Rather than finding a solution and get all parties to de-escalate, Biden only exacerbated existing wounds. He encouraged Ukrainians to pound the table for their right to self-determination, validating their desire to join NATO and the European Union. Thus, on the one hand Biden emboldened Putin by showing weakness, and on the other hand he bolstered Ukraine by making their dreams appear within reach, setting in motion a bloody powder keg. https://wrko.iheart.com/featured/kuhners-corner/content/2024-11-20-biden-drives-putin-to-the-brink-of-nuclear-war/

Foster Wong & Josh Xiao - Chinese driver kills 35 in deadliest attack in at least a decade: https://americanmilitarynews.com/2024/11/chinese-driver-kills-35-in-deadliest-attack-in-at-least-a-decade/ #Zhuhai #VehicleAttack #AssaultCar #CarExtremism #StopCars #EndCarViolence #CarViolence #Insanity #NotOneMore #PedestrianDeath #PedestrianSafety #Terrorism #Transportation

Bad Faith Set Up Fails Read the full article at https://www.linkedin.com/pulse/bad-faith-set-up-fails-barry-zalma-esq-cfe-jllxc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. Inadequate Information Made Refusal to Pay Policy Limits Not Bad Faith INADEQUATE MEDICAL AUTHORIZATION USED TO CAUSE INSURER TO REFUSE SETTLEMENT DEMAND Post 4930 Kara Flick appealed from the judgment after a jury rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. Flick contends the judgment should be reversed due to juror misconduct. In KARA FLICK v. UNITED SERVICES AUTOMOBILE ASSOCIATION, B330507, California Court of Appeals, Second District, Sixth Division (November 5, 2024) the Court of Appeals resolved the dispute. FACTUAL HISTORY After sustaining injuries in an automobile accident caused by Francisco Reyes, Jr., Flick had her attorney send Reyes's insurer, the United Services Automobile Association (USAA), a letter explaining the severity of her injuries and an authorization for the release of her medical records. Flick's attorney followed up with a settlement demand two months later, requesting that USAA pay Flick the entirety of Reyes's $100,000 policy limit in exchange for a release of liability. Attached to the demand was a single medical record from Flick's neurologist. USAA investigated Flick's claim and determined it did not have sufficient information to accept or reject her demand. Flick then filed a personal injury lawsuit against Reyes. The jury found in her favor and awarded nearly $1.7 million in damages. Flick, with an assignment from the Reyes, sued USAA for breach of contract and breach of the implied covenant of good faith and fair dealing. TRIAL At trial, a USAA claims adjustor admitted that Reyes was fully at fault for the accident with Flick. Reyes could therefore be exposed to liability in excess of his policy limits-if Flick provided sufficient documentation to support her claim. USAA's expert on insurance claims handling and another of its claims service managers both agreed with the supervisor that Flick's authorization was invalid and inadequate to allow USAA to obtain Flick's medical records. USAA needed additional records before it could determine the value of Flick's claim. Those records could have included the medical bills Flick provided to her own insurance company, the multiple doctor's notes she had excusing her from work, or the thumb drive recording her purported speech problems, all of which were entered into evidence at her personal injury trial. Because they were not provided to USAA, it was "very difficult to place a value on" Flick's claim. Flick's expert testified that USAA's handling of the settlement demand "was clearly unreasonable." Flick also did not respond to USAA's requests for additional information. By a vote of nine to three, the jury found that Flick did not make a reasonable settlement demand of USAA and rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. The trial court polled the jury, and each juror confirmed their vote. DISCUSSION The Court of Appeals concluded the trial court did not abuse its discretion in denying Flick's new trial motion. USAA successfully rebutted the presumption of prejudice by showing there is no reasonable probability that the juror, D.C.'s misconduct by not explaining he did not hear all of the adjuster's testimony, actually harmed Flick. Much of the adjustor's testimony consisted of facts regarding his communications with Flick's attorney - facts that were undisputed. What was disputed-whether Flick's settlement demand was reasonable-was the subject of other witness testimony, including USAA's expert on insurance claims handling, its supervising claims service manager, Flick's personal injury attorney, and her expert witness on insurance claims handling. What the admitted evidence showed was that D.C. confirmed multiple times that he voted that Flick did not make a reasonable settlement demand: Based on this record there was no reasonable probability that D.C.'s alleged juror misconduct actually harmed Flick. ZALMA OPINION The tort of bad faith arose from abuse by insurers on those they insured. Since its adoption in California about three quarters of a century ago, the abuse has been turned on to insurers. Ms. Flick's counsel placed a demand for settlement on USAA that it could not reasonably and in good faith to its insured, Reyes, because it was incomplete and inadequately supported and forced Flick and Reyes go through a trial where she received an uncollectible judgment against Reyes in hopes of a gigantic bad faith judgment. After much litigation and USAA spending a great deal to defend itself she received the $100,000 policy limit. USAA was punished but neither Flick nor her lawyers profited from the scheme or the appeal. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk

MY BUS DRIVER CLIENT ARRESTED BY IGNORANT COPS | CHARGES DROPPED, LAWSUIT FILED https://old.bitchute.com/video/mbVTSR7DT6c/

...."ALL UGLY, INSANE, ANGRY, FAT BITCHES, GET OUT OF THE GENE POOL!!!...NOW!!!!!"..... ...=> "SEXLESS BUS DRIVER GOES MAD!!!..... https://babylonbee.com/news/rosie-odonnell-vows-to-continue-38-year-sex-strike

The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible. https://youtu.be/IctoumkMUCM

https://medforth.biz/germany-algerian-blocks-road-for-no-reason-and-stabs-car-driver/

The Black Monk of Pontefract haunting at 30 East Drive, in Pontefract, West Yorkshire, is one of the most famous and chilling hauntings in England. The haunting is centered on the supposed ghost of a 16th-century monk, believed to have been executed for heinous crimes. Locals later nicknamed this spirit "The Black Monk" due to its dark robes and sinister reputation. The haunting started in the 1960s, after the Pritchard family moved into 30 East Drive. They soon experienced strange occurrences, such as lights turning on and off, strange cold gusts, and objects moving on their own. The activity escalated with increasingly violent poltergeist behavior, from loud bangs and the spilling of powders and liquids to unseen forces allegedly pulling, scratching, and even choking family members. The family reported seeing a tall, dark figure with a monk-like appearance, whom they believed was responsible. https://youtu.be/IctoumkMUCM

NEW: The Diddy case is getting more and more radioactive as a man named Courtney Burgess says he was given 11 flash drives containing Diddy sex tapes involving eight celebrities who he believes were drugged against their will. He says at least 2 are children.

TWO TIER JUSTICE Fatal hit a run driver Mohammed Rashid sentenced to........ https://youtu.be/fvOkzBYd3rc?si=RELw6hH2B6mhMF1C