https://openthebooks.substack.com/p/taxpayer-funded-censorship-how-government
البحث
إكتشاف أشخاص جدد وإنشاء اتصالات جديدة وصداقات جديدة
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الرجاء تسجيل الدخول , للأعجاب والمشاركة والتعليق على هذا!
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By the looks of it, Putin whipped out a new Russian ICBM that NATO defense systems cannot intercept, but did NOT attach nuclear payloads to them.
Essentially, Putin just showed the West that he has the ability to destroy them if they keep provoking him.
It was a warning. Putin just exercised extreme restraint, while also showing Ukraine/NATO that they are outgunned.
This should be front page news on every outlet, but for some reason, it’s not. Perhaps it’s because this situation does not fit their narrative that Putin is this Hitler-esque loose-cannon who wants to conquer the world.
Putin is showing restraint. He wants diplomacy, not nuclear war. But the West continue to poke the bear.By the looks of it, Putin whipped out a new Russian ICBM that NATO defense systems cannot intercept, but did NOT attach nuclear payloads to them. Essentially, Putin just showed the West that he has the ability to destroy them if they keep provoking him. It was a warning. Putin just exercised extreme restraint, while also showing Ukraine/NATO that they are outgunned. This should be front page news on every outlet, but for some reason, it’s not. Perhaps it’s because this situation does not fit their narrative that Putin is this Hitler-esque loose-cannon who wants to conquer the world. Putin is showing restraint. He wants diplomacy, not nuclear war. But the West continue to poke the bear. -
No peasants allowed!
I want everyone looking at this amazing place to remember something quite ironic...
The people who attended these "gatherings" at this amazing location NEVER WORKED A DAY OF THEIR SPOILED, POMPOUS LIVES, they survived by convincing YOU (and me) to pay them 1/2 of everything we earned!
And they lived far better than ANY MAN who worked for a living EVER HAS! They truly ARE the #Parasite Class!
It's time to take control over your own mind!
Because friend, if YOU are not in control over it, SOMEONE ELSE WILL BE!
The Great Gallery, Schönbrunn Palace, 1696-1780, Vienna. The Great Gallery was used by several generations of the imperial family for receptions, balls and festive banquets. More than 40 m long and almost 10 m wide, the Great Gallery provided the ideal setting for courtly events.No peasants allowed! I want everyone looking at this amazing place to remember something quite ironic... The people who attended these "gatherings" at this amazing location NEVER WORKED A DAY OF THEIR SPOILED, POMPOUS LIVES, they survived by convincing YOU (and me) to pay them 1/2 of everything we earned! And they lived far better than ANY MAN who worked for a living EVER HAS! They truly ARE the #Parasite Class! It's time to take control over your own mind! Because friend, if YOU are not in control over it, SOMEONE ELSE WILL BE! The Great Gallery, Schönbrunn Palace, 1696-1780, Vienna. The Great Gallery was used by several generations of the imperial family for receptions, balls and festive banquets. More than 40 m long and almost 10 m wide, the Great Gallery provided the ideal setting for courtly events.0 التعليقات 0 المشاركات 344 مشاهدة -
JUST PUT A "$1,000,000 BOUNTY" ON EACH "GANG MEMBER, (ILLEGAL DRUG DEALER/CHILD TRAFFICKER)...
BRING THEM IN DEAD OR ALIVE,.. NO QUESTIONS ASKED".... SOON, THEIR OWN MEMBERS WILL BE CASHING IN ON THEIR PEERS!!!... AND MANY HUNGRY/POOR PEOPLE WILL BE TURNING IN THEIR "DRUG DEALERS, AND COLLECTING THEIR "CASH REWARD"!!!!!!
ALSO: PAY OUT A $10,000 "BOUNTY", PER "ILLEGAL ALIEN"!!! AMERICANS WILL LINE THE BORDER, AT THEIR OWN EXPENSE,... AND CASH IN ON THE "FREE MONEY" COMING ACROSS THE BORDER!!!...
