There are reportedly hundreds of victims, including children, ready to come forward against Jay-Z. Former NFL player Larry Johnson recounted a disturbing memory of a party in the Colorado mountains with Jay-Z and Beyoncé, where young children mysteriously appeared late at night.

https://thewashingtonstandard.com/americas-middle-class-in-2024-aging-vehicles-300-carts-of-groceries-and-mountains-of-credit-card-debt/

I am Thankful Thanksgiving Wishes from the Zalma Family Post 4938 Posted on November 27, 2024 by Barry Zalma See the full video at and at hope, on this Thanksgiving weekend, that you can join my family and me remembering that it is more important to think about our blessings and those things that we have to be thankful for than to get in line for “Black Friday” to buy an inexpensive flat screen t.v. or tablet. Enjoy the holiday and your family as I will. My family and I have much to be thankful for this year. My first born daughter, Stephanie Zalma, continues to care for my wife 24 hours a day 7 days a week with love and patience as Thea continues as Nana to our two grandchildren and the loving mother of our three children. After receiving a new Aortic Heart Valve I am personally in good health, walking about 25 miles a week. Exercising my, apparently unusual, mode of retirement, I work only six to eight hours a day doing what I love the most, writing about insurance, insurance claims, insurance law and acting as an insurance claims consultant and expert witness. To me, I am thankful for you, my friends, clients and readers of “Zalma’s Insurance Fraud Letter,” my blog “Zalma on Insurance,” and my books and other writing including the third Edition of the ten volumes of my treatise, “Zalma on Insurance Claims” and the Fourteenth Edition of “Property Investigation Checklists.” As a first generation American I am honored to join with all Americans the ability to celebrate Thanksgiving that started when the United States was a dream and just a colony of Great Britain, to give thanks for the good things in life at least once a year. It took Abraham Lincoln, our greatest President to make it an official holiday. The Thanksgiving holiday gives me and my family the opportunity to consider the blessings we have received and to thank all who have made it possible. Please allow me this opportunity to explain to you all the things I, and my family, can continue to give thanks for: 1. I have loved my wife of almost 57 years since we first met when she was nine and I was twelve. 2. I am thankful that she still loves me and lets me make clear every day that I love her more now than I did when she ignored me when I was 12. 3. My three adult children who are successes in their own right. 4. That my three children who put up with my wife and I, and are healthy, successful, and mostly happy in what they do. 5. My almost eight-year-old granddaughter and my 22 year-old grandson live nearby, my grandson is now a successful college graduate from Puget Sound University in Washington state and working full time in I.T. 6. My clients who, for the more than 57 years have allowed me to earn a living doing what I love. I practiced law until I let my license go inactive, acting as a consultant, testifying as an expert witness and writing materials to help others provide excellence in claims services as members of the insurance profession. 7. My publishers the American Bar Association, Full Court Press, Fastcase.com, Thomson Reuters and Amazon.com. 8. My dearly departed parents and grandparents for having the good sense to leave the Ottoman Empire at the beginning of the 20th Century so we could avoid the Holocaust and I could be born American. 9. My country for giving me a place to live and work in peace and complain about it without fear. 10. The state of California, where I was born, and have lived for 82 years, for allowing me to have my home and grow my family, and the ability to pay California’s high taxes for the privilege. 11. Those of you who read what I write and gain something from it. 12. Eighty two years of mostly good health, but for a small heart attack,clogged arteries, a failed Aortic heart valve, ant the surgeons that gave me the ability to continue to work – albeit at a reduced rate. 13. Allowing me the health and ambition to avoid my cardiologist by walking every day and working on my garden and bonsai with one of my Chinese Elms in a pot for more than 49 years. 14. The hundreds of friends I have never met but with whom the Internet has allowed me to communicate in parts of the world I have never visited. 15. The wonder of the Internet that allows me to publish E-books, ZIFL and my blog instantly on line. 16. That my family can get together to express our thanks for each other and our happiness this year again without a need for anything but enjoying each other’s company and some good food. 17. That most of you who I know only by my publications can also gather with your families to express your thanks. When I enlisted in the U.S. Army in 1964, I volunteered ostensibly to avoid the draft and volunteered to serve anywhere in the world. Fortunately, the Army made assignments in alphabetical order and I was sent by the U.S. Army Intelligence Corps to Peoria, Illinois where I became a Special Agent in Charge of an office investigating people who sought security clearances. I was trained to be an investigator and enjoyed every minute of the job. Until the Army I had never seen a river without a concrete bottom only to see the mighty Mississippi as my first real river. I had never seen snow other than in the distance on mountains only to find myself shoveling the snow off the driveway in the small half-of-a-house I rented from an old couple who could not do it themselves. My investigative assignments required me to travel throughout Central Illinois from the Iowa