Requiring an Insurer to Waive its Right to Subrogation is a Valid & Enforceable Contract Waiver of Subrogation Applies in Marine Insurance Policy Post 4938 Read the full article at https://www.linkedin.com/pulse/requiring-insurer-waive-its-right-subrogation-valid-zalma-esq-cfe-gkn3c/, see the full video at and at and at https://zalma.com/blog. Competing motions for summary judgment were presented to the USDC for the Eastern District of Louisiana in a limitation-of-liability action arising from the listing and capsizing of the liftboat RAM XVIII. The motions present the principal question whether Fieldwood (charterer of the liftboat) must defend and indemnify Aries (owner of the liftboat) and U.S. Specialty (Aries’s insurer) under a master time charter agreement from the personal-injury claims brought by employees of Fluid Crane & Construction, Inc. and United Fire and Safety, LLC (Fieldwood’s subcontractors) who were aboard the RAM XVIII when it capsized. Fieldwood moved for partial summary judgment enforcing waivers of subrogation in the master time charter agreement and the relevant U.S. Specialty insurance policy. In The Matter Of Aries Marine Corporation, et al., Civil Action Nos. 19-10850, 19-13138, United States District Court, E.D. Louisiana (November 20, 2024) the USDC resolved the disputes. BACKGROUND The USDC resolved a five-year-old limitation-of-liability action that arose from the listing and capsizing of the liftboat RAM XVIII in the Gulf of Mexico. Aries chartered the RAM XVIII to Fieldwood under a master time charter agreement (the “Time Charter”) in relation to work being performed on one of Fieldwood’s offshore platforms. Under those Master Services Contracts, Fluid Crane and United Fire sent employees to work on Fieldwood’s platform; those employees were aboard the RAM XVIII when it capsized. U.S. Specialty, for its part, underwrote an insurance policy (the “Policy”) that provided Aries with certain coverages in effect when the RAM XVIII capsized. Six employees of Fluid Crane and one employee of United Fire-all of whom were aboard the RAM XVIII when it capsized-brought personal injury claims against Aries. The motions before the Court present the principal question whether Fieldwood must defend and indemnify Aries and U.S. Specialty from those personal-injury claims. THE TIME CHARTER Section 10 features a waiver-of-subrogation provision mandating that “[u]nderwriters of all policies of insurance required [by Section 10] shall waive their rights of subrogation against the Charterer Group,” which includes Fieldwood. THE POLICY The Policy provides coverage to Aries for protection and indemnity, including coverage for personal-injury liability. The Policy includes a waiver-of-subrogation provision that applies to the protection-and-indemnity coverage. A separate section of the Policy-governing hull-insurance coverage contains a waiver-of-subrogation provision and a provision naming Fieldwood as an additional insured. THE MASTER SERVICES CONTRACTS. Fieldwood executed the Master Services Contracts with Fluid Crane and United Fire, respectively. Fluid Crane and United Fire agreed to indemnify the other entities involved from claims asserted by their own employees, as well as to be responsible for defense costs for such claims. ANALYSIS Fieldwood’s Motion Fieldwood moved the Court to grant partial summary judgment enforcing waivers of subrogation in the Time Charter and Policy and dismissing Aries’s crossclaim and U.S. Specialty’s complaint-in-intervention. The Court held that Fieldwood is entitled to partial summary judgment because a review of the Time Charter and the Policy confirms that both Aries and U.S. Specialty have waived their rights of subrogation against Fieldwood. U.S. Specialty Waived Its Rights of Subrogation The Policy unambiguously waives U.S. Specialty’s right of subrogation in favor of Fieldwood. The Policy features a waiver-of-subrogation provision. The Time Charter qualifies as a “written contract” that “require[s]” U.S. Specialty to waive its rights of subrogation against Fieldwood because the Time Charter features a waiver-of-subrogation provision mandating that “[u]nderwriters of all policies of insurance required [by Section 10 of the Time Charter] shall waive their rights of subrogation against the Charterer Group,” which is defined to include Fieldwood. Because a review of the Time Charter and the Policy confirms that U.S. Specialty unambiguously waived its rights of subrogation against Fieldwood, and because the claims asserted in U.S. Specialty’s complaint-in-intervention rest on a subrogation theory, the Court granted Fieldwood’s motion for summary judgment and dismissed with prejudice U.S. Specialty’s complaint-in-intervention. The USDC concluded that the waivers of subrogation in Fieldwood’s favor are enforceable, and Aries and U.S. Specialty have not adequately presented any argument that would allow the Court to hold that their claims for defense and indemnity can survive despite the enforceability of those waivers of subrogation. Fieldwood’s motion for partial summary judgment was GRANTED. ZALMA OPINION Insurance policies like the marine policy interpreted in this case contain standard language authorizing the insured to waive the insurers’ right of subrogation if it does so before there is a loss. Since the litigants sought subrogation recovery which it had waived by the standard language of its policy this five year long litigation was resolved by the acceptance of the waiver. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