:1911::alexjoneswant:JUST PUT A "$1,000,000 BOUNTY" ON EACH "GANG MEMBER, (ILLEGAL DRUG DEALER/CHILD TRAFFICKER)... BRING THEM IN DEAD OR ALIVE,.. NO QUESTIONS ASKED".... SOON, THEIR OWN MEMBERS WILL BE CASHING IN ON THEIR PEERS!!!... AND MANY HUNGRY/POOR PEOPLE WILL BE TURNING IN THEIR "DRUG DEALERS, AND COLLECTING THEIR "CASH REWARD"!!!!!! ALSO: PAY OUT A $10,000 "BOUNTY", PER "ILLEGAL ALIEN"!!! AMERICANS WILL LINE THE BORDER, AT THEIR OWN EXPENSE,... AND CASH IN ON THE "FREE MONEY" COMING ACROSS THE BORDER!!!... 💩💥:1911::alexjoneswant:💰💵 -
https://t.me/davidavocadowolfe/146424
The banksters fund the war machine. The banksters fund the politicians. The banksters created and fund the usury system and drive the brainwashing in government run schools. The banksters pay the media to produce propaganda against your best interest. The banksters seek to control without doing any work. The banksters are the head of the snake and must be stopped. (1 min, 18 sec)https://t.me/davidavocadowolfe/146424 The banksters fund the war machine. The banksters fund the politicians. The banksters created and fund the usury system and drive the brainwashing in government run schools. The banksters pay the media to produce propaganda against your best interest. The banksters seek to control without doing any work. The banksters are the head of the snake and must be stopped. (1 min, 18 sec)0 التعليقات 0 المشاركات 439 مشاهدة 0 -
KAMALA SPENT ALL THEIR MONEY TRYING TO BUY HOLLYWOOD...
Hahaha the DNC announced they are laying off long-term, permanent staffers with just 1 day’s notice and no severance pay after overwhelming election losses.
One DNC finance committee member says the DNC is in a “dire financial situation”
The death of the Democrat Party is in full swing.KAMALA SPENT ALL THEIR MONEY TRYING TO BUY HOLLYWOOD... Hahaha the DNC announced they are laying off long-term, permanent staffers with just 1 day’s notice and no severance pay after overwhelming election losses. One DNC finance committee member says the DNC is in a “dire financial situation” 😂 The death of the Democrat Party is in full swing. -
BIG Gold & SILVER Price JUMP! THIS Is Why... You Best Pay attention
https://www.youtube.com/watch?v=b2NAfI01k2Y&list=TLPQMTkxMTIwMjTw5zWJ5LAJjQ&index=9🚨 BIG Gold & SILVER Price JUMP!🚨 THIS Is Why... You Best Pay attention https://www.youtube.com/watch?v=b2NAfI01k2Y&list=TLPQMTkxMTIwMjTw5zWJ5LAJjQ&index=9 -
EUO is a Material Condition Precedent
Claim Properly Denied for Refusal to Testify at EUO
Post 4936
Read the full article at https://www.linkedin.com/pulse/euo-material-condition-precedent-barry-zalma-esq-cfe-exccc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts.
See the full video at and at
Erin Hughes appealed from the grant of summary judgment in favor of defendant and respondent Farmers Insurance Exchange (Farmers) on her causes of action for breach of contract and bad faith arising after Farmers’ denial of Hughes’s property insurance claim because she refused to testify at a second examination under oath (EUO).
In Erin Hughes v. Farmers Insurance Exchange, B331168, California Court of Appeals (November 8, 2024) the condition precedent was enforced.
FACTUAL BACKGROUND
Hughes is the owner of real property in Malibu (the property). In December 2020, Hughes obtained an insurance policy to cover the property for fire loss through the California FAIR Plan Association (FAIR Plan). Also in December 2020, Hughes obtained a homeowner’s insurance policy from Farmers to cover perils other than fire, including losses due to theft (the policy).
One month later, in January 2021, the property sustained significant fire damage. Hughes contacted Farmers, which advised her that fire loss was not covered by her Farmers policy, and she would have to pursue any such claim through her FAIR Plan policy. Unhappy, on January 21, 2021, Hughes tendered a theft claim under the Farmers policy, asserting in excess of $2 million worth of personal property was stolen from the property.
Farmers ultimately denied the claim on January 5, 2022, on the ground that Hughes failed to cooperate with Farmers’ investigation, including by failing to participate in a second examination under oath as required by the policy.
Hughes’s Complaint Against Farmers
One week after the denial of her claim, Hughes sued Farmers and alleged Farmers demanded “duplicative, onerous and/or unnecessary” documentation of stolen items. Further, she alleged Farmers subjected her to “two confrontational, accusatory and grueling examinations under oath.” Hughes alleged her second examination under oath had been “suspended due to [her] medical condition,” but Farmers disregarded her condition and demanded a third examination.
Farmers’ Motion for Summary Judgment
Farmers moved for summary judgment contending it properly denied Hughes’s theft claim based on her failure to cooperate with Farmers’ investigation of her claim as well as her material misrepresentations in obtaining the Farmers policy.
In May 2021, as part of Farmers’ theft claim investigation, Hughes participated in an examination under oath. During the examination, Hughes’s counsel informed the Farmers attorney he had just sent more than 40 additional receipts that the attorney would be receiving shortly. Recognizing they would not have time to go through the new items that day and the examination would need to continue on a future date, the Farmers attorney proposed “continu[ing] to work with one another to identify what’s missing.” In response, Hughes and her counsel agreed, with Hughes stating she would be happy to get “every single thing that you need and I’ll send it to my attorney right away.”