to the Indiana borders. I stopped at court houses along the way, all of which had signs that Abraham Lincoln practiced law there. Those experiences with the courts, law enforcement officers, and court personnel probably gave me the incentive to become a lawyer. When I finished my three year enlistment I returned home, proposed marriage to the love of my life, who fortunately for me, accepted. I began the study of law at night and found my first real job where I could use the skills I learned in the Army. I was hired as a claims trainee at the Fireman’s Fund American Insurance Company who spent the time to train me to be a claims adjuster. The training was, unlike modern insurers, thorough. I was required to read a treatise on insurance and insurance claims handling. I was sent out with experienced adjusters in all types of insurance Fireman’s Fund wrote to learn as they adjusted claims, and eventually allowed to deal with the public under close supervision. Contrary to the requirements of the insurance industry at the time, Fireman’s Fund allowed me to study law at night while I worked as a full-time insurance adjuster. I was fortunate enough to work for a claims manager – Coleman T. Mobley – who did not require me to go out of state to adjust major storm claims if it interfered with my law school studies. Since I was in law school 50 weeks a year the only catastrophe storm duty I was required to work was a fire storm that burned from the San Fernando Valley to the ocean at Malibu. Because of Mr. Mobley and the Fireman’s Fund I was able to complete my studies and pass the California Bar in 1971 and be admitted to the California Bar on January 2, 1972. I took a cut in pay to get my first job as an Associate Attorney with a law firm that was willing to teach me to be a lawyer handling every kind of problem a new lawyer could face from wills, tort claims, divorce, drunk driving, trials, depositions, and dozens of orders to show cause in multiple courts around the Inland Empire of California. By doing so, when I started practicing law in 1972, I became a lawyer who could deal with any issue brought to me. I was fortunate enough to be able to move to an insurance law firm in Century City where I was assigned to a coverage lawyer who was trying to deal with over 500 active matters and, who, when I arrived, assigned 250 of the matters to me and pointed me to the firm’s library to learn what to do. At the time new technology was an IBM Selectric typewriter that could erase errors from the keyboard without the need to use white-out paint. I did legal research in the firm’s large library which, when it was inadequate for the task, I drove to the County Law Library in downtown Los Angeles to adequately research legal questions . Research in a large library took days to find support for an issue. I needed three professional legal secretaries to keep up with my dictation. Now, using modern technology, I can do the same legal research in 30 minutes on Fastcase.com, need no secretary, and can operate my consulting, writing, training and publishing businesses with no employees. In 1979 I decided it was time to be my own boss. I started a law firm called Barry Zalma, Inc. with a secretary who came from my last firm and brought an IBM Selectric typewriter with her into a small windowless office. I had obtained a line of credit from a bank that I hoped would carry us until the practice started since the only case I was sure of when I moved into my new office, was my sister’s rear-ender from which I could not, and did not, take a fee. The office was furnished with a file cabinet from my father-in-law’s dental practice and a dining room table from my wife’s grandmother who had passed away. I received my first call at 8:10 a.m. on the first day, October 1, 1979, from Alan Worboys, a claims person speaking for Certain Underwriters at Lloyd’s, London and my practice began. Alan became, and still is, a long time friend. I had nothing to do on October 3, 1979 so I wrote an article for publication. After that, I had no peace and the firm quickly grew to 9 lawyers and a staff to serve them all defending people who were insured and acting as coverage counsel for insurers who needed advice and counsel concerning interpretation of insurance contracts and how to deal with attempted fraud. I, and the lawyers who joined the firm also provided defense to insureds of our clients and defense of suits against the insurers for tort, including the tort of bad faith. I was more successful than I ever expected. I, whose experience was limited to Los Angeles County and Central Illinois, found a need to travel to Taipei, Taiwan and London, England on behalf of my clients. I worked, as I had learned from my father who survived the Depression, 16 hours a day, six or seven days a week. When I became 75 years old my firm had been reduced back to a sole practice and I decided it was time to stop practicing law and become a consultant and fulfill my childhood dream to be an author. I am a very lucky and happy man. I do work that I love. I fulfilled my childhood dreams. I Live in a home I have owned for more than 49 years that my wife and I adapted and increased as children were born to meet our needs. I have the love of my life with me and look forward to celebrating our 57th wedding anniversary next month. I am honored that my eldest daughter has come back to live with us and care for my wife and I who are not able to do everything we used to do. I have three wonderful children, two grandchildren and all live close. My son, and his business shares my office building and has time to visit with me as allowed by his busy schedule. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk This is a long article so go to https://www.linkedin.com/pulse/i-am-thankful-barry-zalma-esq-cfe-bzysc, to read the full article.