The Language of Power with Robert Breedlove (WiM530) FED's Controversial Rise to POWER https://www.youtube.com/shorts/ep9ZivZIHeU

Chiropractor Disciplined for Improper Billing Chiropractor Lies to Board and Loses Right to Practice Post 4930 Read the full article at https://www.linkedin.com/pulse/chiropractor-disciplined-improper-billing-barry-zalma-esq-cfe-4qjdc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. This appeal arises from an attempt by the state of Illinois to impose discipline upon plaintiff Christopher D. Leone, D.C., due to certain improper activities performed as a licensed chiropractor in the state of Illinois. In Christopher D. Leone, D.C. v. The Department Of Financial And Professional Regulation, Division Of Professional Regulation; and Cecilia Abundis, in Her Official Capacity as Acting Director of the Department of Financial and Professional Regulation, No. 4-22-0753, 2024 IL App (4th) 220753-U, Court of Appeals of Illinois, Fourth District (November 6, 2024) the Court of Appeal resolved the multiple claims of the chiropractor. BACKGROUND Leone has practiced as a chiropractor since 1999 and initially practiced in the state of Washington. The matter was resolved pursuant to an informal disposition via stipulation. Leone began practicing in Illinois in 2004, and in 2010 and a consent order was issued pursuant to which Leone admitted to the allegations and was reprimanded with a $5000 fine and a requirement that he undertake 20 hours of continuing education; 10 of those hours were to focus on Medicare billing and insurance coding and another 10 on record keeping. In 2013, the United States alleged that Leone “knowingly and fraudulently” submitted Medicare claims of less than $1000 for one-on-one physical therapy services that were not provided. Following negotiation, the parties entered into a plea agreement, pursuant to which Leone pleaded guilty to the one-count information and stipulated to a factual basis for his plea. Shortly after the Medicare fraud charge was filed against Leone, the State filed a five-count complaint alleging multiple violations of the Medical Practices Act of 1987 (Act). During the litigation, Leone applied to renew his chiropractic license. One of the questions on the application asked whether he had been convicted of any criminal offense, state or federal, since July 2011; Leone answered, “No,” failing to document the Medicare fraud conviction. Attempting to explain his federal guilty plea, Leone said that he was unable to modify the language in the plea agreement, as “the time for negotiations had run out” and the plea was a “take-it-or-leave-it” proposition. Leone read the plea agreement line by line and, although he claimed it contained false information, he signed it. ALJ Report and Recommendation The Administrative Law Judge (ALJ) issued his report and recommendation, finding that, pursuant to the guilty plea in the federal case, Leone had admitted that his patients performed physical therapy on their own without supervision. Also, Leone admitted in his plea that entries in patient records indicating that they received hands-on or one-on-one physical therapy were false. Further, the guilty plea established that Leone knowingly submitted claims to Medicare for services that he did not provide. Leone had also billed private insurers numerous times under the same code as Medicare. The conviction also established that he engaged in false billing and false entries in patient records. The ALJ recommended an indefinite suspension of Leone’s license for a minimum of two years. An expert testified that chiropractors who engaged in Medicare fraud violated several tenets of chiropractic ethics. There was a pattern of overcharging for services that were not provided, false notations in patient records to support the false charges, and the submission of false claims to insurance that went on for at least five years. Leone obtained fees by fraud, deceit, or misrepresentation, and those actions fell below the professional and ethical standards required of chiropractors in Illinois. Leone’s conduct, along with his past disciplinary history, “demonstrate[d] a pattern of behavior that [was] not acceptable.” ANALYSIS It was undisputed that Leone submitted charges under billing code 97110. Leone pled guilty to submitting a false demand for payment upon the United States. In his plea, Leone admitted to billing for services that were not actually provided to his patients as claimed, “and the instruments containing the demands for payment of public money, therefore were false when they were submitted” and “were submitted to Medicare with the knowledge that he did not perform the service charged.” The guilty plea supports the conclusion that Leone knowingly and intentionally submitted claims for reimbursement for services provided under code 97110 where the services did not meet the requirements to be paid under that code. This pattern went on for approximately five years, resulting in 1324 false claims in the amount of $93,900. The Department established a violation of the Act where Leone failed to note the federal conviction on his renewal application. Discipline A review of the initial circuit court order in this matter reveals that it merely recommended that the Department consider probation as a punishment; it did not make a ruling to that effect. There was no abuse of discretion in the discipline imposed. For the reasons stated, the Court reversed the circuit court’s judgment and affirm the Director’s decision. ZALMA OPINION Leone successfully committed fraud on the United States, the state of Illinois, and the insurance industry by falsely billing services he did not provide. He pleaded guilty to one count of Federal Health Insurance fraud and then lied to the state of Illinois when he applied to renew his license. With lawyers and retained experts he delayed the sanction for years. The Court of Appeals finally resolved the multiple disputes and applied an appropriate sanction and suspension of his license. He should consider himself lucky that he was not prosecuted criminally by the state and the US Government accepted his plea. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

