John Rappaport, "Emeritus Lecture: How Private Insurers Regulate Public Police" I have not listened to his entire talk here..... But what we actually NEED is for every #Police Officer in this country to be REQUIRED BY LAW to carry, and personally pay for, their own liability insurance policy This way Police would at least be accountable to their insurance company! EVERY LAWSUIT has the potential to raise his rates and/or get him CANCELLED! Which would leave him unable to ever work as a LEO again! This s what MUST HAPPEN! If we do not get rid of badged #Criminals altogether! We must have accountability, and right now there is NONE! https://youtu.be/MZqTn24t7n0