In October 2021, a second session of the examination under oath was held regarding documentation Hughes had produced during and after the first session. Hughes appeared remotely with counsel and before any questions were asked of her, she objected to a further examination.
Hughes accused the Farmers attorney of interrogating her “like a fucking criminal” and stated, “if you want to take my deposition . . . you are going to take a second deposition in court, and that’s going to be a formal deposition.” Hughes’s remote connection then cut out, and her counsel indicated she would not proceed with the examination.
Farmers informed Hughes that it was denying coverage based on her failure to cooperate with Farmers’ investigation and particularly her refusal to proceed with the second examination under oath.
Trial Court’s Grant of Summary Judgment and Denial of Hughes’s Continuance Request and Motion for New Trial
The trial court granted summary judgment in favor of Farmers. Noting an insurer has “an absolute right” to require the insured to submit to an examination under oath “as long as the insurer exercises the right reasonably,” the court determined Hughes had not shown Farmers acted unreasonably. The court concluded summary judgment was appropriate “based solely on failure to cooperate.”
DISCUSSION
The trial court properly concluded there was no genuine dispute that Hughes’s failure to participate in an examination under oath constituted a material breach of the policy; accordingly, Farmers was excused from having to pay on Hughes’s claim. The right to require the insured to submit to an examination under oath concerning all proper subjects of inquiry is reasonable as a matter of law.
An insured’s compliance with a policy requirement to submit to an examination under oath is a prerequisite to the right to receive benefits under the policy.
Because Hughes refused to cooperate with Farmers’ investigation by participating in and completing her examination under oath, she cannot establish her own performance under the policy.
Breach of Implied Covenant Claim
The implied covenant of good faith and fair dealing is based on general contract law and the long-standing rule that neither party will do anything which will injure the right of the other to receive the benefits of the agreement. Hughes’s claim for bad faith fails as a matter of law.
ZALMA OPINION
Wildfires tend to destroy everything. That is why insurers are unwilling to write fire insurance in Malibu and other areas prone to wildfires and obtain fire insurance from the Fair Plan, an organization designed to cover uninsurable risks. Because of the destruction done by a wildfire or a dwelling fire a $2 million dollar theft loss after a fire is questionable and a good reason to take a thorough EUO. Farmers tried to do so and Hughes refused without reason after admitting she left open much investigation elements at the agreed conclusion of the first session and an agreement to a second only to refuse.
(c) 2024 Barry Zalma & ClaimSchool, Inc.
Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.
Subscribe to my substack at https://barryzalma.substack.com/subscribe
Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg
EUO is a Material Condition Precedent Claim Properly Denied for Refusal to Testify at EUO Post 4936 Read the full article at https://www.linkedin.com/pulse/euo-material-condition-precedent-barry-zalma-esq-cfe-exccc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. See the full video at and at Erin Hughes appealed from the grant of summary judgment in favor of defendant and respondent Farmers Insurance Exchange (Farmers) on her causes of action for breach of contract and bad faith arising after Farmers’ denial of Hughes’s property insurance claim because she refused to testify at a second examination under oath (EUO). In Erin Hughes v. Farmers Insurance Exchange, B331168, California Court of Appeals (November 8, 2024) the condition precedent was enforced. FACTUAL BACKGROUND Hughes is the owner of real property in Malibu (the property). In December 2020, Hughes obtained an insurance policy to cover the property for fire loss through the California FAIR Plan Association (FAIR Plan). Also in December 2020, Hughes obtained a homeowner’s insurance policy from Farmers to cover perils other than fire, including losses due to theft (the policy). One month later, in January 2021, the property sustained significant fire damage. Hughes contacted Farmers, which advised her that fire loss was not covered by her Farmers policy, and she would have to pursue any such claim through her FAIR Plan policy. Unhappy, on January 21, 2021, Hughes tendered a theft claim under the Farmers policy, asserting in excess of $2 million worth of personal property was stolen from the property. Farmers ultimately denied the claim on January 5, 2022, on the ground that Hughes failed to cooperate with Farmers’ investigation, including by failing to participate in a second examination under oath as required by the policy. Hughes’s Complaint Against Farmers One week after the denial of her claim, Hughes sued Farmers and alleged Farmers demanded “duplicative, onerous and/or unnecessary” documentation of stolen items. Further, she alleged Farmers subjected her to “two confrontational, accusatory and grueling examinations under oath.” Hughes alleged her second examination under oath had been “suspended due to [her] medical condition,” but Farmers disregarded her condition and demanded a third examination. Farmers’ Motion for Summary Judgment Farmers moved for summary judgment contending it properly denied Hughes’s theft claim based on her failure to cooperate with Farmers’ investigation of her claim as well as her material misrepresentations in obtaining the Farmers policy. In May 2021, as part of