Meet Charles Bronson look-alike Robert Bronzi Hungarian born performer Robert Bronzi is world traveled actor and professional horseman with a love for the wild west and classic American film. Bronzi has worked as a Carpenter, Horse trainer, Musician and former Military Service Member. Professionally Trained Actor at Maria Mezey Theatre School (Budapest) as well as stuntman, acrobat and Judo Player. Robert speaks multiple languages including English, Spanish and Hungarian. With a film resume building, Bronzi has honed his craft in Live Performances and Wild West Theme Shows, including " Fort Bravo " Almeria, Spain " Port Aventura " - Costa Dorada, Spain, " Rancho Texas Park " - Canary Islands. and Feature Films, The Seven Gallant, Death Kiss, Escape From Death Block 13 and most recent has signed to to play " The Dago " in Knighted Entertainments upcoming comedy feature: Mat Rats.

FROM HELL MASONIC SYMBOLS I'm not really sure why I even share this stuff anymore! People either already know it, or they NEVER WILL! I guess I'm just hoping to awaken ONE MORE brainwashed slave... And if I do, it will make it all worth it! Freemason Manly P. Hall quote "When the human race learns to read the language of symbolism, a great veil will fall from the eyes of men." Signs and Symbols rule the world, not words nor laws And we are surrounded by these things... Most people will never even notice them! It is almost as if these symbols place a charm upon those who see them! Once you learn what they are, you will see them EVERYWHERE! And at that point you will realize that #Satan really does rule this world! Not being able to recognize their symbols is like living your life in a foreign country, where everyone is talking to you, but you cannot understand what they are saying! Exodus 22:18 “Thou shalt not suffer a witch to live.” Galatians 5:20 Idolatry, witchcraft, hatred, variance, emulations, wrath, strife, seditions, heresies, 1 Samuel 15:23chapter context similar meaning copy save For rebellion is as the sin of witchcraft, and stubbornness is as iniquity and idolatry. Because thou hast rejected the word of the LORD, he hath also rejected thee from being king. 2 Chronicles 33:6chapter context similar meaning copy save And he caused his children to pass through the fire in the valley of the son of Hinnom: also he observed times, and used enchantments, and used witchcraft, and dealt with a familiar spirit, and with wizards: he wrought much evil in the sight of the LORD, to provoke him to anger. https://old.bitchute.com/video/bwKh09LEs9oj/

https://medforth.biz/germany-iranian-asylum-seeker-arrested-after-murder-of-his-language-teacher/