This story surrounds a group of friends who venture into an abandoned and supposedly haunted ghost town hidden within the misty mountains of Spain known as "La Mussara" and it's here that they collectively experience something that would make even the bravest of us shutter and would chill every single one of them to their core. Will they make it out alive? Or will the mist claim them? https://youtu.be/MPw78sSkVKU?si=jxWMFT_Zn9--Gs0z

Today we cover a legend. One that whispers of a truly dark and strange place. The story surrounds a group of friends who venture into an abandoned and supposedly haunted ghost town hidden within the misty mountains of Spain known as "La Mussara" and it's here that they collectively experience something that would make even the bravest of us shutter and would chill every single one of them to their core. Will they make it out alive? Or will the mist claim them? https://youtu.be/MPw78sSkVKU?si=qXqdO37o46ywiWyt

You can lead people to the #Truth.... But you cannot make them THINK! Most people will get angry with you when you break the delusion they reside in At one time #Halloween was my favorite holiday (Holy Day) THEN I FOUND OUT THE TRUE NATURE OF THE CELEBRATION! And how what MODERN SOCIETY DOES TODAY exactly mimics ancient, #Pagan (#Satanic) Rituals! And I'm sorry... But I DO NOT CHOOSE to pay homage to the devil or any of his traditions! It's plain scary how EVERYTHING we now do for "Halloween" from the PUMPKIN to the "wearing costumes" and everything in between is literally AN EXACT DUPLICATE OF THE SATANIC RITUALS IT IMITATES! It REALLY freaked me out when I learned the truth about it! So much so that I felt the need to beg forgiveness for ever taking part! People ALWAYS SAY "Yeah, but the Father knows my heart, and I don't mean it in that way." HOW DID THAT WORK OUT FOR THE ISRAELITES WHO FASHIONED THE GOLDEN CALF IN YAHUWAH'S HONOR??? Do you remember? EVERYTHING that I do, I do to honor the Father! I have enough sins under my belt, I shall NOT tempt the Father with more! Exodus Chapter 32 1 And when the people saw that Moses delayed to come down out of the mount, the people gathered themselves together unto Aaron, and said unto him, Up, make us gods, which shall go before us; for as for this Moses, the man that brought us up out of the land of Egypt, we wot not what is become of him. 2 And Aaron said unto them, Break off the golden earrings, which are in the ears of your wives, of your sons, and of your daughters, and bring them unto me. 3 And all the people brake off the golden earrings which were in their ears, and brought them unto Aaron. 4 And he received them at their hand, and fashioned it with a graving tool, after he had made it a molten calf: and they said, These be thy gods, O Israel, which brought thee up out of the land of Egypt. 5 And when Aaron saw it, he built an altar before it; and Aaron made proclamation, and said, To morrow is a feast to the LORD. 6 And they rose up early on the morrow, and offered burnt offerings, and brought peace offerings; and the people sat down to eat and to drink, and rose up to play. 7 And the LORD said unto Moses, Go, get thee down; for thy people, which thou broughtest out of the land of Egypt, have corrupted themselves: 8 They have turned aside quickly out of the way which I commanded them: they have made them a molten calf, and have worshipped it, and have sacrificed thereunto, and said, These be thy gods, O Israel, which have brought thee up out of the land of Egypt. 9 And the LORD said unto Moses, I have seen this people, and, behold, it is a stiffnecked people: 10 Now therefore let me alone, that my wrath may wax hot against them, and that I may consume them: and I will make of thee a great nation. 