Farmers’ theft claim investigation, Hughes participated in an examination under oath. During the examination, Hughes’s counsel informed the Farmers attorney he had just sent more than 40 additional receipts that the attorney would be receiving shortly. Recognizing they would not have time to go through the new items that day and the examination would need to continue on a future date, the Farmers attorney proposed “continu[ing] to work with one another to identify what’s missing.” In response, Hughes and her counsel agreed, with Hughes stating she would be happy to get “every single thing that you need and I’ll send it to my attorney right away.” In October 2021, a second session of the examination under oath was held regarding documentation Hughes had produced during and after the first session. Hughes appeared remotely with counsel and before any questions were asked of her, she objected to a further examination. Hughes accused the Farmers attorney of interrogating her “like a fucking criminal” and stated, “if you want to take my deposition . . . you are going to take a second deposition in court, and that’s going to be a formal deposition.” Hughes’s remote connection then cut out, and her counsel indicated she would not proceed with the examination. Farmers informed Hughes that it was denying coverage based on her failure to cooperate with Farmers’ investigation and particularly her refusal to proceed with the second examination under oath. Trial Court’s Grant of Summary Judgment and Denial of Hughes’s Continuance Request and Motion for New Trial The trial court granted summary judgment in favor of Farmers. Noting an insurer has “an absolute right” to require the insured to submit to an examination under oath “as long as the insurer exercises the right reasonably,” the court determined Hughes had not shown Farmers acted unreasonably. The court concluded summary judgment was appropriate “based solely on failure to cooperate.” DISCUSSION The trial court properly concluded there was no genuine dispute that Hughes’s failure to participate in an examination under oath constituted a material breach of the policy; accordingly, Farmers was excused from having to pay on Hughes’s claim. The right to require the insured to submit to an examination under oath concerning all proper subjects of inquiry is reasonable as a matter of law. An insured’s compliance with a policy requirement to submit to an examination under oath is a prerequisite to the right to receive benefits under the policy. Because Hughes refused to cooperate with Farmers’ investigation by participating in and completing her examination under oath, she cannot establish her own performance under the policy. Breach of Implied Covenant Claim The implied covenant of good faith and fair dealing is based on general contract law and the long-standing rule that neither party will do anything which will injure the right of the other to receive the benefits of the agreement. Hughes’s claim for bad faith fails as a matter of law. ZALMA OPINION Wildfires tend to destroy everything. That is why insurers are unwilling to write fire insurance in Malibu and other areas prone to wildfires and obtain fire insurance from the Fair Plan, an organization designed to cover uninsurable risks. Because of the destruction done by a wildfire or a dwelling fire a $2 million dollar theft loss after a fire is questionable and a good reason to take a thorough EUO. Farmers tried to do so and Hughes refused without reason after admitting she left open much investigation elements at the agreed conclusion of the first session and an agreement to a second only to refuse. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0ExpgWWW.LINKEDIN.COMDiscover thousands of collaborative articles on 2500+ skillsDiscover 100 collaborative articles on domains such as Marketing, Public Administration, and Healthcare. Our expertly curated collection combines AI-generated content with insights and advice from industry experts, providing you with unique perspectives and up-to-date information on many skills and their applications.0 التعليقات 0 المشاركات 1كيلو بايت مشاهدة -
Bird on a Wire
Mel Gibson and Goldie Hawn team up in this non-stop action-comedy directed by John Badham. Hiding under the FBI Witness Protection Program, Rick Jarmin (Gibson) get nervous when old fame Marianne Graves (Hawn) recognizes him. But before he can assume a new identity, the man he put in jail (David Carradine) is released and comes to pay his respects. Rick and Marianne find themselves thrown together on an exhilarating cross-county scramble, barely evading the gangsters, police and an amorous veterinarian (Joan Severance). Their whirlwind travels eventually lead to an unforgettable climax in an elaborate zoo exhibit. A rollercoaster of a movie which will keep you on the edge elaborate zoo exhibit of your seat.
Bird on a Wire Mel Gibson and Goldie Hawn team up in this non-stop action-comedy directed by John Badham. Hiding under the FBI Witness Protection Program, Rick Jarmin (Gibson) get nervous when old fame Marianne Graves (Hawn) recognizes him. But before he can assume a new identity, the man he put in jail (David Carradine) is released and comes to pay his respects. Rick and Marianne find themselves thrown together on an exhilarating cross-county scramble, barely evading the gangsters, police and an amorous veterinarian (Joan Severance). Their whirlwind travels eventually lead to an unforgettable climax in an elaborate zoo exhibit. A rollercoaster of a movie which will keep you on the edge elaborate zoo exhibit of your seat.0 التعليقات 0 المشاركات 424 مشاهدة -
Accent Switch Kamala https://youtu.be/M5EM8mS3paYAccent Switch Kamala https://youtu.be/M5EM8mS3paY0 التعليقات 0 المشاركات 79 مشاهدة
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