Copied **This is a very long video of "9 Hours, 41 Minutes, 10 Seconds (9:41:10) ... but, in the following you will find a list of subjects and duration ... If you want to skip some parts ...* **It Is REALLY WORTH Your Time ... As It Will Open Your Eyes and Understanding of What is Happening Now Around Us ... Around the World ... TOO ...** **It Is Really AND Strongly Advised ... To Use Your Absolute Discretion ... If You Want to Watch it ...** **Please SHARE ... If you Can and Want to Share It ... Thank you in Advance ...** ***"DOCUMENTING DEUTSCHLAND: THE UNTOLD SUFFERING AND GENOCIDE OF THE GERMAN PEOPLE"*** ***"Prologue: Two World Wars, the Treaty of Versailles, Dresden, Eisenhower's Death Camps, Famines, Starvation, German Women Raped in-masse, Stasi Politician Infiltrators, the Berlin Wall, Forced Multiculturalism, Intense Anti-German Media Propaganda, Allied-occupational Owners Since 1945, Endless Hollywood Anti-German Movies, the List is Staggering, Have a People in History Suffered More Than the Germans? I Really Doubt It When You Tally Up the Atrocities Against These People.*** ***In the Past Century and a Quarter Alone Their Suffering Has Been Relentless and Horrific With Millions Upon Millions of Germans Murdered in Wars and the Death Camps That Followed. This Continues Today as International Jewry Rolls Forward With the Genocide of the German People. Who is to Speak Up About the Plight of These People ? The Collective Suffering of This Nation Has Been the Stuff of Nightmares. I Cannot Honestly Think of a More Abused and Defiled Nation Than Germany. The Closest We Have Today is Palestine but Even They Don't Come Close to What the Germans Have Endured.*** ***Germany Has Always Been a Spanner in Works for These "International Devils" and They Have Done Everything They Can to Crush Them Spiritually, Morally and Literally. Millions of Germans Murdered and They Wont Stop Until There Are No Germans Left. The World Does Not Really Say Much About This and It is Sickening to Watch This Genocide Unfold. It is Now Time a Light is Shined Upon This Most Hideous of International Crimes Against These People."*** ***"𝗜𝗻 𝗚𝗲𝗿𝗺𝗮𝗻𝘆 𝗡𝗼 𝗢𝗻𝗲 𝗖𝗮𝗻 𝗛𝗲𝗮𝗿 𝗬𝗼𝘂 𝗦𝗰𝗿𝗲𝗮𝗺."*** ***"PART 1: GERMANY IS RISING ----> 3:34*** ***PART 2: WORLD WAR ONE ----> 30:37*** ***PART 3: TREATY OF VERSAILLES -> 42:39*** ***PART 4: THE WEIMAR REPUBLIC -> 57:27*** ***PART 5: LIFE IN THE THIRD REICH -> 1:29:06*** ***PART 6: WINSTON CHURCHILL WAR PIG ----> 1:56:06*** ***PART 7: GERMANS SLAUGHTERED IN DANZIG ----> 2:04:31*** ***PART 8: BETRAYAL AT THE BATTLE OF DUNKIRK ----> 2:18:03*** ***PART 9: CHURCHILL WANTS TO TERROR BOMB GERMANS ----> 2:25:32*** ***PART 10: THE BATTLE OF MOSCOW ----> 2:34:05*** ***PART 11: GERMAN TROOPS UNCOVER THE KATYN MASSACRE ----> 2:45:40*** ***PART 12: WELCOME TO HELL ... THE BATTLE OF STALINGRAD ----> 2:57:55*** ***PART 13: THE BATTLE OF KURSK ---->*** ***4:42:56*** ***PART 14: THE UNTOLD HORRORS OF NORMANDY BY THE ALLIES ---->*** ***5:02:36*** ***PART 15: JEWISH BOLSHEVIK ILYA EHRENBURG ----> 5:21:11*** ***PART 16: GANG RAPE IN NEMMERSDORF ----> 5:31:33*** ***PART 17: HITLERS LAST GAMBLE ... BATTLE OF THE BULGE ----> 5:39:38*** ***PART 18: THE FIRE BOMBING OF HAMBURG AND DRESDEN ---->*** ***5:47:58*** ***PART 19: THE NEUSTETTIN MASSACRE ----> 6:32:00*** ***PART 20: LAST DAYS OF BATTLE IN THE CITY OF BERLIN ----> 6:43:47*** ***PART 21: DWIGHT D. EISENHOWERS DEATH CAMPS ----> 7:00:15*** ***PART 22: THE PLAN TO POISON SIX MILLION GERMANS ----> 7:39:04*** ***PART 23: POST WAR GERMANY THE SAVAGE PEACE ----> 7:55:57*** ***PART 24: DID ADOLF HITLER ESCAPE TO ARGENTINA ----> 8:52:25*** ***PART 25: WHERE DOES WESTERN CIVILIZATION STAND TODAY ? ---->*** ***9:08:10*** ***"What is History, but a Fable Agreed Upon?" ~ Napoleon Bonaparte*** ***“The Victor Will Never Be Asked if He Told the Truth.” ~ Adolf Hitler*** ***“History is Written by the Victors.” ~ Winston Leonard Spencer Churchill*** ***Creator/Produced by: Harry_knowledge123*** ***Assistant: Louis Marschalko*** ***Genre: Film Documentary / Documentary / History*** ***Language: English / German / English Subs*** ***Release Date: October 2022*** ***Aspect Ratio: 16:9*** ***Colour: Colour*** ***Running Time: 9:41:10*** https://odysee.com/@Harry_knowledge123:a/Link-3-Documenting.Deutschland.Completed.Version.10.10.2022:5

ATTENTION DEEP STATE Rated R For Language If profanity disturbs you, do NOT watch this video clip.