11 And Moses besought the LORD his God, and said, LORD, why doth thy wrath wax hot against thy people, which thou hast brought forth out of the land of Egypt with great power, and with a mighty hand? 12 Wherefore should the Egyptians speak, and say, For mischief did he bring them out, to slay them in the mountains, and to consume them from the face of the earth? Turn from thy fierce wrath, and repent of this evil against thy people. 13 Remember Abraham, Isaac, and Israel, thy servants, to whom thou swarest by thine own self, and saidst unto them, I will multiply your seed as the stars of heaven, and all this land that I have spoken of will I give unto your seed, and they shall inherit it for ever. 14 And the LORD repented of the evil which he thought to do unto his people. 15 And Moses turned, and went down from the mount, and the two tables of the testimony were in his hand: the tables were written on both their sides; on the one side and on the other were they written. 16 And the tables were the work of God, and the writing was the writing of God, graven upon the tables. 17 And when Joshua heard the noise of the people as they shouted, he said unto Moses, There is a noise of war in the camp. 18 And he said, It is not the voice of them that shout for mastery, neither is it the voice of them that cry for being overcome: but the noise of them that sing do I hear. 19 And it came to pass, as soon as he came nigh unto the camp, that he saw the calf, and the dancing: and Moses' anger waxed hot, and he cast the tables out of his hands, and brake them beneath the mount. 20 And he took the calf which they had made, and burnt it in the fire, and ground it to powder, and strawed it upon the water, and made the children of Israel drink of it. 21 And Moses said unto Aaron, What did this people unto thee, that thou hast brought so great a sin upon them? 22 And Aaron said, Let not the anger of my lord wax hot: thou knowest the people, that they are set on mischief. 23 For they said unto me, Make us gods, which shall go before us: for as for this Moses, the man that brought us up out of the land of Egypt, we wot not what is become of him. 24 And I said unto them, Whosoever hath any gold, let them break it off. So they gave it me: then I cast it into the fire, and there came out this calf. 25 And when Moses saw that the people were naked; (for Aaron had made them naked unto their shame among their enemies:) 26 Then Moses stood in the gate of the camp, and said, Who is on the LORD'S side? let him come unto me. And all the sons of Levi gathered themselves together unto him. 27 And he said unto them, Thus saith the LORD God of Israel, Put every man his sword by his side, and go in and out from gate to gate throughout the camp, and slay every man his brother, and every man his companion, and every man his neighbour. 28 And the children of Levi did according to the word of Moses: and there fell of the people that day about three thousand men. 29 For Moses had said, Consecrate yourselves to day to the LORD, even every man upon his son, and upon his brother; that he may bestow upon you a blessing this day. 30 And it came to pass on the morrow, that Moses said unto the people, Ye have sinned a great sin: and now I will go up unto the LORD; peradventure I shall make an atonement for your sin. 31 And Moses returned unto the LORD, and said, Oh, this people have sinned a great sin, and have made them gods of gold. 32 Yet now, if thou wilt forgive their sin--; and if not, blot me, I pray thee, out of thy book which thou hast written. 33 And the LORD said unto Moses, Whosoever hath sinned against me, him will I blot out of my book. 34 Therefore now go, lead the people unto the place of which I have spoken unto thee: behold, mine Angel shall go before thee: nevertheless in the day when I visit I will visit their sin upon them. 35 And the LORD plagued the people, because they made the calf, which Aaron made.

