue while taking their Enron bribes. Mexico was more than happy to supply Texas power and no one thought it was too big of a security risk, so here we are. Mexico supplies a large part of Texas power and have us by the balls. We can’t say no to Mexico and Mexico is getting rich from us. If they cut the power to Texas, the country goes. I tried to warn them, they called me Chicken Little, uninformed, overreactive. I wish they had been right. But people will do anything to justify their bribes. And they sold the people on choice and you believed it. We are now Mexico’s bitch. Neither Biden nor Abbott can shut the border if Mexico/Cartel/and their allies don’t want it closed.