VIDEO - HOW DID NAZISM RETURNED TO UKRAINE? BY 1654, UKRAINE WAS A LITTLE KINGDOM IN THE MIDDLE OF NOWHERE IN EASTERNMOST EUROPE. THE RUSSIAN EMPIRE MADE IT BIGGER WITH THE RUSSIAN TZARS ADDING TERRITORY. BASICALLY, UKRAINE AND RUSSIA ARE THE SAME, SAME ORIGINS, SAME PEOPLE, SAME CULTURE AND SAME LANGUAGE. AFTER THE RUSSIAN REVOLUTION OF 1917, UKRAINE BECAME ONE OF THE SOVIET REPUBLICS THAT FORMED THE SOVIET UNION. THE SOVIET UNION ADDED MORE RUSSIAN TERRITORY TO THE SOVIET REPUBLIC OF UKRAINE. AFTER WORLD WAR 2, STALIN GAVE UKRAINE MORE LAND TAKEN FROM HITLER AND EVEN IN 1954, THE SOVIET LEADER NIKITA KHRUSHCHEV CEDED CRIMEA TO UKRAINE. CRIMEA IS VERY IMPORTANT FOR RUSSIA, BEING THE HEADQUARTERS OF THE RUSSIAN NAVY BLACK SEE FLEET, BUT IN 1954 IT DIDN'T MATTER, UKRAINE WAS PART OF THE SOVIET UNION AND CRIMEA REMAINED SOVIET. UKRAINE IS SOMEHOW TWO COUNTRIES: THE EASTERN HALF IS RUSSIAN SPEAKING AND THE PEOPLE ARE RUSSIANS BUT IN THE WESTERN UKRAINE, THE LANGUAGE IS SLIGHTLY DIFFERENT AND PEOPLE FEEL MORE "EUROPEAN". HITLER INVADED RUSSIA FROM THE WEST BY UKRAINIAN TERRITORY. WESTERN UKRAINIANS RECEIVED THE NAZIS AS 'LIBERATORS' AND COOPERATED WITH HITLER. AFTER VICTORY OVER NAZISM, HITLER'S IDEOLOGY STAYED IN UKRAINE BUT UNDERGROUND. WHEN THE SOVIET UNION DISINTEGRATED IN 1991, UKRAINE BECAME AN INDEPENDENT COUNTRY BUT IT WAS SUPPOSED TO REMAIN NEUTRAL, AS A BUFFER ZONE BETWEEN RUSSIA AND THE COUNTRIES OF NATO. UKRAINE WOULD NOT BE PART OF NATO OR THE EUROPEAN UNION. IN 2014, UNDER OBAMA, THERE WAS A SOROS' (C.I.A. & U.S.) INSPIRED AND FUNDED "COLOR REVOLUTION" IN UKRAINE, NAZIS CAME OUT OF THE CLOSET, THE NEW GOVERNMENT TRIED TO ERADICATE EVERY FOOTPRINT OF RUSSIAN CULTURE FROM UKRAINE, INCLUDING THE USE OF THE RUSSIAN LANGUAGE AND THE BANNING OF THE RUSSIAN ORTHODOX CHURCH. RUSSIAN SPEAKING PEOPLE WERE SUBJECT OF TORTURE AND IMPRISONMENT. RUSSIAN PEOPLE IN THE EAST, REVOLTED AGAINST THE KIEV GOVERNMENT IN A SECESSION MOVEMENT AND CIVIL WAR. EVENTUALLY, RUSSIA ENTERED THE WAR TO RETAKE WHAT WAS RUSSIA BEFORE, RECOGNIZING THE REBEL REGIONS AS PART OF THE RUSSIAN FEDERATION AND DOING A REFERENDUM TO RETURN CRIMEA UNDER RUSSIAN SOVEREIGNTY. YOU ALREADY KNOW THE REST OF THE STORY.

I was looking for something I thought I saved. I didn't find it but I found this. The truth. Rough language. God Bless America, God Save The Republic. https://x.com/DavidSc05322931/status/1848544233701183539