The most beautiful castles from around the world, each known for its architecture, history, and stunning surroundings: 1. Neuschwanstein Castle (Germany) Location: Bavaria, Germany Highlights: Perched on a rugged hill, Neuschwanstein Castle is often called a “fairy-tale castle.” Built in the 19th century by King Ludwig II, its Romanesque architecture and dramatic mountain backdrop make it one of the most visited castles in the world. 2. Château de Chambord (France) Location: Loire Valley, France Highlights: A masterpiece of French Renaissance architecture, this massive château features elegant towers and extensive grounds. Its double-helix staircase is rumored to have been designed by Leonardo da Vinci. 3. Alhambra (Spain) Location: Granada, Spain Highlights: The Alhambra is a stunning example of Moorish architecture. Its intricately designed walls, arches, and courtyards are set against the backdrop of the Sierra Nevada mountains, blending both beauty and history. 4. Edinburgh Castle (Scotland) Location: Edinburgh, Scotland Highlights: Situated on an extinct volcanic rock, this medieval fortress dominates Edinburgh’s skyline. It’s rich in history and offers breathtaking views of the city and surrounding landscapes. 5. Himeji Castle (Japan) Location: Himeji, Japan Highlights: Known as the "White Heron Castle," Himeji is a striking, white castle that dates back to the 14th century. Its stunning design and well-preserved structure make it one of Japan’s most iconic castles. 6. Bran Castle (Romania) Location: Bran, Romania Highlights: Often referred to as “Dracula’s Castle,” Bran Castle is perched on the edge of a cliff and has a gothic, mysterious charm. It’s set amidst the beautiful Carpathian mountains and is a major tourist attraction in Transylvania. 7. Pena Palace (Portugal) Location: Sintra, Portugal Highlights: With its bright colors and eclectic architecture, Pena Palace looks like something out of a fairy tale. Set high on a hill overlooking the lush Sintra mountains, it combines Gothic, Renaissance, and Moorish styles. 8. Mont Saint-Michel (France) Location: Normandy, France Highlights: Rising dramatically from a tidal island, Mont Saint-Michel is a medieval abbey and fortress surrounded by a quaint village. Its mystical appearance, especially at high tide, makes it one of the most enchanting castles in the world. 9. Prague Castle (Czech Republic) Location: Prague, Czech Republic Highlights: One of the largest ancient castles in the world, Prague Castle dominates the city’s skyline. Its Gothic architecture and historical significance are matched by stunning views of Prague’s old town. 10. Windsor Castle (England) Location: Windsor, England Highlights: One of the residences of the British royal family, Windsor Castle is the oldest and largest inhabited castle in the world. Its blend of Georgian, Gothic, and medieval architecture adds to its grandeur and charm.

Nestled in the heart of the folklore of the Appalachian Mountains, the Lake Shawnee abandoned amusement Park in Rock, West Virginia, stands as a haunting reminder of both the joys of yesteryears and the eerie mysteries that can shroud even the most cheerful of places. https://youtu.be/UymFoQPp0zQ?si=uu2FeYnGaSj1VSaU

The Last Place for a Last Army The frigid wind whipped through the Świętokrzyskie Mountains as Major Henryk Dobrzański, better known by the pseudonym "Hubal," peered through his binoculars. It was March 30, 1940, and the forest around him bristled with danger. His small band of 70 Polish resistance fighters - the last uniformed soldiers of the defeated Polish Army - had evaded Nazi occupiers for months. But now, the net was closing. Hubal's heart raced as he realized the terrible truth - they were surrounded. Three SS regiments and three Wehrmacht battalions, perhaps as many as 8,000 men, had been deployed with one mission: destroy the "Mad Major" and his unit. As the first rays of dawn pierced the canopy, machine gun fire erupted, shattering the silence. Hubal barked orders to his men, who scrambled for cover. The air filled with the acrid smell of cordite and the screams of the wounded. The Germans pressed their attack, confident in their overwhelming numbers. Hubal knew the stakes. If his unit fell, so too would the hope of thousands of Poles who saw them as the last bastion of resistance against Nazi tyranny. As bullets whizzed past his head, the Major made a split-second decision. It was risky, perhaps suicidal, but it was their only chance. With a fierce determination etched on his face, Hubal gripped his pistol and signaled to his men. In an instant, he sprang into action, charging headlong towards the German lines. His loyal fighters, inspired by their commander's audacity, surged forward behind him. The enemy fire intensified to a deafening roar, but Hubal pressed on relentlessly. As he raced towards the hail of bullets, the fate of Poland's resistance hung in the balance, teetering on the edge of this daring, desperate gambit…