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Barry Zalma

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2022-06-22 13:03:28 -

A Policy Rescinded Never Existed
Monies Paid on a Claim Before Rescission Ordered Must be Returned to the Insurer Read the full article at https://lnkd.in/gYzeFauZ and at https://zalma.com/blog plus more than 4250 posts. In Tanesha Taybron v. Liberty Mutual Personal Insurance Company, No. 20-10925, United States District Court, E.D. Michigan, Southern Division (May 19, 2022) the USDC resolved claims by...

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Barry Zalma

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2021-12-08 14:21:34 -

A Video Explaining Grounds for Denying a Claim
Misrepresentation or Concealment of a Material FactRead the full article at https://lnkd.in/gpMenJax and see the full video at https://lnkd.in/gKKucQyc and at https://lnkd.in/gxn2iN7A and at https://zalma.com/blog plus more than 4000 posts. To constitute fraud, an insured must have concealed or misrepresented a material fact with the intention of inducing an insurer to pay a claim it would not,...

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Barry Zalma

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2021-02-23 13:47:20 -

A Video Explaining the Breach of Warranty and Voidance of Insurance
Breach of Warranty Can Cause a Policy to be Void Read the full article at https://www.linkedin.com/pulse/video-explaining-voiding-insurance-policy-breach-zalma-esq-cfe and see the full video at https://rumble.com/ve2pxt-a-video-explaining-voiding-an-insurance-policy-for-breach-of-warranty.html and at https://youtu.be/XsZf5_u4wZM and at https://zalma.com/blog plus more than 3600 posts. A...

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Barry Zalma

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2021-05-12 13:20:43 -

A Video Explaining the Care Needed for Rescission of Insurance
Rescission is an Important Remedy to Avoid Fraud Read the full article at https://www.linkedin.com/pulse/video-care-needed-elect-rescission-barry-zalma-esq-cfe and see the full video at https://rumble.com/vgvbcz-a-video-about-care-needed-to-elect-rescission.html?mref=6zof&mrefc=2 and at https://youtu.be/w4svt_3v-64 and at https://zalma.com/blog plus more than 3700 posts. Never Rescind a...

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Barry Zalma

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2021-04-23 13:09:10 -

A Video Explaining the Marine Rule and the Rescission of Insurance
The Marine Rule Read the full article at https://www.linkedin.com/pulse/video-explaining-marine-rule-rescission-insurance-zalma-esq-cfe and see the full video at https://rumble.com/vfy5av-a-video-explaining-the-marine-rule-and-rescission-of-insurance.html and at https://youtu.be/FjBJNKsg2Fg and at https://zalma.com/blog plus more than 3700 posts. In some states, even if the false...

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Barry Zalma

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2024-06-17 13:05:23 -

Application Wrongfully Stated No Work on Recreational or Playground Equipment
Application Wrongfully Stated No Work on Recreational or Playground Equipment Policy Does Not Cover Damages Caused by In-Ground Trampoline Read the full article at https://lnkd.in/gjmpqjey, see the full video at https://lnkd.in/grDHyuUn and at https://lnkd.in/gEFU4bXE and at https://zalma.com/blog plus more than 4800 posts. Post 4824 United Casualty Insurance Company ("United" )...

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Barry Zalma

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2024-05-27 14:01:53 -

Arson for Profit Fails
Arson-for-Profit Scheme Fails Innocent Co-Insureds Have no Rights to Proceeds When Fraud Committed on Their Behalf Read the full article at https://lnkd.in/gs8-VjBt, see the full video at https://lnkd.in/gSNZ_nQi and at https://lnkd.in/gEztt62b, and https://zalma.com/blog plus more than 4800 posts. Post 4808 Plaintiffs Timeless Bar, Inc. and Horseshoe Club, LLC sued their insurer...

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Barry Zalma

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2023-09-14 13:48:15 -

Arson for Profit Scheme Defeated by Rescission
Arson for Profit Scheme Defeated by Rescission Read the full article at https://lnkd.in/gxsGUMct and see the full video at https://lnkd.in/gibQWpuE and at https://lnkd.in/gYXJT9-2 and at https://zalma.com/blog plus more than 4600 posts. Rescission of Insurance for Innocent Misrepresentation of Material Facts Evidence of Arson Not Needed to Defeat Arson-for-Profit Back in 2001 I...

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Barry Zalma

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2021-09-21 12:15:51 -

Business Use Exclusion Effective
Warranty Statute Does Not Apply to an Exclusion Red the full article at https://www.linkedin.com/pulse/business-use-exclusion-reasonable-common-homeowners-zalma-esq-cfe and at https://zalma.com/blog plus more than 3900 posts. Steven Kutchera bought a homeowners policy from defendant State Farm Fire and Casualty Company. In 2020, Kutchera submitted a claim to State Farm under that policy,...

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Barry Zalma

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2021-02-04 13:38:18 -

Canada's Unique View on Rescission of Insurance
Misrepresentation About Prior Non-Renewal & Concealment of Prior Claims Can Void Coverage Read the full article at https://www.linkedin.com/pulse/canadian-court-appeal-enforces-uberrimae-fidei-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3550 posts. After a summary trial, the appellant, BCAA Insurance Corporation (“BCAA”), was found liable under a...

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